Gesa Moses Lake WA Credit Union | Low Mortgage Rates & Business Banking

Introduction

Welcome to Gesa at 721 S Pioneer Way, Moses Lake, WA 98837! Since opening our doors in 1953, we have proudly served our community with a commitment to providing exceptional financial services tailored to meet your needs. With over 291,761 members and total assets of $5,565,453,827, we are dedicated to helping you achieve your financial goals. At Gesa, we understand that trust is the foundation of any banking relationship. That's why our experienced team works hard every day to ensure you feel valued and supported. Under the leadership of CEO Don Miller and Board President Geof Griebel, our focus remains on fostering a welcoming environment where members can thrive financially. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to the same address: 721 S. Pioneer Way, Moses Lake, WA 98837. Our friendly staff is ready to assist you with a variety of services from checking and savings accounts to auto loans and mortgages. We also offer online and mobile banking options for your convenience. With total deposits reaching $361,381,628 and a net worth of $580,793,102, Gesa stands strong as a reliable partner in your financial journey. We're proud to provide $58,237,871 in cash on hand, ensuring we are equipped to meet your needs when you need it most. We invite you to explore everything Gesa has to offer by visiting our website at www.gesa.com or giving us a call at 509-765-2956. Join us today and experience the Gesa difference where you're not just a number; you're family!

Branch History & Mission

Community Commitment

Gesa understands the importance of community involvement. We actively partner with local organizations and participate in outreach efforts aimed at making a positive impact in Moses Lake. From sponsoring educational programs to supporting local charities, we believe in giving back to the people who have helped us grow. While members can visit us at 721 S Pioneer Way for all their banking needs including drive-thru service we encourage official correspondence to be sent to the same address. For any questions or assistance, feel free to reach out at 509-765-2956 during our lobby hours: Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 1 PM. Join Gesa today and discover how we can help you achieve your financial dreams while being part of a community-focused credit union dedicated to your success! Visit us online at Gesa for more information on membership eligibility and account opening options.

Mission Statement

Our mission at Gesa is clear: we aim to empower individuals and families by offering accessible financial services while actively contributing to the well-being of our community. We believe that everyone deserves an opportunity for financial success, and we strive to provide resources that help our members achieve their goals. Whether it's through personal banking options like checking and savings accounts or loans for vehicles and homes, we are here to guide you every step of the way. In addition to traditional banking services, Gesa is committed to embracing technology for a better member experience. Our digital advancements include online banking, mobile payments, and e-statements, ensuring that you can manage your finances anytime, anywhere. We also maintain ADA compliance so that all members can enjoy equal access to our services.

Branch Location & Accessibility

Welcome to the Gesa branch located at 721 S Pioneer Way in Moses Lake, WA! Our branch is conveniently situated near popular landmarks like the vibrant downtown area and the beautiful Moses Lake, making it easy for you to stop by during your day. Whether you're running errands or heading out for a weekend adventure, we're here to provide you with friendly and accessible banking services. At Gesa, we understand that accessibility is essential. Our branch is designed to meet ADA compliance standards, ensuring that all members of our community can visit us comfortably. Plus, we offer ample parking so you can easily access our facilities without hassle. Our lobby hours are welcoming, open Monday through Friday from 9:00 AM to 6:00 PM, and on Saturdays from 9:00 AM to 1:00 PM for drive-thru services. We pride ourselves on being available when you need us most. If you have any questions or need assistance while visiting, feel free to call us at 509-765-2956; our dedicated team is ready to help! For your convenience, we also have an ATM available on-site, allowing for quick cash withdrawals and balance checks whenever you need them. If you're in a hurry, our drive-thru banking provides an easy way to handle deposits and simple transactions without leaving your vehicle. While members can visit us at 721 S Pioneer Way, official correspondence should be sent to the same address. We look forward to welcoming you into our Gesa family and assisting you with all your personal and business banking needs. Come see us today!

Member Eligibility

At Gesa, we believe that being a member means joining a community that truly cares about your financial well-being. If you're looking to become part of our family, you'll be glad to know that eligibility is open to a wide range of individuals. Whether you live, work, or attend school in the areas we serve, you can easily qualify for membership. We welcome anyone who shares our commitment to fostering a supportive environment where members can thrive financially. For more detailed information on eligibility requirements, feel free to visit our website at https://www.gesa.com/about/about-gesa-membership/ . Joining Gesa is a breeze! You can start your journey toward membership by checking out the account opening details at https://www.gesa.com/coupon-enrollment/ . Should you have any questions or need assistance during the process, don't hesitate to reach out to us at (509) 765-2956. Our friendly staff is here to help you every step of the way as you take this exciting step toward becoming part of our wonderful community located at 721 S Pioneer Way Moses Lake Wa 98837.

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,318 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $897,475,904, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

Imagine having the tools you need to accept payments easily while managing your cash flow effectively. Our merchant services provide just that allowing you to focus on what you do best: running your business. From point-of-sale systems to online payment solutions, we offer practical benefits that simplify transactions and enhance customer experiences. Visit us at 721 S Pioneer Way Moses Lake Wa 98837, Moses Lake, WA or call us at (509) 765-2956 to explore how our business banking solutions can support your entrepreneurial dreams!

Comprehensive List Of Services

Business Banking Services

Running a business is no small feat, and at Gesa, we understand that. Our business banking services include everything from merchant services that streamline transactions to various business loans designed to help you expand or sustain your operations.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that let you manage your finances anytime, anywhere. Need cash? Our ATMs provide easy access for withdrawals and balance checks. You can also take advantage of our basic drive-thru banking for quick deposits and withdrawals without leaving your car.

Easy Access & Support

We prioritize accessibility at Gesa. With our lobby open Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 1:00 PM, we ensure you're able to reach us when it's most convenient for you. Have questions? Feel free to call us at (509) 765-2956; we're here to help!

Join Us Today!

We invite you to explore all that Gesa has to offer. Whether you're interested in opening an account or learning more about our services, visit us today or check out our website at Moses Lake. Your financial well-being is our priority, and we look forward to serving you!

Personal Banking Solutions

Our personal banking services are designed to simplify your financial life. You can choose from various checking and savings accounts that fit your lifestyle and financial goals. For those looking to make a significant purchase like a car or home, our auto loans and vehicle financing options provide competitive rates to help you get behind the wheel without breaking the bank. If you're considering buying a home, our mortgage loans and refinancing services can guide you through the process smoothly. For individuals who need extra cash for unexpected expenses, our personal loans and debt consolidation options offer flexible solutions tailored to your needs. And don't forget about our credit cards with rewards, which allow you to earn points on everyday purchases perfect for treating yourself later!

Digital & Online Banking

Key Features

Explore our online banking options at https://www.gesa.com/ and discover how simple it is to manage your money. Whether you want to check your balance, pay bills, or transfer funds, our 24/7 online banking services make it all possible. You can also enjoy electronic statements that keep you organized while ensuring your information stays secure. Need to send money to a friend? Our person-to-person transfer feature allows you to quickly send funds without hassle. Plus, with our mobile application, managing your accounts becomes even more convenient just download it and start banking right from your smartphone!

Real-Time Management

Real-time account management is now at your fingertips! From mobile payments to viewing e-statements, everything is streamlined for your convenience. Whether you're at work, home, or out running errands, accessing your financial information has never been easier. Join us at Gesa today and experience the future of banking with our top-notch digital services!

Security and Ease-of-Use

Safety is our priority. We offer electronic signature authorization for transactions, giving you peace of mind while conducting business online. With our user-friendly platform, navigating through features is a breeze. You don't need to be a tech expert to use our services effectively.

Financial Strength

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Gesa is your trusted partner. Visit us at 721 S Pioneer Way Moses Lake Wa 98837 or call 509-765-2956 to learn more about how we can help you achieve your financial goals.

Member Savings and Investments

Members' savings are secured through $1,172,204,361 in share certificates and $312,449,907 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $185,667,323, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency shines through with a net income of $0, which means we're focused on serving you without unnecessary costs. We also take pride in having 757 full-time employees and 91 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total share accounts stand at an impressive 557,049, showing a strong and growing member base that trusts us with their finances.

Our Financial Health

With a net worth of $580,793,102, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1041 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinforcing Our Commitment

With $396,901,187 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $70,825 in used auto loans and over $4.4 billion in total loans and leases, we support your financial goals across various sectors.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,267,782,975 in used vehicle loans and $473,418,567 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new model or a reliable used vehicle, our flexible terms make it easy for you to drive away satisfied.

Credit Lines and Unsecured Credit Cards

In need of extra flexibility? We have a total of $1,234,049,362 available in credit lines to help you manage expenses and unexpected costs. Additionally, we offer flexible terms on unsecured credit card loans with a total of $207,515,971 in loans helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $372,833,184, making buying or refinancing simple. We provide support throughout the process to ensure you find the right mortgage solution for your needs.

Refinancing Options

If you're considering refinancing any existing loans or mortgages to take advantage of lower rates or better terms, we're here to assist you. Our team can guide you through eligibility options that best suit your situation. For more information about our loan offerings or to discuss which product is right for you, please visit us at 721 S Pioneer Way Moses Lake Wa 98837, or give us a call at 509-765-2956. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. It acts as a reliable tool for consumers seeking clarity in their borrowing options. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This approach guarantees that users receive fair and transparent offers based on the latest results (Source: https://www.ncua.gov ). By prioritizing verified information, LendMesh builds trust with its users. One of the standout features of LendMesh is its commitment to verified data. All loan offers are sourced from legitimate financial institutions, ensuring transparency throughout the comparison process. Additionally, LendMesh does not feature sponsored listings; lenders are not prioritized based on paid promotions. This dedication to impartiality means users can confidently explore their options without hidden agendas. Another critical advantage is the real-time rate comparisons provided by LendMesh. Users access up-to-date loan rates from multiple institutions, allowing them to make informed decisions tailored to their financial needs. With thousands of users already benefiting from this service, many have shared positive experiences. One satisfied member noted, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" For anyone looking to make sound financial choices regarding loans, LendMesh stands out as a trustworthy resource. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

GESA CREDIT UNION - Moses Lake, WA

Type of Loan Offerings

Personal Loans

Student Loans

Vehicle Loans