Gesa Kennewick WA Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Gesa, your trusted financial partner in the heart of Kennewick, Washington! Located at 100 N Huntington St, our branch has been proudly serving the community since 1953. With a commitment to providing exceptional financial services, Gesa has grown to support over 291,761 members and manage assets totaling an impressive $5,565,453,827. At Gesa, we believe in empowering our members through personalized banking solutions. Whether you're looking for checking and savings accounts, auto loans, or mortgage options, we have tailored services to meet your unique needs. Our dedicated team of 848 employees, led by CEO Don Miller and Board President Geof Griebel, is here to ensure that your financial journey is smooth and rewarding. While you can visit us at our branch address for all your banking needs, please note that official correspondence should be sent to the same location: 100 N Huntington St, Kennewick, WA 99336. With total deposits reaching $361,381,628 and a net worth of $580,793,102, we are well-equipped to provide reliable financial support. Our total loans stand at 194910, showcasing our dedication to helping members secure their financial futures. We invite you to explore all that Gesa has to offer! You can learn more about our services by visiting our website at gesa.com or by giving us a call at 509-378-3100. Your financial goals are important to us let's achieve them together!

Branch History & Mission

At Gesa, we are proud of our rich history and commitment to the community in Kennewick, WA. Established in 1953, our branch has been a cornerstone of financial support for residents for decades. Located at 100 N Huntington St, we stand ready to serve you with a range of financial products designed to meet your needs. Over the years, Gesa has grown significantly, now boasting a total membership of 291,761 and total assets reaching an impressive $5,565,453,827. This growth reflects our dedication to providing personalized service and fostering strong relationships within the community. Our mission is clear: we strive to empower our members through accessible banking services while supporting local initiatives that strengthen our neighborhoods. Our branch operates Monday through Friday from 9:00 AM to 6:00 PM and Saturdays from 9:00 AM to 5:00 PM, ensuring that our members have ample opportunities to access our services. We understand that convenience is key; that's why we offer both ATM access and drive-thru banking options for quick transactions. While members can visit us at 100 N Huntington St, official correspondence should be sent to the same address as there is no separate mailing address. Our facilities are designed with accessibility in mind, ensuring everyone can benefit from our services without barriers. Gesa is more than just a financial institution; we are deeply rooted in community outreach and partnerships that foster growth and support for local organizations. Our commitment extends beyond banking as we actively engage in initiatives that uplift those around us. In this digital age, we've also embraced modern technology by offering online banking and mobile payment options, making it easier than ever for members to manage their finances on the go. Join us at Gesa in Kennewick and experience the difference of a credit union dedicated not just to your financial success but also to building a vibrant community. We invite you to become part of our family today! For more information or to open an account, visit us at Gesa's website or call us at 509-378-3100.

Branch Location & Accessibility

Convenient Location

Situated conveniently near local landmarks, you'll find us easily accessible from various parts of town. If you're driving, you'll appreciate our ample parking spaces and ADA-compliant features that ensure accessibility for all members. Plus, if you prefer to handle your transactions on the go, we offer a drive-thru service for quick deposits and withdrawals.

Operating Hours

We understand that life can get busy, so we've tailored our hours to fit your schedule. You can visit us Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 5:00 PM. Whether you're stopping by during your lunch break or after work, we're ready to assist you!

Services Offered

At Gesa, we provide a variety of services designed to meet your financial needs. From checking and savings accounts to auto loans and mortgages, our team is equipped to guide you through every step. Need cash? We have an ATM available on-site for your convenience. While members can visit us at 100 N Huntington St, official correspondence should be sent to the same address since it doubles as our mailing address. If you have any questions or need assistance, don't hesitate to call us at 509-378-3100.

Visit Us Today!

Ready to take the next step in your financial journey? We invite you to come by our Kennewick branch today! Our friendly staff is eager to help you with all your banking needs. Whether you're looking for advice or want to open an account, we're just a visit or phone call away!

Member Eligibility

At Gesa, we believe that becoming a member is like joining a family where everyone supports one another. If you're wondering whether you can join us, let's make it simple! Membership is open to anyone who lives, works, worships, or attends school in the communities we serve. This means that if you're part of our vibrant community around 100 N Huntington St Kennewick Wa 99336, you're likely eligible to become a member and enjoy all the benefits we offer. By joining Gesa, you'll gain access to personalized banking services, competitive loan rates, and a wealth of resources designed to help you achieve your financial goals. Ready to take the next step? Opening an account with us is straightforward and welcoming. You can find all the details about eligibility on our website at https://www.gesa.com/about/about-gesa-membership/. And when you're ready to start your membership journey, check out our account opening information here: https://www.gesa.com/coupon-enrollment/. If you have any questions or need assistance, don't hesitate to give us a call at (509) 378-3100 we're here to help!

Business Banking & Commercial Services

Business Loans that Fuel Growth

Imagine being able to invest in new equipment or expand your team without the financial stress. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,318 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $897,475,904, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Simplify Transactions

In today's fast-paced world, every transaction counts. Our merchant services offer simple solutions that streamline payment processes, allowing you to focus on what you do best running your business. From point-of-sale systems to online payment options, we equip you with tools that enhance customer satisfaction and keep your cash flow steady. Located at 100 N Huntington St Kennewick Wa 99336 in Kennewick, WA, our team is here to discuss how we can assist you further. Reach us at (509) 378-3100 during our operating hours: Mon-Fri 9:00 AM - 6:00 PM, Sat 9:00 AM - 5:00 PM. Let's work together to turn your business vision into reality!

Comprehensive List Of Services

Accessibility at Your Fingertips

We pride ourselves on providing multiple ways for members to access their funds. Our ATM services allow for quick cash withdrawals and balance checks without hassle. Plus, our drive-thru service enables simple transactions like deposits and withdrawals without leaving your vehicle. Whether you're visiting us in person or managing your finances online, Gesa is here for you every step of the way. We invite you to explore all that we offer and see how we can assist in reaching your financial goals. Ready to get started? Call us at (509) 378-3100 or visit us today!

Business Banking Services

If you're a business owner, we haven't forgotten about you! Our business banking services include merchant services and business loans tailored to help your company thrive. We know how vital it is for businesses to have reliable financial support, and we are committed to being that partner for you.

Credit Cards and Rewards

For those who love rewards, our credit cards offer fantastic benefits that can enhance your everyday spending. From cash back on purchases to travel rewards, there's something for everyone. Using these cards can not only simplify your transactions but also help you earn while you spend.

Digital Banking Features

In today's world, convenience is key. That's why Gesa offers comprehensive online and mobile banking services. You can manage your accounts from anywhere at any time with ease. Our features include mobile payments, person-to-person transfers, e-statements, and more all designed to make your banking experience as smooth as possible.

Personal Banking Solutions

Our personal banking services include checking and savings accounts designed for every lifestyle. If you're planning a big purchase or simply want to keep your savings secure, our accounts come with easy access and competitive interest rates. You can also take advantage of our auto loans and vehicle financing options, making it easier than ever to drive off in the car of your dreams. When it comes to home ownership, our mortgage loans and refinancing options are here to guide you through every step. We know that buying a home is one of the most significant decisions you'll make, so our experienced staff will work closely with you to find the best terms possible. Additionally, if you're facing unexpected expenses or looking to consolidate debt, our personal loans can provide the financial relief you need.

Digital & Online Banking

Key Services for Your Convenience

One of the standout features of our online banking is the ability to view e-statements whenever you need them. No more waiting for paper statements in the mail! You can also enjoy the benefits of electronic signature authorization, making it easy to sign important documents securely from anywhere. Need to send money to a friend or family member? Our person-to-person transfer service allows you to do just that with just a few taps on your mobile device. Plus, if you're on the go, our mobile application makes banking accessible wherever you are whether you're shopping or relaxing at home.

Security and User-Friendly Experience

Security is our top priority at Gesa. Our online banking platform uses advanced encryption technology to keep your personal information safe. We want you to feel confident while accessing your accounts and conducting transactions. Navigating through our online services is straightforward. You can easily check balances, make transfers, and pay bills all in real-time. And if you're someone who prefers using mobile payments, we've got you covered there too! Just link your account, and you're ready to pay with ease. In summary, whether you're using our website or mobile app, Gesa ensures that managing your finances is simple, secure, and convenient. Join us today and experience how easy banking can be!

Financial Strength

Growing Member Trust

With a total of 557049 share accounts, we show a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $0 currently; however, this reflects our focus on enhancing member services rather than hoarding cash reserves. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Gesa is your trusted partner. Visit us at 100 N Huntington St Kennewick Wa 99336 or call 509-378-3100 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Investing in Your Future

Our commitment to growth is evident in our $396,901,187 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Furthermore, with $70,825 in used auto loans and a total of $4,439,960,465 in loans and leases available for our members' various needs we are here to support your financial goals across different sectors.

Reliable Operations

Our operational efficiency is reflected in our net income of $0, showcasing our dedication to maintaining a healthy balance sheet while providing value to our members. We also take pride in having 757 full-time employees and 91 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Safe and Rewarding Savings Options

Your savings are secure with us through $1,172,204,361 in share certificates and $312,449,907 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $185,667,323, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundations

With a net worth of $580,793,102, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.41% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,267,782,975 in used vehicle loans and $473,418,567 in new vehicle loans already helping members get on the road. We provide flexible financing options that allow you to choose terms that suit your budget. Plus, if you're considering refinancing an existing auto loan, our team is ready to guide you through the process and see if you qualify for better rates.

Business Loans

For business owners seeking capital for growth and expansion, our outstanding commercial loans totaling $897,475,904 provide the resources needed to take your business to the next level. At Gesa located at 100 N Huntington St Kennewick Wa 99336, our dedicated team is ready to assist you with all your lending needs. If you're interested in learning more about eligibility or refinancing options available through us, feel free to give us a call at 509-378-3100. We also encourage you to visit our website for more information: Gesa. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Credit Lines and Unsecured Credit Cards

For those looking for additional financial flexibility, we also provide credit lines with a total of $1,234,049,362 available. This can be a great option for managing everyday expenses or unexpected costs. Additionally, we offer flexible terms on unsecured credit card loans, with a total of $207,515,971 in loans helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $372,833,184, make buying or refinancing simple. We offer competitive rates and personalized service to help you secure the best mortgage solution for your situation.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures fair and transparent offers for all users. Each lender featured on LendMesh is vetted for reliability, giving you confidence in the accuracy of the information presented.

Gesa

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans