Georgia's Own Marietta GA Credit Union | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to Georgia's Own at our Marietta Branch, located conveniently at 401 Cobb Pkwy N, Marietta, GA 30062. Since we opened our doors in 1934, we have been dedicated to serving our community and helping our members achieve their financial goals. With a total membership of 239,964 and assets exceeding $4.2 billion, we pride ourselves on being a trusted partner in your financial journey. At Georgia's Own, we're not just about numbers; we're about people. Our team of 704 employees is here to provide personalized service and support for all your banking needs. Whether you're looking for auto loans, mortgages, or simply a place to manage your savings, we've got you covered. In fact, we currently manage over $301 million in deposits and have issued more than 263,347 loans and leases to help our members thrive. While members can visit us at our branch location, official correspondence should be sent to the same address: 401 Cobb Parkway North, Marietta, GA 30062. We are committed to making banking easy and accessible for you with services such as online banking, mobile payments, and drive-thru access. Led by CEO Dave Preter and Board President Richard Burns, we strive to create a welcoming environment where you can feel confident in your financial decisions. Our commitment to community impact is evident through various initiatives designed to enhance the lives of those around us. If you're ready to experience exceptional service and explore how we can help you reach your financial dreams, don't hesitate to call us at 770-428-3808 or visit our website at Georgia's Own. Join us today and become part of a credit union that truly cares!

Branch History & Mission

Join Us

As we look toward the future, Georgia's Own remains committed to serving Marietta and surrounding communities with passion and dedication. We invite you to join us on this journey towards financial well-being. Explore the benefits of membership today by visiting our website or apply directly here. Together, let's build a brighter financial future!

Our Mission

At Georgia's Own, our mission goes beyond just providing financial products. We aim to enrich the lives of our members by helping them achieve their financial goals while supporting local initiatives that uplift our community. Whether it's through partnerships with local organizations or educational workshops on personal finance, we're here to help you thrive. We believe in making a positive impact where it matters most right here in Marietta. By prioritizing accessibility and inclusivity, we strive to ensure that everyone can benefit from our services. Our shared service center makes it easy for members of partner credit unions to conduct transactions seamlessly. While members can visit us at 401 Cobb Pkwy N Marietta Ga 30062, official correspondence should be sent to 401 Cobb Parkway North, Marietta, GA 30062. If you have any questions or need assistance, feel free to reach out at (770) 428-3808.

Our Story

Georgia's Own started as a small credit union with a mission to provide affordable financial solutions for individuals and families. Over the decades, we have evolved significantly while staying true to our core values: service, integrity, and community support. Our branch at 401 Cobb Pkwy N is not just a place for banking; it's a hub for financial education and outreach, where we engage with local residents to foster economic empowerment. As we grew, so did our offerings. Today, we provide a wide range of services from checking and savings accounts to auto loans and mortgages all designed with you in mind. We also prioritize digital advancements that make banking easier for everyone, such as online and mobile banking options. Our drive-thru service ensures convenience for those on the go, while our ATM availability helps members access their funds anytime.

Branch Location & Accessibility

Welcome to Georgia's Own Marietta Branch, conveniently located at 401 Cobb Pkwy N in the heart of Marietta, GA. Our branch is nestled near popular landmarks, making it easy for you to stop by and take care of your banking needs while enjoying the vibrant community around us. If you need to send any official correspondence, please note that our mailing address is also 401 Cobb Parkway North, Marietta, GA 30062. At Georgia's Own, we prioritize accessibility for all our members. Our branch features ADA-compliant facilities, including ramps and designated parking spots for those who may need them. We understand that convenience matters, which is why our drive-thru service is available for quick transactions without leaving your vehicle. We're here to serve you during our operating hours: Monday through Thursday from 9:00 AM to 4:00 PM and Friday from 9:00 AM to 5:30 PM. Whether you want to open a new account or inquire about loan options, our friendly staff is ready to assist you. Additionally, we offer an ATM on-site for cash withdrawals and balance inquiries, ensuring you have access to your funds whenever needed. For members of partner credit unions, we provide shared services so you can perform basic transactions right here at our branch. If you have questions or would like more information about our services, don't hesitate to call us at 770-428-3808. We invite you to visit us soon and discover how Georgia's Own can help make your banking experience enjoyable and efficient!

Member Eligibility

At Georgia's Own, we believe that joining our community means becoming part of something special. Membership is open to a wide range of individuals, including those who live, work, or worship in the areas we serve, as well as their family members. If you're looking for a place that prioritizes your financial well-being and offers personalized service, you've come to the right spot! You can find more detailed eligibility criteria at this link. Becoming a member is simple and welcoming! Just visit us at 401 Cobb Pkwy N, Marietta, GA 30062, or give us a call at 770-428-3808 if you have any questions. We're here to help you take the first step toward accessing all the benefits we offer like low loan rates and friendly support. Ready to get started? You can easily open an account by checking out our online application here. Join us today and experience the difference at Georgia's Own!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,126 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $13 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $503,329,542, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Alongside our loan options, we offer merchant services designed to simplify payment processing for your business. Imagine being able to accept payments from customers easily and securely, allowing you to focus on what you do best growing your business. Our services help streamline transactions so you can enhance customer satisfaction while managing your finances efficiently. Visit us at 401 Cobb Pkwy N, Marietta, GA 30062, or call us at 770-428-3808 to learn more about how Georgia's Own can partner with you for success!

Comprehensive List Of Services

Additional Services

For those simpler transactions, we provide basic drive-thru banking for deposits and withdrawals along with shared branch transactions for partner credit union members. This means even if you're away from home, you can still access your funds easily. At Georgia's Own, we strive to make your banking experience as seamless as possible. If you have any questions or need assistance with any of our services, don't hesitate to reach out at 770-428-3808. Our friendly team is ready to help! Ready to explore what we can do for you? Visit us online at Georgia's Own or stop by our Marietta branch today!

Business Banking Made Easy

For our business members, we provide comprehensive business banking services, including merchant services and business loans. We understand that managing finances can be challenging for small businesses, so we're here to support your growth every step of the way.

Digital Banking Convenience

In today's fast-paced world, having access to your finances anytime is crucial. With our online and mobile banking features, you can manage your accounts right from your smartphone or computer. Whether it's transferring funds, checking balances, or making payments, everything is just a click away. We also offer ATM services for quick cash withdrawals and balance checks whenever you need them.

Loans That Fit Your Life

Life can throw unexpected expenses your way, and that's where our personal loans and debt consolidation services come in handy. We offer flexible terms that can help ease your financial burden. Plus, if you're looking for a credit card that rewards your spending habits, check out our credit cards with rewards perfect for earning points on everyday purchases.

Personal Banking Solutions

Whether you're looking to open a checking or savings account, we have options that fit different lifestyles. If you're planning to purchase a car, our auto loans and vehicle financing solutions make the process easy and affordable. Imagine cruising down the highway in your new ride without the stress of high payments! For those dreaming of homeownership, our mortgage loans and refinancing options are designed to help you secure the best deal possible.

Digital & Online Banking

At Georgia's Own, we understand that managing your finances should be as easy and secure as possible. That's why we offer a comprehensive suite of digital and online banking services designed to put you in control, wherever you are. With our online banking platform, you can access your accounts 24/7. This means whether it's early morning or late at night, you can check your balance, pay bills, and transfer money with just a few clicks. Our user-friendly interface ensures that even those who aren't tech-savvy can navigate their accounts without hassle. One of the standout features is our mobile application, which allows you to manage your finances right from your smartphone. You can make person-to-person transfers easily, send money to friends or family instantly, and enjoy the convenience of mobile payments for shopping on the go. Plus, our app supports e-statements, letting you view your account statements electronically whenever you need them no more waiting for the mail! Security is our top priority. Even though we do not offer electronic signature authorization at this time, rest assured that all transactions are protected with advanced security measures to keep your information safe. With Georgia's Own, you're not just getting banking services; you're getting peace of mind and accessibility at your fingertips. Join us today and experience how easy banking can be!

Financial Strength

At Georgia's Own, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial health with you, which reflects our commitment to serving you better every day. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $463,803,561, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.11% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $923,310,057 in share certificates and $488,871,825 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $345,434,390 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $108,877 in used auto loans and a total of $3,109,102,769 in loans and leases. Our operational efficiency is reflected in our net income of $9,311,740, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 685 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. In addition to this impressive performance: - Net Shares (Funds available for lending and investments): $0. - Total Share Accounts: 467,060, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Georgia's Own is your trusted partner. Visit us at 401 Cobb Pkwy N Marietta GA 30062 or call 770-428-3808 to learn more about how we can help you achieve your financial goals.

Loan Offering

At Georgia's Own, we understand that life brings various financial needs, and we're here to help you meet them with our diverse range of loan products. Located at 401 Cobb Pkwy N, Marietta, GA 30062, our branch is dedicated to serving our members with personalized solutions tailored to their unique situations. If you're looking to finance a vehicle, purchase a home, or manage your expenses more efficiently, we have options for you. With over 263347 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular if you're in the market for a new car, you'll be pleased to know that we offer some of the lowest rates in the industry. We've already issued $562,652,914 in used vehicle loans and $237,514,201 in new vehicle loans, helping many members get on the road with confidence. For those considering homeownership or refinancing existing mortgages, our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $446,071,867. We aim to make the process of buying or refinancing simple and straightforward. Additionally, if you're a business owner looking for funding, our outstanding commercial loans total $503,329,542 and provide the capital needed to grow and expand your business ventures. We also offer flexible terms on unsecured credit card loans. With a total of $96,497,100 in unsecured credit card loans already helping members manage their finances effectively, it's an excellent way to gain access to cash when you need it most. Refinancing options may be available for many of these products to help you lower your payments or consolidate debt just ask us about eligibility during your visit or call us at 770-428-3808. When it comes to financing your future at Georgia's Own, we've got you covered. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Come by our branch today or explore more on our website at Georgia's Own to find out how we can assist you with your loan needs!

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Georgias Own