Gesa Lynnwood WA Credit Union | Affordable Vehicle Loans & Personal Banking

Introduction

At Gesa, we believe that every member of our community deserves reliable financial support and personalized service. Located at 3405 188Th St Sw Ste 201, Lynnwood, WA 98037, our Lynnwood Branch has been serving the needs of our members since 1953. With a strong commitment to fostering financial growth, we proudly support over 291,761 members, helping them achieve their dreams through tailored banking solutions. As part of our mission to provide exceptional service, we manage total assets of over $5.56 billion, ensuring that your money is safe and well-handled. We have successfully provided 194,910 loans and leases, totaling an impressive amount that reflects our dedication to supporting both personal and business ventures. Our total deposits stand at $361,381,628, showcasing the trust our members place in us. Under the leadership of CEO Don Miller and Board President Geof Griebel, our team of 848 employees is here to offer you a wide range of services including checking accounts, auto loans, mortgages, and more. Whether you prefer visiting us in person or accessing your accounts online or via mobile, we are here for you every step of the way. While members can visit us at our branch address, official correspondence should be sent to PO Box 576, Seattle, WA 98111-0576. If you're interested in learning more about how we can help you reach your financial goals or if you have any questions, don't hesitate to call us at 206-628-4010. Join us today and experience the difference that a dedicated credit union can make in your financial journey! Visit us online at Gesa for more information on our services and how to become a member.

Branch History & Mission

At Gesa, our journey began in 1953, when we opened our doors in Lynnwood, WA. Over the decades, we have grown from a small credit union to a thriving community financial institution with over 291,000 members. Our branch is located at 3405 188th St SW Ste 201, Lynnwood, WA 98037, a convenient spot for residents and businesses alike. Whether you're near the bustling Lynnwood Convention Center or just enjoying the local parks, we're here to serve you. From our humble beginnings, Gesa has continually evolved to meet the needs of our community. Today, we proudly manage total assets of over $5.56 billion. Our commitment to providing exceptional financial services is evident in our diverse offerings, which include personal banking accounts, auto loans, mortgages, and business banking solutions. We are dedicated to helping our members achieve their financial goals while also supporting local initiatives that strengthen our community. Our mission at Gesa is simple yet impactful: we aim to provide accessible and affordable financial services while fostering a sense of belonging among our members. We believe that everyone deserves the opportunity to thrive financially. That's why we prioritize not just transactions but relationships striving to understand your unique needs and aspirations. While members can visit us at our branch address for all their banking needs during our lobby hours from 9:00 AM to 5:00 PM on weekdays, official correspondence should be sent to PO Box 576, Seattle, WA 98111-0576 if different from our branch address. In addition to traditional banking services, we embrace technology to enhance your experience. With features like online banking and mobile payments available anytime you need them, managing your finances has never been easier. Plus, with an ATM on-site and drive-thru banking options for quick transactions, convenience is always a priority at Gesa. As part of our commitment to giving back, Gesa actively participates in various community outreach programs and partnerships aimed at improving the lives of those around us. From sponsoring local events to providing financial education workshops, we strive to make a positive impact in Lynnwood and beyond. We invite you to join us on this journey toward financial empowerment. Experience the benefits of being a member of Gesa where your goals are supported by a community-focused approach. Visit us today or explore more about membership opportunities at Gesa's website. Together, let's build a brighter future!

Branch Location & Accessibility

Welcome to the Gesa Lynnwood Branch, your friendly neighborhood credit union located at 3405 188Th St SW Ste 201, in beautiful Lynnwood, WA. Nestled conveniently near local favorites like the Lynnwood Convention Center and the Alderwood Mall, our branch is designed with your needs in mind. Whether you're stopping by for a quick transaction or seeking financial advice, we're here to help. At Gesa, we understand that accessibility matters. Our branch features ADA-compliant entrances and parking to ensure everyone can visit us comfortably. Plus, our drive-thru banking service makes it easy for you to handle deposits and withdrawals without leaving your car. For those who prefer cashless transactions, we offer an ATM on-site, ready whenever you need it. Our operating hours are set to accommodate your busy schedule. You can visit us Monday through Friday from 9:00 AM to 5:00 PM. If you have questions or want more information about our services, don't hesitate to call us at 206-628-4010. While members can visit us at our physical location in Lynnwood, official correspondence should be sent to our mailing address: PO Box 576, Seattle, WA 98111-0576. We look forward to welcoming you to the Gesa Lynnwood Branch! Stop by today and discover how we can support your financial journey.

Member Eligibility

At Gesa, we believe that everyone deserves a chance to be part of a supportive community. Becoming a member is simple and welcoming! If you live, work, or attend school in our service areas, you're likely eligible to join us. We also extend membership to family members of current members, making it even easier for your loved ones to enjoy the benefits we offer. For a full rundown of eligibility criteria, feel free to check out this resource: https://www.gesa.com/about/about-gesa-membership/. Joining Gesa opens the door to a range of financial services tailored just for you from personal banking solutions like checking and savings accounts to exciting loan options and credit cards with rewards. You can start your journey by visiting us at our location: 3405 188Th St Sw Ste 201 Lynnwood Wa 98037, or give us a call at (206) 628-4010 for more information on how to open an account. We're here to help every step of the way! For detailed account opening instructions, visit https://www.gesa.com/coupon-enrollment/.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,318 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $897,475,904, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services help streamline transactions for your business. Whether you're a retail store looking for point-of-sale solutions or an online shop needing secure payment processing, we have you covered. Our reliable services ensure you can focus on what matters most growing your business. Located at 3405 188Th St Sw Ste 201 Lynnwood Wa 98037, Lynnwood, WA, we're here to help you thrive. Connect with us today to explore how we can support your business needs!

Comprehensive List Of Services

Business Banking Services

For our business members, we offer essential services like merchant services and business loans. Whether you're launching a startup or expanding an existing business, we provide tailored solutions that empower you to succeed. Our business banking team understands what it takes to grow and thrive in today's market.

Convenience at Your Fingertips

In today's fast-paced world, convenience matters. That's why we've made sure that all our services are accessible online and through our mobile app. With online banking, managing your finances has never been easier pay bills, transfer funds, and monitor your accounts from the comfort of your home or on-the-go. If you have any questions or need assistance with any service, don't hesitate to reach out! You can call us at (206) 628-4010 during our operating hours from 9:00 AM - 5:00 PM on weekdays. We invite you to explore all that Gesa has to offer by visiting us at 3405 188Th St Sw Ste 201 Lynnwood Wa 98037 or checking out more details on our website at https://www.gesa.com/. Let us be part of your financial journey today!

Credit Cards with Rewards

Looking for a credit card that gives back? Our credit cards come with rewards that let you earn points on everyday purchases. Imagine earning rewards while shopping for groceries or fueling up your car! It's a simple way to make your spending work harder for you.

Mortgage and Personal Loans

Dreaming of homeownership? Our mortgage loans and refinancing options are crafted to provide you with the best rates available. We understand that buying a home is one of the biggest decisions you'll make, and our team is here to guide you every step of the way. Additionally, if you're facing unexpected expenses or want to consolidate debt, our personal loans offer flexible terms tailored just for you.

Personal Banking Solutions

Our personal banking services include checking and savings accounts designed to help you manage your money effectively. Need quick access to cash? With our ATM services and mobile banking options, you can check your balance or withdraw funds anytime, anywhere. If you're considering a vehicle purchase, our auto loans and vehicle financing are competitive and straightforward, making it easier than ever to get behind the wheel of your dream car.

Digital & Online Banking

Explore Our Online Services

Our online banking platform is accessible 24/7, allowing you to view your account balances, transfer funds, and pay bills at your convenience. You can get started by visiting us at https://www.gesa.com/. If you're on the go, don't forget to download our mobile application, which provides all the features you need right at your fingertips.

Modern Payment Options

Need to send money to a friend? Our person-to-person transfer service makes it simple and fast. You can also enjoy the convenience of mobile payments, allowing you to pay directly from your phone wherever you are. At Gesa, we strive to provide an intuitive banking experience that fits seamlessly into your life. Whether you're managing personal finances or making payments on the go, our digital banking services are designed with you in mind. Join us today and see how easy banking can be!

Stay Secure and Informed

Security is crucial when it comes to handling your financial information. We offer electronic signature authorization to streamline processes while keeping your data safe. Plus, our e-statements feature allows you to receive account statements electronically, making it easy to stay organized without cluttering your inbox.

Financial Strength

At Gesa, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, reassuring you that your assets are in safe hands. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $580,793,102, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.41% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,172,204,361 in share certificates and $312,449,907 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $185,667,323, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $396,901,187 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $70,825 in used auto loans and a total of $4,439,960,465 in loans and leases. Our operational efficiency is reflected in our $0 net income, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 757 full-time employees and 91 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team. Total Share Accounts stand at 557,049, showing a strong and growing member base that trusts us with their finances. Our commitment to your financial well-being drives us to maintain transparency about our operations and performance. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Gesa is your trusted partner. Visit us at 3405 188Th St Sw Ste 201 Lynnwood WA 98037 or call 206-628-4010 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,267,782,975 in used vehicle loans and $473,418,567 in new vehicle loans already helping members get on the road. We provide flexible terms and quick processing so you can drive away with your dream vehicle sooner.

Credit Lines and Unsecured Credit Cards

For those seeking flexibility in managing finances, our total credit lines amount to $1,234,049,362. This allows you to borrow as needed while only paying interest on what you use. Additionally, we offer flexible terms on unsecured credit card loans, with a total of $207,515,971 in loans helping members manage their finances effectively. Whether you're considering an auto loan or exploring mortgage options, our team at Gesa, located at 3405 188Th St Sw Ste 201 Lynnwood Wa 98037, Lynnwood, WA, is here to assist you every step of the way. For more information or to get started with your application, feel free to call us at (206) 628-4010. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We invite you to explore our offerings and see how we can support your financial journey today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $372,833,184, make buying or refinancing simple. We guide you through the process, ensuring you understand each step along the way. Plus, we have refinancing options available if you're looking to lower your monthly payments or tap into your home's equity.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means that all offers displayed are fair and transparent, allowing users to trust the information they receive.

Benefits of Using LendMesh

- Verified Data: Loan offers come exclusively from legitimate financial institutions, ensuring that users see genuine options. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This level playing field allows users to compare loans without any hidden agendas. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, helping them make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Ready to find the best rates for your needs? Compare real-time loan offers today at LendMesh. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Gesa

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans