Gesa Pasco WA Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to Gesa, your trusted financial partner in the heart of Pasco, WA. Located at 7421 Sandifur Parkway, we have proudly served our community since 1953, growing alongside our members and adapting to their needs. With a robust membership of over 291,761, Gesa is dedicated to providing exceptional service and support for all your banking needs. At Gesa, we understand that managing your finances is crucial to achieving your goals. That's why we offer a wide range of services, from personal banking solutions like checking and savings accounts to vehicle loans, mortgages, and credit cards with rewards. With total assets amounting to an impressive $5,565,453,827 and total deposits reaching $361,381,628, our strength lies in our commitment to you. Our leadership team, led by CEO Don Miller and Board President Geof Griebel, is passionate about fostering strong relationships within the community. Together with our dedicated staff of 848 employees, we strive to create an environment where every member feels valued and empowered. For official correspondence, please note that our mailing address is also 7421 Sandifur Parkway, Pasco, WA 99301. We invite you to visit us or call at 509-378-3100 during our convenient hours: Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 5 PM. Explore how Gesa can help you reach your financial dreams by visiting our website at www.gesa.com. Join us today and experience the difference of being part of a member-focused credit union!

Branch History & Mission

Our Mission

The mission of Gesa is simple yet profound: to provide accessible financial solutions while giving back to the communities we serve. We believe that everyone deserves the opportunity for financial wellness. That's why we're committed not just to offering competitive products but also to supporting local initiatives and partnerships that enhance the quality of life in Pasco and beyond. While you can visit us at 7421 Sandifur Parkway for all your banking needs whether it be utilizing our drive-thru service or accessing one of our ATMs please note that official correspondence should be directed to our mailing address at the same location. Our branch operates Monday through Friday from 9:00 AM to 6:00 PM and on Saturdays from 9:00 AM to 5:00 PM. We understand that life can be busy, so we strive to accommodate our members with flexible hours and user-friendly online banking options. As we continue to grow, we remain focused on enhancing accessibility for all members. We're proud to maintain ADA compliance and offer digital advancements that make managing finances easier than ever. Our goal is always centered around you the member and how we can best support your financial journey. In addition to providing excellent financial services, Gesa actively engages in community outreach efforts. We partner with local organizations and participate in events that uplift and strengthen Pasco. Together, we're not just a credit union; we're part of the fabric of this vibrant community. We invite you to join us at Gesa and experience firsthand the benefits of being a member. With us, you're not just another account holder; you're family. Visit our website at Gesa or call us at 509-378-3100 today!

Branch Location & Accessibility

Welcome to Gesa, your friendly neighborhood credit union located at 7421 Sandifur Parkway in Pasco, WA. We're proud to be part of the vibrant Franklin County community, nestled near local favorites like the Pasco Farmers Market and just a short drive from the beautiful Columbia River. Our branch offers a convenient spot for all your banking needs, whether you're stopping by for a quick transaction or looking to explore our various financial services. At Gesa, we understand that accessibility is important. Our branch features ADA-compliant facilities, including ramps and designated parking spaces to ensure everyone can enjoy our services comfortably. Plus, if you're on the go, we offer an ATM on-site and a drive-thru banking option for easy deposits and withdrawals without leaving your vehicle. Our lobby hours are designed to fit your busy schedule visit us Monday through Friday from 9:00 AM to 6:00 PM, and on Saturdays from 9:00 AM to 5:00 PM. If you have any questions or need assistance, don't hesitate to give us a call at 509-378-3100. While members can visit us at our branch location, official correspondence should be sent to the same address: 7421 Sandifur Parkway, Pasco, WA 99301. We invite you to stop by and discover how Gesa can support your financial journey today!

Member Eligibility

At Gesa, we believe that becoming a member means joining a close-knit community where everyone is valued. If you live, work, or go to school in our area, you're likely eligible for membership! Our welcoming approach ensures that people from all walks of life can join us. To find out more about the specific eligibility criteria, feel free to check out our detailed information at https://www.gesa.com/about/about-gesa-membership/. Once you've confirmed your eligibility, opening an account is a breeze! You can easily start the process by visiting us online at https://www.gesa.com/coupon-enrollment/ or give us a call at (509) 378-3100 if you have any questions. We're excited to have you as part of the Gesa family and look forward to supporting your financial journey!

Business Banking & Commercial Services

Merchant Services That Make Sense

Imagine having a payment processing solution that not only simplifies transactions but also enhances customer experience. Our merchant services do just that. From credit card processing to mobile payments, we help streamline your sales process so you can focus on what matters most growing your business. Visit us at 7421 Sandifur Parkway Pasco Wa 99301 in Pasco, WA or give us a call at (509) 378-3100 to learn more about how our tailored solutions can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,318 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $897,475,904, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Convenient Digital Banking

In today's fast-paced world, convenience is key. Our robust online and mobile banking platforms allow you to manage your accounts anytime, anywhere. You can pay bills, transfer funds, and even deposit checks right from your smartphone no need to visit a branch during business hours. Plus, with our ATM services available at locations throughout the area, accessing cash is easy whether you're on the go or at home. Our basic drive-thru banking makes quick transactions like deposits and withdrawals hassle-free.

Credit Cards & Business Banking

With credit cards that come with rewards, spending can be more rewarding than ever. Whether it's cash back or travel points, you can earn benefits while making everyday purchases. For small business owners, we understand the unique challenges you face. Our business banking services, including merchant services and business loans, are crafted to support your entrepreneurial journey. Imagine having the financial backing needed to expand your operations or manage cash flow efficiently.

Get Started Today!

At Gesa, we're here to support all your financial needs with friendly service and expert guidance. Whether you're opening an account or seeking advice on loans, we're ready to help. Visit us at 7421 Sandifur Parkway Pasco Wa 99301 in Pasco, WA, or give us a call at (509) 378-3100 to learn more about how we can assist you on your financial journey. Discover all that we offer by visiting our website at https://www.gesa.com/ and take the first step towards achieving your financial dreams today!

Personal Banking

Our personal banking services cater to individuals and families looking for reliable financial products. You can choose from various checking and savings accounts that fit your lifestyle. Imagine easily managing your day-to-day expenses while also saving for that dream vacation or home renovation. With our competitive interest rates, every dollar saved counts. If you're considering a new vehicle, our auto loans and vehicle financing options make purchasing a car simple and affordable. We offer flexible terms tailored to your budget, ensuring that you can drive away with confidence. For those looking to buy a home or refinance an existing mortgage, our mortgage loans and refinancing services provide personalized assistance throughout the process. Picture settling into your new home with peace of mind, knowing you have secured a great rate. Additionally, if you're facing unexpected expenses or planning a big purchase, our personal loans and debt consolidation options can help you manage your finances more effectively.

Digital & Online Banking

Key Services

With our robust online banking platform available at https://www.gesa.com/, you can access your accounts anytime, day or night. Our 24/7 online banking services let you check balances, transfer funds, and pay bills without needing to visit a branch. Plus, for those who prefer using their smartphones, our mobile application is available to make banking even easier. Want to send money quickly? Our person-to-person transfer feature allows you to send funds to friends and family instantly, making splitting bills or sending gifts hassle-free. You can also enjoy the convenience of mobile payments, allowing you to make purchases directly from your phone.

Security and Ease of Use

Your security is our priority. We utilize electronic signature authorization for transactions, ensuring that your sensitive information stays protected while providing a user-friendly experience. You can also opt for e-statements for easy access to your financial statements, reducing paper clutter while being environmentally friendly. In today's fast-paced world, having real-time account management is essential. With our digital banking tools, everything you need is at your fingertips whether it's checking recent transactions or transferring money between accounts. At Gesa, we're committed to making your banking experience smooth and enjoyable. Join us in embracing the future of finance!

Financial Strength

Commitment to Growth

With $396,901,187 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $70,825 in used auto loans and a robust total of $4,439,960,465 in loans and leases available for our community.

Growing Trust

Total Share Accounts stand at an impressive 557,049, showing a strong and growing member base that trusts us with their finances. Our capacity for lending and investments is underlined by net shares amounting to $0, indicating that every dollar entrusted to us is utilized effectively. In summary, Gesa's financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Gesa is your trusted partner. Visit us at 7421 Sandifur Parkway Pasco WA 99301 or call 509-378-3100 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.*

Member-Centric Savings

Members' savings are secured through $1,172,204,361 in share certificates and $312,449,907 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $185,667,323, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 757 full-time employees and 91 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Solid Financial Health

With a net worth of $580,793,102, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1041 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,267,782,975 in used vehicle loans and $473,418,567 in new vehicle loans already helping members get on the road. Whether you are purchasing a brand-new vehicle or a pre-owned one, we have competitive financing options available to make your journey easier.

Business Financing

For business owners, our outstanding commercial loans totaling $897,475,904 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses today and are committed to offering tailored solutions to support your success. In addition to these offerings, our branch at 7421 Sandifur Parkway Pasco Wa 99301 in Pasco, WA, is equipped with resources and knowledgeable staff who are eager to assist you. Feel free to reach out at (509) 378-3100 for more information about our loan products or any inquiries you may have. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Gesa, we're here to support your financial journey every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $372,833,184, make buying or refinancing simple. We offer personalized assistance throughout the process to ensure that your experience is smooth and straightforward. If you're considering refinancing, we can provide insights on eligibility and options that may fit your situation.

Unsecured Credit Card Loans

Managing finances can be challenging, but we also offer flexible terms on unsecured credit card loans, with a total of $207,515,971 in loans helping members manage their finances effectively. This option provides you with additional purchasing power and can be beneficial for handling unexpected expenses or consolidating debt.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers.

Key Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, guaranteeing transparency in the comparison process. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results for every user. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, enabling informed decision-making. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback underscores the effectiveness and reliability of the platform. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Gesa

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans