Georgia's Own Moultrie GA Credit Union | Affordable Vehicle Loans & Business Banking

Introduction

At Georgia's Own, we believe in creating a community where financial growth and support go hand in hand. Located at 1705 4th Ave NE, Moultrie, GA 31768, our branch has been serving our members since 1934. Over the years, we've proudly grown to support 239,964 members with a commitment to providing exceptional banking services tailored to their needs. With total assets of $4,236,719,400 and total deposits reaching $301,106,489, we are well-equipped to help you with everything from personal banking to business loans. Our dedicated team of 704 employees, led by CEO Dave Preter and Board President Richard Burns, works tirelessly to ensure that each member feels valued and supported. Whether you're looking for an auto loan, mortgage options, or simply want to manage your savings more effectively, we have you covered. Our loan portfolio includes over 263,347 loans and leases designed to meet diverse financial needs. Plus, with an impressive cash reserve of $47,807,390, we're ready to assist you promptly. While members can visit us at our Moultrie branch for friendly service and support, official correspondence should be sent to the same address. We invite you to explore our range of services through our website at Georgia's Own, where you'll find helpful resources and information about membership eligibility. Our commitment goes beyond just banking; it's about building lasting relationships within our community. We encourage you to reach out or stop by for a visit our team is here for you! Feel free to call us at (229) 890-5418 during our operating hours: Monday through Thursday from 9 AM to 4 PM and Friday from 9 AM to 5:30 PM. Join us today in making your financial dreams a reality!

Branch History & Mission

Welcome to Georgia's Own, a credit union with a rich history and a deep commitment to serving our community in Moultrie, GA. Established in 1934, our branch has grown alongside the vibrant community we serve. Over the decades, we have expanded our services and embraced new technologies to better meet the needs of our members. Today, we proudly serve over 239,964 members, managing total assets of approximately $4.24 billion. Located at 1705 4th Ave NE, Moultrie, GA 31768, our branch is easy to find and accessible for all your banking needs. Whether you're visiting us for personal banking services or seeking assistance with loans and financing options, you can count on our dedicated staff to provide friendly and knowledgeable support. If you need to send official correspondence, please note that it can be addressed to the same location as our branch. At Georgia's Own, our mission is simple yet powerful: we strive to improve the financial well-being of our members while fostering a sense of community. We believe in empowering individuals through education and access to financial resources. Our comprehensive range of services includes checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. We take pride in being a community-focused organization. Our commitment extends beyond providing financial services; we actively engage in outreach programs that support local initiatives and partnerships aimed at making Moultrie a better place for everyone. From hosting financial literacy workshops to sponsoring local events, we are dedicated to giving back to the community that has supported us for nearly nine decades. In response to the evolving needs of our members, we offer modern conveniences such as online banking and mobile payment options. Our facilities are designed with accessibility in mind, ensuring that everyone can benefit from our services. We also feature an ATM on-site and drive-thru banking for added convenience. As we look toward the future, Georgia's Own remains committed to serving you with integrity and dedication. We invite you to join us on this journey experience the benefits of membership today! If you're ready to take control of your financial future or simply want more information about how we can assist you, reach out at 229-890-5418 or visit our website at Georgia's Own. Together, let's build a brighter future for you and your family!

Branch Location & Accessibility

Welcome to Georgia's Own, your friendly neighborhood credit union located at 1705 4th Ave NE in the heart of Moultrie, GA. We pride ourselves on being a convenient and accessible financial resource for our members. Whether you're stopping by to open a new account or need assistance with an existing one, we're here to help! Situated just off major routes, our branch is easy to find and offers ample parking for your convenience. You'll find us close to local landmarks, making your visit even more enjoyable. For those who prefer banking on the go, we have an ATM available right at the location, along with drive-thru services for quick and easy transactions. Our branch is committed to accessibility. We ensure that everyone can visit us comfortably with ADA-compliant features such as ramps and designated parking spaces. At Georgia's Own, we want to make your banking experience as smooth as possible. Our lobby hours are designed with you in mind: from Monday through Thursday, we're open from 9 AM to 4 PM, and on Fridays until 5:30 PM. Our dedicated team is ready to assist you during these hours. While members can visit us at 1705 4th Ave NE, official correspondence should be sent to the same address if needed. If you have any questions or would like more information about our services, feel free to give us a call at 229-890-5418. We invite you to come and see what Georgia's Own has to offer. Your journey towards better banking starts here!

Member Eligibility

Becoming a member of Georgia's Own is like joining a close-knit family that genuinely cares about your financial well-being. If you're looking to join us, you'll be pleased to know that membership is open to anyone who lives, works, or worships in the communities we serve. This means whether you're a student, a working professional, or simply someone seeking better financial options, you're welcome here! For more details on eligibility requirements, feel free to explore our website at this link. Opening an account is straightforward and can be done online. We pride ourselves on offering a range of services designed to make your banking experience rewarding and personal. From checking and savings accounts to loans and credit cards with great rewards, we are here to support you every step of the way. If you have any questions or need assistance during the process, don't hesitate to call us at (229) 890-5418. We look forward to welcoming you to Georgia's Own at 1705 4Th Ave Ne Moultrie Ga 31768!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1126 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $13 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $503,329,542, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Managing payments should be easy so you can focus on what you do best running your business. Our merchant services simplify transactions, allowing you to accept payments from customers seamlessly. Imagine a busy Saturday at your shop; with our quick payment processing options, you'll spend less time on transactions and more time serving your customers. Located conveniently at 1705 4Th Ave Ne, Moultrie, GA 31768, we're here to help you thrive. Call us at 229-890-5418 or visit our website Georgia's Own to learn more about how we can support your business journey!

Comprehensive List Of Services

Business Banking Solutions

Running a business comes with its own set of challenges. At Georgia's Own, we support local entrepreneurs with tailored business banking services including merchant services and business loans that can help you grow and thrive in today's economy.

Digital Banking Features

In this fast-paced world, convenience is key. Our online and mobile banking platforms allow you to manage your accounts anytime, anywhere. Whether it's checking your balance or transferring funds, everything is just a click away! Additionally, our ATM and cash withdrawal services ensure that accessing your money is quick and easy.

Drive-Thru & ATM Services

For those who prefer face-to-face interactions for simple transactions like deposits or withdrawals, we provide basic drive-thru banking options. Need cash on the go? Our ATMs are available for withdrawals and balance checks whenever you need them.

Final Thoughts

At Georgia's Own in Moultrie, we pride ourselves on being more than just a credit union; we're part of the community. Whether you're looking for personal finance solutions or business assistance, our dedicated team is ready to help. Feel free to reach out at 229-890-5418 if you have any questions about our services or would like to learn more about how we can assist you in achieving your financial goals. Join us today and experience the difference! For more information about membership eligibility or to open an account online, visit us at Georgia's Own.

Personal Banking Services

Whether you're just starting out or looking to manage your wealth, our personal banking services have got you covered. Open a checking or savings account with us and enjoy easy access to your funds. For those considering purchasing a vehicle, we offer auto loans and vehicle financing options that cater to various budgets. If homeownership is your goal, our mortgage loans and refinancing solutions provide competitive rates and flexible terms to help you secure your dream home. For unexpected expenses or consolidating debts, consider our personal loans which can give you the financial relief you need. Plus, with our credit cards featuring rewards, every purchase can earn you points for future benefits.

Digital & Online Banking

Accessible Online Banking

With our 24/7 online banking services, you can check your account balances, view transaction history, and manage your money whenever it suits you. No more waiting for bank hours everything you need is right at your fingertips. Plus, our user-friendly interface ensures that navigating through your accounts is simple and straightforward.

E-Statements and Mobile Features

Say goodbye to paper clutter! We offer e-statements that allow you to receive your account statements electronically. This not only keeps your information secure but also helps you stay organized. If you're always on the move, our mobile application gives you access to all of your banking needs right from your smartphone. With features like mobile payments and person-to-person transfers, sending money to friends or making payments has never been easier.

Security You Can Trust

While enjoying the perks of online banking, rest assured that your security is our priority. Although we do not currently offer electronic signature authorization, we have implemented strong measures to protect your information. Your peace of mind matters to us as much as providing convenient services. Whether you're managing bills or making quick transfers, Georgia's Own offers a comprehensive suite of digital tools designed with you in mind. Experience the ease of modern banking today!

Financial Strength

At Georgia's Own, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation to support your needs today and in the future. With a net worth of $463,803,561, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1111 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $923,310,057 in share certificates and $488,871,825 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $345,434,390 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $108,877 in used auto loans and a total of $3,109,102,769 in loans and leases. Our operational efficiency is reflected in our net income of $9,311,740, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 685 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts: 467,060 shows a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Georgia's Own is your trusted partner. Visit us at 1705 4Th Ave Ne Moultrie Ga 31768 or call 229-890-5418 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

At Georgia's Own, we understand that financial needs vary from person to person. That's why we offer a range of loan products designed to help you meet your goals, whether it's purchasing a car, buying a home, or managing everyday expenses. Located at 1705 4Th Ave Ne, Moultrie, GA 31768, our branch is ready to assist you with personalized service and competitive rates. With over 263347 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular; if you're looking to buy a new car, you'll be pleased to know that we have provided $237514201 in new vehicle loans and $562652914 in used vehicle loans already helping members get on the road. We pride ourselves on offering some of the lowest rates in the industry. Thinking about homeownership? Our mortgage options make buying or refinancing simple. With Junior Lien 1-4 Family Residential Properties loans totaling $446071867, we can help guide you through the home-buying process with ease. For those who need funds for business growth, our outstanding commercial loans totaling $503329542 provide the capital needed to expand and succeed. Additionally, we offer flexible terms on unsecured credit card loans, with a total of $96497100 in loans helping members manage their finances effectively. If you're considering refinancing your current loans or want to check your eligibility for any of our products, don't hesitate to reach out. Our team is available at (229) 890-5418 to answer any questions you might have. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Georgia's Own, we're committed to providing financial solutions that work for you!

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This means you can easily see which options are available to you without sifting through countless websites or deals. LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. These sources are regularly updated based on the latest results (Source: https://www.ncua.gov), ensuring that you receive fair and transparent offers every time you use the tool. One of the key benefits of LendMesh is Verified Data. All loan offers come from legitimate financial institutions, which helps maintain transparency in the comparison process. Additionally, No Sponsored Listings means that lenders are not prioritized based on paid promotions. LendMesh's goal is to provide unbiased results, allowing you to make informed decisions based solely on your needs. With Real-Time Rate Comparisons, users have access to up-to-date loan rates from multiple institutions. This feature makes it easier to find the best options available, tailored to your financial situation. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the tool's effectiveness in helping individuals secure favorable terms. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

GEORGIA'S OWN CREDIT UNION - Moultrie, GA

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Moultrie, GA (31768)