GEORGIA'S OWN CREDIT UNION

At Georgia's Own, located at 4135 Atlanta Rd SE, Smyrna, GA 30080, we believe that banking should be about people our members, our community, and our shared goals. Established in 1934, our credit union has grown to serve over 239,964 members, providing a strong foundation for financial success and community support. With total assets of $4,236,719,400 and deposits amounting to $301,106,489, we are proud to be a trusted financial partner. Our commitment to your financial well-being goes beyond numbers. We offer personalized services tailored to meet your needs whether you're looking for loans or simple banking transactions. Currently, we have facilitated 263,347 loans and leases for our members, helping them achieve their dreams while ensuring responsible lending practices. While members can visit us at our branch location in Smyrna, official correspondence should be sent to the same address: 4135 Atlanta Rd SE, Smyrna, GA 30080. Our dedicated team of 704 employees, led by CEO Dave Preter and Board President Richard Burns, is here to provide you with exceptional service every day from Monday to Friday between 9:00 a.m. and 4:00 p.m. We invite you to experience the Georgia's Own difference. With a net worth of $463,803,561 and cash in hand totaling $47,807,390, we ensure that your finances are in safe hands. Whether you're interested in checking accounts or exploring loan options our team is ready to assist you. Don't hesitate! Call us today at 770-438-0004 or visit our website at Georgia's Own to learn more about how we can help you thrive financially. Join us on this journey towards building a stronger community together!

Welcome to Georgia's Own, a cornerstone of the Smyrna community since 1934. Our journey began with a simple yet powerful mission: to empower our members through accessible financial services and unwavering support. As we have grown over the years, we've remained committed to this mission, serving as a trusted partner for nearly 240,000 members. Located at 4135 Atlanta Rd SE, Smyrna, GA 30080, our branch is more than just a place to manage your finances; it's a hub for community engagement and support. Nestled in Cobb County, we're proud to contribute to the vibrant landscape of Smyrna and enhance the lives of those around us. Our drive-thru banking and ATM services ensure that you can access your funds conveniently while enjoying the personal touch that only a credit union can provide. Over the decades, Georgia's Own has achieved remarkable milestones. From humble beginnings, we've expanded our total assets to an impressive $4,236,719,400. This growth reflects our dedication not only to sound financial practices but also to our members' well-being. We continually strive to provide innovative solutions and personalized service that meet the diverse needs of our membership. Our mission is clear: we aim to provide exceptional financial products while fostering community spirit and outreach. We believe in investing back into the communities we serve through various initiatives that promote financial literacy and economic empowerment. This commitment is not just about numbers; it's about making real impacts in people's lives. As technology advances, so do we. Our branch offers modern conveniences such as online banking and mobile payments, ensuring you're equipped with the tools you need for effective money management. We're also proud to be ADA compliant, making our services accessible to everyone in our community. Whether you're looking for loans, savings accounts, or simply want guidance on your financial journey, Georgia's Own is here for you every step of the way. If you wish to reach out or learn more about becoming a member, don't hesitate! Call us at 770-438-0004 or visit us during our operating hours Monday through Friday from 9:00 a.m. to 4:00 p.m. Join us at Georgia's Own and experience firsthand how we make a difference in both finance and community life. Together, we can build a brighter future!

Becoming a member of Georgia's Own is like joining a welcoming family that truly cares about your financial well-being. If you live, work, worship, or attend school in certain communities in Georgia, you are likely eligible to join us. This means whether you're new to the area or have been here for years, there's a place for you at our branch. At Georgia's Own, we pride ourselves on offering personalized services and competitive rates that help our members thrive financially. To learn more about eligibility requirements and see if you qualify, visit us at https://www.georgiasown.org/about-us/membership . Once you've confirmed your eligibility, opening an account is simple! You can get started online by visiting this link or by giving us a call at 770-438-0004 if you have any questions. Our branch is conveniently located at 4135 Atlanta Rd SE, Smyrna, GA 30080, and we're excited to welcome you into our community!

At Georgia's Own, we understand that every business has unique needs and goals. Whether you're a startup looking to make your mark or an established company seeking to expand, our tailored business banking and commercial services are here to support you. Imagine having access to the funds you need to invest in new equipment, hire additional staff, or increase your inventory. With our commercial loan options, businesses can thrive. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,126 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $13 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $503,329,542, we continue to drive economic growth by financing new and expanding businesses. Additionally, our merchant services streamline payment processing so you can focus on what really matters growing your business. From credit card processing to mobile payments, we provide solutions that make transactions easy and efficient. Visit us at 4135 Atlanta Rd Se Smyrna Ga 30080, Smyrna, GA or call us at (770) 438-0004 to discover how we can help your business succeed!

At Georgia's Own, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share insights into our financial strength, which reflects our commitment to serving you with confidence. With a net worth of $463,803,561, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1111 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $923,310,057 in share certificates and $488,871,825 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $345,434,390 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $108,877 in used auto loans and a total of $3,109,102,769 in loans and leases. Our impressive net income of $9,311,740 reflects our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 685 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 467,060, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Georgia's Own is your trusted partner. Visit us at 4135 Atlanta Rd Se Smyrna GA 30080 or call 770-438-0004 to learn more about how we can help you achieve your financial goals.