Gesa Pasco WA Credit Union | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Gesa, your trusted financial partner in the heart of Pasco, Washington. Located at 4824 Broadmoor Blvd, our branch is more than just a credit union; it's a community hub where members can find personalized banking solutions tailored to their unique needs. Since our establishment in 1953, we have proudly served over 291,761 members, fostering relationships built on trust and reliability. At Gesa, we understand that every financial journey is different. That's why we offer a wide range of services, including checking and savings accounts, auto loans, mortgage options, and business banking solutions. Our commitment to serving our members is reflected in our impressive total assets of $5,565,453,827 and total deposits reaching $361,381,628. With a net worth of $580,793,102, you can rest assured that your finances are in safe hands. Led by CEO Don Miller and Board President Geof Griebel, our dedicated team of 848 employees works tirelessly to provide exceptional service. We invite you to experience the Gesa difference firsthand whether you're looking for a new loan or simply want to discuss your financial goals. While you can visit us at our Pasco branch for all your banking needs, please note that official correspondence should be directed to our mailing address: 4824 Broadmoor Blvd, Pasco, WA 99301. We encourage you to reach out to us at 509-378-3100 or explore our website at gesa.com for more information about how we can support you on your financial journey. Join us today and become part of a community that truly cares!

Branch History & Mission

Our Mission

At Gesa, our mission goes beyond just offering financial products. We aim to foster financial literacy and provide resources that help our members make informed decisions. Our commitment extends into the community through various outreach programs and partnerships with local organizations. Whether it's supporting educational initiatives or helping families navigate their financial journeys, we strive to be a positive force in Pasco and beyond. We are proud to offer modern conveniences like online banking and mobile payments while ensuring accessibility for everyone. Our branch features ADA-compliant facilities, an ATM available for your convenience, and drive-thru services for quick transactions. We want every member to feel welcomed and supported during their banking experience. As we look towards the future, Gesa remains dedicated to enhancing our services while upholding our values. Your voice matters here; we encourage feedback from our members to continuously improve and tailor our offerings to meet your needs. While you can visit us at 4824 Broadmoor Blvd for all your banking needs, official correspondence should be sent to the same address as it serves as both our branch and mailing location. If you have any questions or wish to learn more about becoming a member of Gesa, please reach out at 509-378-3100. Join us at Gesa Credit Union today experience firsthand how we can support your financial journey!

Branch Location & Accessibility

Welcome to Gesa, your friendly neighborhood credit union located at 4824 Broadmoor Blvd in the heart of Pasco, Washington. Our branch is conveniently situated near popular spots like the Columbia Basin College and just a short drive from the bustling shopping areas. Whether you're on your way to run errands or just out for a stroll, we're here to make banking easy and accessible for you. At Gesa, we believe that convenience matters. That's why our branch offers ample parking and is designed with accessibility in mind, ensuring everyone can visit us comfortably. You can easily access our services with features that comply with ADA standards, including ramps and designated parking spaces. Our operating hours are designed to fit your busy schedule. We're open from 9:00 AM to 6:00 PM Monday through Friday, and on Saturdays, you can use our drive-thru service until 1:00 PM. This flexibility allows you to manage your banking needs without any hassle. If you prefer online banking or mobile payments, we have those options available too! Gesa offers a wide range of services tailored to meet your financial needs from personal banking accounts and auto loans to business financing solutions. Plus, with our ATM on-site, cash withdrawals and balance checks are just a few steps away. While members can visit us at 4824 Broadmoor Blvd, official correspondence should be sent to the same address for consistency. If you have any questions or need assistance, don't hesitate to give us a call at 509-378-3100. We look forward to welcoming you at Gesa! Come by today and see how we can help you achieve your financial goals!

Member Eligibility

At Gesa, we believe that everyone deserves a supportive financial community. Becoming a member is simple and welcoming! If you live, work, or worship in the areas we serve, or if you have family members who are already members, you can easily join us. We take pride in offering benefits like lower fees, competitive rates, and personalized service to help you achieve your financial goals. If you're curious about the specific eligibility requirements, you can check out more details at https://www.gesa.com/about/about-gesa-membership/. Ready to become part of our family? Opening an account is just a click away! Visit us online at https://www.gesa.com/coupon-enrollment/ or give us a call at (509) 378-3100 for any questions. We're located at 4824 Broadmoor Blvd Pasco Wa 99301, and we can't wait to welcome you into the Gesa community!

Business Banking & Commercial Services

Merchant Services Made Easy

In addition to loans, we offer practical merchant services that simplify transactions for your business. Imagine having a reliable payment processing solution that allows you to focus on what matters most growing your business. From accepting credit cards to managing payments seamlessly, our services help enhance customer satisfaction and streamline operations. Visit us at 4824 Broadmoor Blvd Pasco Wa 99301 in Pasco, WA or contact us at (509) 378-3100 to learn how we can support your business journey today!

Supporting Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,318 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $897,475,904, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

If you own a business, our business banking services include merchant services and business loans tailored to support your growth. We aim to empower local entrepreneurs by providing the financial tools they need.

Credit and Loans

For those unexpected expenses or larger purchases, our personal loans and debt consolidation options can help lighten the financial load. Plus, with credit cards featuring rewards, you can earn while you spend.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why Gesa offers robust online and mobile banking solutions. You can manage your accounts anytime, anywhere, whether it's making deposits or checking balances. Our ATM services ensure that cash withdrawal is simple, while our drive-thru banking allows for quick transactions without leaving your car.

Member Support

We pride ourselves on being there for our members every step of the way. Whether you have questions about your account or need assistance with any service, our friendly team is just a call away at (509) 378-3100. We invite you to visit us at 4824 Broadmoor Blvd Pasco Wa 99301 in Pasco, WA, or check out our website at Gesa for more information on how we can assist you with all your financial needs. Join us today and experience the difference personalized service makes!

Personal Banking

Our personal banking options are designed with you in mind. Whether you need a checking account for everyday expenses or a savings account to plan for the future, we have you covered. We also offer auto loans and vehicle financing to help you get behind the wheel of your dream car. If you're looking to buy a home or refinance your current mortgage, our mortgage loans provide flexible terms to fit your lifestyle.

Digital & Online Banking

Explore Our Online Services

Visit us at https://www.gesa.com/ to discover how our online banking platform can transform the way you manage your money. With 24/7 access, you can check balances, transfer funds, and pay bills from the comfort of your home or on the go. Our user-friendly interface ensures that you can navigate through your accounts without any hassle.

Secure and User-Friendly Features

Your security is our top priority. We utilize electronic signature authorization for all transactions, making it simple and safe to sign documents electronically. Plus, with e-statements available at your fingertips, you'll reduce paper clutter while keeping track of your finances effortlessly.

Stay Connected On-The-Go

For those who prefer mobile banking, our dedicated mobile application allows you to manage your accounts right from your smartphone. Enjoy features like mobile payments and person-to-person transfers that make sending money as easy as a few taps on your screen. Whether you're grabbing coffee or paying back a friend, our app has you covered. At Gesa, we strive to provide our members with accessible, real-time account management solutions tailored to fit modern lifestyles. Experience the freedom of banking on your terms with us!

Financial Strength

Commitment to Growth

With $396,901,187 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is robust with $70,825 in used auto loans and a total of $4,439,960,465 in loans and leases, supporting our members' financial goals across various sectors.

Member-Centric Approach

Members' savings are secured through $1,172,204,361 in share certificates and $312,449,907 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $185,667,323, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, demonstrating our commitment to maintaining stability while continuing to provide competitive loan rates and solid financial products for our members. We also take pride in having 757 full-time employees and 91 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team.

Solid Financial Foundation

With a net worth of $580,793,102, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1041 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built on Numbers

Total Share Accounts stand at 557,049, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending currently stand at $0, reflecting our focus on serving member needs directly rather than holding excess funds. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Gesa is your trusted partner. Visit us at 4824 Broadmoor Blvd Pasco WA 99301 or call 509-378-3100 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,267,782,975 in used vehicle loans and $473,418,567 in new vehicle loans already helping members get on the road. Whether it's for commuting to work or weekend adventures, our competitive rates and flexible terms make it easy to find the perfect fit for your budget.

Commercial Loans

For business owners, our outstanding commercial loans totaling $897,475,904 provide the capital needed to grow and expand your business. We understand that running a business requires flexibility and support our team is here to help every step of the way. Whether you are considering refinancing existing debts or exploring eligibility options for our various loan products, our dedicated team at Gesa is ready to assist you. Reach out today at 509-378-3100, or visit us at 4824 Broadmoor Blvd Pasco WA 99301 for personalized service tailored to your financial needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to being part of your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $372,833,184, make buying or refinancing simple. We provide clear guidance throughout the process so you can make informed decisions about your future.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $207,515,971 in loans helping members manage their finances effectively. This option allows you to access funds when you need them without needing collateral. It's perfect for unexpected expenses or everyday purchases.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers presented are fair and transparent. Users can trust that they are viewing legitimate options tailored to their needs.

Gesa

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans