Gesa Pullman WA Credit Union | Best Auto Loans & Checking Accounts

Introduction

Welcome to Gesa, your trusted financial partner located at 1270 NE Washington St, Pullman, WA 99163. Since our establishment in 1953, we have proudly served our community, growing to a membership of over 291,761 individuals. As part of the Gesa family, you benefit from a strong foundation built on trust and commitment. At Gesa, we understand that finances can be complex, which is why our dedicated team is here to simplify your banking experience. With total assets exceeding $5.57 billion and total deposits reaching $361.38 million, we are well-equipped to meet your financial needs. Our offerings include a variety of personal and business banking services such as checking and savings accounts, auto loans, mortgages, credit cards with rewards, and online banking options. Led by our CEO, Don Miller, and Board President Geof Griebel, we take pride in our knowledgeable staff of 848 employees who work tirelessly to ensure that every member receives personalized service. We believe in fostering strong relationships within the community and supporting you on your journey towards financial success. If you need assistance or want to learn more about our services, don't hesitate to reach out! You can contact us at 509-378-3100 or visit our website at gesa.com for more information. While members can visit us at our branch for face-to-face support, official correspondence should be sent to the same address. Come discover how Gesa can help you achieve your financial goals today!

Branch History & Mission

Commitment to Accessibility

Gesa is committed to ensuring that all members can access our services easily. We offer ADA-compliant facilities and user-friendly online banking solutions so that everyone can manage their finances conveniently. With features like mobile payments and e-statements, we make banking simpler for those on the go.

Join Us Today!

As we look towards the future, we invite you to join us on this exciting journey. Experience firsthand the benefits of being a member at Gesa. Whether you need assistance with loans or simply want a safe place to save your money, we're here for you. Visit us today or call us at 509-378-3100! Together, let's build a better financial future.

Our Mission

At Gesa, our mission is simple yet impactful. We aim to empower our members by offering a wide range of financial products and services tailored to their needs. Whether it's personal banking options like checking and savings accounts or loans for vehicles and homes, we strive to make every financial journey smoother for our members. We believe in giving back to the communities we serve. Through various outreach programs and partnerships with local organizations, we actively contribute to the well-being of Pullman and surrounding areas. Our dedication extends beyond just banking; we are invested in fostering a thriving community where everyone can succeed. While members can visit us at 1270 Ne Washington St Pullman Wa 99163, official correspondence should be sent to 1270 NE Washington St, Pullman, WA 99163 if it differs from our branch address.

Branch Location & Accessibility

Welcome to Gesa, your friendly neighborhood credit union located at 1270 NE Washington St in Pullman, WA. We understand that convenience matters, which is why our branch is ideally situated near local landmarks and easily accessible for all members of the community. Whether you're heading to a nearby café or visiting Washington State University, stopping by our branch is a breeze. While you can visit us at our main location on Washington Street, please note that official correspondence should be sent to the same address: 1270 NE Washington St, Pullman, WA 99163. Our branch is not only easy to find but also designed with accessibility in mind. We have ample parking available, and our facilities are ADA-compliant to ensure everyone can enjoy our services comfortably. At Gesa, we pride ourselves on being available when you need us most. Our lobby hours run from Monday to Friday, opening bright and early at 9:00 AM and closing at 6:00 PM. Whether you're looking to set up a checking account or inquire about auto loans, our friendly staff is here to help. For your convenience, we also offer an ATM on-site for quick cash withdrawals and balance checks. Although we currently do not have drive-thru banking available, we're committed to making your banking experience as smooth as possible. So why wait? Come visit us at Gesa today or give us a call at 509-378-3100! Let us assist you with your financial needs and show you how membership can make a difference in your life.

Member Eligibility

Becoming a member of Gesa is like joining a warm and welcoming community where your financial well-being is the priority. If you live, work, or attend school in the area, you're likely eligible to join us! We embrace individuals from various backgrounds, so whether you're a student at a local university or simply call this place home, we want you to be part of our family. Plus, as a member, you'll enjoy access to a range of benefits designed to help you achieve your financial goals, from competitive loan rates to personalized service. To get started on your membership journey at Gesa, simply visit us at our branch located at 1270 Ne Washington St Pullman Wa 99163. Our friendly team is ready to assist you with any questions about eligibility and the account opening process. You can also check out more detailed information on eligibility by visiting https://www.gesa.com/about/about-gesa-membership/. When you're ready to open an account, just head over to https://www.gesa.com/coupon-enrollment/ for all the necessary steps. If you have any questions, feel free to give us a call at (509) 378-3100 we're here to help!

Business Banking & Commercial Services

Loan Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,318 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $897,475,904, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

Beyond loans, we offer merchant services designed to make everyday transactions smoother. Picture this: you're at a busy market or running a retail store, and customers want to pay quickly. Our merchant services ensure you can accept payments easily whether it's credit cards or mobile wallets. This means faster checkouts and happier customers, allowing you to focus on what really matters: growing your business. Visit us at 1270 Ne Washington St Pullman Wa 99163 or call us at (509) 378-3100 to learn more about how we can partner with you in achieving your business ambitions!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

With convenient ATM access, withdrawing cash or checking balances has never been easier. No more worrying about where the nearest ATM is located; our network ensures that you're always covered when you need cash in hand. At Gesa, we pride ourselves on making banking not only accessible but enjoyable. Our digital features allow you to bank anytime, anywhere, giving you peace of mind in managing your finances. If you're ready to explore all these services and more, don't hesitate! Reach out today at (509) 378-3100 or visit us at Wsu-spark online for more information. Your financial journey starts here!

Auto Loans & Vehicle Financing

Are you ready to hit the road? Our auto loans and vehicle financing services make it easy for you to get behind the wheel of your dream car. With competitive rates and flexible terms, we help make car ownership affordable and accessible. Imagine driving off in a new vehicle knowing you've secured a great deal!

Business Banking

For our entrepreneurial members, we offer comprehensive business banking services, including merchant services and business loans. We know how important it is for businesses to thrive; that's why we're dedicated to supporting local businesses with the financial tools they need.

Credit Cards with Rewards

Who doesn't love rewards? Our credit cards come with benefits that give back every time you use them. From cashback offers to travel rewards, they are perfect for those who want to maximize their spending power while enjoying perks along the way.

Mortgage Loans & Refinancing

If homeownership is on your mind, our mortgage loans and refinancing options are here to assist you every step of the way. Whether you're buying your first home or looking to lower your monthly payments through refinancing, our experts provide guidance that simplifies the process. We aim to turn your dream of owning a home into reality.

Personal Banking

When it comes to personal banking, we have you covered with options like checking and savings accounts tailored to fit your lifestyle. Whether you're saving for a big purchase or just need a reliable account for daily transactions, our accounts come with easy access through online and mobile banking. You can manage your finances on the go, check balances, transfer funds, and even make payments right from your smartphone.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, but with our personal loans and debt consolidation services, you can find relief. Need to cover medical bills or consolidate high-interest debt? Our solutions are designed to help you regain control over your finances without added stress.

Digital & Online Banking

Key Features

Managing your finances has never been easier! With e-statements available, you can view your account statements online instead of waiting for paper copies. This not only reduces clutter but also helps you stay organized. Plus, with our mobile application, you can check your balances, transfer funds, and even make person-to-person payments right from your phone. Need to pay a friend back quickly? Our person-to-person transfer feature makes it simple! For those who enjoy the convenience of mobile payments, we've got you covered there too! You can make secure transactions using your smartphone at participating retailers.

Security and Accessibility

Your security is our priority. We use the latest encryption technologies to ensure that your personal information remains protected while you manage your accounts online. With 24/7 online banking services, you'll have real-time access to your accounts whenever you need it. At Gesa, we're committed to providing accessible and user-friendly digital banking solutions that fit seamlessly into your lifestyle. Whether you're at home or on the go, managing your finances has never been more straightforward!

Financial Strength

At Gesa, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a net worth of $580,793,102, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.41% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,172,204,361 in share certificates and $312,449,907 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $185,667,323, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $396,901,187 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $70,825 in used auto loans and a total of $4,439,960,465 in loans and leases. Our operational efficiency is reflected in our $0 net income, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 757 full-time employees and 91 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With total share accounts reaching 557,049, we have a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Gesa is your trusted partner. Visit us at 1270 Ne Washington St Pullman Wa 99163 or call 509-378-3100 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already provided over $1,267,782,975 in used vehicle loans and $473,418,567 in new vehicle loans to help our members get on the road with confidence. Whether you're purchasing a brand-new vehicle or a reliable used car, we're here to assist you every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We currently offer Junior Lien 1-4 Family Residential Properties loans totaling $372,833,184. This means you can take advantage of favorable terms as you work toward owning your home.

Other Loan Options

In addition to auto and mortgage loans, we cater to business owners with outstanding commercial loans totaling $897,475,904 perfect for those looking to grow and expand their enterprises. Furthermore, our total credit lines amount to $1,234,049,362, ensuring you have access to the funds you need when you need them. If you're considering refinancing or want to explore eligibility options for any of our loan products, don't hesitate to reach out! You can contact us at 509-378-3100, and one of our knowledgeable staff members will be happy to assist you. At Gesa, we strive to provide clear and practical financial solutions tailored just for you. For more information on our loan offerings or to start your application today, please visit us online at www.gesa.com. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.*

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans. With a total of $207,515,971 in unsecured credit card loans helping members manage their finances effectively, you can enjoy the convenience of making purchases without the need for collateral.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing guarantees that all loan offers are fair and transparent, allowing users to compare terms without confusion.

Gesa

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans