Gesa Kirkland WA Credit Union | Top Auto Loans & Personal Banking

Introduction

Welcome to Gesa, your trusted financial partner located at 10020 Ne 137Th St, Kirkland, WA 98034. Established in 1953, we have proudly served our community for decades, building a strong foundation of trust and reliability among our 291,761 members. At Gesa, we understand that each member's journey is unique, and we're here to support you every step of the way. While members can visit us at our branch for personalized service, official correspondence should be sent to PO Box 576, Seattle, WA 98111. With total assets exceeding $5.56 billion, we are committed to providing robust financial solutions tailored to your needs. Our offerings include everything from checking and savings accounts to auto loans, mortgages, and business banking services. Our dedicated team of 848 employees, led by CEO Don Miller and Board President Geof Griebel, works tirelessly to ensure that you receive the highest level of service possible. We take pride in our impressive portfolio with over 194,910 loans issued and total deposits reaching $361,381,628. Your financial well-being is our top priority. With a net worth of $580,793,102 and cash in hand amounting to $58,237,871, Gesa stands strong as a secure choice for your banking needs. Whether you're looking to save for the future or need financing options today, we're ready to help you achieve your goals. Visit us today or give us a call at 206-628-4010 to learn more about how we can assist you. Together, let's build a brighter financial future! For more information about our services and membership details, explore our website at gesa.com.

Branch History & Mission

Community Focus

At Gesa, we're not just about numbers; we're about people. Our commitment extends beyond banking services. We actively engage in local initiatives and partnerships that foster growth and improve lives within our community. Whether it's through supporting local charities or participating in community events, we aim to make a positive impact every day. While members can visit us at our branch location in Kirkland for face-to-face assistance or use our convenient ATM service available on-site, official correspondence should be sent to PO Box 576, Seattle, WA 98111.

Join Us

We invite you to become part of the Gesa family. Experience first-hand how our mission-driven approach can benefit your financial well-being. Visit us today or check out our website at gesa.com for more information on becoming a member. Let's work together towards a brighter financial future!

Modern Solutions

In today's fast-paced world, we've also embraced technology to enhance your banking experience. Our online and mobile banking platforms allow you to manage your finances anytime, anywhere. From easy access to checking accounts and auto loans to credit cards with rewards, we offer solutions tailored for every lifestyle. With operating hours from 9:00 AM to 5:00 PM Monday through Friday, we're here when you need us most. While we don't currently offer drive-thru services or shared service centers at this location, our friendly staff is always ready to assist you inside the branch.

Our Journey

Gesa started as a small credit union with a vision to provide accessible financial services for everyone. Over the years, we have expanded significantly and now proudly serve over 291,000 members. With total assets reaching an impressive $5,565,453,827, we are not just a credit union; we are a cornerstone of financial stability in the region. Our mission is clear: we strive to empower our members through exceptional banking services while making meaningful contributions to the communities we serve. We believe that every member deserves personalized attention and support on their financial journey.

Branch Location & Accessibility

Convenient Access

At Gesa, we prioritize accessibility for all our members. Our branch features ADA-compliant entryways and ramps, ensuring everyone can visit us without hassle. Plus, there's ample parking available right outside our doors, making it easy for you to pop in when you need us.

Get in Touch

While members can visit us at our Kirkland address, official correspondence should be sent to PO Box 576 in Seattle if needed. If you have any questions or would like to learn more about our services, feel free to call us at 206-628-4010. We invite you to stop by and discover how Gesa can support your financial journey!

Operating Hours & Services

We are open Monday through Friday from 9:00 AM to 5:00 PM, giving you plenty of time during the week to take care of your banking needs. While visiting, you can enjoy a range of services including checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. We also offer online and mobile banking services for those who prefer managing their finances on-the-go. If you need cash quickly, our branch is equipped with an ATM for your convenience. However, please note that we do not have a drive-thru service at this location.

Member Eligibility

At Gesa, we believe that everyone deserves a chance to be part of our caring community. If you're looking to become a member, the good news is that eligibility is quite accessible! Generally, anyone who lives, works, or worships in the areas we serve can join us. This means whether you're from Kirkland or nearby, you have the opportunity to enjoy all the benefits we offer, from personalized banking services to competitive loan rates. For a detailed look at our specific eligibility requirements, feel free to check out our website at https://www.gesa.com/about/about-gesa-membership/ . Joining is easy and rewarding! Once you know you qualify, opening an account with us is a breeze simply visit our account opening page at https://www.gesa.com/coupon-enrollment/ to get started. If you have any questions or need assistance, don't hesitate to reach out at (206) 628-4010. We're here to help you every step of the way and can't wait for you to experience everything Gesa has to offer!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,318 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $897,475,904, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer robust merchant services tailored for your daily operations. Imagine having a reliable partner that simplifies payment processing, allowing you to focus on what matters most growing your business. Our merchant services are designed to enhance customer experiences while streamlining your transactions, making it easier than ever for you to manage your cash flow effectively. Whether you're looking for funding or improved payment solutions, Gesa is here to empower your business journey. Reach out today and see how we can help you achieve your goals!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and business owners, we provide comprehensive business banking solutions. Whether you require merchant services to streamline transactions or need a business loan to expand your operations, we have tailored options available. We understand the challenges businesses face, and our services are crafted to assist you in achieving success.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why Gesa offers robust online and mobile banking features. Access your accounts anytime through our online platform or mobile app check balances, transfer funds, and even make person-to-person payments on the go. If you're looking for quick access to cash, our ATM services allow for easy withdrawals and balance checks right when you need them.

Engaging with Us

We invite you to experience these valuable services at Gesa. Whether you're visiting us in person or connecting through digital platforms, we strive to make your banking experience enjoyable and efficient. If you have any questions or would like assistance with opening an account, don't hesitate to reach out at (206) 628-4010. Explore all that In-store Kirkland Branch has to offer today! Your financial well-being is our priority, and we are excited to partner with you on this journey.

Personal Banking Solutions

When it comes to personal banking, we offer an array of options designed for various financial situations. From opening a checking or savings account to obtaining an auto loan or financing a new vehicle, our team is here to help. Imagine cruising down the road in your new car after securing one of our auto loans, which come with competitive rates. Or picture achieving your dream home with our mortgage loans and refinancing options, designed to ease the burden of homeownership. If you're looking to consolidate debt or need extra cash for unexpected expenses, our personal loans are flexible and straightforward. Plus, our credit cards come with rewards programs that let you earn as you spend. These services ensure that your financial journey is supported every step of the way.

Digital & Online Banking

Convenience at Your Fingertips

Whether you're making mobile payments or using our robust online services, we aim to provide an experience that's straightforward and beneficial for all members. At Gesa, managing your money has never been easier! So why wait? Dive into the world of digital banking today and see how we can help simplify your financial life!

Key Services

Visit us online at https://www.gesa.com/ to explore our user-friendly online banking platform. You can check your account balance, transfer funds, and pay bills all in one place. Our 24/7 online banking services ensure you have access whenever it suits you. Need to send money quickly? Our person-to-person transfers let you send funds easily to friends or family without hassle. Plus, if you're always on the move, our mobile application allows you to manage your accounts right from your smartphone.

Security and Ease of Use

Your security is our top priority. We use advanced technology to keep your information safe while you enjoy the benefits of digital banking. You can also opt for electronic signature authorization when needed, making it simpler to complete transactions securely without the need for paper forms. With e-statements available, you can ditch the clutter of paper documents while still keeping track of your finances efficiently. This feature not only helps the environment but also allows for quick access to past statements whenever you need them.

Financial Strength

Commitment to Growth

With $396,901,187 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is substantial, with $70,825 in used auto loans and $4,439,960,465 in total loans and leases supporting members' financial goals across various sectors.

Growing Member Trust

Total Share and Deposit Accounts: 557,049, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Gesa is your trusted partner. Visit us at 10020 Ne 137Th St Kirkland Wa 98034 or call (206) 628-4010 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our commitment to efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 757 full-time employees and 91 part-time employees ready to serve you with a knowledgeable and committed team.

Secure Savings Options

Members' savings are secured through $1,172,204,361 in share certificates and $312,449,907 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $185,667,323, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $580,793,102, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,041 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

If you're considering refinancing or exploring eligibility options, our team is here to help guide you through the process. We believe in transparency and will work with you to find the most beneficial solutions for your financial situation. To learn more about our loan offerings or if you have questions regarding eligibility, feel free to reach out at (206) 628-4010 or visit us at 10020 Ne 137Th St Kirkland Wa 98034, Kirkland, WA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Gesa, we're committed to helping you achieve your financial aspirations with products that suit your lifestyle!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,267,782,975 in used vehicle loans and $473,418,567 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new vehicle or a reliable used one, we have options tailored just for you.

Business Loans

For business owners, our outstanding commercial loans totaling $897,475,904 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance your existing business operations, we have solutions tailored for commercial needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $372,833,184, make buying or refinancing simple. We aim to provide support every step of the way, making your journey toward owning a home as smooth as possible.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $207,515,971 in loans helping members manage their finances effectively. This option allows you to access funds without needing collateral, providing you with more freedom in managing your expenses.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers tailored to their needs. Each lender's information is regularly updated, so you can trust that you're viewing the most current rates available.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You won't have to worry about hidden fees or misleading terms. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. Every comparison you see reflects the actual market conditions, giving you a true sense of your options. - Real-Time Rate Comparisons: Access up-to-date loan rates from multiple institutions, helping you make informed decisions without having to spend hours researching different lenders. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the reliability and effectiveness of this tool in assisting borrowers. Take control of your financial future by comparing real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

GESA CREDIT UNION - Kirkland, WA

Type of Loan Offerings

Personal Loans

Student Loans

Vehicle Loans