Gerber Newaygo MI Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to Gerber, your trusted financial partner in Newaygo, MI. Located at 300 Adams St, Newaygo, MI 49337, our branch has been proudly serving our community since 1950. With a strong commitment to our members, we have grown to support over 16,000 individuals and families. As part of the Gerber family, you gain access to a range of financial services designed with your needs in mind. At Gerber, we believe that everyone deserves a solid foundation for their financial future. Our total assets stand at an impressive $235,224,581, ensuring that we are well-equipped to support you in achieving your goals. With total deposits reaching $21,962,979 and a net worth of $22,521,895, we prioritize stability and security for our members. Our dedicated team of 49 employees, led by CEO John Buckley and Board President Andy Bradshaw, is here to provide personalized service. Whether you're looking for auto loans, mortgage options, or business banking solutions, we are ready to assist you every step of the way. While you can visit us at our branch address for all your banking needs, please note that official correspondence should be sent to our mailing address: PO Box 116, Fremont, MI 49412. We invite you to explore the diverse range of services available at [Gerber](https://www.gerberfcu.com/). From online and mobile banking features to ATM access and drive-thru services, managing your finances has never been easier. Contact us today at 231-924-4880 or stop by during our operating hours: Monday through Thursday from 9:00 AM to 5:15 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 12:00 PM. We look forward to helping you build a brighter financial future!

Branch History & Mission

Community Focus

Gerber is deeply committed to enhancing the lives of those in Newaygo and beyond. We actively engage in community outreach programs that support local initiatives and charitable efforts. Our partnerships with various organizations reflect our dedication to making a positive impact where it matters most. We also embrace digital advancements that make banking easier for everyone. With online banking options available alongside mobile payments, e-statements, and person-to-person transfers, we ensure that our services are accessible to all members. As we look forward to the future, we invite you to join us at Gerber. Experience the difference that comes from being part of a community-focused credit union where your needs matter. Together, let's build a brighter financial future! For inquiries or more information about membership opportunities, give us a call at (231) 924-4880 or visit us online at GerberFCU.com.

Our Mission

At the core of Gerber's mission is a simple yet powerful principle: to provide exceptional financial services while uplifting the community we serve. We strive to empower our members through personalized banking solutions that include checking and savings accounts, auto loans, mortgages, and business banking options. Our operating hours are designed with convenience in mind: Monday to Thursday from 9:00 AM to 5:15 PM, Friday until 6:00 PM, and Saturday mornings from 9:00 AM to noon. Additionally, we offer ATM services and drive-thru banking for quick transactions. While members can visit us at 300 Adams St Newaygo Mi 49337, official correspondence should be sent to PO Box 116 in Fremont for those who may need it.

Branch Location & Accessibility

Additional Features

If you're looking for cash on-the-go, we have an ATM available for your convenience. Our members enjoy various banking options including checking and savings accounts, mortgage loans, credit cards with rewards, and even business banking solutions. Feel free to give us a call at 231-924-4880 if you have any questions or need assistance! We're here to serve you. Stop by today and discover how Gerber can help meet your financial needs.

Convenient Access

Our branch is designed with convenience in mind. We offer ample parking so you can stop by without a hassle. Plus, our facility complies with ADA standards, ensuring that everyone can access our services easily. If you're on the go, take advantage of our drive-thru banking option for quick deposits and withdrawals without leaving your car. While members can visit us at 300 Adams St, official correspondence should be sent to PO Box 116, Fremont, MI 49412. This helps ensure that any important documents reach us safely.

Service Hours and Availability

We know that life gets busy! That's why we offer flexible operating hours to fit your schedule: Monday through Thursday from 9:00 AM to 5:15 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 12:00 PM. Our team is here to help you during these hours with a range of services from personal banking accounts to auto loans and more.

Member Eligibility

At Gerber, we believe in building a welcoming community where everyone can thrive. If you're interested in becoming a member, it's easier than you might think! We invite individuals who live, work, worship, or go to school in the Newaygo area to join us. This means if you're part of our local community in any way, you're likely eligible to enjoy the benefits of membership, which include competitive rates on loans and savings accounts, personalized service, and access to a range of financial products designed just for you. To find out more about eligibility requirements and details, feel free to visit our website at https://www.gerberfcu.com/about/become-a-member.aspx . Ready to take the next step? Opening an account with us is simple and straightforward! Just give us a call at (231) 924-4880 or visit our account opening page at https://mortgage.gonms.org/default.asp?siteid=637370a2-4487-4e44-bff3-afb4f5f6a305 . We're here to help you every step of the way as you become part of our friendly family at Gerber, located at 300 Adams St Newaygo Mi 49337. Welcome aboard!

Business Banking & Commercial Services

Financing Your Vision

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $11 in commercial loans for our members, helping businesses scale and succeed. This funding has empowered local entrepreneurs to expand their operations, hire new staff, and increase their market presence. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $1,127,818, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

Imagine having a payment solution that simplifies transactions while enhancing customer satisfaction. Our merchant services help businesses process payments easily, whether in-store or online. This means less hassle for you and a better experience for your customers. From point-of-sale systems to mobile payment options, we provide tools that cater to the needs of modern businesses. Located at 300 Adams St Newaygo Mi 49337 in Newaygo, MI, we're here to help your business thrive. Reach out at (231) 924-4880 or visit us today to discover how we can assist you!

Comprehensive List Of Services

Business Banking Services

We also cater to local businesses with tailored solutions in Business Banking. From Merchant Services that simplify payment processing to affordable Business Loans, we are committed to helping you thrive in today's competitive market.

Convenient Access Anytime

Our commitment doesn't stop at just offering great products; we also ensure convenient access through various channels. Need cash quickly? Take advantage of our ATM & Cash Withdrawal Services, where you can easily withdraw cash or check balances without stepping into the branch. Our basic drive-thru banking allows for quick deposits and withdrawals during operating hours. At Gerber, we pride ourselves on being more than just a bank; we're a community partner focused on helping you achieve financial success. If you're ready to explore how we can assist you further, don't hesitate to reach out at (231) 924-4880 or visit us online at Newaygo Branch. Join us today and experience the difference personalized service makes!

Credit Cards with Rewards

Don't forget about our Credit Cards with Rewards! These cards not only help you manage your spending but also reward you for it. Imagine earning points for every purchase that can be redeemed for travel, merchandise, or even cashback.

Home Financing Made Easy

If you're considering buying a home or refinancing an existing mortgage, our Mortgage Loans & Refinancing options can make the process straightforward and stress-free. We understand that buying a home is one of the biggest decisions you'll ever make. That's why we're here to guide you every step of the way. For those unexpected expenses or plans that require extra cash, consider our Personal Loans & Debt Consolidation services. Whether it's consolidating existing debt into one manageable payment or funding a special project, we have flexible options available.

Personal Banking Solutions

For those looking to manage their day-to-day finances, our Personal Banking options include both checking and savings accounts. Imagine having easy access to your funds with the ability to set up automatic savings plans or track your spending right from your smartphone. With our Online & Mobile Banking features, managing your accounts has never been easier. You can check balances, transfer money between accounts, and pay bills all from the comfort of your home. When it comes to financing your next vehicle, we offer competitive Auto Loans & Vehicle Financing. Picture driving off in that new car you've had your eye on without breaking the bank. Our team can work with you to find a loan that fits your budget and lifestyle.

Digital & Online Banking

E-Statements and Mobile Features

Say goodbye to paper clutter! Our e-statements feature allows you to view and manage your account statements electronically. This not only helps the environment but also gives you quick access to your financial records whenever you need them. For those who prefer managing their money on their mobile devices, our mobile application is a must-have. With features like mobile payments, person-to-person transfers, and easy account management, staying on top of your finances has never been more convenient. You can even send money to friends and family instantly using our person-to-person transfer service.

Security and Accessibility

Security is at the forefront of everything we do. Our online banking services are protected with advanced security measures to keep your personal information safe. You can feel confident knowing that your data is secure while enjoying the ease of online banking. Whether you're at home or out and about, Gerber ensures that accessing your accounts is straightforward and efficient. Join us today in embracing the future of banking where everything you need is just a click away!

Financial Strength

Commitment to Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Additionally, with $20,155,731 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better.

Dedicated Team

We also take pride in having 43 full-time employees and 6 part-time employees who ensure our branches are always ready to serve you with a knowledgeable, committed team. Our commitment extends beyond just numbers; it's about people dedicated to making your banking experience exceptional.

Growing Member Base

Total Share Accounts stand at 37,798, showing a strong and growing member base that trusts us with their finances. This trust fuels our dedication to providing the best possible service every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Gerber is your trusted partner. Visit us at 300 Adams St Newaygo Mi 49337 or call (231) 924-4880 to learn more about how we can help you achieve your financial goals.

Lending Capacity

With $2,928 in used auto loans and $139,867,952 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is further reflected in our $725,240, enabling us to continue offering competitive loan rates and solid financial products for our members.

Secure Savings Options

Members' savings are secured through $55,939,972 in share certificates and $59,511,323 in money market shares, offering stable and rewarding financial growth opportunities. This focus on secure savings options reflects our commitment to safeguarding your investments while helping you grow them.

Strong Net Worth

With a net worth of $22,521,895, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $957 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $47,655,601 in used vehicle loans and $16,961,290 in new vehicle loans already helping members get on the road. We provide financing options that make it easier for you to drive away in the vehicle you want.

Business Loans

For business owners, our outstanding commercial loans totaling $1,127,818 provide the capital needed to grow and expand. If you're looking to invest in your business's future, we are here to support you. We also offer refinancing options for many of our loan products, allowing members to adjust their payments or access additional funds as needed. To learn more about eligibility or start an application, please contact us at (231) 924-4880 or visit us at 300 Adams St Newaygo Mi 49337 in Newaygo, MI. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your financial journey starts here at Gerber, where we prioritize your success!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $9,544,437, make buying or refinancing simple. We offer various terms and conditions to help you secure a mortgage that fits your budget.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $11,749,556 in loans helping members manage their finances effectively. These cards can provide a great way to handle everyday purchases while giving you the flexibility you need.

Loan Aggregator

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GERBER FEDERAL CREDIT UNION - Newaygo, MI