Georgia's Own Geovista Richmond Hill GA Credit Union | Quick Personal Loans & Auto Financing

Introduction

Welcome to Geovista, your trusted financial partner located at 11090 Ford Ave, Richmond Hill, GA 31324. Since our establishment in 1964, we've been dedicated to providing our members with exceptional service and a variety of financial solutions tailored to meet their unique needs. With a proud membership of over 23,000 individuals, we are committed to building strong relationships within our community. At Geovista, we understand that managing your finances can be overwhelming. That's why we offer an extensive range of services, including personal banking, auto loans, mortgage refinancing, and business banking options. Our total assets exceed $232 million, ensuring that we have the resources to support your financial goals. With total deposits reaching $14,684,827, you can trust that your savings are secure with us. Led by our experienced CEO, Elaine Tuten, and Board President Susan Ammons, our dedicated team of 79 employees is here to assist you every step of the way. Whether you need help with a loan or want advice on saving for the future, we're just a phone call away at 912-368-2477. While members can visit us at our branch location in Richmond Hill for all their banking needs, official correspondence should be sent to our mailing address: PO Box 132, Hinesville, GA 31310. Join us today and experience the Geovista difference! Explore our website at www.geovistacu.com for more information on how we can help you achieve your financial aspirations. We look forward to serving you!

Branch History & Mission

At Geovista, we take pride in our rich history and unwavering commitment to serving the community. Founded in 1964, our Richmond Hill branch has grown from humble beginnings into a trusted financial partner for over 23,000 members. Located at 11090 Ford Ave, Richmond Hill, GA 31324, we are perfectly situated to serve the vibrant community of Bryan County and beyond. Over the years, we have expanded our services and offerings while maintaining a strong focus on member satisfaction. With total assets reaching an impressive $232,398,424, we have consistently proven our ability to provide reliable financial solutions tailored to our members' needs. From personal banking options like checking and savings accounts to auto loans and mortgage financing, Geovista is dedicated to helping individuals achieve their financial goals. Our mission is simple yet profound: to empower our members through comprehensive financial services while fostering a sense of community support. We believe that banking should be about more than just transactions; it should be about building relationships and making a positive impact in people's lives. That's why we actively participate in community outreach initiatives and partnerships that uplift our neighbors. While members can visit us at 11090 Ford Ave, official correspondence should be sent to PO Box 132, Hinesville, GA 31310. We encourage you to reach out at 912-368-2477 or explore our services online at Geovista. In addition to traditional banking services, we offer modern conveniences such as online banking, mobile payments, and ATM access ensuring that your banking experience is both efficient and user-friendly. Our branch also features drive-thru service for quick transactions, demonstrating our commitment to convenience without compromising on quality service. Join us as we continue our journey of growth and community engagement! At Geovista, you're not just a member; you're part of a family that cares. Experience the difference today by becoming a member and discovering all the ways we can help you thrive financially. Together, let's build a brighter future!

Branch Location & Accessibility

Convenient Features

We know how important accessibility is, which is why our branch offers ample parking and ADA-compliant features to ensure everyone can visit comfortably. If you're driving through, take advantage of our drive-thru banking services for quick and easy transactions without leaving your car. Plus, we proudly provide ATM access so you can withdraw cash anytime you need it.

Operating Hours

Our friendly team is here to serve you Monday through Thursday from 9 AM to 5 PM, and on Fridays, we extend our hours until 6 PM. We're dedicated to providing you with great service during the hours that work best for your schedule.

Services Offered

At Geovista, we offer a range of services tailored to meet your banking needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we are here to help you every step of the way. Additionally, members can enjoy shared branch services and basic ATM access for deposits and withdrawals. While members can visit us at 11090 Ford Ave Richmond Hill Ga 31324, official correspondence should be sent to PO Box 132, Hinesville, GA 31310.

Visit Us Today!

If you're looking for a reliable credit union that values community and customer service, look no further! Give us a call at (912) 368-2477 or stop by our Richmond Hill location today. We can't wait to welcome you into the Geovista family!

Member Eligibility

At Geovista, we believe that everyone deserves a chance to be part of a community that cares about their financial well-being. Becoming a member is simple and welcoming! If you live, work, or worship in the area around 11090 Ford Ave Richmond Hill Ga 31324, you're already on your way to joining us. We also extend membership to family members of current members, making it even easier for loved ones to benefit from our services. By choosing Geovista, you gain access to a range of financial products tailored just for you like personal loans, auto financing, and savings accounts with competitive rates. Plus, you'll be part of a supportive network that prioritizes your needs. For more details on eligibility criteria, check out our dedicated page at https://www.geovistacu.com/about/become-a-member.html. Ready to take the next step? You can find account opening information here or call us at (912) 368-2477 for assistance. We're excited to welcome you into the Geovista family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing. Imagine having a reliable system that allows your customers to pay easily whether they prefer credit cards, debit cards, or mobile payments. This not only enhances customer satisfaction but also helps streamline your operations, so you can focus on what you do best: running your business. Located at 11090 Ford Ave Richmond Hill Ga 31324 in Richmond Hill, GA, our team is ready to help you explore how our business banking and commercial services can fit your needs. Contact us today at (912) 368-2477 to learn more about how we can assist in making your business thrive!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're ready to drive off in a new car, our auto loans and vehicle financing options make it simple. Picture yourself cruising down the road in your new ride while knowing you secured a great deal with competitive rates. Whether it's a brand-new model or a reliable used vehicle, we've got the financing solutions that suit your lifestyle.

Business Banking

For entrepreneurs, our business banking services are designed with your success in mind. From merchant services that streamline transactions to business loans that help fund your next big project, we're here to support local businesses in their growth.

Convenient Banking Features

We also prioritize convenience through our ATM services and basic drive-thru banking for quick deposits and withdrawals. Plus, if you're part of another credit union, take advantage of shared branch transactions for easy access to your funds. With (912) 368-2477 available for any inquiries, we encourage you to reach out if you have questions about any of these services or need assistance setting up an account. At Geovista, we believe managing money should be straightforward and accessible for everyone. Visit us today at 11090 Ford Ave Richmond Hill Ga 31324 or check out our website at Richmond Hill to discover how we can assist you on your financial journey!

Credit Cards with Rewards

Why not earn rewards while making everyday purchases? Our credit cards come with attractive rewards programs that allow you to earn points on every dollar spent. Whether it's cash back, travel perks, or discounts on shopping, enjoy benefits as you spend!

Mortgage Loans & Refinancing

Thinking about buying a home? Our mortgage loans offer various options to fit different budgets and preferences. From first-time homebuyers to those looking to refinance an existing loan for better terms, we guide you every step of the way. Imagine settling into your new home sooner than you thought possible!

Personal Banking

For those looking to manage their everyday expenses, our personal banking services include checking and savings accounts tailored for convenience and growth. Imagine having a hassle-free way to save for that dream vacation or keep track of your spending all accessible through our user-friendly online and mobile banking platforms. You can easily check your balance, transfer funds, and even set up alerts right from your phone.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses at you. That's where our personal loans come in handy helping you consolidate debt or cover emergencies without breaking the bank. It's all about giving you the financial flexibility you need when times get tough.

Digital & Online Banking

Convenient Online Access

With our 24/7 online banking services available at https://www.geovistacu.com/, you can check balances, transfer funds, and pay bills with just a few clicks. No more waiting in line; everything you need is right at your fingertips. Plus, for those who prefer using their mobile devices, our mobile application makes banking even more accessible. You can manage your accounts on the go, ensuring you stay connected to your finances wherever life takes you.

Modern Payment Solutions

Want to make quick payments? Our mobile payments feature allows you to pay for purchases directly from your phone, making it easier than ever to handle everyday expenses. Although we currently don't offer person-to-person transfers, we're continually looking for ways to enhance our services for our members. In summary, at Geovista, we're committed to providing you with user-friendly and secure digital banking solutions that fit seamlessly into your lifestyle. With everything from mobile banking apps to e-statements available at your fingertips, managing your money has never been easier!

Secure Transactions

Security is a top priority at Geovista. We use advanced encryption technologies to protect your information while allowing you to enjoy features like electronic signature authorization. This means you can sign documents securely from home without needing to visit the branch. Additionally, our e-statements are available for those who want to reduce paper clutter while keeping track of their transactions efficiently.

Financial Strength

At Geovista, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on our strong financial foundation, which allows us to serve you better every day. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $18,851,420, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $811 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $34,763,275 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. We also have $18,801,286 in undivided earnings, which we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $2,270 in used auto loans and $105,736,689 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 79 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 47,545, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Geovista is your trusted partner. Visit us at 11090 Ford Ave Richmond Hill Ga 31324 or call (912) 368-2477 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $45,416,618 in used vehicle loans and $16,592,426 in new vehicle loans already helping members get on the road. Whether you are looking for financing for a new or used vehicle, we have options that can fit your budget.

Credit Lines and Refinancing Options

If you need additional flexibility in managing your finances or accessing funds quickly, consider our credit lines which total $10,000,000. Plus, we have refinancing options available for many of our loan products if you're looking to lower your payments or consolidate debts. For more information on eligibility and how to apply for any of these loan products at Geovista, please feel free to call us at 912-368-2477. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether it's an auto loan to drive away in style or a mortgage that brings you closer to homeownership, we're here to support you every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,233,730, make buying or refinancing simple. We understand that purchasing a home is one of the most significant financial decisions you'll make; our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $5,967,822 in loans helping members manage their finances effectively. This option provides an accessible way to handle everyday expenses without tying up your assets.

Loan Aggregator

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Real-Time Rate Comparisons

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Verified Data

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Geovista