Georgia's Own Geovista Rincon GA Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Geovista, your trusted partner in financial well-being, located at 271 S Columbia Ave, Rincon, GA 31326. Since our establishment in 1964, we've dedicated ourselves to serving our community with a focus on personal relationships and member satisfaction. With a total membership of 23,338 individuals, we pride ourselves on being a cornerstone of the Rincon area, offering tailored financial solutions that fit your unique needs. At Geovista, we understand that every member's financial journey is different. That's why we offer a diverse range of services including checking and savings accounts, auto loans, mortgage options, personal loans, and credit cards with rewards. Our total assets exceed $232 million, demonstrating our commitment to maintaining stability and growth for our members. With over $14 million in deposits and a net worth of $18.85 million, you can trust that your finances are secure with us. While members can visit us at our branch location, official correspondence should be sent to PO Box 132, Hinesville, GA 31310. We also ensure convenience through various services like online and mobile banking, ATMs, and drive-thru banking options. Led by CEO Elaine Tuten and Board President Susan Ammons, our experienced team is here to assist you every step of the way. Whether you're looking to buy your first car or save for a future goal, we're committed to helping you achieve your financial dreams. Feel free to reach out to us at 912-368-2477 or visit our website at www.geovistacu.com for more information. We invite you to experience the Geovista difference where community banking meets personalized service!

Branch History & Mission

At Geovista, we take pride in our rich history and deep-rooted commitment to the community of Rincon, GA. Since our doors opened in 1964, we have dedicated ourselves to providing exceptional financial services tailored to the needs of our members. Located at 271 S Columbia Ave, Rincon, GA 31326, we are more than just a credit union; we are a vital part of the local landscape, striving to empower individuals and families through better financial health. Over the years, Geovista has grown significantly. Today, we proudly serve over 23,338 members and manage assets totaling $232,398,424. Our journey has seen us adapt and evolve with the times while maintaining our core mission: to enhance the lives of our members by offering a range of personal and business banking solutions. We understand that financial decisions can be challenging, which is why we focus on being a trusted partner for our community. Our mission is clear: to provide access to quality financial products and services that foster economic growth and improve the standard of living for our members. We believe that by supporting our community financially, we contribute to its overall well-being. In addition to traditional banking services like checking and savings accounts, auto loans, mortgages, and credit cards with rewards, we also prioritize community outreach programs that help those in need. While members can visit us at 271 S Columbia Ave, official correspondence should be sent to PO Box 132, Hinesville, GA 31310. Our operating hours are designed to accommodate your busy schedule: Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. With convenient drive-thru banking and ATM availability, accessing your funds has never been easier. At Geovista, we embrace technology while ensuring all members can benefit from our services. Our online banking platform allows you to manage your accounts anytime and anywhere. We also offer mobile payments for on-the-go convenience. As an integral part of the Rincon community, we actively engage in partnerships that uplift those around us. Whether it's sponsoring local events or providing educational resources about financial literacy, we strive to make a positive impact. We invite you to join us at Geovista where your financial journey matters. Experience firsthand how we can support your goals while making a difference in our community. Contact us today at 912-368-2477 or visit us online at Geovista Credit Union to learn more about becoming a member!

Branch Location & Accessibility

Welcome to Geovista's Rincon branch, your friendly neighborhood financial partner located at 271 S Columbia Ave, Rincon, GA 31326. This branch stands ready to serve you with a range of banking solutions designed to meet your needs. Situated in Effingham County, we're conveniently close to local landmarks, making it easy for you to stop by and take care of your financial matters. At Geovista, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and parking options so everyone can enjoy seamless service. Whether you're driving through or visiting us in person, you'll find our location welcoming and easy to navigate. If you need to reach us by mail for official correspondence, please send it to PO Box 132, Hinesville, GA 31310. Our operating hours are designed with your busy schedule in mind: we are open Monday through Thursday from 9 AM to 5 PM and on Friday from 9 AM to 6 PM. For those who prefer convenience, we offer both ATM access and drive-thru banking services, allowing you to complete basic transactions without stepping inside the branch. Our team is also happy to assist with shared services, enabling members from partner credit unions to make deposits and withdrawals here. We invite you to call us at 912-368-2477 if you have any questions or need assistance. Come visit Geovista in Rincon today we look forward to helping you achieve your financial goals!

Member Eligibility

At Geovista, we believe that everyone deserves a financial partner who truly cares. Becoming a member is your first step toward joining our welcoming community, and it's easier than you might think! If you live, work, or worship in the areas we serve, you're likely eligible for membership. We're dedicated to supporting our members with a range of services designed just for you from personal loans to checking accounts. To get all the details on eligibility criteria, feel free to check out our website at https://www.geovistacu.com/about/become-a-member.html. Opening an account with us is simple and straightforward. You can find everything you need to know about the account opening process at https://www.geovistacu.com/loans/member-loans/personal-loans-line-of-credit.html. If you have any questions or need assistance, don't hesitate to reach out at (912) 368-2477. We're here to help you take that important step toward financial well-being!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently do not have specific figures for member and non-member commercial loans, we're dedicated to helping local businesses thrive. Think of our loan options as a way to unlock potential whether it's funding renovations or managing cash flow, our team is here to guide you.

Merchant Services

In today's fast-paced environment, having efficient payment processing can make all the difference. Our merchant services allow businesses to accept payments easily and securely, enhancing customer satisfaction and increasing sales. Picture this: a busy Saturday at your café, where customers can seamlessly pay using their preferred method without any hassle. That's what we aim to provide at Geovista. Located at 271 S Columbia Ave Rincon Ga 31326 in Rincon, GA, we invite you to explore how our business banking and commercial services can help fuel your success. For more information, give us a call at (912) 368-2477!

Comprehensive List Of Services

Auto Financing Made Easy

If you're in the market for a new vehicle, our Auto Loans & Vehicle Financing services make purchasing a car straightforward and accessible. Our team is dedicated to providing competitive rates that fit your budget. With flexible terms and personalized service, you'll be driving off in no time.

Business Banking Services

For entrepreneurs, our Business Banking services include essential offerings like Merchant Services & Business Loans. We understand that running a business comes with its challenges, and we're committed to helping you navigate them with ease. Our dedicated team can assist you with everything from setting up accounts to accessing funds for expansion.

Convenient Digital Banking

In today's fast-paced world, convenience matters. That's why Geovista offers robust Online & Mobile Banking features that allow you to manage your finances anytime, anywhere. Check balances, make transfers, and pay bills right from your smartphone or computer. Our ATM & Cash Withdrawal Services further enhance accessibility by providing cash whenever you need it.

Drive-Thru and Shared Branch Transactions

Need quick access? Our Basic Drive-Thru Banking allows for easy deposits, withdrawals, and simple transactions without leaving your vehicle. Additionally, if you're a member of a partner credit union, our Basic Shared Branch Transactions let you make deposits and withdrawals at participating locations. At Geovista, we strive to make banking easy and efficient while ensuring our members receive the personal touch they deserve. Ready to explore how we can assist you? Call us at (912) 368-2477, visit us at 271 S Columbia Ave Rincon Ga 31326, or check out our website at Rincon. Your financial journey begins here!

Home Ownership Support

Owning a home is a significant milestone, and our Mortgage Loans & Refinancing options are designed to guide you through the process. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, we offer expert advice and tailored solutions to fit your unique situation.

Personal Banking Solutions

For those looking to manage their day-to-day finances, our Personal Banking services provide everything you need. From Checking & Savings Accounts that help you save for the future to Credit Cards with Rewards that give you benefits for your spending, we've got it all covered. If life throws unexpected expenses your way, our Personal Loans & Debt Consolidation options can help you get back on track quickly and easily.

Digital & Online Banking

At Geovista, we understand that convenience and security are key when it comes to managing your finances. That's why we've developed a range of digital and online banking services designed to fit seamlessly into your busy life. Whether you're at home or on the go, our online banking platform makes it easy for you to stay on top of your financial activities. With our user-friendly online banking services, you can access your accounts 24/7. Just visit us at https://www.geovistacu.com/ to get started. From checking your balance to transferring funds, everything is just a few clicks away. Our electronic signature authorization feature allows you to complete transactions securely and efficiently without the need for paperwork. Plus, you can enjoy e-statements that provide quick and easy access to your account details no more cluttered mailboxes! If you prefer using your smartphone, you'll be pleased to know that we offer a mobile application that brings all these features right to your fingertips. You can manage your accounts, make mobile payments, and even transfer money between friends with ease. While person-to-person transfers aren't available yet, we are committed to enhancing our services continually. Our mobile payments feature enables you to pay for goods and services quickly and safely, allowing you to leave cash and cards at home. And with real-time notifications, you'll always know what's happening in your accounts, giving you peace of mind. At Geovista, we believe banking should be straightforward and secure. Our commitment to providing accessible digital solutions means you can manage your finances anytime, anywhere all while knowing that your information is protected. Embrace the future of banking with us today!

Financial Strength

Comprehensive Lending Support

We understand that life brings various financial needs, which is why our lending capacity supports members' goals across different sectors. With $2,270 in used auto loans and $105,736,689 in total loans and leases, we aim to make your dreams achievable.

Dedicated Team

We also take pride in having 79 full-time employees ready to assist you with knowledgeable service. Our team is here to ensure that your banking experience is as smooth as possible.

Member-Centric Savings Solutions

Members' savings are secured through $34,763,275 in share certificates, offering stable and rewarding financial growth opportunities. This commitment to protecting your investments is what sets us apart from traditional banks. Unlike them, we prioritize our members' interests over profits.

Reinvestment for Growth

Our $18,801,286 in undivided earnings allow us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. While many institutions may focus solely on profits, we believe in building a sustainable future for our community.

Strong Financial Position

With a net worth of $18,851,420, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $811 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built on Transparency

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Geovista is your trusted partner. Visit us at 271 S Columbia Ave Rincon Ga 31326 or call (912) 368-2477 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $45,116,618 in used vehicle loans and $16,592,426 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used car, our team is ready to assist you every step of the way.

Credit Lines and Refinancing

In addition to traditional lending options, we have available credit lines totaling $10,000,000 to give you access to extra funds when you need them most. If you're considering refinancing existing loans for better rates or terms, our team can guide you through the eligibility process to find the best solution for your situation. At Geovista, we prioritize your financial well-being and aim to make borrowing straightforward and accessible. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how our loan offerings can benefit you today!

Credit Options

We also offer flexible terms on unsecured credit card loans, with a total of $5,967,822 in loans helping members manage their finances effectively. Whether you're looking for convenience in everyday purchases or need help with unexpected expenses, our credit card options are designed with you in mind.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,233,730, make buying or refinancing simple. We provide tailored solutions to meet your specific needs and budget.

Loan Aggregator

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing process ensures that all offers are fair and transparent, allowing you to compare options confidently. By using verified data from legitimate financial institutions, LendMesh provides clarity in a complex market.

Key Benefits of Using LendMesh

LendMesh stands out for several reasons: - Verified Data: All loan offers are sourced from reputable lenders, ensuring transparency in your options. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. Our focus is solely on delivering unbiased results. - Real-Time Rate Comparisons: Get up-to-date loan rates from multiple institutions, enabling you to make well-informed choices tailored to your needs. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" To explore your options and see how much you could save, compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Geovista