Gesa Pullman WA Credit Union | Best Auto Loans & Checking Accounts

Introduction

Welcome to Gesa, your trusted financial partner located at 1500 Ne Glenn Terrell Mall, Pullman, WA 99163. Established in 1953, we have been committed to serving our community for over 70 years, providing essential banking services tailored to meet the needs of our members. With a thriving membership base of 291,761 individuals, we pride ourselves on being a cornerstone of financial support and community engagement. At Gesa, we understand that financial decisions can shape your future. That's why we offer a comprehensive range of products, from checking and savings accounts to auto loans and mortgages. Our total assets stand strong at $5,565,453,827, reflecting our stability and dedication to secure banking practices. With $361,381,628 in total deposits and a net worth of $580,793,102, you can trust us to manage your finances with care and expertise. Our leadership team is guided by CEO Don Miller and Board President Geof Griebel, both dedicated to fostering an environment where our members feel valued and supported. We are proud to employ 848 talented individuals who share our vision of putting members first. Whether you're looking for a new vehicle loan or simply want to explore how we can help you save for the future, Gesa is here for you. While you can visit us at our Pullman branch for all your banking needs, official correspondence should be sent to the same address: 1500 NE Glenn Terrell Mall, Pullman, WA 99163. Reach out today at 509-378-3100 or explore more about our services online at Gesa's website. Join us as we continue to grow together in financial wellness!

Branch History & Mission

At Gesa, our journey began in 1953 in Pullman, Washington. Over the years, we have grown from a small credit union to a trusted financial partner for over 291,000 members. Our branch is conveniently located at 1500 Ne Glenn Terrell Mall, Pullman, WA 99163, making it easy for our community to access the services we provide. Our mission is simple yet powerful: to enhance the financial well-being of our members while fostering a sense of community and support. We believe that every member deserves personalized service and the tools necessary to achieve their financial goals. Whether it's helping with auto loans, mortgages, or personal banking services, we are dedicated to providing tailored solutions that meet the unique needs of each individual. Since opening our doors, we have achieved significant milestones, including managing total assets of approximately $5.57 billion. This growth reflects our commitment to not only providing exceptional financial services but also investing back into the communities we serve. While you can visit us at our branch for all your banking needs during our lobby hours from Monday to Friday, 9:00 AM to 6:00 PM, we also embrace digital advancements that make banking easier and more accessible. With online banking options and mobile payments available, we strive to ensure that every member can manage their finances on their own terms. We are proud of our partnerships within the community and actively engage in outreach efforts that contribute to local initiatives. Our focus is not just on transactions; it's about building relationships and supporting those around us. If you're looking for a credit union that values both your financial goals and community involvement, Gesa is here for you. Join us today and experience firsthand the benefits of being part of a credit union that truly cares about its members! For more information or to open an account, visit us at Gesa's website or call us at 509-378-3100.

Branch Location & Accessibility

Accessibility Features

At Gesa, we prioritize accessibility for all our members. Our branch is equipped with ramps and other features that comply with ADA standards, ensuring everyone can easily navigate our space. We also have ample parking available for your convenience.

Operating Hours

Our doors are open Monday through Friday from 9:00 AM to 6:00 PM, offering plenty of time for you to stop in and take care of your financial matters. If you're looking for a quick cash withdrawal or account inquiry, feel free to use our ATM service available right at the branch.

Services Offered

We provide a range of services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Plus, with online and mobile banking options available, managing your finances has never been easier. If you have questions or need assistance, don't hesitate to give us a call at 509-378-3100. We're excited to welcome you into our branch soon!

Member Eligibility

Becoming a member of Gesa is like stepping into a welcoming community where your financial well-being is our priority. If you're in Pullman or nearby, you may be eligible to join us! Our membership is open to individuals who live, work, or attend school in certain areas of Washington, as well as their family members. This means that if you're part of the vibrant community around 1500 Ne Glenn Terrell Mall Pullman Wa 99163, you're likely just a few steps away from enjoying all the benefits we offer, from competitive rates on loans to personalized banking services. For specific details about eligibility, feel free to check out our comprehensive guide at https://www.gesa.com/about/about-gesa-membership/. Getting started is simple and inviting! Once you determine your eligibility, opening an account at Gesa is just a click away. You can find all the information you need to begin this journey at https://www.gesa.com/coupon-enrollment/. If you have any questions or need assistance, don't hesitate to give us a call at (509) 378-3100 we're here to help you every step of the way. Join us today and experience the difference that being part of Gesa can make in your financial life!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,318 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $897,475,904, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we provide essential merchant services that help streamline transactions. Imagine having the ability to accept payments effortlessly, whether online or in-person. Our services ensure you can focus on what you do best running your business while we take care of the financial details. Visit us at 1500 Ne Glenn Terrell Mall Pullman Wa 99163 or call us at (509) 378-3100 to learn more about how Gesa can empower your business journey!

Comprehensive List Of Services

Business Banking Support

For our business members, we offer comprehensive business banking solutions, including merchant services and business loans. Running a business comes with its own set of challenges, but we're here to support you every step of the way.

Convenient Digital Banking

We know that convenience is key in today's fast-paced world. That's why our online and mobile banking services allow you to manage your accounts anytime, anywhere. From checking balances to transferring funds, everything is just a click away. Plus, our ATMs provide easy access for cash withdrawals and balance checks whenever you need them. At Gesa, we strive to make banking as straightforward as possible for you. If you have any questions or would like more information about our services, don't hesitate to reach out! You can contact us at (509) 378-3100 during our operating hours from Monday to Friday, 9:00 AM to 6:00 PM. Ready to take the next step in your financial journey? Visit us today or check out our website at https://www.gesa.com/ for more details on how we can assist you!

Credit Card Benefits

Don't forget about our credit cards with rewards! They come with benefits that can turn your everyday spending into valuable rewards, making them an excellent choice for savvy shoppers.

Flexible Loan Options

In addition to mortgages, we provide personal loans and debt consolidation options. Whether you're looking to finance a big purchase or consolidate existing debts, our competitive rates can help ease your financial burden.

Home Financing Options

Thinking about buying a home? Our mortgage loans and refinancing services make it simple to navigate the home buying process. We understand that every member's situation is unique, so we work closely with you to find the best solution that fits your budget and goals.

Personal Banking Solutions

For those looking to manage their personal finances effectively, we offer various checking and savings accounts. These accounts are designed with you in mind, making it easy to save for that special vacation or keep track of your daily spending. If you're in the market for a new vehicle, our auto loans and vehicle financing options can help you hit the road without breaking the bank.

Digital & Online Banking

Convenient Online Services

With our online banking platform, you can access your accounts 24/7. This means you can check balances, pay bills, transfer money between accounts, and even set up person-to-person transfers in real-time. Imagine being able to send money to friends or family instantly no more waiting for checks to clear! Our mobile application takes this convenience a step further. With features like mobile payments and electronic signature authorization, you can manage your banking tasks right from your smartphone. Want to view your e-statements? It's all available at your fingertips! Plus, if you ever have questions or need assistance, our dedicated support team is just a phone call away at (509) 378-3100.

Security You Can Trust

Your security is our top priority. We utilize advanced encryption technologies to protect your personal information while you bank online. Feel confident knowing that every transaction is safeguarded against unauthorized access. And with electronic signature authorization available, signing important documents online has never been easier or more secure. At Gesa, we strive to make banking accessible and user-friendly for everyone. With our commitment to providing comprehensive digital services, you'll find that managing your finances is not only straightforward but also tailored to meet your needs whenever and wherever you are. Explore all that we offer today by visiting our website.

Financial Strength

A Strong Financial Foundation

With a net worth of $580,793,102, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,041 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Commitment to Growth and Innovation

With $396,901,187 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $70,825 in used auto loans and $4,439,960,465 in total loans and leases supporting members' financial goals across various sectors.

Member-Centric Savings Solutions

Members' savings are secured through $1,172,204,361 in share certificates and $312,449,907 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $185,667,323, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 757 full-time employees and 91 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Trust Built on Community

Total Share Accounts stand at 557,049, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $0, further enhancing our capacity to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Gesa is your trusted partner. Visit us at 1500 Ne Glenn Terrell Mall Pullman Wa 99163 or call (509) 378-3100 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1267782975 in used vehicle loans and $473418567 in new vehicle loans already helping members get on the road. We provide flexible terms that fit your budget, making it easier for you to drive away with the car you want.

Credit Lines and Unsecured Credit Cards

For those needing extra flexibility, our total credit lines amount to $1234049362, providing a reliable source of funds when you need them most. We also offer flexible terms on unsecured credit card loans, with a total of $207515971 in loans helping members manage their finances effectively. If you're considering refinancing options or checking eligibility for any of our products, we encourage you to reach out to us at our Pullman branch located at 1500 Ne Glenn Terrell Mall Pullman Wa 99163. You can also call us at 5093783100 for more details. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Gesa, we strive to provide personalized service and financial solutions tailored just for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $372833184, make buying or refinancing simple. We offer competitive rates and a straightforward process to get you into your new home faster.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach guarantees that all loan offers are fair and reliable, allowing users to trust the numbers they see.

Gesa

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans