Georgia's Own Geovista Statesboro GA Credit Union | Quick Personal Loans & Auto Financing

Introduction

Welcome to Geovista, your trusted partner in financial growth and community support. Located at 620 S Zetterower Ave, Statesboro, GA 30458, our branch has been serving the local community since 1964. With a strong commitment to our members, we proudly serve over 23,338 members and have cultivated a solid foundation of trust and reliability. At Geovista, we understand that financial needs vary from person to person. That's why we've tailored our services to include everything from personal banking solutions like checking and savings accounts to auto loans, mortgages, and credit cards with rewards. With total assets amounting to an impressive $232,398,424, we ensure that your funds are in safe hands while providing competitive rates on loans and deposits. Our dedicated team of 79 employees is led by our CEO, Elaine Tuten, and Board President, Susan Ammons, both committed to enhancing your banking experience. We also maintain a healthy net worth of $18,851,420 and hold total deposits of $14,684,827, ensuring that we can meet your financial needs effectively. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: PO Box 132, Hinesville, GA 31310. We invite you to explore what Geovista has to offer by visiting our website at www.geovistacu.com or calling us at 912-368-2477 for more information. Experience the difference of a credit union that truly cares about its members!

Branch History & Mission

At Geovista, we take pride in our rich history and unwavering commitment to the community of Statesboro, GA. Founded in 1964, our branch has grown from a small credit union into a vital financial resource for over 23,000 members. Located at 620 S Zetterower Ave, near the bustling heart of Statesboro, we have become a trusted partner for individuals and families seeking financial stability and growth. Over the years, Geovista has witnessed significant milestones that reflect our evolution. From our humble beginnings to achieving total assets of $232,398,424, we have consistently expanded our services to meet the needs of our members. Our focus has always been on providing personalized banking solutions that empower people to achieve their financial goals. Our mission is straightforward yet profound: We aim to enhance the quality of life in our communities by offering accessible financial services while fostering trust and support among our members. This mission drives everything we do from personal banking products like checking and savings accounts to auto loans and mortgage financing. We believe that everyone deserves a chance to succeed financially. In addition to traditional banking services, Geovista embraces modern technology with features such as online banking and mobile payments. This commitment ensures that our members can manage their finances conveniently and securely from anywhere. We also prioritize accessibility with ADA-compliant facilities and drive-thru banking options for those who prefer face-to-face interaction without leaving their vehicles. Community outreach is at the core of what we stand for. We actively partner with local organizations to support various initiatives that uplift and empower residents in Bulloch County. Whether through educational programs or charitable contributions, Geovista strives to make a meaningful impact beyond just banking. If you're looking for a credit union that truly cares about its members and the community, look no further than Geovista. While you can visit us at 620 S Zetterower Ave, official correspondence should be sent to PO Box 132, Hinesville, GA 31310. We invite you to join us today and discover how being part of Geovista can lead you toward brighter financial horizons. For more information or assistance, please call us at 912-368-2477. Together, let's build a stronger community!

Branch Location & Accessibility

Accessibility Features

At Geovista, we strive to make banking accessible for everyone. Our branch is equipped with ADA-compliant features, including ramps and spacious entrances. Plus, we offer ample parking right outside the building for your convenience. Whether you're visiting us for personal banking or simply stopping by for a quick transaction, we aim to make your experience smooth and hassle-free.

Call to Action

Ready to take the next step in managing your finances? We invite you to visit us at Geovista in Statesboro or give us a call at 912-368-2477. Our friendly team is here to assist you with any questions you may have about our services or membership options. Come see how we can help make your banking experience a positive one!

Operating Hours

We understand that life can get busy, which is why our doors are open during convenient hours. You can visit us Monday through Thursday from 9 AM to 5 PM and on Friday from 9 AM to 6 PM. This flexibility allows you to stop by before or after work or even during lunch breaks!

Services Offered

At Geovista, we offer a range of services designed to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we have you covered. Our drive-thru service makes quick transactions like deposits and withdrawals even easier. Plus, with ATM availability on-site, accessing cash whenever you need it has never been simpler.

Member Eligibility

At Geovista, we believe that becoming a member is like joining a caring family that supports you through your financial journey. If you're looking to be part of our community, the good news is that membership is open to anyone who lives, works, or worships in Bulloch County and its surrounding areas. This means if you're part of this vibrant community, you can enjoy all the benefits that come with being a member, from personalized service to competitive rates on loans and savings. To learn more about the specific eligibility requirements, feel free to check out our detailed page at https://www.geovistacu.com/about/become-a-member.html. Opening an account is straightforward and welcoming just visit us at our convenient location at 620 S Zetterower Ave Statesboro Ga 30458, or give us a call at (912) 368-2477 for any questions you might have. We're excited to help you take the first step towards a brighter financial future with us! For more information on how to open your account, please visit https://www.geovistacu.com/loans/member-loans/personal-loans-line-of-credit.html.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to lending, we offer robust merchant services tailored for today's business environment. Imagine being able to accept payments easily from customers wherever you are. Our merchant solutions help streamline transactions, giving you more time to focus on what matters growing your business. From credit card processing to mobile payments, we equip you with the tools needed to succeed in a competitive market. Visit us at 620 S Zetterower Ave Statesboro Ga 30458 in Statesboro, GA, or call us at (912) 368-2477 to learn more about how our business banking and commercial services can benefit you!

Comprehensive List Of Services

Business Solutions

If you run a business or are looking to start one, our business banking services include merchant services and business loans to help you thrive in a competitive market.

Convenient Access

We understand that life can be hectic. That's why we provide ATM services for quick cash withdrawals and basic drive-thru banking for simple transactions like deposits and withdrawals. If you need assistance while on the go, our shared branch transactions allow members from partner credit unions to access similar services conveniently. At Geovista, we prioritize your financial journey by ensuring that all these services are easily accessible. Our commitment is not just about numbers; it's about building relationships and supporting our community in Statesboro. For any questions or assistance, feel free to give us a call at (912) 368-2477 or visit us in person at 620 S Zetterower Ave Statesboro Ga 30458. Explore how we can help you today!

Home Financing

For those dreaming of home ownership, we offer mortgage loans and refinancing solutions tailored to fit your budget. Our team is here to guide you through each step of the process, ensuring you find the right loan for your needs.

Loans and Credit

Need extra cash? Our personal loans can assist with everything from unexpected expenses to debt consolidation. Plus, our credit cards come with rewards that can benefit your everyday spending habits.

Personal Banking

Starting with personal banking, our checking and savings accounts cater to various lifestyles and preferences. Imagine having easy access to your funds through our online and mobile banking platforms. You can check balances, transfer money, and pay bills right from the palm of your hand. If you're thinking about purchasing a vehicle, consider our auto loans and vehicle financing options that make getting behind the wheel easier than ever.

Digital & Online Banking

Accessibility and Security

Your security is our top priority. Our online banking platform employs robust security measures to protect your personal information. Enjoy peace of mind knowing that your data is safe as you navigate through real-time account management. With all these features combined, Geovista ensures that managing your finances is straightforward and accessible. Whether you're at home or out and about, we've got you covered with tools that fit into your busy lifestyle. Experience the ease of digital banking today!

Key Features

With our user-friendly mobile application, you can check your account balance, transfer funds, and pay bills right from your phone. Plus, our electronic signature authorization means you can sign documents securely without the need for physical paperwork. Say goodbye to long waits at the branch! You'll also appreciate the availability of e-statements, allowing you to receive your bank statements electronically. This not only helps you keep track of your finances but also contributes to a greener environment by reducing paper usage. If you're on the go, our mobile payments feature makes it easy to pay for purchases with just a tap. And while person-to-person transfers aren't available at this time, we are committed to enhancing our services in the future.

Financial Strength

Efficient Operations

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 79 full-time employees and 0 part-time employees ready to assist you with knowledgeable service.

Growing Member Base

Total Share and Deposit Accounts: 47,545, showing a strong and growing member base that trusts us with their finances. The funds available for lending and investments stand at $0, further demonstrating our commitment to supporting your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Geovista is your trusted partner. Visit us at 620 S Zetterower Ave Statesboro Ga 30458 or call (912) 368-2477 to learn more about how we can help you achieve your financial goals.

Reinvesting in Our Members

With $18,801,286 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $2,270 in used auto loans and $105,736,689 in total loans and leases.

Secure Savings Opportunities

Members' savings are secured through $34,763,275 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $18,851,420, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $811 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $45,116,618 in used vehicle loans and $16,592,426 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or purchasing a reliable used car, our flexible terms can make it easier than ever.

Credit Lines

For added flexibility, consider our credit lines, which provide access to $10,000,000. These can be invaluable for managing cash flow or funding personal projects as they allow you to borrow only what you need when you need it. At Geovista, we pride ourselves on providing personalized service and transparent guidance throughout the loan process. Whether you're applying for your first loan or seeking additional financing, our team is here to support you every step of the way. If you're ready to learn more about our loan offerings or explore refinancing options, feel free to contact us at (912) 368-2477 or visit us at 620 S Zetterower Ave Statesboro Ga 30458 in Statesboro, GA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,233,730, make buying or refinancing simple. We provide competitive rates and various loan types to fit your specific needs. If you're considering refinancing your existing mortgage, we can guide you through the eligibility options to find what works best for you.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $5,967,822 in loans helping members manage their finances effectively. This option is perfect for those looking to consolidate debt or cover unexpected expenses without collateral.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. By utilizing verified data, LendMesh guarantees that all loan offers are legitimate and sourced from credible financial institutions.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This type of feedback highlights the effectiveness and user satisfaction associated with the platform. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Geovista