Georgia's Own Kingsland GA Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to Georgia's Own, your trusted financial partner in Kingsland, GA. Located at 160 N Gross Rd, our branch has been serving the community since 1934. With a commitment to supporting our members, we proudly boast a total membership of 239,964 individuals who trust us with their financial needs. At Georgia's Own, we understand that banking is more than just transactions; it's about building relationships and making a positive impact in our community. Our assets total an impressive $4,236,719,400, allowing us to provide tailored services that include personal banking, auto loans, mortgage options, and business financing. Led by CEO Dave Preter and Board President Richard Burns, our team of 704 dedicated employees is here to ensure you receive personalized service every step of the way. We have successfully funded 263,347 loans and leases for our members, reflecting our dedication to helping you achieve your financial goals. While members can visit us at our physical location in Kingsland, official correspondence should be sent to the same address: 160 N Gross Rd, Kingsland, GA 31548-6229. We invite you to explore what Georgia's Own has to offer whether you're looking for competitive rates on savings accounts or need assistance with loans. With total deposits of $301,106,489 and a net worth of $463,803,561, your funds are secure with us. For more information or to get started with your banking journey today, give us a call at 912-729-2800 or visit our website at Georgia's Own. Join us as we continue to serve Kingsland and beyond!

Branch History & Mission

Join Us

We invite you to experience the benefits of membership with Georgia's Own. Join us today and become part of a credit union that truly cares about your financial well-being. Together, let's build a brighter future for you and your family in Kingsland! If you have any questions or would like more information about our services, please don't hesitate to call us at 912-729-2800 or visit our website at Georgia's Own.

Mission Statement

At Georgia's Own, our mission is simple yet powerful: to improve the lives of our members and strengthen our community. We are dedicated to offering not just financial products but also support and resources that help individuals achieve their goals. From first-time homebuyers to local businesses looking for growth opportunities, we strive to be a reliable partner every step of the way. We take pride in being involved in community outreach efforts that make a difference in Kingsland and beyond. Whether it's sponsoring local events or partnering with organizations for charitable causes, we understand that a strong community leads to stronger individuals. While members can visit us at 160 N Gross Rd, official correspondence should be sent to 160 N Gross Rd, Kingsland, GA 31548-6229. Our friendly staff is here during our operating hours Monday, Tuesday and Thursday from 9:00 am to 5:00 pm; Wednesday from 9:00 am to 1:00 pm; Friday from 9:00 am to 6:00 pm; and Saturday from 9:00 am to 12:00 pm to assist you with your financial needs.

Our Journey

Georgia's Own started its journey in the heart of Kingsland with a clear mission: to provide accessible financial services that empower our members. As we evolved through the decades, we embraced innovation while staying true to our core values. Our commitment to member service has driven us to expand our offerings significantly today, we provide a range of services including personal banking, auto loans, mortgage options, and business banking solutions. Our branch has adapted to changing times by incorporating digital advancements like online and mobile banking. We believe in making banking easy and convenient for everyone. With features such as ATM availability and drive-thru banking services, we ensure that our members can access their accounts swiftly and securely.

Branch Location & Accessibility

Drive-Thru Convenience

For those on the go, we offer drive-thru banking services where you can complete simple transactions without leaving your vehicle. This feature makes managing your finances even more convenient.

Get in Touch!

We invite you to come visit us at Georgia's Own in Kingsland! Have questions? Don't hesitate to call us at 912-729-2800. We're excited to help you with all your financial needs!

Nearby Landmarks and Accessibility

Located near local favorites and community spots, our branch is easily accessible for all members. With ample parking available, visiting us is hassle-free. We take pride in being ADA compliant, ensuring that everyone can navigate our facilities comfortably. If you require assistance, our friendly staff is always ready to help.

Operating Hours and Services

At Georgia's Own, we understand that your time is valuable. That's why we offer a variety of operating hours to accommodate your schedule: - Monday, Tuesday, Thursday: 9:00 AM - 5:00 PM - Wednesday: 9:00 AM - 1:00 PM - Friday: 9:00 AM - 6:00 PM - Saturday: 9:00 AM - 12:00 PM In addition to regular banking services like checking and savings accounts, we provide auto loans, personal loans, and business banking solutions. Need cash? Our ATM is available for quick withdrawals or balance checks anytime.

Member Eligibility

At Georgia's Own, we believe that everyone deserves a chance to be part of a welcoming and supportive community. If you're looking to become a member, you'll find that joining us is simple and accessible. To qualify, you need to meet certain criteria outlined on our website. Generally, anyone who lives, works, or worships in the local area can join, along with their family members. This means whether you're new to the community or have been here for years, you may be eligible! For complete details on eligibility, feel free to check out our page at Georgia's Own Membership. Once you've confirmed your eligibility, opening an account is just as easy! You can start your journey with us by visiting our online application at Account Opening. If you have any questions or need assistance during this process, don't hesitate to reach out to us at 912-729-2800. We're excited to welcome you into the Georgia's Own family at our branch located at 160 N Gross Rd, Kingsland, GA 31548!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,126 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $13 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $503,329,542, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer practical merchant services designed to streamline your operations. Imagine having a reliable payment processing solution that allows you to focus on what matters most growing your business. Our services make it easy for you to accept payments from customers, manage transactions efficiently, and enhance customer satisfaction. Visit us at 160 N Gross Rd, Kingsland, GA 31548, or call us at 912-729-2800 to learn more about how our business banking and commercial services can help you thrive!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and business owners in Kingsland, we provide tailored business banking solutions including merchant services and business loans. We understand that running a business requires reliable support, and we're here to ensure you have the financial tools necessary for success.

Credit Cards with Rewards

Don't forget about our credit cards! With rewards programs designed to give back, using your card for everyday purchases can earn you points towards future benefits. It's like getting paid for spending money wisely.

Digital Banking Convenience

In today's world, convenience is key. That's why we offer robust online and mobile banking features. Access your accounts anytime, anywhere from checking balances to making transfers all from your smartphone or computer. You can even pay bills online, making it easier than ever to stay on top of your finances.

Drive-Thru & Basic Services

For those who prefer face-to-face interactions but need efficiency as well, our basic drive-thru banking allows you to make deposits and withdrawals without leaving your vehicle. It's perfect for busy days when every minute counts! At Georgia's Own, we're committed to providing personalized service with a warm touch. Our team is always ready to assist you with any questions or needs you may have. Give us a call at 912-729-2800 or visit us today! Experience how easy banking can be with Georgia's Own your trusted financial partner in Kingsland!

Loans and Financing

For those planning to buy a vehicle or refinance an existing mortgage, we offer competitive auto loans and mortgage loans. Picture yourself driving away in a new car or settling into a home you've always dreamed of our loan specialists are ready to assist you every step of the way. Additionally, if you're looking for personal loans or debt consolidation options, Georgia's Own has solutions that can simplify your finances.

Personal Banking Solutions

Our personal banking services are tailored to fit your lifestyle. If you're setting up a new checking or savings account, our friendly staff can guide you through the process. Imagine having a place where you can safely store your money while earning interest our savings accounts do just that! Need quick access to funds? With our ATM and cash withdrawal services, you can easily manage your cash flow.

Digital & Online Banking

E-Statements and Person-to-Person Transfers

Stay organized with e-statements that allow you to view your financial activity without the clutter of paper statements. Plus, if you need to send money to friends or family, our person-to-person transfer service makes it quick and easy.

Mobile Application and Payments

Our mobile application is available for download, allowing you to access your accounts directly from your smartphone. You can even make mobile payments with ease! This feature lets you pay for purchases quickly without needing cash or cards just use your phone.

Online Banking Services

With our 24/7 online banking services available at Georgia's Own, you can easily check your account balances, view transactions, and transfer funds all from the comfort of your home or on the go. Whether you're paying bills or making transfers, we've made it easy for you to manage your finances in real-time.

Security You Can Trust

Your security is our top priority. While we currently do not offer electronic signature authorization, rest assured that all transactions are safeguarded with robust security measures so you can bank with confidence. At Georgia's Own, we are committed to providing accessible and efficient banking solutions tailored to fit your lifestyle. Join us today and experience how easy banking can be!

Financial Strength

At Georgia's Own, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on maintaining a strong foundation that allows us to serve you better every day. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $463,803,561, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1111 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $923,310,057 in share certificates and $488,871,825 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $345,434,390 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $108,877 in used auto loans and a total of $3,109,102,769 in loans and leases available. Our operational efficiency is reflected in our impressive net income of $9,311,740, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 685 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With net shares available for lending and investments at $0 and a total of 467,060 share accounts, we show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Georgia's Own is your trusted partner. Visit us at 160 N Gross Rd Kingsland Ga 31548 or call 912-729-2800 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $562,652,914 in used vehicle loans and $237,514,201 in new vehicle loans already helping members get on the road. Whether you prefer a brand-new vehicle or a reliable used option, we have financing solutions that cater to both choices.

Credit Lines and Commercial Loans

For those who need additional flexibility, we provide credit lines totaling $1,102,074,554. This option is great for managing unexpected costs or making larger purchases without disrupting your budget. Additionally, our outstanding commercial loans totaling $503,329,542 provide business owners with the capital needed to grow and expand their operations. Whether you're applying for an auto loan or exploring mortgage options, our experienced team at Georgia's Own is ready to assist you every step of the way. For more information on eligibility requirements and how to apply, feel free to give us a call at (912) 729-2800 or visit our website at Georgia's Own. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're committed to being transparent about our offerings and ensuring you have all the necessary information as you embark on your financial journey with us.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $446,071,867, make buying or refinancing simple. We offer competitive rates and flexible terms that can fit your financial situation perfectly. If you're considering refinancing your current mortgage, our team can guide you through the eligibility process for potential savings.

Unsecured Credit Card Loans

Managing everyday expenses is easier with our unsecured credit card loans. With a total of $96,497,100 in loans helping members manage their finances effectively, we offer flexible terms that allow you to use credit responsibly while also earning rewards.

Loan Aggregator

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GEORGIA'S OWN CREDIT UNION - Kingsland, GA

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans

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