Gesa Kennewick WA Credit Union | Quick Personal Loans & Business Banking

Introduction

Welcome to Gesa, your trusted partner in financial success! Located at 4500 W 27Th Ave, Kennewick, WA 99338, our branch has been serving the community since 1953. With a proud membership of over 291,761 individuals, we are dedicated to meeting your banking needs with personalized service and unwavering support. At Gesa, we understand that your financial journey is unique. That's why we offer a wide range of services tailored to fit everyone from personal banking solutions like checking and savings accounts to comprehensive auto loans and mortgages. As of today, our total assets stand at an impressive $5,565,453,827, reflecting our commitment to stability and growth. We also proudly manage total deposits of $361,381,628, ensuring that your hard-earned money is safe and sound. Under the leadership of our CEO, Don Miller, and Board President, Geof Griebel, Gesa continues to prioritize member satisfaction and community engagement. Our team of 848 employees works diligently every day to provide you with exceptional service. Whether you need assistance with loans totaling 194,910 or want to explore our various online banking options, we're here for you. While members can visit us at our branch location for any inquiries or transactions, official correspondence should be sent to the same address: 4500 W 27th Ave, Kennewick, WA 99338. Join us at Gesa as we grow together and build a brighter financial future! Have questions or ready to get started? Don't hesitate to call us at 509-378-3100 or visit our website at gesa.com. Your journey towards financial empowerment starts here!

Branch History & Mission

Gesa Credit Union has a proud legacy that dates back to its founding in 1953. Nestled in the heart of Kennewick, Washington, at 4500 W 27th Ave, this branch has grown significantly over the decades, evolving into a trusted financial institution for our community. With a current membership of 291,761 individuals and total assets reaching an impressive $5,565,453,827, Gesa has become synonymous with financial stability and community support. From its humble beginnings, Gesa was built on the idea of providing accessible financial services to everyone. Our mission is simple yet powerful: to enhance the lives of our members by offering personalized banking solutions while fostering a sense of community. We believe that when we help our members achieve their financial goals, we also uplift our community as a whole. While members can visit us at 4500 W 27th Ave, Kennewick, WA 99338, official correspondence should be sent to the same address. Located conveniently near local landmarks and residential areas, our branch is easily accessible for all. As we have grown, so too have our services. Today, Gesa provides a range of offerings including personal banking accounts, auto loans, mortgage loans, and business banking solutions. Our commitment to innovation means that we continually enhance our digital platforms to meet the needs of our members. Services like online banking and mobile payments ensure that you can manage your finances anytime and anywhere. In addition to providing top-notch financial services, Gesa is dedicated to giving back to the community. We engage in various outreach efforts aimed at supporting local schools, charities, and events. Our partnerships with local organizations reflect our commitment to making a positive impact in Kennewick and beyond. Our operating hours are designed for your convenience: Monday through Friday from 9:00 am to 6:00 pm and Saturday from 9:00 am to 5:00 pm. With ATM availability and drive-thru banking options, we strive to make your banking experience as smooth as possible. We invite you to join us at Gesa Credit Union. Experience firsthand how we can help you achieve your financial dreams while being part of a caring community-focused organization. For more information or to become a member today, call us at 509-378-3100 or visit our website at Gesa.com. Together, let's build a brighter financial future!

Branch Location & Accessibility

Welcome to Gesa, your friendly neighborhood credit union located at 4500 W 27Th Ave in beautiful Kennewick, WA. Our branch is not just a place to manage your finances; it's a community hub where you can find personalized service and support. Nestled near local landmarks, our location is easy to access, making it convenient for all your banking needs. While members can visit us at our branch address, official correspondence should be sent to the same location: 4500 W 27th Ave, Kennewick, WA 99338. Our facility is designed with accessibility in mind, featuring ADA-compliant entrances and parking spaces that ensure everyone can easily access our services. At Gesa, we understand that your time is valuable. That's why we offer extended operating hours from Monday through Friday, 9:00 am to 6:00 pm, and Saturday from 9:00 am to 5:00 pm. Whether you need help opening an account or applying for a loan, our dedicated team is here to assist you during these hours. For your convenience, we also have an ATM available on-site, allowing you to withdraw cash or check your balance quickly. If you prefer banking from your vehicle, take advantage of our drive-thru service for deposits and withdrawals without leaving your car. We're proud to serve the vibrant community of Benton County and invite you to come experience the friendly service that sets us apart. If you have any questions or need assistance before visiting us, don't hesitate to call us at 509-378-3100. We look forward to welcoming you into the Gesa family!

Member Eligibility

At Gesa, we believe that everyone deserves the chance to be part of a community that supports their financial goals. Joining us is easy and welcoming! You can become a member if you live, work, worship, or attend school in specific areas around Kennewick or if you have a family member who is already a member. We invite anyone who shares our values to check out the full eligibility details at https://www.gesa.com/about/about-gesa-membership/. Once you're ready to open an account, simply visit our website for straightforward steps at https://www.gesa.com/coupon-enrollment/. If you have any questions, don't hesitate to call us at (509) 378-3100. We're here to help you take this exciting step toward better banking!

Business Banking & Commercial Services

Business Loan Options

Imagine having the financial backing to expand your operations or invest in new technology. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,318 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $897,475,904, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Our merchant services make it easy for you to accept payments from customers. Whether you run a brick-and-mortar store or an online shop, our solutions help streamline your transactions. Imagine offering your customers multiple payment options while keeping your cash flow steady this is what we aim to provide. When you're ready to grow your business, visit us at 4500 W 27Th Ave Kennewick WA 99338 or call us at 509-378-3100. Let's work together to make your business dreams a reality!

Comprehensive List Of Services

Credit Options and Business Banking

We know that rewards matter too. That's why we offer credit cards with rewards designed to give back while you spend. Whether it's for daily purchases or special occasions, these cards add value to your financial choices. For business owners, we have robust business banking solutions, including merchant services and business loans. Our goal is to empower local businesses in Kennewick by providing financial tools that help them thrive.

Digital Banking Convenience

In today's fast-paced world, convenience is key. Our comprehensive online and mobile banking services allow you to manage your accounts anytime, anywhere. You can make deposits, check balances, and even transfer money with just a few taps on your smartphone. Plus, with features like ATM access for cash withdrawals and basic drive-thru banking for simple transactions, we ensure that accessing your funds is never a hassle.

Personal Banking Solutions

Starting with personal banking, we offer checking and savings accounts that help you manage your day-to-day finances effectively. Imagine being able to easily access your funds while earning interest our savings accounts make this possible. If you're considering a new car, our auto loans and vehicle financing options can get you behind the wheel quickly, ensuring you find the right vehicle without breaking the bank. When it comes to home ownership, our mortgage loans and refinancing services cater to various budgets and needs. Picture yourself settling into a cozy home, with our expert team guiding you through the mortgage process every step of the way. If you're facing unexpected expenses or wish to consolidate debt, our personal loans can provide the financial relief you need.

Your Community Partner

At Gesa, we're more than just a credit union; we're part of the Kennewick community. Our dedicated staff is always here to answer questions and guide you through any financial decisions you face. You can reach us at (509) 378-3100 during our convenient hours: Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 5 PM. Whether you're opening a new account or seeking advice on loans, we invite you to visit us at 4500 W 27Th Ave Kennewick Wa 99338 or explore our offerings online at South Kennewick. Let us help turn your financial aspirations into reality!

Digital & Online Banking

Convenience at Its Best

For those who love making purchases using their phones, our mobile payments feature allows you to pay with ease wherever you go. Just tap and go! This means no more digging through wallets for cash or cards. At Gesa, we believe in making banking accessible for everyone. Our digital services are designed with members in mind, ensuring that managing your money is straightforward and stress-free. Experience the future of banking today by visiting us online at https://www.gesa.com/! Your financial well-being is just a few clicks away.

Key Services

Accessing your accounts has never been simpler with our 24/7 online banking services available at https://www.gesa.com/. Whether you want to check your balance, transfer funds, or pay bills, everything is just a click away. Plus, if you prefer using your smartphone, our mobile application makes it even easier to manage your finances on the go. Need to send money quickly? Our person-to-person transfer feature lets you send cash to friends and family instantly. It's fast, simple, and safe perfect for those moments when you need to settle up right away. We prioritize your security. With electronic signature authorization available, signing documents online is both secure and efficient. You can also opt for e-statements, which not only help you keep track of your finances but also reduce paper clutter an eco-friendly choice!

Financial Strength

Growing Member Base

Total Share Accounts stand at an impressive 557,049, showcasing a strong and growing member base that trusts us with their finances. This trust fuels our commitment to delivering exceptional service tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Gesa is your trusted partner. Visit us at 4500 W 27Th Ave Kennewick WA 99338 or call 509-378-3100 to learn more about how we can help you achieve your financial goals.

Member Savings Security

Members' savings are secured through $1,172,204,361 in share certificates and $312,449,907 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $185,667,323, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is evident with a reported net income of $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 757 full-time employees and 91 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team.

Reinvestment for Improvement

With $396,901,187 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $70,825 in used auto loans and a total of $4,439,960,465 in loans and leases available.

Strong Financial Health

With a net worth of $580,793,102, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.41% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1267782975 in used vehicle loans and $473418567 in new vehicle loans already helping members get on the road. We know that purchasing a vehicle is an important decision, and we're here to make it easier for you.

Business Financing

For business owners, our outstanding commercial loans totaling $897475904 provide the capital needed to grow and expand. We are committed to supporting local businesses with tailored financing solutions that can help you thrive. If you're considering refinancing any of your existing loans or want more information on eligibility options, please don't hesitate to reach out. Our knowledgeable staff is ready to assist you in navigating your choices. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today at 4500 W 27Th Ave Kennewick WA 99338, or call us at 5093783100 during our operating hours Monday through Friday from 9:00 am to 6:00 pm and Saturday from 9:00 am to 5:00 pm to learn more about how we can help you reach your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $372833184, make buying or refinancing simple. We offer various plans that cater to different financial situations, so whether you're a first-time buyer or looking to refinance your current home, we have solutions for you.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $207515971 in loans helping members manage their finances effectively. This option provides the freedom to make purchases without collateral while benefiting from manageable repayment terms.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that the loan offers displayed are fair and transparent. Each lender is vetted for compliance, allowing users to trust the accuracy of the information they receive.

Gesa

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans