Georgia's Own Savannah GA Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Georgia's Own, your trusted partner in financial well-being, located at 401 Mall Blvd Ste 101A, Savannah, GA 31406. Since our establishment in 1934, we've dedicated ourselves to serving our community with integrity and a genuine commitment to member satisfaction. With over 239,964 members, we pride ourselves on being more than just a credit union we're a community focused on helping you achieve your financial goals. At Georgia's Own, we understand that every member's journey is unique. That's why we offer a wide range of services tailored to meet your needs, from personal banking options like checking and savings accounts to auto loans and mortgage refinancing. Our total assets stand at an impressive $4,236,719,400, ensuring that we have the resources to support you effectively. Under the leadership of CEO Dave Preter and Board President Richard Burns, our team of 704 employees is ready to assist you with personalized service. Whether you're looking for a loan or need help managing your finances, we're here for you every step of the way. While members can visit us at our branch for friendly service and expert advice, official correspondence should be sent to our mailing address: 401 Mall Boulevard, Savannah, GA 31406. Feel free to reach out at (912) 352-0357 during our lobby hours Monday through Thursday from 9:00 AM to 4:00 PM and Friday from 9:00 AM to 5:30 PM. Join us today and discover how Georgia's Own can make a difference in your financial life! Visit our website at www.georgiasown.org or stop by our branch for more information. We look forward to welcoming you into our community!

Branch History & Mission

Welcome to Georgia's Own, a credit union with a rich history and a strong commitment to the community in Savannah, GA. Since opening our doors in 1934, we have been dedicated to providing exceptional financial services while supporting our members and the local area. Our branch, located at 401 Mall Blvd Ste 101A, Savannah, GA 31406, has evolved significantly over the decades. Today, we proudly serve nearly 240,000 members and manage total assets exceeding $4.2 billion. At Georgia's Own, our mission is clear: we strive to empower our members through personalized banking solutions that foster financial well-being. We understand that every individual has unique needs; therefore, we offer a variety of services including checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking options. Our goal is to not only help our members achieve their financial dreams but also to contribute positively to the communities we serve. Over the years, we've embraced technological advancements that make banking easier and more accessible for everyone. From online banking and mobile payments to e-statements and person-to-person payment options, we are committed to providing modern conveniences while ensuring ADA compliance. Although we do not currently offer drive-thru services, our ATM availability ensures that you can access your funds quickly and conveniently. Georgia's Own is proud of its partnerships with local organizations and its active involvement in community outreach efforts. We believe in giving back to the communities that support us whether it's through financial education programs or charitable initiatives. While members can visit us at our physical location on Mall Boulevard for all their banking needs, official correspondence should be sent to our mailing address: 401 Mall Boulevard, Savannah, GA 31406. We invite you to experience the benefits of being part of Georgia's Own. Join us today and discover how we can support your financial journey together! For more information about membership or to open an account, please call us at 912-352-0357 or visit our website.

Branch Location & Accessibility

Accessibility Features

At Georgia's Own, we prioritize accessibility for all our members. The branch is fully ADA compliant, featuring ramps and ample parking space to ensure that everyone can visit us comfortably. Whether you're stopping by for a quick transaction or need assistance with your banking needs, our friendly staff is always ready to help.

Contact Us

If you have any questions or need assistance, feel free to give us a call at 912-352-0357. Our team is here to support you every step of the way! Whether you're a long-time member or considering joining us for the first time, we invite you to visit Georgia's Own today. Your financial journey starts here!

Operating Hours and Services

Our lobby hours are designed to fit your busy schedule. We're open Monday through Thursday from 9:00 AM to 4:00 PM and on Fridays from 9:00 AM to 5:30 PM. During these hours, you can take advantage of a variety of services including personal banking options like checking and savings accounts, auto loans, mortgage financing, and more. For those on the go, we offer ATM access so you can withdraw cash or check your balance anytime. While we don't have a drive-thru service at this location, our shared service center allows members from partner credit unions to conduct basic transactions like deposits and withdrawals.

Member Eligibility

At Georgia's Own, we believe that becoming a member is like joining a caring family where you can find the support you need to achieve your financial goals. If you're wondering whether you qualify to join us at our Savannah branch located at 401 Mall Blvd Ste 101A, we have some great news! Membership is open to anyone who lives, works, worships, or attends school in certain areas of Georgia. Additionally, family members of existing members are also welcome to join our community. To learn more about the specific eligibility criteria, feel free to check out this detailed resource: Membership Eligibility. Opening an account with us is a breeze and can set you on a path toward better banking options tailored just for you. Our services include everything from personal checking and savings accounts to auto loans and credit cards with rewards. If you're ready to take the first step towards membership or have any questions, don't hesitate to give us a call at 912-352-0357 or visit our account opening page here: Open an Account. We can't wait to welcome you into the Georgia's Own family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1126 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $13 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $503329542, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer robust merchant services that make transactions smooth and efficient. Imagine easily processing payments from customers at your local shop or online store without any hassle. Our tools are designed to simplify your day-to-day operations, allowing you to focus on what you do best running your business. Visit us at 401 Mall Blvd Ste 101A, Savannah, GA 31406, or give us a call at 912-352-0357 to learn more about how Georgia's Own can empower your business today!

Comprehensive List Of Services

Auto Financing Made Easy

If you're considering a new vehicle, our Auto Loans & Vehicle Financing are designed with competitive rates and terms that suit your lifestyle. Whether it's a brand-new car or a reliable used one, we make the financing process straightforward and stress-free.

Business Banking Support

For our local entrepreneurs, we offer comprehensive Business Banking services that include merchant services and business loans. We aim to empower small businesses with the financial tools they need to thrive in today's market.

Convenient Digital Banking Features

In today's busy world, convenience is key. That's why at Georgia's Own, we provide robust Online & Mobile Banking options. You can manage your accounts from anywhere whether it's transferring funds or checking balances right from your smartphone or computer. Our ATM services ensure you have access to cash when you need it most.

Credit Options with Rewards

For everyday purchases or unexpected expenses, our Credit Cards with Rewards program allows you to earn benefits while using credit responsibly. It's an excellent way to enjoy perks while building your credit history.

Personal Banking Solutions

We understand that managing your personal finances can be overwhelming. That's why we offer Personal Banking services that include checking and savings accounts designed to help you achieve your financial goals. For those dreaming of owning a home, our Mortgage Loans & Refinancing options make it easy for you to turn that dream into reality. If you're in need of immediate funds, our Personal Loans & Debt Consolidation services provide flexible solutions to keep your budget on track.

Shared Branch Transactions

If you're a member of another credit union, don't worry! We also facilitate basic shared branch transactions such as deposits and withdrawals for partner credit union members. This means you can access essential banking services without any hassle. Whether you're visiting us in person or accessing our services online, our friendly team is committed to making banking easy and accessible for everyone. For any questions or more information about how Georgia's Own can serve you better, don't hesitate to reach out at 912-352-0357. Ready to take the next step? Explore all that Georgia's Own has to offer by visiting us online at Georgia's Own or stop by our branch today!

Digital & Online Banking

Key Features of Our Digital Banking Services

With our online banking platform, you can easily access your accounts anytime. Check balances, transfer money, and pay bills all in one place. Plus, if you prefer going paperless, we provide e-statements so you can stay organized without clutter. If you need to sign documents, we've got you covered with electronic signature authorization for quick and secure transactions. Managing your day-to-day finances is even easier with our mobile application. It's user-friendly and packed with features that allow you to make mobile payments directly from your phone. Need to send money to a friend? Our person-to-person transfer feature lets you do just that fast and hassle-free.

Safe and Accessible Banking

Security is a top priority for us at Georgia's Own. We utilize advanced encryption and security measures to protect your personal information while giving you peace of mind when banking online. Our platform is designed to be intuitive, making it easy for everyone to navigate, no matter their tech experience. Experience real-time account management right from your device. With our services, you can stay on top of your financial activities effortlessly. Join us today at Georgia's Own and discover how easy it is to manage your money digitally!

Financial Strength

At Georgia's Own, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that trust is built on transparency and reliability, which is why we're proud to share our financial health with you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $463,803,561, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1111 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $923,310,057 in share certificates and $488,871,825 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. This focus allows us to ensure that our resources are directed towards benefiting you through better loan rates, lower fees, and exclusive perks. With $345,434,390 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We have a robust lending capacity with $108,877 in used auto loans and $3,109,102,769 in total loans and leases that support our members' financial goals across various sectors. Our operational efficiency is reflected in our net income of $9,311,740, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 685 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at an impressive 467,060, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Georgia's Own is your trusted partner. Visit us at 401 Mall Blvd Ste 101A Savannah Ga 31406 or call 912-352-0357 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $562,652,914 in used vehicle loans and $237,514,201 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used option, we have financing solutions tailored just for you.

Business Financing

For business owners, our outstanding commercial loans totaling $503,329,542 provide the capital needed to grow and expand your operations. We understand the unique challenges businesses face and are here to support your journey towards success.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $446,071,867, making buying or refinancing simple. We offer competitive rates and terms to fit your budget and lifestyle.

Refinancing Options

If you're considering refinancing an existing loan or exploring eligibility options for any of our products, we encourage you to reach out. Our team is ready to help guide you through the process and ensure you get the best possible terms. At Georgia's Own Credit Union, we prioritize your financial well-being. For more information about our loan offerings or to start your application process today, please contact us at 912-352-0357 or visit our website at www.georgiasown.org. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans, with a total of $96,497,100 in loans helping members manage their finances effectively. This option is great for those looking to consolidate debt or cover unexpected expenses without tying up collateral.

Loan Aggregator

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GEORGIA'S OWN CREDIT UNION - Savannah, GA

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans

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