Gesa Walla Walla WA Credit Union | Affordable Auto Loans & Business Banking

Introduction

At Gesa, we believe in building strong communities and supporting our members through every financial journey. Located at 1355 W Poplar St, Walla Walla, WA 99362, our branch has been a trusted financial partner since it opened its doors in 1953. With over 291,000 members and total assets exceeding $5.5 billion, Gesa is dedicated to providing personalized banking solutions that meet your unique needs. While members can visit us at our branch for a variety of services, including personal banking, auto loans, and business banking, official correspondence should be sent to the same address: 1355 W Poplar St, Walla Walla, WA 99362. Our team of over 840 employees is here to assist you with any inquiries you may have. Under the leadership of CEO Don Miller and Board President Geof Griebel, Gesa remains committed to fostering a culture of trust and transparency. With total deposits amounting to $361 million and a net worth of $580 million, we prioritize the financial well-being of our community. Our cash reserves stand at $58 million, ensuring that we can support our members when they need us most. We invite you to experience the Gesa difference. Whether you're looking for checking accounts, savings options, or loans tailored to your lifestyle, we are here for you. Feel free to call us at 509-378-3100 or visit our website at gesa.com to learn more about how we can serve you better. Let's achieve your financial goals together!

Branch History & Mission

A Commitment to Innovation

As times change, so do we. At Gesa, we embrace digital advancements to enhance the member experience while ensuring ADA compliance for all facilities. With online and mobile banking options available, members can manage their finances conveniently from anywhere. Additionally, our drive-thru service provides quick access for those who prefer in-person transactions without leaving their vehicles. While members can visit us at 1355 W Poplar St, official correspondence should be sent to the same address as our mailing address: 1355 W Poplar St, Walla Walla, WA 99362.

Join Us Today!

As we continue to grow and evolve alongside our community, we invite you to become part of the Gesa family. Experience firsthand how we can support your financial journey while contributing positively to Walla Walla. For more information or to open an account today, give us a call at 509-378-3100 or visit our website at Gesa. Together, let's build a brighter future!

Our Mission

Our mission at Gesa is clear: we aim to empower individuals and families by providing accessible financial services and supporting community growth. We believe that everyone deserves a chance to achieve their financial goals, whether it's purchasing a home, saving for education, or starting a business. By offering a wide range of products such as personal banking accounts, auto loans, mortgages, and credit cards we ensure that our members have the tools they need to succeed. We also recognize the importance of being actively involved in our community. Through various outreach programs and partnerships with local organizations, we work hard to make a positive impact in Walla Walla and surrounding areas. Our commitment extends beyond just banking; we are dedicated to enhancing the quality of life for all residents.

Branch Location & Accessibility

Welcome to Gesa, your friendly neighborhood credit union located at 1355 W Poplar St in beautiful Walla Walla, WA. We understand that convenience is key for our members, and our branch is easily accessible whether you're coming from the downtown area or nearby landmarks like the historic Fort Walla Walla Park. With ample parking available, visiting us is hassle-free, allowing you to focus on what matters most your financial well-being. While you can find us at this address for all your banking needs, please note that official correspondence should be sent to the same mailing address: 1355 W Poplar St, Walla Walla, WA 99362. At Gesa, we strive to ensure that everyone can access our services comfortably. Our branch is fully ADA compliant, featuring ramps and wide doorways to accommodate all visitors. Plus, if you're in a rush or prefer not to enter the branch, our drive-thru banking service makes it easy to handle deposits and withdrawals quickly. Our operating hours are designed with your schedule in mind. We're open Monday through Friday from 9:00 AM to 6:00 PM and on Saturday from 9:00 AM to 5:00 PM. Whether you need assistance with personal banking services like checking and savings accounts or require help with auto loans and mortgages, our friendly staff is here to assist you during these hours. In addition to our welcoming atmosphere and convenient location, we offer ATM services right at the branch so you can easily access your cash whenever needed. We invite you to stop by Gesa today or give us a call at 509-378-3100. Let us help you achieve your financial goals with personalized service that puts you first!

Member Eligibility

At Gesa, we believe that joining our community should feel welcoming and accessible to everyone. If you're looking to become a member, you'll be glad to know that eligibility is open to various groups, including those who live, work, worship, or attend school in the local area. This means whether you're a lifelong resident or new to the neighborhood, you have the chance to enjoy all the benefits we offer. As a member of Gesa, you'll gain access to personalized banking services designed to help you thrive financially. Ready to take the next step? Opening an account is straightforward and can be done online. You can find more information about the eligibility requirements by visiting us at https://www.gesa.com/about/about-gesa-membership/. If you have any questions or need assistance, don't hesitate to reach out at (509) 378-3100. We're excited to welcome you into our family at Gesa, located at 1355 W Poplar St Walla Walla Wa 99362!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,318 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $897,475,904, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that make transactions easy for your customers. Imagine having a point-of-sale system that accepts multiple payment types, allowing you to serve more customers effectively. Our services empower you to focus on what you do best running your business. Visit us at 1355 W Poplar St Walla Walla Wa 99362, Walla Walla, WA, and discover how we can help your business achieve its goals today!

Comprehensive List Of Services

ATM and Drive-Thru Services

For those quick transactions, our ATM facilities allow easy access for withdrawals and balance checks anytime you need them. Additionally, our basic drive-thru banking lets you perform simple transactions without leaving your car perfect for busy schedules.

Commitment to Your Financial Wellness

At Gesa, located at 1355 W Poplar St Walla Walla Wa 99362, we are committed to helping you achieve financial wellness through all stages of life. Our friendly team is always available to assist with any questions you may have about our services or how they can best serve your needs. If you're ready to take the next step in managing your finances or want to learn more about what we offer, please don't hesitate to reach out! Call us at (509) 378-3100, or visit us today! Let's work together toward achieving your financial goals.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why Gesa provides robust Online & Mobile Banking platforms. You can manage your accounts from anywhere at any time. With features like mobile payments and person-to-person transfers, banking has never been easier or more accessible.

Flexible Loan Options

Need extra cash? Our Personal Loans & Debt Consolidation options can help streamline your expenses or fund special projects. Plus, our Credit Cards with Rewards not only give you purchasing power but also reward you for spending wisely. If you're a business owner, we offer comprehensive Business Banking services including Merchant Services & Business Loans tailored to help you thrive.

Personal Banking Solutions

Navigating personal finances can be challenging, but our offerings make it easy. We provide Checking & Savings Accounts that fit your lifestyle and help you manage your money effectively. If you're considering a new vehicle, our Auto Loans & Vehicle Financing options come with competitive rates to get you on the road without breaking the bank. For those larger investments, like buying a home, our Mortgage Loans & Refinancing services ensure you find the right fit for your budget.

Digital & Online Banking

Key Features

Our online banking offers a variety of features to help you stay on top of your financial game. You can easily view your account balances, transfer funds between accounts, and even send money to friends or family with our person-to-person transfer option. If you're looking for an eco-friendly way to manage your statements, we provide e-statements that are not only convenient but also keep your information secure and accessible whenever you need it.

Real-Time Management

Managing your money in real-time is straightforward with our services. You'll receive instant notifications about account activity and can quickly check balances or recent transactions anytime. Our user-friendly interface ensures that even those who may not be tech-savvy will find it easy to navigate. In a fast-paced world, having control over your finances should be effortless. With the comprehensive digital banking services at Gesa, you can enjoy the convenience of managing your money anytime, anywhere always with safety in mind!

Security and Convenience

Your security is our priority. With electronic signature authorization available, signing documents has never been easier or safer. Plus, our mobile application lets you handle transactions securely from anywhere, making it simple to pay bills or make purchases using mobile payments.

Financial Strength

At Gesa, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to sound financial management ensures that we are here for you today and in the future. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $580,793,102, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1041 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,172,204,361 in share certificates and $312,449,907 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $185,667,323, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $396,901,187 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $70,825 in used auto loans and an impressive total of $4,439,960,465 in loans and leases across various sectors. Our operational efficiency is reflected in our performance; although our net income stands at $0, this indicates prudent management practices aimed at fostering long-term growth rather than short-term gains. We also take pride in having 757 full-time employees and 91 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The strength of Gesa is further highlighted by our robust member base totaling 557,049 share accounts demonstrating trust from our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Gesa is your trusted partner. Visit us at 1355 W Poplar St Walla Walla WA 99362 or call us at 509-378-3100 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Information

Our dedicated team is always available for any questions you may have regarding our loan offerings or eligibility requirements. You can reach us at (509) 378-3100 or visit us at 1355 W Poplar St Walla Walla Wa 99362, Walla Walla, WA. For more information about becoming a member and accessing these benefits, please check out our website at Gesa. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you take the next step towards achieving your financial dreams!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,267,782,975 in used vehicle loans and $473,418,567 in new vehicle loans already helping members get on the road. We provide flexible terms that make it easy for you to drive away with the vehicle you want. Plus, if you're considering refinancing your current auto loan, we can help you explore eligibility options to potentially lower your monthly payments.

Business Financing

For business owners, our outstanding commercial loans totaling $897,475,904 provide the capital needed to grow and expand. We recognize that businesses have unique financing needs, and our team is here to assist you in finding the right solution for your business goals.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $372,833,184, make buying or refinancing simple. We work closely with our members to find solutions that fit their budget and lifestyle. If you're looking at refinancing your existing mortgage, we also offer tailored options that could save you money in the long run.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $207,515,971 in loans helping members manage their finances effectively. These cards come with various features designed to enhance your spending power while allowing you to maintain control over your budget.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing data from reputable institutions guarantees that users receive fair and transparent offers. Each loan listing is verified to ensure accuracy, making it easy for you to trust the information presented.

Gesa

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans