Gesa Lake Stevens WA Credit Union | Affordable Auto Loans & Checking

Introduction

Welcome to Gesa, your trusted partner in financial growth located at 623 State Route 9 Ne, Lake Stevens, WA 98258. Since our establishment in 1953, we have proudly served our community, growing to a robust membership of 291,761 individuals who depend on us for their financial needs. With total assets exceeding $5.57 billion and total deposits reaching $361,381,628, we are committed to providing reliable banking services tailored to you. At Gesa, we understand that every member's journey is unique. That's why we offer a wide range of services including personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. Our experienced team, led by CEO Don Miller and Board President Geof Griebel, is dedicated to ensuring you have the support you need to achieve your financial goals. While members can visit us at our Lake Stevens branch for all your banking needs, official correspondence should be sent to the same address: 623 State Route 9 NE, Lake Stevens, WA 98258. You can easily reach us at 206-628-6030 during our lobby hours from Monday to Friday between 9:00 AM and 5:00 PM, and on Saturdays from 9:00 AM to 1:00 PM. With a strong foundation built on trust and community impact, Gesa is here for you. We invite you to explore how we can help you secure a brighter financial future. Visit our website at gesa.com or stop by today!

Branch History & Mission

Commitment to Innovation

In today's fast-paced world, we embrace technology while ensuring that all members feel welcome and supported. We offer online banking options and mobile payments that are user-friendly and secure. Our focus on accessibility means that everyone can engage with us easily whether it's through electronic signatures or e-statements. We continuously seek ways to enhance your experience with us because your satisfaction is at the forefront of everything we do.

Join Us!

As Gesa continues to grow and adapt, we invite you to be part of this journey. Whether you're looking for a new checking account or need assistance with loans and mortgages, we're here for you every step of the way. Come visit us during our operating hours Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 1:00 PM or reach out at 206-628-6030. Join Gesa today and experience not just a credit union but a community dedicated to supporting each other!

Mission Statement

Our mission is simple yet powerful: to empower individuals and families by providing accessible financial solutions tailored to their unique circumstances. We believe that everyone deserves the opportunity to thrive financially. That's why we offer a wide range of services from personal banking and auto loans to business banking solutions all designed with you in mind. While members can visit us at 623 State Route 9 NE, official correspondence should be sent to the same address. We also understand that convenience matters; that's why our branch features both ATM availability and drive-thru banking services for quick transactions.

Our Journey

Over the decades, Gesa has seen remarkable growth, reflecting our commitment to meeting the evolving needs of our members. With total assets reaching an impressive $5,565,453,827, we have become one of the leading credit unions in the region. As we celebrate our legacy, it's essential to recognize that every achievement stems from our mission: to improve lives through financial services while fostering community engagement. Our headquarters is situated in Richland, WA, but our heart beats right here in Lake Stevens. We take pride in being part of this vibrant community and strive to give back through various outreach programs and partnerships with local organizations.

Branch Location & Accessibility

Additional Information

While members can visit us at 623 State Route 9 NE for all their banking needs, official correspondence should be sent to the same address since it serves as both our physical and mailing location. If you have any questions or need assistance, feel free to call us at 206-628-6030. Our dedicated team is always ready to help! We invite you to stop by Gesa in Lake Stevens today experience personalized service and discover how we can assist with your financial journey!

Branch Features

At Gesa, we understand that convenience is key. Our operating hours are designed to fit your busy schedule: we're open Monday through Friday from 9:00 am to 5:00 pm, and on Saturdays from 9:00 am to 1:00 pm. This flexibility allows you to visit us at a time that works best for you. We also offer a drive-thru banking option for quick transactions like deposits and withdrawals, so you can manage your finances without leaving the comfort of your vehicle. For those who prefer cash access on-the-go, an ATM is available right outside our branch.

Getting Here

Our branch can be found right off State Route 9, making it simple for you to swing by. With ample parking available, you won't have to worry about finding a spot. Plus, we are proud to be ADA compliant, ensuring that everyone can access our services with ease.

Member Eligibility

At Gesa, becoming a member is like joining a family that truly cares about your financial well-being. If you live, work, or worship in our community, you're likely already eligible! We believe everyone should have access to the benefits of membership, which include personalized service, competitive rates on loans, and a range of financial products designed with your needs in mind. For more detailed eligibility criteria, feel free to explore our website at https://www.gesa.com/about/about-gesa-membership/. Opening an account is straightforward and welcoming. You can easily start the process online or visit us at our branch located at 623 State Route 9 Ne Lake Stevens Wa 98258. Our friendly team is here to guide you through every step. Have questions? Don't hesitate to give us a call at (206) 628-6030. We're excited to help you join our vibrant community at Gesa!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,318 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $897,475,904, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing. Imagine your customers being able to pay quickly and easily with various options at their fingertips. This not only enhances customer satisfaction but also streamlines your operations. Let us help you focus on what you do best growing your business. Located at 623 State Route 9 Ne Lake Stevens Wa 98258, Lake Stevens, WA, our team is ready to partner with you on your journey to success. Reach out today!

Comprehensive List Of Services

Business Banking Services

For our business members, we provide comprehensive banking solutions including merchant services and business loans. Whether you're starting a new venture or looking to expand an existing one, we have the tools to support your ambitions.

Cash Access Made Easy

Need cash on the go? Our ATMs provide easy access for withdrawals and balance checks whenever you need them. We also offer basic ATM access for straightforward transactions that fit into your busy schedule. At Gesa, our mission is to empower you with financial knowledge and resources. We invite you to visit us at 623 State Route 9 Ne Lake Stevens Wa 98258 or call us at (206) 628-6030 for more information about how we can assist you in achieving your financial goals. Join our community today and experience the difference that personalized service makes!

Convenient Digital Banking

In today's fast-paced world, convenience is key. With our online and mobile banking platforms, managing your accounts is simple and secure from anywhere. Check balances, transfer funds, or pay bills all from the palm of your hand. For those times when you prefer face-to-face interaction, our drive-thru banking allows you to complete deposits, withdrawals, and other transactions without leaving your vehicle.

Lending Options

We understand that life can sometimes throw unexpected expenses your way. That's where our personal loans and debt consolidation services come into play. Imagine taking control of your finances by combining multiple debts into one manageable monthly payment. Plus, our credit cards with rewards give you more than just purchasing power; they offer perks that can enhance your everyday spending.

Personal Banking Solutions

Managing your money should be easy and accessible. That's why we offer personal banking services that include checking and savings accounts tailored to fit your lifestyle. Need extra funds for a new car? Our auto loans and vehicle financing options can get you behind the wheel quickly and affordably. If you're thinking about buying a home or refinancing your current mortgage, our mortgage loans are structured with competitive rates and flexible terms.

Digital & Online Banking

Key Features

Our online banking services allow you to view your account balances, transfer money between accounts, and pay bills with just a few clicks. If you're looking to send money quickly to a friend or family member, our person-to-person transfer feature makes it easy to do so in real-time. Plus, if you're on the move, our mobile application provides all these functionalities right at your fingertips. You can even make mobile payments directly from your phone! Security is a top priority for us. That's why we offer electronic signature authorization, allowing you to sign documents securely online without needing to visit a branch. For those who prefer less paper clutter, e-statements are available to keep you updated on your account activity while reducing waste. Managing your finances has never been easier or more secure. Whether you're checking balances or making payments, Gesa's digital services empower you with real-time account management. Embrace the ease of banking digitally with us today!

Financial Strength

Comprehensive Lending Capacity

Our commitment extends to helping you reach your financial goals through lending options. We have $70,825 in used auto loans and $4,439,960,465 in total loans and leases available to support various sectors of our community.

Dedicated Team

We pride ourselves on having a committed team of 757 full-time employees and 91 part-time employees ready to serve you. Their expertise ensures that every visit or call to Gesa translates into exceptional service.

Focused on Our Members

Unlike traditional banks, we prioritize our members' needs. With non-member deposits totaling $185,667,323, we ensure that our resources are concentrated on providing you with better loan rates, lower fees, and exclusive perks designed just for you.

Growing Member Base

Lastly, we proudly manage a total of 557,049 share accounts, demonstrating the trust placed in us by a growing member base. This trust is the foundation upon which we build our services. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Gesa is your trusted partner. Visit us at 623 State Route 9 Ne Lake Stevens Wa 98258 or call (206) 628-6030 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our financial performance is further underscored by our operational efficiency, as reflected by our $14,578,657. This figure empowers us to keep offering competitive loan rates while delivering solid financial products tailored for you.

Reinvesting in Our Community

With $396,901,187 in undivided earnings, we continually reinvest in innovative banking tools and stronger lending options. This means enhanced security measures and improved services that cater directly to your financial aspirations.

Secure Savings Options

Members' savings are safeguarded through $1,172,204,361 in share certificates and $312,449,907 in money market shares. These offerings provide stable and rewarding opportunities for your financial growth, allowing you to save confidently with us.

Strong Financial Health

With a net worth of $580,793,102, we showcase our commitment to robust financial management. This strength enables us to provide our members with competitive savings rates and reliable loan options. Additionally, our net worth ratio of 10.41% reflects a solid capital foundation, ensuring that we can continue offering essential services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,267,782,975 in used vehicle loans and $473,418,567 in new vehicle loans already helping members get on the road. We provide financing options that cater to both new and used vehicles, ensuring you can find the perfect loan for your situation.

Business Loans

For business owners, our outstanding commercial loans totaling $897,475,904 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to support an established business, we have tailored solutions for your needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $372,833,184, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your existing mortgage, our knowledgeable team is here to guide you through the process.

Refinancing Options

If you're considering refinancing any of your existing loans or want to explore eligibility options for our products, our team is ready to assist you. We aim to make the application process as straightforward as possible so you can focus on what matters most achieving your financial dreams. For more information about our loan offerings or to discuss which option is right for you, don't hesitate to contact us at 206-628-6030 or visit us at 623 State Route 9 Ne Lake Stevens Wa 98258. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial aspirations!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $207,515,971 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and various rewards programs that fit your lifestyle.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers. Each loan comparison reflects current market conditions, allowing for precise and reliable choices.

GESA CREDIT UNION - Lake Stevens, WA

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans

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