Gesa Spokane WA Credit Union | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Gesa, your trusted partner in financial well-being since 1953. Located at 9625 N Newport Hwy, Spokane, WA 99218, our North Spokane branch is dedicated to serving the needs of our community with a personal touch. With a total membership of over 291,000 and assets exceeding $5.5 billion, we pride ourselves on being a financial institution that truly cares about its members. At Gesa, we understand that every member has unique financial goals. That's why we offer a variety of services from checking and savings accounts to auto loans and mortgages all designed to help you succeed financially. With total loans and leases amounting to 194,910 and deposits reaching $361,381,628, our solid financial foundation allows us to provide you with the resources you need for your personal or business endeavors. Our leadership team, led by CEO Don Miller and Board President Geof Griebel, is committed to fostering a supportive environment where members can thrive. Our friendly staff is here to assist you with any questions or needs you may have. Whether you're visiting us in person or taking advantage of our online banking services, we're here for you. While members can visit us at 9625 N Newport Hwy, official correspondence should be sent to the same address for your convenience. If you're looking for a reliable credit union that puts its members first, look no further than Gesa. Ready to take the next step? Call us at 509-466-3456 or explore our website at www.gesa.com for more information on how we can assist you in achieving your financial dreams!

Branch History & Mission

Gesa has a rich history in Spokane, WA, where our North Spokane branch has proudly served the community since it opened its doors in 1953. Over the decades, we have grown alongside our members, evolving from a small credit union into a trusted financial partner for over 291,000 individuals. With total assets reaching an impressive $5,565,453,827, we are committed to providing exceptional financial services that empower our members to achieve their goals. Located at 9625 N Newport Hwy, Spokane, WA 99218, our branch is easy to find and conveniently situated near local landmarks. This central location makes it easy for members to access our wide range of services. While members can visit us at this address for all their banking needs, official correspondence should be sent to the same mailing address. At Gesa, our mission goes beyond just banking; we aim to enhance the lives of our members and support the communities we serve. We believe in building strong relationships and providing tailored solutions that meet each member's unique financial needs. Our dedication to community support is evident through various outreach programs and partnerships with local organizations that foster growth and opportunity. As part of our commitment to modern banking practices, we have embraced digital advancements while ensuring ADA compliance across all platforms. Members can enjoy convenient online and mobile banking options, including e-statements and mobile payments. We also offer basic drive-thru banking services for quick transactions like deposits and withdrawals. Our team is passionate about creating a welcoming environment where every member feels valued. From personal banking services such as checking accounts and auto loans to business banking solutions like merchant services and business loans, we strive to offer comprehensive support for all financial journeys. Join us at Gesa today! Experience firsthand the benefits of membership with a credit union that truly cares about your success. Whether you're looking to open an account or simply need assistance with your finances, our friendly staff is here to help you every step of the way. Reach out to us at 509-466-3456 or visit our website at gesa.com for more information on how we can assist you!

Branch Location & Accessibility

Accessibility Features

At Gesa, we prioritize accessibility for all our members. Our branch complies with ADA standards and features ramps and spacious pathways, making it easy for everyone to get around comfortably.

Call-to-Action

Ready to experience exceptional service? Visit us today at Gesa in North Spokane or give us a call at 509-466-3456. We look forward to helping you achieve your financial goals!

Convenient Location

Situated near popular local spots, our branch is easy to find. You can swing by on your way home or during a lunch break. Plus, ample parking is available right outside, ensuring that your visit is hassle-free. If you need to send us any official correspondence, please note that our mailing address is also 9625 N Newport Hwy, Spokane, WA 99218.

Operating Hours

We know your time is valuable! That's why our lobby hours are from Monday through Friday, opening at 10 am and closing at 5 pm. For those who prefer drive-thru banking, we open even earlier at 9 am and stay available until 6 pm on weekdays perfect for those busy mornings!

Services Offered

Our North Spokane branch offers a wide range of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. We also provide convenient online and mobile banking solutions so you can manage your finances anytime, anywhere.

Member Eligibility

Joining the community at Gesa is a wonderful way to access financial services while being part of a supportive family. To become a member, you'll find that eligibility is designed to be inclusive and welcoming. Generally, individuals who live, work, worship, or attend school in the area around our branch are eligible for membership. Plus, if you have family members who are already members, you can easily join as well! This opens the door for everyone to enjoy personalized service and a variety of financial products tailored to your needs. For detailed criteria and any updates, feel free to check out our eligibility page at https://www.gesa.com/about/about-gesa-membership/. The process of opening an account at Gesa is straightforward and friendly. We want to make sure you feel comfortable every step of the way! Simply visit us at our branch located at 9625 N Newport Hwy Spokane Wa 99218, or give us a call at (509) 466-3456 for assistance. You can also explore how to get started online through our account opening link here: https://www.gesa.com/coupon-enrollment/. We look forward to welcoming you into our community!

Business Banking & Commercial Services

Business Loan Options

Imagine having the financial support you need to expand your operations or invest in new equipment. Our commercial lending programs are here to turn that vision into reality. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,318 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $897,475,904, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer essential merchant services that streamline payment processing for your business. Whether you're a small retailer or a larger enterprise, our services make it easier for you to accept payments, manage transactions, and keep your cash flow healthy. Imagine reducing wait times for customers at the checkout or having access to insightful reports that can guide your business decisions. At Gesa, we're here to ensure you have the tools necessary for success. Located at 9625 N Newport Hwy Spokane Wa 99218, Spokane, WA, we're ready to partner with you on your journey toward growth and prosperity. Let's work together to build a brighter future for your business!

Comprehensive List Of Services

Banking at Your Fingertips

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. You can check balances, transfer funds, pay bills, and even send money to friends with just a few taps on your smartphone or computer. Plus, our ATM services ensure you have access to cash whenever you need it.

Convenient Loans and Credit Options

Life can throw unexpected expenses your way, but with our personal loans and debt consolidation options, you can find peace of mind. Our credit cards come with rewards that can benefit your everyday spending imagine earning points for cash back or travel just by using your card! For small business owners, we provide essential business banking services including merchant services and business loans. We understand how crucial it is for businesses to thrive, which is why we tailor our solutions to fit your specific needs.

Drive-Thru & ATM Services

If you're on the go, stop by our drive-thru for quick transactions like deposits and withdrawals without leaving your vehicle. Our basic ATM access allows you to withdraw cash or check balances easily whenever it suits you. At Gesa, we believe banking should be straightforward and accessible for everyone. If you're ready to explore how we can help simplify your financial life, give us a call at (509) 466-3456 or visit us at 9625 N Newport Hwy Spokane Wa 99218 in Spokane, WA. Let's achieve those financial goals together!

Personal Banking Made Easy

For those starting their financial journey, our personal banking services include checking and savings accounts that help you manage your daily expenses and savings goals. Imagine being able to set up automatic transfers into your savings account, helping you build a nest egg effortlessly. If you're in the market for a new vehicle, our auto loans and vehicle financing options can make that dream car a reality. We offer competitive rates and flexible terms that can work within your budget. And don't forget about mortgage loans and refinancing opportunities whether you're buying your first home or looking to lower your monthly payments, we're here to assist you every step of the way.

Digital & Online Banking

Key Services

With our 24/7 Online Banking Services, you can access your accounts anytime, from anywhere. Whether you're checking your balance, transferring funds, or reviewing transactions, our user-friendly platform makes it simple. You can get started by visiting us at https://www.gesa.com/. Need to send money quickly? Our Person-to-Person Transfers feature allows you to send and receive funds instantly, making it perfect for splitting bills or sharing expenses with friends and family. Plus, with the ability to sign documents through Electronic Signature Authorization, completing transactions has never been easier or more secure. We also offer E-Statements for those who prefer a paperless option. This not only helps reduce clutter but also allows you to access your financial statements anytime without waiting for them to arrive in the mail.

Mobile Banking

For those on the go, our Mobile Application is here to help. With it, you can manage your accounts right from your smartphone. Whether it's making mobile payments or checking your account balance while out shopping, everything is just a tap away. Yes, we support Mobile Payments, so you can leave your wallet at home! At Gesa, we believe that banking should fit into your lifestyle seamlessly. That's why our digital services are designed for accessibility and ease-of-use, ensuring real-time management of your finances without the hassle. Join us today and experience banking made simple!

Financial Strength

At Gesa, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing you with a solid foundation for your financial journey. With a net worth of $580,793,102, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1041 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,172,204,361 in share certificates and $312,449,907 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $185,667,323, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $396,901,187 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $70,825 in used auto loans and an impressive $4,439,960,465 in total loans and leases. Our operational efficiency is highlighted by our net income of $0, which reflects our commitment to maintaining stability while continuing to offer competitive loan rates and solid financial products for our members. We also take pride in having 757 full-time employees and 91 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. The trust our members place in us is evident from the 557,049 total share accounts, showing a strong and growing member base that relies on Gesa for their financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Gesa is your trusted partner. Visit us at 9625 N Newport Hwy Spokane Wa 99218 or call 509-466-3456 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1267782975 in used vehicle loans and $473418567 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used option, we can assist you every step of the way.

Business Financing

For business owners, our outstanding commercial loans totaling $897475904 provide the capital needed to grow and expand your business. We are committed to supporting local entrepreneurs with tailored solutions that help drive success. If you're interested in refinancing any existing loans or would like more information about eligibility options for our various loan products, please don't hesitate to reach out. Our team is here to help guide you through the process and answer any questions you may have. To learn more about our loan offerings or to speak with one of our representatives, call us at 5094663456 or visit us during our lobby hours from Monday through Friday from 10 am to 5 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to assisting you on your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $372833184, make buying or refinancing simple. We provide guidance throughout the process to ensure you find the right mortgage solution for your situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $207515971 in loans helping members manage their finances effectively. Our credit cards come with rewards programs and low-interest rates, making it easier for you to control your spending while earning benefits.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing data from credible institutions guarantees that the loan offers presented are fair and transparent.

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency in your comparisons. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results so you can trust that you're getting the best options available. - Real-Time Rate Comparisons: We offer up-to-date loan rates from multiple institutions, allowing you to stay informed about current market conditions and make educated choices. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback reflects our commitment to helping users navigate their loan options effectively. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Gesa

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans