Gesa Pasco WA Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to Gesa, your trusted financial partner located at 2202 W Sylvester St, Pasco, WA 99301. Established in 1953, Gesa has been a cornerstone of the Pasco community for decades, offering a wide range of financial services tailored to meet the needs of our 291,761 members. With total assets exceeding $5.56 billion, we pride ourselves on providing a secure and supportive banking environment. At Gesa, we understand that financial decisions are important, which is why our dedicated team of 848 employees is here to assist you every step of the way. Under the leadership of CEO Don Miller and Board President Geof Griebel, we focus on fostering lasting relationships with our members. Whether you're looking for checking and savings accounts, auto loans, or business banking solutions, we have a variety of services designed to help you achieve your financial goals. While members can visit us at our branch for personalized service, official correspondence should be sent to the same address: 2202 W Sylvester St, Pasco, WA 99301. Our commitment goes beyond just numbers; with total deposits around $361 million and net worth reaching $580 million, we ensure that your money is handled with care and expertise. We invite you to explore how Gesa can support your financial journey. Visit our website at www.gesa.com or call us at 509-378-3100 to learn more about our offerings. Join us in building a brighter future together!

Branch History & Mission

Join Us

Gesa is more than just a credit union; it's a place where you can feel supported in your financial journey. With a strong foundation built on trust and community spirit, we invite you to become part of our family. Experience the benefits of membership today by visiting our website or calling us at 509-378-3100. Together, let's create a brighter financial future!

Mission Statement

At Gesa, our mission goes beyond just providing financial services; we strive to uplift our community. We believe in supporting local initiatives and fostering partnerships that enrich lives. Our commitment to community outreach is evident through various programs and events designed to give back to those we serve. Whether it's sponsoring local events or supporting education initiatives, we are here for you. While members can visit us at 2202 W Sylvester St, official correspondence should be sent to 2202 W Sylvester St, Pasco, WA 99301. Our operating hours are Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 5:00 PM. For added convenience, we also offer ATM access and drive-thru banking services.

Our Journey

From our inception, Gesa has focused on empowering individuals and families through accessible financial solutions. Over the years, we have expanded our services to include personal banking, auto loans, mortgage options, and business banking. With total assets amounting to an impressive $5,565,453,827, we are committed to maintaining strong financial health while prioritizing member satisfaction. Our growth has been marked by significant milestones that reflect our dedication to innovation and service. As technology evolved, so did we. Today, Gesa offers online and mobile banking options that make managing your finances easier than ever. We embrace accessibility and ensure our services comply with ADA standards so that everyone can benefit from what we offer.

Branch Location & Accessibility

Accessibility Features

At Gesa, we prioritize accessibility for all our members. Our branch is equipped with ADA-compliant features, ensuring that everyone can navigate our space comfortably. Ample parking is available right outside our doors, making it easy for you to visit us anytime.

Convenient Location

Situated in the heart of Pasco, our location is easily accessible from major roads and nearby landmarks. If you're out and about, you'll find us just a short drive from the vibrant shopping areas and community parks that make this city special. We strive to create a welcoming atmosphere where everyone feels at home.

Get in Touch

Have questions or need assistance? Feel free to give us a call at 509-378-3100. Our friendly staff is ready to assist you with any inquiries you may have. We invite you to come down and see how Gesa can support your financial journey!

Operating Hours & Services

We're here when you need us! Visit us Monday through Friday from 9:00 AM to 6:00 PM and on Saturday from 9:00 AM to 5:00 PM. In addition to standard banking services like checking and savings accounts, we offer auto loans, mortgage loans, personal loans, and more. Need to make a quick deposit or withdrawal? Our drive-thru service allows for easy transactions without leaving your vehicle. If you're ever in need of cash, you'll be pleased to know that we also provide ATM access for quick withdrawals and balance checks.

Member Eligibility

At Gesa, we believe that becoming a member means joining a close-knit community that supports you every step of the way. If you're looking to be part of something special, our membership is open to those who live, work, worship, or attend school in the areas we serve. We pride ourselves on being inclusive, welcoming individuals and families from all walks of life. To discover more about the specific eligibility criteria, feel free to check out our detailed information at https://www.gesa.com/about/about-gesa-membership/. Opening an account with us is straightforward and inviting! Simply visit us at our branch located at 2202 W Sylvester St Pasco Wa 99301 or explore the easy online process through this link: https://www.gesa.com/coupon-enrollment/. Our friendly team is here to help you get started, so don't hesitate to give us a call at (509) 378-3100 if you have any questions. We can't wait for you to experience the many benefits of being a member of Gesa!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,318 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $897,475,904, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that make everyday transactions easier for you. Imagine being able to accept payments effortlessly from customers, whether they prefer cash, card, or mobile payment options. Our services are tailored to help you streamline operations so you can focus on what matters most growing your business. Visit us at 2202 W Sylvester St, Pasco, WA 99301, or call us at 509-378-3100 to learn how Gesa can empower your business!

Comprehensive List Of Services

Business Banking Support

At Gesa, we also cater to businesses with specialized services. Our business banking solutions include merchant services and business loans, ensuring that entrepreneurs have the resources they need to thrive. We recognize the unique challenges businesses face and aim to provide support that helps them succeed.

Convenience at Your Fingertips

In today's fast-paced world, convenience is key. That's why we prioritize digital features like online account access and mobile payments. You can perform transactions quickly from your smartphone or computer without needing to visit us in person. If you're ready to learn more about how our comprehensive list of services can benefit you or if you have questions about opening an account, don't hesitate to reach out! Call us at (509) 378-3100 or visit us at 2202 W Sylvester St Pasco Wa 99301 in Pasco, WA. We look forward to serving you!

Financing Your Dreams

If you're considering a new vehicle or need financing for other personal goals, our auto loans and vehicle financing options are designed to get you on the road without breaking the bank. We also provide mortgage loans and refinancing solutions, helping you find the perfect home while making the process as smooth as possible. Additionally, our personal loans can assist with debt consolidation or any unexpected expenses that may arise.

Personal Banking Made Simple

We understand that managing your money is essential. That's why we offer personal banking services that include checking and savings accounts tailored to fit different lifestyles. Imagine having the convenience of online and mobile banking right at your fingertips, allowing you to check balances, transfer funds, and pay bills anytime, anywhere. Our members appreciate the flexibility of being able to access their accounts through basic ATM services or drive-thru banking for quick deposits and withdrawals.

Rewarding Credit Options

For those looking to make their purchases more rewarding, we offer credit cards with rewards that give back every time you shop. This way, whether you're buying groceries or planning a vacation, you can earn points that add value to your spending.

Digital & Online Banking

Accessibility and Real-Time Management

Whether you're at home or out running errands, Gesa ensures you have real-time access to your accounts. Our services are tailored to fit into your busy lifestyle while keeping everything safe and sound. With features like mobile payments and person-to-person transfers, sending money to friends or family is simple and fast. In summary, with digital and online banking at Gesa, you get convenience without sacrificing security. Dive into our online world today at https://www.gesa.com/ and experience the ease of managing your finances like never before!

Convenient Online Banking Services

With our online banking platform, accessible at https://www.gesa.com/, you can check balances, transfer funds, and pay bills from the comfort of your home or on the go. Our 24/7 online banking services ensure that you have control over your accounts whenever you need it. Whether it's day or night, your finances are just a click away!

Mobile Banking at Your Fingertips

For those who prefer using their smartphones, our mobile application is designed to make banking easy and efficient. You can manage your accounts on the go, make person-to-person transfers effortlessly, and even use mobile payments for quick transactions. No need to carry cash or cards just use your phone!

User-Friendly Features for Every Member

We prioritize security and user-friendliness in all our digital offerings. For instance, you can opt for e-statements, which not only save paper but also allow you to access your financial information quickly and securely. Plus, with electronic signature authorization available, signing documents has never been easier or more secure.

Financial Strength

At Gesa, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation that you can rely on. With a net worth of $580,793,102, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.41% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,172,204,361 in share certificates and $312,449,907 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $185,667,323, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $396,901,187 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $70,825 in used auto loans and a total of $4,439,960,465 in loans and leases. We also take pride in having 757 full-time employees and 91 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at an impressive 557,049, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Gesa is your trusted partner. Visit us at 2202 W Sylvester St Pasco WA 99301 or call 509-378-3100 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,267,782,975 in used vehicle loans and $473,418,567 in new vehicle loans already helping members get on the road. Whether you're interested in purchasing a brand-new vehicle or a reliable used car, Gesa has flexible options tailored to your needs.

Business Financing

For business owners seeking capital to grow and expand their operations, our outstanding commercial loans totaling $897,475,904 provide the funding necessary to take your business to the next level.

Credit Options

For those looking for additional financial flexibility, we also have unsecured credit card loans available. With a total of $207,515,971 in unsecured credit card loans issued, our flexible terms can help you manage your finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $372,833,184, allowing you to invest in your future with confidence.

Refinancing and Eligibility

We know that life changes and so do financial situations. At Gesa, we offer refinancing options that can help lower your monthly payments or adjust your loan terms according to your current needs. If you're unsure about eligibility or want more details on how our loan products can work for you, feel free to reach out. You can visit us at our branch located at 2202 W Sylvester St Pasco Wa 99301, or give us a call at 509-378-3100. We're here Monday through Friday from 9:00 am to 6:00 pm and Saturday from 9:00 am to 5:00 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Gesa, we prioritize transparent communication and strive to provide the best service possible for all your lending needs.

Loan Aggregator

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to quality ensures that users receive fair and transparent offers without hidden fees or misleading terms. Each listing reflects the most current information available, allowing for accurate comparisons across various lenders.

The Benefits of Using LendMesh

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Gesa

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans