Gesa Spokane WA Credit Union | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Gesa, your trusted partner in financial growth and community support! Located at 4407 N Division St Ste 104, Spokane, WA 99207, we have been proudly serving our members since 1953. With a total membership of over 291,761, we are dedicated to providing personalized banking solutions that meet the unique needs of our community. At Gesa, we understand that your financial journey is important. That's why we offer a wide range of services, including checking and savings accounts, auto loans, mortgage options, and business banking services. Our total assets stand at an impressive $5,565,453,827, showcasing our stability and commitment to helping you achieve your financial goals. Under the leadership of CEO Don Miller and Board President Geof Griebel, our team of 848 employees is here to assist you with expert advice and friendly service. Whether you're looking to open a new account or seeking guidance on loans, we're here for you. You can reach us at 509-464-4077 for any inquiries or visit our website at www.gesa.com for more information. While members can visit us at our branch location, official correspondence should be sent to the same address: 4407 N Division St Ste 104, Spokane, WA 99207. With a focus on community impact and member satisfaction, Gesa is committed to providing financial services that make a difference. Join us today and discover how Gesa can help you reach your financial aspirations. We look forward to welcoming you into our family!

Branch History & Mission

Community Impact

We take pride in being involved in various community outreach efforts and partnerships that strengthen Spokane. From sponsoring local events to supporting educational programs, Gesa believes in giving back. Our aim is not just to be a financial institution but a pillar of support within the community. With ATM availability and drive-thru banking options at your convenience, Gesa strives to make your experience easy and enjoyable. Our dedicated team is always ready to assist you with any questions or concerns you may have; feel free to reach us at 509-464-4077.

Join Us

As we look toward the future, Gesa remains committed to serving our members with integrity and dedication. We invite you to join us on this journey toward better financial health. Experience firsthand what it means to be part of a credit union that truly cares about its members and their communities. Visit us today or learn more by exploring our website at Gesa.

Mission Statement

Gesa's mission is simple yet powerful: we aim to improve the financial well-being of our members and enrich the communities we serve. We understand that financial health is about more than just numbers; it's about building relationships and supporting each other through life's ups and downs. Whether it's helping families buy their first homes or offering small businesses the financing they need to grow, we are here every step of the way. While members can visit us at our branch location for any financial needs or inquiries during our operating hours Monday through Friday from 9:00 am to 6:00 pm and Saturday from 9:00 am to 1:00 pm official correspondence should be sent to the same address.

Our Evolution

Since opening, Gesa has continuously evolved to meet the needs of our members. We have expanded our services to include personal banking options like checking and savings accounts, auto loans and vehicle financing, mortgage loans and refinancing, as well as business banking solutions. As of today, we proudly manage total assets of over $5.5 billion. This growth reflects not just our success but also the trust our members place in us. Our commitment to innovation is evident through the introduction of digital banking services like online banking and mobile payments. We strive to make banking as convenient as possible for everyone while ensuring compliance with ADA standards so that all individuals can access our services without barriers.

Branch Location & Accessibility

Get in Touch

Have questions or want to learn more about what we offer? Give us a call at 509-464-4077! We invite you to come visit us at Gesa in Spokane your trusted partner in financial wellness. We're excited to help you on your journey!

Operating Hours

We know that life can get busy! That's why we offer convenient hours for your banking needs. Our lobby is open from Monday through Friday from 9:00 AM to 6:00 PM, so you can stop by after work or during lunch breaks. Plus, on Saturdays, our drive-thru service is available from 9:00 AM until 1:00 PM perfect for those who need quick access without leaving their vehicles.

Our Location

At Gesa, we understand that accessibility matters. Our branch features ample parking and is compliant with ADA standards, ensuring that everyone can easily access our services. If you need assistance or have any questions about navigating the space, our friendly staff is always ready to help. While members can visit us at our Spokane location for all their banking needs, please note that any official correspondence should be sent to the same address: 4407 N Division St Ste 104, Spokane, WA 99207.

Services Offered

Gesa offers a range of personal banking services tailored just for you. From checking and savings accounts to auto loans and mortgages, we're here to meet your financial needs. Need cash? Our ATM is readily available for quick withdrawals and balance checks. And if you prefer face-to-face interactions, don't forget about our drive-thru banking option for simple transactions like deposits and withdrawals.

Member Eligibility

Joining the Gesa family is more than just opening an account it's about becoming part of a supportive community that values your financial well-being. If you're interested in membership, you'll be pleased to know that eligibility is open to anyone who lives, works, or worships in Spokane County and surrounding areas. This means if you're a resident or have ties to this vibrant community, you can enjoy all the benefits Gesa has to offer. From competitive rates on loans and savings accounts to personalized service, being a member gives you access to resources designed with your needs in mind. To get started, simply visit us at our branch located at 4407 N Division St Ste 104, Spokane, WA 99207 or give us a call at (509) 464-4077. You can find detailed information about eligibility criteria by checking out this resource: https://www.gesa.com/about/about-gesa-membership/. When you're ready to open an account, it's as easy as visiting our website here: https://www.gesa.com/coupon-enrollment/. We can't wait to welcome you into the Gesa family!

Business Banking & Commercial Services

Merchant Services that Empower

In addition to our lending options, we offer merchant services that simplify transactions and enhance customer experiences. Imagine being able to accept payments easily while managing your cash flow effectively. Our tools are crafted for real-world applications, ensuring you can focus on what matters most growing your business. If you're ready to take the next step in your business journey, visit us at 4407 N Division St Ste 104 Spokane Wa 99207, Spokane, WA or give us a call at (509) 464-4077. Let's grow together!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,318 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $897,475,904, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our members who run businesses, we understand that every decision counts. Our business banking services, including merchant services and business loans, are crafted to help you manage your finances effectively and grow your enterprise.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why Gesa offers robust online and mobile banking features that allow you to access your accounts anytime, anywhere. With easy-to-use tools for transfers, bill payments, and account management, banking has never been simpler. Plus, our ATM services ensure you can get cash when you need it most.

Drive-Thru and ATM Access

We also recognize that sometimes you just need quick service without stepping inside. Our basic drive-thru banking allows for quick deposits, withdrawals, and simple transactions without any hassle. For those on the go, our ATMs offer essential services like cash withdrawals and balance checks conveniently located throughout Spokane. At Gesa, we're more than just a credit union; we're your partner in achieving financial wellness. If you're ready to take control of your finances or simply want to learn more about how we can help, don't hesitate to reach out! Call us at (509) 464-4077 or visit us at our branch located at 4407 N Division St Ste 104 Spokane Wa 99207 in Spokane, WA. Join us today at Spokane Northtown, where your financial goals become our priority!

Financial Flexibility

Life can sometimes throw unexpected expenses your way. That's why we offer personal loans and debt consolidation options, giving you the flexibility you need during tough times. And if you're someone who loves rewards, check out our credit cards with rewards that allow you to earn while you spend.

Personal Banking Solutions

When it comes to managing your finances, having the right accounts makes all the difference. At Gesa, we offer personal banking services that include checking and savings accounts designed to fit your lifestyle. If you're considering purchasing a new vehicle, our auto loans and vehicle financing options can help you drive away with confidence. For those larger investments like buying a home, we provide mortgage loans and refinancing solutions that cater to various financial situations.

Digital & Online Banking

At Gesa, we know that convenience and security are essential in today's banking world. That's why we offer a range of digital and online banking services designed to make your financial life easier, all while keeping your information safe. Whether you're at home or on the go, managing your money has never been simpler. With our online banking services available 24/7 at https://www.gesa.com/, you can check your account balance, transfer funds, and pay bills anytime you need. Need to send money to a friend? Our person-to-person transfers feature allows you to do just that with ease. Plus, if you prefer using your mobile device, our user-friendly mobile application is ready for download. It includes features like mobile payments, so you can make purchases without the hassle of cash or cards. For those looking to go paperless, we provide electronic statements that let you view your financial activity anytime. You won't have to worry about losing important documents again! And if you ever need to sign documents electronically, our electronic signature authorization makes the process quick and secure. At Gesa, we prioritize security in all our online services. Your personal information is protected with advanced encryption technologies, ensuring that your data remains confidential as you manage your accounts. The accessibility of our digital banking tools means you can handle everything from checking your balance to applying for loans all from the comfort of your home or while out and about. With real-time account management at your fingertips, staying on top of your finances has never been easier. Experience the freedom of banking wherever and whenever it suits you with Gesa's digital and online banking services!

Financial Strength

At Gesa, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to your financial well-being is reflected in our solid performance metrics, which you can trust as indicators of our reliability. Our net worth of $580,793,102 signifies our strong financial health, allowing us to offer better rates, lower fees, and enhanced services tailored to your needs. With a net worth ratio of 10.41%, we demonstrate a robust capital foundation that ensures we can continue providing loans and competitive savings rates, even during uncertain economic times. We prioritize your savings with $1,172,204,361 in share certificates and $312,449,907 in money market shares, offering stable and rewarding growth opportunities. Unlike traditional banks, we focus our resources on benefiting our members evident in the $185,667,323 held, which helps us maintain lower fees and exclusive perks for you. With $396,901,187 in undivided earnings, we reinvest back into our community by enhancing banking tools, expanding lending options, and boosting security measures to serve you better. Our lending capacity is impressive, with $70,825 in used auto loans and a total of $4,439,960,465 across various loans and leases supporting your financial goals. Although our current net income is $14,578,657, this reflects our operational efficiency and commitment to providing quality services without compromising your experience. We take pride in employing 757 full-time employees and 91 part-time employees, ensuring that knowledgeable staff are always available to assist you at every turn. With net shares currently at $0, our funds are readily available for lending and investments. Furthermore, the fact that we boast a total of 557,049 reflects a growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Gesa is your trusted partner. Visit us at 4407 N Division St Ste 104 Spokane Wa 99207 or call (509) 464-4077 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Options

If you're considering refinancing or exploring eligibility options, our team is ready to assist you in finding solutions tailored to your specific needs. We believe in making financing accessible and straightforward for all our members. Feel free to reach out at (509) 464-4077 or visit us at 4407 N Division St Ste 104 Spokane Wa 99207 in Spokane, WA. Our dedicated staff is here to answer any questions you may have about our loan offerings or help you begin your application process. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial goals!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,267,782,975 in used vehicle loans and $473,418,567 in new vehicle loans already helping members get on the road. We provide flexible terms and financing options that make it easier for you to drive away in the vehicle you want.

Business Loans

For business owners, our outstanding commercial loans totaling $897,475,904 provide the capital needed to grow and expand your business operations. We understand the unique challenges businesses face and are here to support your financial journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $372,833,184, make buying or refinancing simple. We offer competitive rates and personalized service to help you navigate the home buying process smoothly.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging, but our unsecured credit card loans can help. With a total of $207,515,971 in loans assisting members, we provide flexible terms that allow you to handle your finances more effectively.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means that every offer you see is fair and transparent, giving you peace of mind as you make your borrowing decisions.

GESA CREDIT UNION - Spokane, WA

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans

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