Gesa Wenatchee WA Credit Union | Low Mortgage Rates & Business Banking

Introduction

Welcome to Gesa, your trusted financial partner right here in the heart of Wenatchee, WA! Located at 1005 N Wenatchee Ave, our branch has been serving the community since 1953. With a total membership of over 291,000, we pride ourselves on being more than just a credit union; we're a part of your community. At Gesa, we understand that financial needs vary from person to person. That's why we offer a wide range of services tailored to help you achieve your goals. Whether you're looking for personal banking solutions, auto loans, or business financing, we've got you covered. With total assets exceeding $5.56 billion and deposits amounting to $361 million, we're committed to providing you with secure and reliable banking options. Our dedicated team, led by CEO Don Miller and Board President Geof Griebel, is here to ensure that each member receives personalized service and support. We currently employ 848 passionate individuals who are always ready to assist you. While members can visit us at our physical location, official correspondence should be sent to the same address: 1005 N Wenatchee Ave, Wenatchee, WA 98801. If you have any questions or need assistance, don't hesitate to reach out! You can call us at 509-663-1184 or explore more about our offerings on our website at www.gesa.com. Join us today and experience the difference with Gesa where your financial success is our top priority!

Branch History & Mission

Join Us

As we look toward the future, Gesa remains dedicated to fostering relationships built on trust and transparency. We invite you to join us and experience firsthand the benefits of being part of a cooperative where your voice matters. Visit us during our operating hours Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 5:00 PM or call us at 509-663-1184. Together, let's build a brighter financial future!

Our Mission

The heart of Gesa lies in our mission: to enhance the financial well-being of our members while supporting the communities we serve. We believe that everyone deserves access to affordable financial services and education. That's why we offer a wide array of products from checking accounts and auto loans to mortgage refinancing and business banking solutions. Each service is designed with our members' needs in mind. Our commitment extends beyond banking; we actively engage in community outreach efforts. Whether it's partnering with local organizations or hosting events that promote financial literacy, we aim to create a positive impact in Wenatchee and its surrounding areas. While members can visit us at 1005 N Wenatchee Ave for all their banking needs including drive-thru services for quick transactions official correspondence should be sent to our mailing address at 1005 N Wenatchee Ave, Wenatchee, WA 98801.

Branch Location & Accessibility

Convenient Access

Our branch is easy to find, just a stone's throw away from local landmarks like the Wenatchee Valley Museum and Cultural Center. Parking is ample and accessible, ensuring that you can easily stop by without any hassle. Plus, we have ADA-compliant features to accommodate everyone.

Operating Hours

We know that life can be busy, so our lobby hours are designed to fit your schedule. We're open Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 5:00 PM. Need assistance? Just give us a call at 509-663-1184 during those hours!

Services at Your Fingertips

At Gesa, we offer a variety of services tailored to meet your financial goals. Our members enjoy access to personal banking services like checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. You'll also find convenient ATM access and drive-thru banking for quick transactions on the go. While you're welcome to visit us at our physical location, if you need to send official correspondence, please direct it to our mailing address at 1005 N Wenatchee Ave, Wenatchee, WA 98801.

Visit Us Today!

We invite you to stop by our Gesa branch in Wenatchee today! Our dedicated team is eager to assist you with all your financial needs. Whether you're looking for advice on loans or simply need help with your account, we're just around the corner!

Member Eligibility

Joining Gesa is like becoming part of a close-knit community where your financial well-being is our priority. To become a member, you'll find that eligibility is quite straightforward. Generally, anyone who lives, works, worships, or attends school in the area around 1005 N Wenatchee Ave Wenatchee Wa 98801 can join us. We welcome individuals from all walks of life, making it easy for you to access our range of services tailored just for you. The benefits of membership include competitive rates on loans and savings, personalized service, and a sense of belonging that comes with being part of a credit union. Ready to take the next step? Opening an account at Gesa is simple! You can check out more details about eligibility and how to apply by visiting this link. If you have any questions or need assistance, don't hesitate to call us at (509) 663-1184. We're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine having a reliable partner who understands your unique needs. Our merchant services simplify payment processing, allowing you to focus on serving your customers. Whether you're accepting card payments or managing payroll, we provide tools that enhance efficiency and ease. Located at 1005 N Wenatchee Ave Wenatchee Wa 98801 in Wenatchee, WA, our team is ready to assist you with personalized advice and solutions that fit your business. Let's grow together! For inquiries, call us at (509) 663-1184.

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,318 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $897,475,904, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Drive-Thru Services

For those who prefer face-to-face interactions or simply need cash on the go, we have ATM access and drive-thru services available. You can make deposits and withdrawals with ease perfect for quick transactions without having to step inside. At Gesa, we're committed to ensuring that all members receive the support they need. Our friendly staff is always ready to assist you with any questions or concerns you may have about our services. Ready to explore how we can help you achieve your financial goals? Call us at (509) 663-1184 or visit us at 1005 N Wenatchee Ave Wenatchee Wa 98801 in Wenatchee, WA today! Let's start building a brighter financial future together.

Business Banking

For our entrepreneurial members, we offer robust business banking solutions. From merchant services that simplify transactions to business loans that fuel growth, we're here to help you succeed in your ventures.

Credit Cards & Rewards

Don't forget about our credit card offerings! With rewards programs that fit your spending habits, you can earn points while making everyday purchases. It's just one more way we strive to enhance your financial experience at Gesa.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer online and mobile banking services that let you manage your accounts from anywhere at any time. Whether it's making transfers, paying bills, or checking balances, our digital tools are designed with your busy lifestyle in mind. Plus, with features like person-to-person payments and e-statements, handling finances has never been easier.

Personal Banking

Our personal banking services make it easy for you to manage your money. With options for checking and savings accounts, you can choose what works best for your lifestyle. Need a car? Our auto loans and vehicle financing solutions are designed with competitive rates to help you hit the road without breaking the bank. If you're looking to buy a home or refinance your existing mortgage, our mortgage loans offer flexible terms and personalized support. For those unexpected expenses or consolidating debt, our personal loans provide quick access to funds when you need them most.

Digital & Online Banking

Convenient Online Services

With our online banking platform, you can take control of your finances with just a few clicks. Whether it's checking your balance, paying bills, or transferring money, you have all the tools you need at your fingertips. Plus, our electronic signature authorization makes signing documents quick and easy, eliminating the need for paperwork.

Mobile Banking on the Go

For those who prefer managing their finances from their smartphones, our mobile application is here to help. You can easily make mobile payments, check balances, and even conduct person-to-person transfers right from your device. It's all about making banking as convenient as possible for you.

Security You Can Trust

Your security is our top priority. We use advanced technology to protect your personal information while offering user-friendly features that make banking simple and stress-free. With Gesa, you can have peace of mind knowing that your accounts are safe. In summary, whether you're at home or on the move, Gesa provides digital and online banking solutions that empower you to manage your finances effortlessly. Explore all these features today by visiting https://www.gesa.com/!

Stay Organized with E-Statements

Say goodbye to paper clutter! Our e-statements service allows you to receive your account statements electronically. Not only does this help the environment, but it also keeps your financial information organized and accessible whenever you need it.

Financial Strength

Commitment to Excellence

Our $0 net income reflects our operational efficiency during challenging times but does not diminish our commitment to providing competitive loan rates and solid financial products for our members. We also take pride in having 757 full-time employees and 91 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Member Savings Are Prioritized

Members' savings are secured through $1,172,204,361 in share certificates and $312,449,907 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $185,667,323, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $580,793,102, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.41% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment for Better Services

With $396,901,187 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with $70,825 in used auto loans and a total of $4,439,960,465 in loans and leases.

Strong Member Base

Total Share Accounts: 557,049, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Gesa is your trusted partner. Visit us at 1005 N Wenatchee Ave Wenatchee WA 98801 or call 509-663-1184 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have issued over $1267782975 in used vehicle loans and $473418567 in new vehicle loans already helping members get on the road. Whether you prefer a brand-new model or a reliable used vehicle, our auto financing options can fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $897475904 provide the capital needed to grow and expand. We understand that every business is unique, and we're here to support your financial needs as you scale.

Credit Card Loans

For managing everyday expenses, we offer flexible terms on unsecured credit card loans, with a total of $207515971 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits tailored to fit your lifestyle.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $372833184. This allows you to secure the funding needed for your dream home while enjoying competitive interest rates.

Refinancing Options

If you're considering refinancing any existing loans, we encourage you to reach out for eligibility options. Our team is ready to assist you in finding the best solution that suits your financial situation. You can find us at 1005 N Wenatchee Ave, Wenatchee WA 98801. If you have any questions or would like more information about our loan products, feel free to call us at 5096631184. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our offerings today and take the next step toward achieving your financial goals!

Loan Aggregator

Building Trust Through User Experiences

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing process guarantees that the offers presented are both fair and transparent. - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions.

Gesa

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans