Gesa Spokane Valley WA Credit Union | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to Gesa, your trusted financial partner right here in Spokane Valley! Located at 13506 E 32Nd Ave, Spokane Valley, WA 99216, our branch has been serving the community since 1953. With a strong commitment to our members, we pride ourselves on providing personalized financial solutions that meet your needs. At Gesa, we understand that banking is more than just transactions; it's about building relationships. With over 291,761 members and total assets of $5,565,453,827, we are dedicated to fostering a sense of community and ensuring financial success for everyone who walks through our doors. Our CEO, Don Miller, along with Board President Geof Griebel, leads a team of 848 employees who are here to support you every step of the way. Whether you're looking for personal banking options like checking and savings accounts, auto loans, or mortgage refinancing, or business services such as merchant services and business loans, we've got you covered. With total deposits reaching $361,381,628 and total loans exceeding 194910, Gesa is well-equipped to help you achieve your financial goals. While members can visit us at our branch location, official correspondence should be sent to the same address: 13506 E 32nd Ave, Spokane Valley, WA 99216-6002. If you have any questions or need assistance, don't hesitate to reach out! Give us a call at 509-464-4077 or visit our website at gesa.com for more information. Join us today and experience the Gesa difference where your financial well-being is our priority!

Branch History & Mission

Our Mission

Our mission is simple yet powerful: to empower our members through exceptional financial services while actively supporting the communities we serve. We believe in building strong relationships based on trust and transparency. Whether it's through personal banking options like checking accounts and auto loans or business services such as merchant solutions and business loans, we aim to help our members achieve their financial goals. While you can visit us at our branch location for face-to-face interactions, official correspondence should be directed to our mailing address: 13506 E 32nd Ave, Spokane Valley, WA 99216-6002. As part of our dedication to community outreach, Gesa collaborates with local organizations to provide resources and support for various initiatives. This includes educational workshops aimed at improving financial literacy among community members. With operating hours from Monday to Friday, 9:00 AM to 6:00 PM, and convenient ATM access along with drive-thru services, we're here when you need us. We invite you to explore everything that Gesa has to offer from online banking solutions to personalized customer service. Join us today and experience the difference that comes from being a part of Gesa Credit Union. Together, we can build a brighter financial future for you and your community! For more information or to get started with your membership journey, please call us at 509-464-4077 or visit our website at Gesa.com.

Branch Location & Accessibility

Get in Touch

While members can visit us at our Spokane Valley location, official correspondence should be sent to the same address: 13506 E 32nd Ave, Spokane Valley, WA 99216-6002. If you have any questions or need assistance, don't hesitate to call us at 509-464-4077. We invite you to come by and discover how Gesa can support you on your financial journey!

Nearby Landmarks and Accessibility

Situated just a stone's throw from local favorites like the Spokane Valley Mall and the serene Mirabeau Point Park, our branch is perfectly positioned for both shopping and leisure. For those driving to see us, ample parking is available right outside our doors, making your visit hassle-free. We understand the importance of accessibility; therefore, our branch features ADA-compliant ramps and facilities to ensure everyone can bank with ease.

Operating Hours and Services

At Gesa, we strive to accommodate your busy schedule. Our lobby hours run from Monday to Friday, 9:00 AM to 6:00 PM, allowing you plenty of time to drop by after work or during lunch breaks. In addition to traditional banking services like checking and savings accounts, we offer auto loans, mortgage options, and credit cards with rewards all designed to help you achieve your financial goals. For added convenience, we have an ATM available for quick cash withdrawals and balance checks. If you're in a hurry, take advantage of our drive-thru banking service for simple transactions without leaving your car.

Member Eligibility

Joining the Gesa community is an exciting opportunity to access a range of financial services and support tailored just for you. At Gesa, we welcome anyone who lives, works, or attends school in Washington state, making it easy for you to become part of our family. Whether you're looking for a reliable checking account, an auto loan, or just want to save for the future, our membership offers you personalized services designed with your needs in mind. To learn more about the specific eligibility requirements, feel free to visit our detailed resource at https://www.gesa.com/about/about-gesa-membership/. Getting started is a breeze! Simply head over to our account opening page at https://www.gesa.com/coupon-enrollment/ and follow the easy steps to join us. If you have any questions or need assistance along the way, don't hesitate to reach out by calling us at 509-464-4077. We're here to help you every step of the way as you embark on your journey with Gesa at our branch located at 13506 E 32Nd Ave Spokane Valley Wa 99216. Welcome aboard!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,318 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $897,475,904, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to our loan offerings, we provide essential merchant services that make daily transactions smoother for your business. Imagine being able to accept payments easily from customers, whether in-store or online. Our payment solutions help streamline your sales process, allowing you to focus on what matters most growing your business. Located at 13506 E 32Nd Ave Spokane Valley Wa 99216 in Spokane Valley, WA, we're here to partner with you on your journey. Let's achieve your business goals together! For more information, reach out at (509) 464-4077 or visit our website at Gesa.

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and business owners, Gesa provides robust business banking solutions, including merchant services and business loans. We know running a business comes with its own set of challenges, so we're here to support you every step of the way.

Convenient Access

Our branch located at 13506 E 32Nd Ave Spokane Valley Wa 99216, Spokane Valley, WA 99216, offers convenient access with both ATM services and drive-thru banking available for quick deposits and withdrawals. With our commitment to convenience, we ensure that managing your finances is as effortless as possible. Ready to experience the exceptional services offered at Gesa? Give us a call at (509) 464-4077 or visit us online at http://www.gesa.com to learn more about how we can help you achieve your financial goals today!

Personal Banking Solutions

Whether you're starting your financial journey or looking to expand your investments, our personal banking options have you covered. We offer a variety of checking and savings accounts designed for all lifestyles. Imagine effortlessly managing your daily expenses while saving for that dream vacation all from your phone with our online and mobile banking features. You can check your balance, transfer funds, or pay bills anytime, anywhere. If you're considering purchasing a new vehicle or refinancing an existing loan, look no further than our auto loans and vehicle financing solutions. We understand how important it is to have reliable transportation, so we work hard to provide competitive rates that fit your budget. For those looking to invest in a home, our mortgage loans and refinancing options are here to help you take that exciting step towards homeownership. We walk you through every detail so you can feel confident in your decision.

Support for Your Financial Needs

We also recognize that life can throw unexpected challenges your way. That's why we offer personal loans and debt consolidation services helping you find relief when you need it most. Our team is dedicated to working with you to create a manageable repayment plan tailored to your unique situation. Additionally, if you're interested in building credit or enjoying some perks while spending, our credit cards with rewards can enhance your shopping experience while earning points toward future purchases.

Digital & Online Banking

Convenient Online Services

With our 24/7 online banking, you have the freedom to access your accounts anytime, anywhere. Whether you're checking your balance or transferring funds, everything is just a click away. Plus, if you prefer using your mobile device, our user-friendly mobile application allows you to bank on the go. You can enjoy features like mobile payments, making transactions as easy as tapping your phone.

Quick Transfers and Payments

Need to send money to a friend? With our person-to-person transfer feature, you can quickly send money directly from your account without any hassle. It's perfect for splitting bills or sending gifts just another way we make banking easier for you. At Gesa, we believe that managing your money should be straightforward and secure. Dive into our digital banking offerings today by visiting https://www.gesa.com/, and experience the ease of having your finances at your fingertips!

Security You Can Trust

We take your security seriously. Our online services include electronic signature authorization for a hassle-free signing process on important documents, ensuring that your information stays safe and secure. Additionally, e-statements help you keep track of your finances without the clutter of paper statements, providing both convenience and environmental benefits.

Financial Strength

At Gesa, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share insights into our financial health that demonstrate our commitment to you. With a net worth of $580,793,102, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.41% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,172,204,361 in share certificates and $312,449,907 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $185,667,323, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $396,901,187 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $70,825 in used auto loans and a total of $4,439,960,465 in loans and leases. Our financial success is reflected in our operational efficiency with a net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 757 full-time employees and 91 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Our total share accounts stand at 557,049, showing a strong and growing member base that trusts us with their finances. This trust is reinforced by our net shares available for lending and investments amounting to $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Gesa is your trusted partner. Visit us at 13506 E 32Nd Ave Spokane Valley WA 99216 or call 509-464-4077 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,267,782,975 in used vehicle loans and $473,418,567 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easy to find a plan that suits your budget. Our team is ready to assist you with refinancing options if needed, ensuring that you get the best possible terms.

Business Loans

For business owners, our outstanding commercial loans totaling $897,475,904 provide the capital needed to grow and expand. We understand the unique challenges that businesses face and are committed to offering solutions that support your success.

Credit Lines

Additionally, we offer credit lines that total $1,234,049,362, giving you access to funds when unexpected expenses arise or when opportunities present themselves. At Gesa, we're dedicated to providing accessible financial solutions tailored just for you. For any inquiries about our loan offerings or eligibility options, feel free to contact us at (509) 464-4077 or visit us at our branch located at 13506 E 32Nd Ave Spokane Valley Wa 99216 in Spokane Valley, WA. For performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take control of your finances today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $372,833,184, make buying or refinancing simple. We offer competitive rates and flexible terms tailored to meet your unique circumstances. If you're considering refinancing your current mortgage, we can guide you through the process to secure a better rate or adjust your payment schedule.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $207,515,971 in loans helping members manage their finances effectively. This option provides you with the flexibility to make purchases when needed while keeping track of your spending easily.

Loan Aggregator

Accurate Loan Comparisons

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Benefits of Using LendMesh

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Gesa

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans