Georgia's Own Roswell GA Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Georgia's Own, where your financial well-being is our top priority! Located at 1184 Alpharetta St, Roswell, GA 30075, our branch has been a cornerstone of the community since 1934. With a rich history of serving 239,964 members, we are dedicated to offering personalized services that help you achieve your financial goals. At Georgia's Own, we take pride in our impressive assets totaling $4,236,719,400 and have facilitated over 263,347 loans to support our members' dreams. Whether you're looking for a new vehicle, planning a mortgage, or need assistance with personal loans, our experienced team is here to guide you every step of the way. Our leadership team is committed to fostering a welcoming atmosphere. Under the guidance of CEO Dave Preter and Board President Richard Burns, we strive to create meaningful connections within the community. With a dedicated staff of 704 employees, we're here to ensure that your experience is not only efficient but also enjoyable. While members can visit us at our Roswell location for all their banking needs including personal checking and savings accounts, auto financing, and business loans official correspondence should be sent directly to our branch address. With total deposits reaching $301,106,489 and cash in hand amounting to $47,807,390, you can trust that your money is secure with us. We believe in transparency and are proud to share that our net worth stands at $463,803,561. Feel free to reach out to us at 404-874-1166 during lobby hours from Monday through Friday or visit our website at Georgia's Own for more information. We invite you to explore how we can serve your financial needs today!

Branch History & Mission

Community Commitment

Our partnerships with local organizations reflect our dedication to community engagement. From hosting financial literacy workshops to supporting local charities, we actively work towards making a positive impact in Roswell. As we continue to grow now boasting over $301 million in deposits we invite you to be part of this journey. Experience the benefits of membership at Georgia's Own by visiting us or exploring our website at georgiasown.org. Together, let's build a brighter financial future for all! Call us today at 404-874-1166 or check out how you can become part of Georgia's Own family through membership eligibility or open an account. Join us on this exciting journey toward financial empowerment!

Mission Statement

At Georgia's Own, our mission is simple yet powerful: to empower our members by providing accessible financial services while fostering a spirit of community support. We believe that everyone deserves financial stability and growth opportunities. This commitment drives us to engage in various outreach programs that enhance the lives of those in Roswell and beyond. We are proud to offer modern conveniences such as online banking, mobile payments, and ATM access for your ease and comfort. Additionally, we ensure ADA compliance throughout our facilities so that everyone can enjoy our services without barriers.

Our Journey

Located at 1184 Alpharetta St, our Roswell branch is more than just a place to manage your finances; it's a hub of community activity. Over the years, we've evolved with the changing needs of our members while staying true to our core values. We take pride in offering personal banking services, including checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our drive-thru service ensures that we can serve you quickly and efficiently. While members can visit us at 1184 Alpharetta St, official correspondence should be sent to the same address as we do not have a separate mailing address. Nearby landmarks include beautiful parks and vibrant local businesses, making our location both convenient and welcoming.

Branch Location & Accessibility

Accessibility and Features

Our location is designed with your convenience in mind. We offer ample parking right outside our doors, making it easy for you to stop by. If you have accessibility needs, rest assured that our branch is ADA compliant, featuring ramps and other accommodations to ensure everyone can bank with ease.

Banking Services

At Georgia's Own, we provide a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Plus, enjoy the convenience of our drive-thru banking for quick transactions and access to an ATM on-site for those who prefer self-service.

Call to Action

We invite you to visit us today! If you have questions or need assistance before stopping by, feel free to call us at 404-874-1166. Our team is eager to help you navigate your financial journey right here in Roswell. Don't hesitate; come see us soon!

Operating Hours

We know your time is valuable! That's why we're open Monday through Thursday from 9:00 AM to 4:00 PM and Fridays from 9:00 AM to 5:30 PM. Whether you're looking to deposit a check or discuss loan options, our dedicated team is ready to assist you during these hours.

Member Eligibility

Joining Georgia's Own is like becoming part of a family that genuinely cares about your financial well-being. If you live, work, worship, or attend school in the areas we serve, you're likely eligible to become a member! We embrace a diverse community and are excited to welcome anyone who shares our values of mutual support and growth. To learn more about the specific eligibility requirements, feel free to check out our detailed information at this link. Becoming a member at Georgia's Own means gaining access to a range of benefits designed to help you thrive financially. From personalized banking services to competitive loan rates and community-driven initiatives, we strive to offer an inclusive environment where everyone feels valued. Opening an account is simple and can be done online just visit our account opening page for easy steps. If you have any questions or need assistance, don't hesitate to reach out at 404-874-1166. We're here to help you every step of the way!

Business Banking & Commercial Services

Financing Your Dreams

Imagine having the resources to purchase new equipment, hire more staff, or open another location. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,126 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $13 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $503,329,542, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

Running a successful business means making transactions easy for your customers. Our merchant services offer convenient payment processing options that can enhance customer satisfaction. From accepting card payments at your shop to enabling online sales, we provide tools that simplify financial management so you can focus on what you do best growing your business. Located at 1184 Alpharetta St, Roswell, GA 30075, Georgia's Own is here to empower your business every step of the way. If you're ready to take your business to the next level or want to learn more about our services, give us a call at 404-874-1166 or visit our website at Georgia's Own. Let's work together to make your business goals a reality!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Our branch offers ATM services for easy withdrawals and balance checks. Plus, enjoy basic drive-thru banking for quick deposits and simple transactions without leaving your car. We also provide shared branch transactions which allow partner credit union members to access essential services like deposits and withdrawals seamlessly. At Georgia's Own, we strive to be more than just a financial institution; we want to be part of your life journey. For any questions or assistance regarding our services, feel free to call us at 404-874-1166 or visit us at our Roswell branch today! Ready to explore what we have to offer? Visit Georgia's Own now!

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options make it easy to drive off in the vehicle of your dreams. We offer competitive rates and flexible terms that fit within your budget. You can apply online or visit us at the branch for personalized assistance.

Business Banking Services

For entrepreneurs and small business owners, Georgia's Own offers business banking solutions including merchant services and business loans. We understand the challenges of running a business, so we're committed to helping you succeed by providing the financial tools you need.

Credit Cards with Rewards

Earn while you spend with our credit cards that come with rewards! Enjoy perks such as cash back on purchases or travel points that can be redeemed for exciting experiences. It's a smart way to get more out of every dollar spent.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features. Whether it's checking your balance, transferring money between accounts, or paying bills from anywhere at any time, managing your finances has never been easier.

Mortgage Loans & Refinancing

Owning a home is a significant milestone, and we're here to help you with mortgage loans and refinancing options. Whether you're buying your first home or looking to refinance an existing mortgage, our experts will guide you through the process, ensuring you understand every step along the way.

Personal Banking Solutions

Whether you're looking to open a checking or savings account, our personal banking services are here for you. Imagine having a hassle-free way to manage your money while also earning interest on your savings. With Georgia's Own, you can easily set up an account that fits your lifestyle.

Personal Loans & Debt Consolidation

Life can sometimes throw unexpected expenses your way. That's why we offer personal loans and debt consolidation services. Whether you need funds for home repairs or want to consolidate high-interest debt into one manageable payment, we have solutions tailored just for you.

Digital & Online Banking

Key Features

With our online banking, you can check balances, pay bills, and transfer money all with just a few clicks. Say goodbye to long waits at the bank! Our user-friendly mobile application also allows you to manage your finances from anywhere, making it simple to keep track of your transactions and account details. Need to send money quickly? Our person-to-person transfers make it easy to send funds to friends or family without any hassle. Plus, if you prefer going paperless, you can sign up for e-statements and receive your account statements electronically saving trees and keeping things organized.

Security and Convenience

Your security is our top priority. While we currently do not offer electronic signature authorization for documents, rest assured that all your online transactions are protected with robust security measures. You can also enjoy the convenience of mobile payments, allowing you to make purchases straight from your smartphone. At Georgia's Own, we aim to provide accessible solutions for all our members. With features like e-statements, mobile payments, and a comprehensive mobile app available at your fingertips, managing your finances has never been easier. Explore all these features today by visiting Georgia's Own and experience banking that works for you!

Financial Strength

At Georgia's Own, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial position, which reflects our commitment to serving you effectively and reliably. With a net worth of $463,803,561, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1111 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $923,310,057 in share certificates and $488,871,825 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to your financial well-being is further reflected in our $345,434,390 in undivided earnings. This means we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $108,877 in used auto loans and $3,109,102,769 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Additionally, our impressive net income of $9,311,740 reflects our operational efficiency. This success enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 685 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $0. Total Share Accounts: 467060, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Georgia's Own is your trusted partner. Visit us at 1184 Alpharetta St Roswell Ga 30075 or call 404-874-1166 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $562,652,914 in used vehicle loans and $237,514,201 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable pre-owned vehicle, we've got financing options that work for you.

Business Loans

For business owners, our outstanding commercial loans totaling $503,329,542 provide the capital needed to grow and expand. Whether you're starting a new venture or need funds for operational costs, our business loan solutions are crafted with your success in mind. At Georgia's Own, we prioritize accessibility and member satisfaction. Explore our loan offerings today by visiting us at 1184 Alpharetta St., Roswell, GA 30075 or call us at 404-874-1166 for personalized assistance. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you navigate your financial journey with confidence!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $446,071,867. If you're considering refinancing your existing mortgage or exploring eligibility options, our team is here to guide you through the process.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we provide flexible terms on unsecured credit card loans. With a total of $96,497,100 in loans helping members manage their finances effectively, our credit cards come with competitive rates and benefits designed for smart spending.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. In a market filled with options, having a reliable comparison tool is essential for making informed financial decisions. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This approach guarantees that users receive fair and transparent offers based on the latest results (Source: https://www.ncua.gov). By focusing on legitimate financial institutions, LendMesh builds trust through its commitment to accuracy. One of the key benefits of using LendMesh is its emphasis on Verified Data. All loan offers are sourced from trustworthy lenders, ensuring that users are presented with genuine options without hidden agendas. Additionally, LendMesh features No Sponsored Listings; lenders do not pay for priority placement. This means users can trust that the results they see are unbiased and reflect true market conditions. Another significant advantage is the Real-Time Rate Comparisons offered by LendMesh. Users can access up-to-date loan rates from multiple institutions, allowing them to make choices based on current offerings rather than outdated information. This feature helps individuals save money over time by enabling them to select loans that best meet their needs. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the platform's reliability and effectiveness in finding competitive rates. If you're ready to explore your loan options without the stress, compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

GEORGIA'S OWN CREDIT UNION - Roswell, GA

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans

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