Gesa Seattle WA Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Gesa, your trusted financial partner located at 7300 Roosevelt Way Ne, Seattle, WA 98115. Established in 1953, we have proudly served our community for decades, growing into a credit union that is not just about numbers, but about people. With a total membership of 291,761, we are committed to delivering exceptional service and financial solutions tailored to your needs. At Gesa, we understand the importance of financial security and growth. That's why our total assets stand impressively at $5,565,453,827. Our dedication to fostering member relationships is reflected in our robust lending programs, offering over 194,910 loans and leases to help you achieve your goals. Whether you're looking for personal loans, auto financing, or mortgage options, we have resources designed with you in mind. Our team is led by CEO Don Miller and supported by Board President Geof Griebel, both of whom are deeply invested in ensuring that every member feels valued and understood. The professionalism and warmth of our staff comprised of 848 employees are what set us apart in the financial landscape. For any official correspondence, please send it to our mailing address: PO Box 576, Seattle, WA 98111. We encourage you to reach out with any questions or visit us during our lobby hours from 9:00 AM to 5:00 PM on weekdays. You can easily get in touch by calling us at 206-628-4010. Explore how Gesa can help you navigate your financial journey by visiting our website at www.gesa.com. Let us be your guide as we work together toward a brighter financial future!

Branch History & Mission

Community Engagement

Gesa believes in giving back to the communities we serve. We actively engage in various outreach efforts and partnerships that help strengthen local initiatives and support those in need. Our goal is not just to be a bank but a trusted partner that contributes positively to the Seattle area.

Modern Banking Solutions

To meet the evolving needs of our members, we have embraced modern banking solutions such as online and mobile banking services. With features like electronic signatures and mobile payments available, managing your finances has never been easier or more secure. We take pride in being ADA compliant and ensuring that everyone has access to our services. Our branch operates Monday through Friday from 9:00 AM to 5:00 PM and offers ATM services for your convenience. While we currently do not have drive-thru banking or shared service centers available at this location, we remain dedicated to providing top-notch service within our lobby. We invite you to join Gesa today and experience firsthand how we can help you achieve your financial dreams while making a positive impact on our community. Visit us or call at 206-628-4010 to learn more about becoming a member. Together, let's build a brighter future!

Our Mission

At Gesa, our mission is simple yet powerful: to provide reliable financial services while enhancing the quality of life in our communities. We strive to empower individuals and families through personal banking options including checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking services. By prioritizing customer satisfaction and community support, we aim to make a meaningful difference in people's lives. While members can visit us at our branch location on Roosevelt Way, official correspondence should be sent to PO Box 576, Seattle, WA 98111. This ensures that all communication is handled smoothly.

Branch Location & Accessibility

Accessibility and Parking

At our branch, you'll find ample parking available for your convenience, making it easy to drop by for all your banking needs. We pride ourselves on being accessible to everyone, with features that comply with ADA standards, including ramps and designated parking spaces.

Communication

If you need to get in touch with us directly, feel free to call us at 206-628-4010. While members can visit us at our branch address for all banking services, official correspondence should be sent to our mailing address: PO Box 576, Seattle, WA 98111.

Operating Hours and Services

Our lobby is open from 9:00 AM to 5:00 PM on weekdays, providing plenty of time for you to stop by. Whether you're looking to open an account, apply for a loan, or just have a chat about your financial goals, we're here to help. While we don't offer drive-thru service at this location, our ATM is always available for quick cash withdrawals and balance checks.

Visit Us Today!

We invite you to experience the welcoming atmosphere at Gesa In-store Roosevelt Branch. Our knowledgeable team is ready to assist you with personal banking services like checking and savings accounts, auto loans, mortgage refinancing, and more! Don't hesitate come visit us today or give us a call!

Member Eligibility

Joining the Gesa family means becoming part of a supportive community that truly cares about its members. At Gesa, we believe that everyone deserves access to financial services that can make their lives easier. To become a member, you simply need to meet a few friendly eligibility criteria. This includes being a resident of Washington state or having a connection to someone who is already a member. Whether you're looking for personal banking options, loans, or simply want to be part of a community focused on your financial well-being, Gesa welcomes you with open arms. The process of joining is straightforward and hassle-free. You can find all the detailed eligibility requirements on our website at this link. If you're ready to take the next step in opening your account, visit this page for easy instructions. We're here for you every step of the way, so feel free to reach out at (206) 628-4010 if you have any questions or need assistance. Your journey towards becoming a valued member starts here at our branch located at 7300 Roosevelt Way Ne Seattle Wa 98115!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine the ease of managing payments while focusing on what you do best running your business. Our merchant services offer a streamlined way to accept payments from customers, whether online or in-person. This means more time for you to innovate and grow your operations without worrying about complicated payment processes. Located at 7300 Roosevelt Way Ne Seattle Wa 98115, Seattle, WA, we are here to provide personalized banking solutions that fit your unique needs. Let us partner with you on your journey to success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,318 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $897,475,904, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Digital Convenience at Your Fingertips

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your finances on-the-go. Check balances, pay bills, transfer funds, and even utilize person-to-person payment options right from your smartphone or computer. Need cash? Our ATM services are readily available so you can withdraw funds whenever necessary without hassle.

Join Us Today!

At Gesa, we prioritize your financial wellness and strive to make banking easy and accessible. With our wide array of services from personal banking solutions to business support we're here to help every step of the way. Ready to take control of your finances? Visit us at In-store Roosevelt Branch or give us a call at (206) 628-4010 today! Your journey towards financial success starts here.

Personal Banking Solutions

We offer various personal banking options to help you achieve your financial goals. Our checking and savings accounts are tailored for everyday use, making it simple for you to manage your day-to-day expenses while saving for future needs. Whether you're saving for a dream vacation or setting aside money for emergencies, our accounts provide the flexibility and security you need. If you're in the market for a new vehicle, consider our auto loans and vehicle financing options. We aim to make car ownership accessible, offering competitive rates that fit within your budget. Plus, if you're thinking about buying a home, our mortgage loans and refinancing solutions can guide you through the process with ease.

Support for Your Financial Journey

For those who want to consolidate debt or cover unexpected expenses, our personal loans can be a great solution. You can borrow what you need without the stress of complicated terms. Additionally, enjoy shopping rewards with our credit cards perfect for earning while you spend! We also cater to local businesses with our business banking services. From merchant services that simplify transactions to business loans that help fuel growth, we are here to support the entrepreneurial spirit in our community.

Digital & Online Banking

At Gesa, we understand that your time is valuable. That's why we offer a range of digital and online banking services designed to make your banking experience as convenient and secure as possible. With our user-friendly online platform, you can manage your finances right from the comfort of your home or on the go. Our online banking service, available at https://www.gesa.com/, provides you with 24/7 access to your accounts. You can check balances, transfer funds, and pay bills anytime you need to. Plus, with features like e-statements, you can easily view and download your statements electronically, helping you stay organized while reducing paper clutter. Need to send money quickly? Our person-to-person transfers make it easy to send funds to friends or family without any hassle. And if you're always on the move, our dedicated mobile application is perfect for managing your finances from your smartphone. With just a few taps, you can complete transactions or check account details right in the palm of your hand. Security is a top priority at Gesa. We utilize electronic signature authorization, ensuring that your transactions are safe and secure. Additionally, our mobile payments feature allows you to make purchases directly from your phone, adding another layer of convenience to your daily life. Whether you're looking to pay bills, transfer money, or simply check your balance, our digital banking services provide a seamless experience tailored to fit your lifestyle. Embrace the ease of banking with us today! For more information and to get started, visit us at https://www.gesa.com/.

Financial Strength

At Gesa, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a net worth of $580,793,102, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.41% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,172,204,361 in share certificates and $312,449,907 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $185,667,323, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $396,901,187 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $70,825 in used auto loans and a total of $4,439,960,465 in loans and leases. Our operational efficiency is reflected in our net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 757 full-time employees and 91 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at an impressive 557,049, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Gesa is your trusted partner. Visit us at 7300 Roosevelt Way Ne Seattle WA 98115 or call 206-628-4010 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Loan Products

For those interested in expanding their business or needing extra cash flow, our outstanding commercial loans totaling $897,475,904 provide the capital needed to grow and expand. Plus, if you're looking for lines of credit, we offer competitive options with a total credit line amount of $1,234,049,362. At Gesa, we're committed to providing personalized service and guidance. We encourage you to explore our refinancing options and check eligibility for any of our products. Our team is here to answer any questions you may have. You can reach us at (206) 628-4010 or visit us at our branch located at 7300 Roosevelt Way Ne Seattle Wa 98115, Seattle, WA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's work together towards your financial success!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,267,782,975 in used vehicle loans and $473,418,567 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates that make it easier than ever to drive home in a vehicle that fits your lifestyle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $372,833,184, make buying or refinancing simple. We work with you every step of the way to ensure you understand your options and find a solution that suits your needs.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $207,515,971 in loans helping members manage their finances effectively. These cards come with rewards and benefits tailored to help you get the most out of your spending.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means you can trust that the offers presented are fair and reflect current market conditions. Each loan listing is thoroughly vetted to guarantee that users receive only verified data from legitimate financial institutions.

Gesa

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans