Gesa Walla Walla WA Credit Union | Top Auto Loans & Business Banking

Introduction

Welcome to Gesa, your trusted financial partner in Walla Walla, Washington! Located at 1603 Penny Ln, Walla Walla, WA 99362, our branch has been serving the community since 1953. As a proud member of the Gesa family, we are dedicated to providing exceptional banking services tailored to meet your unique needs. With over 291,761 members and total assets exceeding $5.5 billion, Gesa is committed to fostering financial well-being in our community. Our diverse offerings include personal banking solutions like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. For businesses, we provide essential services such as merchant solutions and business loans. While members can visit us at our physical branch for personalized assistance, official correspondence should be sent to the same address: 1603 Penny Ln, Walla Walla, WA 99362. If you need to get in touch with us, don't hesitate to call 509-378-3100 or send a fax to 509-378-3436. At Gesa, we pride ourselves on our strong leadership team led by CEO Don Miller and Board President Geof Griebel. With a dedicated staff of 848 employees, we strive to make every member feel valued and supported. Our commitment goes beyond just banking; it's about building lasting relationships and contributing positively to the community. Join us in experiencing the benefits of being part of a credit union that cares. Whether you're looking to open an account or explore loan options, we invite you to visit our website at gesa.com or come see us in person. Let's work together towards achieving your financial goals!

Branch History & Mission

Evolution and Milestones

Since opening our doors, Gesa has continually adapted to meet the changing needs of our community. We understand that personal connections matter; that's why we prioritize customer service and strive to create an inviting atmosphere for all who walk through our doors. Over the years, we have expanded our offerings beyond traditional banking to include auto loans, mortgages, and business financing solutions. Our branch is equipped with modern conveniences like ATM access and drive-thru banking services, allowing us to serve you efficiently while ensuring your comfort. Whether you're stopping by for a quick transaction or seeking personalized financial advice, we're here for you.

Join Us Today!

As we continue to grow and evolve in Walla Walla and beyond, we invite you to become part of the Gesa family. Experience firsthand the benefits of membership from competitive loan rates to personalized service designed with your needs in mind. Visit us today or explore more about joining on our website at Gesa. Together, let's build a brighter financial future!

Our Mission

At Gesa, we believe that financial empowerment starts with education and community support. Our mission is clear: to improve the lives of our members through exceptional service and tailored financial solutions. We are not just about transactions; we're dedicated to building lasting relationships with those we serve. Our commitment extends beyond finances; we actively engage in community outreach programs and partnerships that uplift our neighbors and contribute to local development. While members can visit us at 1603 Penny Ln for their banking needs, official correspondence should be sent to the same address. You can also reach us at 509-378-3100 during our operating hours Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 5:00 PM. As technology evolves, so do we. Gesa offers online banking services that include mobile payments and e-statements, ensuring that managing your finances is convenient and secure.

Branch Location & Accessibility

Connect With Us

Have questions or need assistance? Don't hesitate to reach out! You can call us at 509-378-3100 for any inquiries or visit us in person. We look forward to welcoming you into the Gesa family and helping you achieve your financial goals!

Convenient Access

At Gesa, we prioritize your convenience. Our branch features ample parking and is fully accessible, ensuring that everyone can visit us without any hassle. Whether you prefer to walk in or use our drive-thru banking service, we've got you covered. With our drive-thru option, you can handle deposits, withdrawals, and simple transactions without leaving your car.

Operating Hours

We understand that your time is valuable. That's why we offer flexible operating hours: Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 5:00 PM. This schedule makes it easy for you to fit banking into your busy life.

Services Offered

At Gesa, we provide a variety of personal banking services tailored to meet your needs. From checking and savings accounts to auto loans and credit cards with rewards, we've got everything covered. Plus, our ATM is available for quick cash withdrawals and balance checks whenever you need it. While members can visit us at our branch address, official correspondence should be sent to the same address at 1603 Penny Ln, Walla Walla, WA 99362.

Member Eligibility

At Gesa, we believe that becoming a member is like joining a warm, welcoming family where everyone is valued and supported. If you live, work, or attend school in the area around 1603 Penny Ln Walla Walla Wa 99362, you're likely already eligible to join us! Our membership is designed to be inclusive, meaning that if you meet these simple criteria, you're just a step away from enjoying all the benefits we offer. Whether it's personalized financial services, competitive loan rates, or access to educational resources, our members experience a unique sense of community and empowerment. To get started on your journey with us, you can find detailed eligibility information at https://www.gesa.com/about/about-gesa-membership/. It's straightforward and easy to follow! When you're ready to open your account, simply visit our account opening page at https://www.gesa.com/coupon-enrollment/. If you have any questions or need assistance, feel free to give us a call at (509) 378-3100. We're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services Tailored for You

Imagine having a reliable partner that simplifies transactions while enhancing customer experiences. Our merchant services do just that, allowing you to accept payments effortlessly whether online or in-person. This means more time focusing on what you do best: running your business. Located at 1603 Penny Ln Walla Walla Wa 99362 in Walla Walla, WA, our dedicated team is ready to assist you every step of the way. Discover how we can help your business thrive today! For more information, visit us at https://www.gesa.com/.

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,318 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $897,475,904, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Solutions

If you're a business owner, you'll appreciate the offerings under our Business Banking category. We provide essential services such as Merchant Services & Business Loans, designed to support and grow your business.

Credit Options

When unexpected expenses arise, having quick access to cash is crucial. Our Personal Loans & Debt Consolidation solutions are here to help you manage those costs effectively. For those who prefer using credit responsibly, our Credit Cards with Rewards program offers great benefits on everyday purchases while helping you build your credit score.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking platforms that allow you to manage your accounts anytime and anywhere. Whether it's checking your balance, transferring money, or making payments, everything is just a tap away. We also have an ATM available for quick cash withdrawals and basic transactions whenever you need them.

Drive-Thru and ATM Services

For those who prefer face-to-face interactions but value speed, our Basic Drive-Thru Banking allows for easy deposits and withdrawals without leaving your car. Additionally, our ATMs are equipped for quick withdrawals and balance checks, ensuring that accessing your money is simple. At Gesa, we understand that each member has unique financial needs. That's why we strive to create a friendly environment where you can explore all available options tailored just for you. If you're ready to take the next step in managing your finances or if you have questions about any of our services, please feel free to reach out at (509) 378-3100 or visit us at 1603 Penny Ln Walla Walla Wa 99362 in beautiful Walla Walla, WA. Join us today at Walla Walla (tietan), where we're committed to being more than just a financial institution; we're here to be part of your journey towards financial well-being!

Personal Banking

Navigating your personal finances can be overwhelming, but at Gesa, we make it easier with our Checking & Savings Accounts. These accounts are tailored for everyday banking needs, allowing you to manage your funds effortlessly. If you're planning to purchase a new vehicle, our Auto Loans & Vehicle Financing options provide competitive rates and flexible terms that fit your budget. Plus, our Mortgage Loans & Refinancing services can help you secure your dream home or lower your current mortgage payments.

Digital & Online Banking

Key Features

With our user-friendly online banking platform available at Gesa's website, you can easily check balances, transfer funds, and pay bills with just a few clicks. Plus, if you're looking for quick ways to send money to friends or family, our person-to-person transfer feature makes it simple and fast. We also prioritize your security. With electronic signature authorization available, signing documents is not only quick but safe too. You can rest easy knowing your transactions are protected.

Mobile Banking on the Go

Need to bank while you're out? Our mobile application brings all these features right to your smartphone. Whether you're making mobile payments or checking your e-statements, everything is just a tap away. And yes, e-statements are available for those who prefer going paperless it's an easy way to keep track of your finances without clutter. With Gesa's mobile payments feature, you can make purchases directly from your phone, simplifying your daily transactions. It's all about making your banking experience as smooth as possible. At Gesa, we believe that managing your finances should be straightforward and accessible. Our digital and online banking services empower you to take control of your money whenever and wherever you need it. Join us today and experience the ease of modern banking!

Financial Strength

At Gesa, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, trust and reliability are essential for your financial well-being. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $580,793,102, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1041 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,172,204,361 in share certificates and $312,449,907 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $185,667,323, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Additionally, with $396,901,187 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $70,825 in used auto loans and a total of $4,439,960,465 in loans and leases. Our operational efficiency is reflected in our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 757 full-time employees and 91 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share and Deposit Accounts stand at 557,049, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Gesa is your trusted partner. Visit us at 1603 Penny Ln Walla Walla Wa 99362 or call 509-378-3100 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,267,782,975 in used vehicle loans and $473,418,567 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates that make it easier for you to drive away with the vehicle you want.

Business Loans

For business owners, our outstanding commercial loans totaling $897,475,904 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing one, we are dedicated to supporting your business ambitions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $372,833,184, make buying or refinancing simple. We're here to guide you through the process and help you find a mortgage solution that fits your budget.

Refinancing Options

If you're interested in lowering your monthly payments or consolidating debt, we offer refinancing options across all our loan products. Our team can help determine your eligibility and find the best rates available. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our lending options today! For more information, feel free to call us at (509) 378-3100, visit us at our branch located at 1603 Penny Ln Walla Walla Wa 99362, or check out our website at https://www.gesa.com/. Let's work together towards achieving your financial goals!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $207,515,971 in loans helping members manage their finances effectively. These cards come with rewards programs that can benefit your everyday spending while providing access to funds when you need them most.

Loan Aggregator

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Gesa

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans