Gesa Spokane Valley WA Credit Union | Affordable Vehicle Loans & Checking

Introduction

Welcome to Gesa, your trusted financial partner located at 509 N Sullivan Rd, Spokane Valley, WA 99037. Since our establishment in 1953, we have been dedicated to serving our community with a wide range of financial services tailored to meet the unique needs of our members. With over 291,761 members and total assets exceeding $5.56 billion, we are proud to be a significant part of the Spokane Valley community. At Gesa, we understand that banking is more than just transactions; it's about building relationships and providing support when you need it most. Our committed team of 848 employees, led by CEO Don Miller and Board President Geof Griebel, works tirelessly to ensure you receive exceptional service and personalized financial solutions. Whether you're looking for checking and savings accounts, auto loans, mortgages, or business banking services, we've got you covered. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: 509 N. Sullivan Rd., Spokane Valley, WA 99037. Our branch is equipped with modern amenities including an ATM and drive-thru services for your convenience. With total deposits amounting to $361,381,628 and a net worth of $580,793,102, Gesa stands strong in its commitment to financial stability and growth for our members. We invite you to explore how we can help you achieve your financial goals. Don't hesitate to reach out at (509) 464-4077 or visit us online at gesa.com. Let's build a brighter financial future together!

Branch History & Mission

Gesa Credit Union has a rich history that reflects its commitment to serving the Spokane Valley community since it first opened its doors in 1953. Nestled at 509 N Sullivan Rd, Spokane Valley, WA 99037, our branch has grown alongside our members, evolving into a vital resource for financial services and community support. From our humble beginnings, Gesa has expanded significantly, now proudly serving over 291,000 members with total assets of more than $5.5 billion. Our mission is straightforward: to provide exceptional financial services while fostering a sense of belonging and community among our members. We strive to empower individuals by offering personal banking options such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards. At Gesa, we believe in making banking accessible to everyone. Our operating hours are designed with convenience in mind open Monday through Friday from 9:00 am to 6:00 pm and Saturday from 9:00 am to 1:00 pm. We also offer drive-thru banking and ATM access for those who prefer a quick and easy transaction experience. Our commitment goes beyond just banking; it's about building relationships within the Spokane Valley community. Over the years, we have partnered with local organizations to support various outreach programs aimed at enhancing the lives of residents. Whether it's providing financial literacy workshops or sponsoring local events, Gesa is dedicated to making a positive impact where it matters most. As we look to the future, Gesa remains focused on leveraging digital advancements to enhance member experiences while ensuring compliance with ADA standards so everyone can access our services easily. With features like online and mobile banking, e-statements, and person-to-person payment options, we aim to meet our members wherever they are. While you can visit us at our branch location for all your financial needs, official correspondence should be sent to our mailing address at 509 N. Sullivan Rd., Spokane Valley, WA 99037. Join us today and experience the difference of being part of a credit union that truly cares about its members and the community. At Gesa Credit Union, your success is our mission! For more information or to become a member, please call us at 509-464-4077 or visit us online at Gesa.com.

Branch Location & Accessibility

Operating Hours

We want to make banking as easy as possible for you! Our lobby hours are Monday through Friday from 9:00 am to 6:00 pm, and we're open on Saturdays from 9:00 am until 1:00 pm. Whether you need help with personal banking, auto loans, or any of our other services, our team is here during these hours to assist you.

Parking and Accessibility Features

At Gesa, we prioritize your convenience. We offer ample parking space right outside our branch, making it easy for you to hop in and out. Our facility is fully ADA compliant, featuring ramps and accessible entrances to ensure that everyone can visit us comfortably.

Services Offered

At Gesa Spokane Valley, we provide a range of services tailored to meet your financial needs. From checking and savings accounts to mortgage loans and credit cards with rewards, we have something for everyone. Plus, if you're in a hurry, take advantage of our drive-thru banking for quick deposits or withdrawals. While members can visit us at 509 N Sullivan Rd., official correspondence should be sent to the same address since it doubles as our mailing address. If you have any questions or need assistance, feel free to call us at 509-464-4077. We invite you to come by and experience the welcoming atmosphere at Gesa Spokane Valley. Your financial journey is important to us let's start it together today!

Member Eligibility

At Gesa, we believe that becoming a member is more than just opening an account; it's about joining a welcoming community that's here to support you. If you're interested in membership, you'll be happy to know that eligibility is open to anyone who lives, works, or attends school in the areas we serve. Whether you're looking for personal banking options, auto loans, or business services, being part of our credit union means you'll have access to a wide range of benefits tailored just for you. To learn more about what it takes to join us, visit our detailed eligibility page at https://www.gesa.com/about/about-gesa-membership/. The process of becoming a member at Gesa is designed to be straightforward and accessible. You can easily start your journey by checking out our account opening details at https://www.gesa.com/coupon-enrollment/. If you have any questions or need assistance, feel free to reach out to us at (509) 464-4077. We're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine a world where your payment processing is effortless. Our merchant services streamline transactions, allowing you to focus on what really matters growing your business. From point-of-sale systems to online payment solutions, we equip you with everything needed to serve your customers better and manage your cash flow effectively. Visit us at 509 N Sullivan Rd Spokane Valley Wa 99037 in Spokane Valley, WA or contact us at (509) 464-4077 to learn how our business banking and commercial services can help take your enterprise to the next level!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,318 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $897,475,904, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

We also cater to local businesses through our Business Banking services. Whether you need assistance with Merchant Services or are looking for Business Loans, we provide customized solutions that support growth and success in today's marketplace.

Credit Cards

Looking for rewards on your everyday purchases? Our Credit Cards with Rewards not only offer great benefits but also help you build credit responsibly. You can earn points for travel, shopping, and more all while enjoying the convenience of cashless transactions.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why at Gesa, we prioritize digital banking features. Our robust Online & Mobile Banking platforms allow you to check balances, transfer funds, and pay bills from anywhere at any time. Plus, with ATM access available for withdrawals and balance checks, managing your money has never been easier.

Drive-Thru and ATM Services

For quick transactions without stepping inside the branch, take advantage of our basic drive-thru banking services where you can handle deposits and withdrawals efficiently. Additionally, our ATM facilities ensure that cash is always within reach when you need it. Our commitment extends beyond just banking; it's about building relationships with our members in the community. If you're interested in learning more about how we can assist you with any financial matter, don't hesitate to reach out! Call us at (509) 464-4077 or visit us at 509 N Sullivan Rd Spokane Valley Wa 99037 in Spokane Valley today! Your journey toward financial success starts here at Gesa where we're dedicated to making banking personal and accessible for everyone!

Loans and Financing

For those moments when life takes unexpected turns or opportunities arise, our loan services can make a difference. Need a new car? Our Auto Loans & Vehicle Financing options provide competitive rates so you can hit the road without breaking the bank. If you're considering homeownership or refinancing, our Mortgage Loans & Refinancing services are here to guide you through every step of the process. If you're facing debt or need some extra cash for a project, explore our Personal Loans & Debt Consolidation solutions. With flexible terms, we aim to ease your financial burden.

Personal Banking

Whether you're just starting out or looking to expand your finances, our Personal Banking options have you covered. We offer Checking & Savings Accounts tailored to fit your lifestyle. Imagine having easy access to your funds while earning interest on your savings. Our accounts come with features like online banking and mobile payments, allowing you to manage your finances on-the-go.

Digital & Online Banking

Always Available

With our 24/7 online banking services, help is always just a click away. Whether it's day or night, you can access your account whenever you need to. The mobile payments feature allows you to make purchases directly from your phone, making shopping simple and straightforward. At Gesa, we are committed to providing accessible and efficient banking solutions that fit into your lifestyle. Explore all that our digital banking options have to offer by visiting https://www.gesa.com/ today!

Key Features

Our online banking service allows you to perform everyday transactions with confidence. You can check balances, transfer funds, and pay bills with just a few clicks. Plus, our user-friendly mobile application makes it even easier to manage your finances right from your smartphone. With features like person-to-person transfers, you can send money to friends and family quickly and without hassle. Security is our top priority. We utilize electronic signature authorization for secure transactions, ensuring your personal information remains protected. Additionally, you'll have the convenience of e-statements available at any time, so you can view your financial documents without waiting for them to arrive in the mail.

Financial Strength

Growing Member Base

We currently serve 291,761 members, with a total of 557,049 share accounts showing a strong and growing member base that trusts us with their finances. This trust allows us to continue expanding our offerings while maintaining our commitment to excellent member service. Our financial strength means we can continue serving you with confidence. Whether you're saving or borrowing or planning for the future, Gesa is your trusted partner. Visit us at 509 N Sullivan Rd Spokane Valley WA 99037 or call 509-464-4077 to learn more about how we can help you achieve your financial goals.

Member Savings Secured

Members' savings are secured through $1,172,204,361 in share certificates and $312,449,907 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $185,667,323, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, which enables us to focus resources on improving services rather than on profit alone. We also take pride in having 757 full-time employees and 91 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvestment for Better Services

With $396,901,187 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $70,825 in used auto loans and an impressive total of $4,439,960,465 in total loans and leases.

Solid Financial Health

With a net worth of $580,793,102, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.41% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

For those who are business owners, our outstanding commercial loans totaling $897475904 provide the capital needed to grow and expand. Whether it's for equipment purchases or operational costs, we aim to support local businesses in reaching their full potential.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1267782975 in used vehicle loans and $473418567 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make your car-buying experience as smooth as possible.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $207515971 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that make everyday spending more rewarding.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $372833184, make buying or refinancing simple. We offer various plans that cater to different budgets and needs, ensuring you can find the right fit for your financial situation.

Refinancing and Eligibility

If you're considering refinancing any existing loans or would like to check your eligibility for our various loan products, our team is here to help guide you through the process. We encourage you to visit our website for more information about how you can take advantage of these offerings. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Feel free to reach out to us at 5094644077 or visit us at 509 N Sullivan Rd Spokane Valley WA 99037 during our lobby hours from Monday through Friday, 9:00 am to 6:00 pm and Saturday from 9:00 am to 1:00 pm. Let Gesa help you turn your financial dreams into reality!

Loan Aggregator

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Gesa

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans