Georgia's Own Grayson GA Credit Union | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Georgia's Own in Grayson, where community and financial wellness come together! Established in 1934, our credit union has been a trusted partner for nearly a century, serving 239,964 members with dedication and care. Located at 2437 Loganville Hwy, Grayson, GA 30017, we invite you to discover how our local expertise can help you achieve your financial goals. At Georgia's Own, we pride ourselves on our strong foundation of trust and reliability. With total assets exceeding $4.2 billion and total deposits reaching $301,106,489, we are committed to providing you with exceptional services tailored to your needs. Our leadership team, including CEO Dave Preter and Board President Richard Burns, works tirelessly to ensure that our members receive the best support possible. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to the same address: 2437 Loganville Hwy, Grayson, GA 30017. Our team is here to assist you with everything from personal banking and auto loans to business financing options. With a net worth of $463,803,561 and cash in hand totaling $47,807,390, we stand ready to serve your financial needs confidently. Plus, with over 704 employees, we are proud to offer personal service that makes banking a breeze. Explore our range of services today by visiting our website at Georgia's Own or call us directly at 404-575-1889. We look forward to welcoming you into our community!

Branch History & Mission

Georgia's Own has a proud legacy that began in 1934, right here in Grayson, GA. Over the decades, we have grown from a small financial institution to a thriving credit union with a strong commitment to our members and the community. Our branch, located at 2437 Loganville Hwy, has become a cornerstone of support for local families and businesses alike. As of now, we proudly serve 239,964 members and manage total assets exceeding $4.2 billion. This growth reflects our dedication to providing exceptional service and innovative financial solutions tailored to meet the needs of our community. Our headquarters in Atlanta is where it all started, but our focus remains on enhancing the lives of those we serve in Grayson and beyond. Our mission at Georgia's Own is simple yet powerful: to improve the financial well-being of our members while fostering a sense of community. We offer various services including personal banking, auto loans, mortgage refinancing, and credit cards with rewards all designed with our members' best interests in mind. We also take pride in our efforts to support local initiatives and charities that uplift the community. While members can visit us at 2437 Loganville Hwy for all their banking needs, official correspondence should be sent to the same address. Our branch is equipped with an ATM and provides drive-thru banking for added convenience during operating hours: Monday through Thursday from 9:00 AM to 4:00 PM and Friday from 9:00 AM to 5:30 PM. At Georgia's Own, we are committed to embracing digital advancements that enhance accessibility and efficiency for our members. Our online banking platform allows you to manage your finances anytime, anywhere. We also ensure ADA compliance so that everyone can utilize our services without barriers. We believe that partnerships are key to community growth. That's why we engage in outreach programs that support education, health initiatives, and economic development within Grayson. Join us at Georgia's Own! Experience firsthand how we prioritize your financial goals while nurturing the community spirit that makes Grayson special. Whether you're looking for a new loan or simply want guidance on managing your money better, we're here for you every step of the way. Reach out today at 404-575-1889 or visit us online at Georgia's Own to learn more about membership benefits!

Branch Location & Accessibility

Call-to-Action

Ready to experience all that Georgia's Own has to offer? Feel free to give us a call at 404-575-1889 or drop by our branch today! We look forward to helping you meet your financial needs in a friendly and welcoming environment.

Nearby Landmarks and Accessibility Features

Situated near popular landmarks, Georgia's Own is close to several shopping areas and parks, making it easy for you to stop by while running errands or enjoying a day out. Our branch is designed with accessibility in mind; we comply with ADA standards, featuring ramps and other facilities that ensure everyone can visit us comfortably.

Operating Hours and Services

We invite you to come see us during our operating hours: Monday through Thursday from 9:00 AM to 4:00 PM, and Friday from 9:00 AM to 5:30 PM. Whether you're looking for personal banking services like checking and savings accounts or need assistance with loans, our knowledgeable staff is here to help. For added convenience, we offer drive-thru banking so you can complete your transactions without leaving your car. Plus, if you're on the go, take advantage of our ATM services available at the branch. As part of a shared service center network, we also provide basic transaction services for members of partner credit unions.

Member Eligibility

At Georgia's Own, we believe that everyone deserves a supportive financial community. Becoming a member is straightforward and welcoming! If you live, work, or worship in our community or have a family member who is already a member, you're likely eligible to join us. We're here to empower you with personalized banking solutions tailored to your needs. For more detailed information on eligibility criteria, feel free to visit this page. Opening an account is just as easy as becoming a member! You can start your journey with us by visiting this link, where you'll find all the steps outlined for a smooth application process. If you have any questions, don't hesitate to reach out to us at 404-575-1889. We're excited to help you take the next step toward better financial health at Georgia's Own, located at 2437 Loganville Hwy, Grayson, GA 30017!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services that make everyday transactions easier. Imagine effortlessly accepting payments from customers while keeping track of your sales all from one platform. This means you can focus on what truly matters: growing your business. Visit us at 2437 Loganville Hwy, Grayson, GA 30017 or call us at 404-575-1889 to explore how Georgia's Own can support your business banking needs today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1126 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $13 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $503,329,542, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Support

For our business members, we offer comprehensive business banking services, including merchant services and business loans. We believe that supporting local businesses is vital for community growth, so we are here to help you succeed.

Convenient Access

Our branch also features basic drive-thru banking for quick transactions like deposits and withdrawals. Plus, if you're a member of another partnering credit union, enjoy shared branch transactions for deposits and withdrawals at our location. With an ATM available on-site, accessing cash has never been easier!

Financing Your Dreams

If you're looking to buy a car or refinance your current mortgage, our auto loans and vehicle financing options make it easy to get behind the wheel of your dream car. We also offer mortgage loans and refinancing solutions that can help you secure your ideal home or lower your monthly payments. For those unexpected expenses or opportunities, our personal loans and debt consolidation services provide the flexibility you need.

Get Started Today!

Ready to take control of your financial journey? Call us at 404-575-1889 or visit us online at Georgia's Own to learn more about how our services can benefit you. Whether you're opening an account or exploring loan options, we're here to support you every step of the way!

Personal Banking Made Easy

We understand that managing money can sometimes feel overwhelming. That's why our personal banking services include checking and savings accounts designed for convenience and accessibility. Imagine having all your banking needs just a few clicks away! With our online and mobile banking options, you can check your balance, transfer funds, and pay bills from the comfort of your home or on the go.

Smart Credit Choices

In today's world, having a good credit card can help you manage expenses while earning rewards. Our credit cards come with attractive rewards programs that suit various lifestyles. Whether you're using it for daily purchases or special occasions, you'll find value in every swipe.

Digital & Online Banking

Key Features

Our online banking platform offers a variety of user-friendly features that put you in control of your finances. You can access e-statements anytime, ensuring you stay organized without the clutter of paper. If you're looking for a quick way to send money to friends or family, our person-to-person transfer feature lets you do just that with just a few taps. If convenience is what you seek, you'll love our mobile application. Available for download, it allows you to manage your accounts right from your smartphone. Plus, our mobile payments feature means you can make purchases directly from your device no need to dig for cash or cards!

Security and Accessibility

We prioritize your security while providing these convenient services. Although we do not offer electronic signature authorization at this time, rest assured that all transactions are protected with top-notch security measures to keep your information safe. With everything from checking balances to making payments available at your fingertips, managing your money has never been easier. Join us at Georgia's Own and experience the freedom of digital banking today!

Financial Strength

Growing Member Base

Our commitment to serving you is evident with a total of 467,060 share accounts, showing a strong and growing member base that trusts us with their finances. This trust allows us to keep expanding our services while maintaining financial stability. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Georgia's Own is your trusted partner. Visit us at 2437 Loganville Hwy Grayson Ga 30017 or call 404-575-1889 to learn more about how we can help you achieve your financial goals.

Investments in Member Services

With $345,434,390 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $108,877 in used auto loans and a total of $3,109,102,769 in loans and leases available for various member needs.

Operational Efficiency

Our efficient operations are highlighted by a net income of $9,311,740, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 685 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team.

Secure Savings Options

Members' savings are secured through $923,310,057 in share certificates and $488,871,825 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $463,803,561, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1111 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Loan Options

For those looking for personal loans or debt consolidation options, we provide straightforward lending solutions to help you achieve your financial objectives. Plus, if you're considering expanding your business, our outstanding commercial loans totaling $503,329,542 provide the capital needed for growth and success.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $562,652,914 in used vehicle loans and $237,514,201 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our team is here to assist you every step of the way.

Credit Card Loans

Managing day-to-day expenses? We also offer flexible terms on unsecured credit card loans, with a total of $96,497,100 in loans helping members manage their finances effectively. Our credit cards come with rewards programs and low-interest rates that can benefit your spending habits.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $446,071,867, make buying or refinancing simple. We offer various plans that cater to first-time buyers as well as those looking to refinance their existing mortgages.

Refinancing and Eligibility

We understand that circumstances change over time. That's why we also offer refinancing options on many of our loan products. If you're interested in learning more about eligibility requirements or specific loan offerings at Georgia's Own, don't hesitate to reach out. Our friendly staff is available at 404-575-1889 to answer any questions you may have. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We are dedicated to ensuring that our members have access to affordable lending solutions that empower them financially. Visit us at 2437 Loganville Hwy Grayson Ga 30017, where our team is ready to help you get started on your next financial venture!

Loan Aggregator

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GEORGIA'S OWN CREDIT UNION - Grayson, GA

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Personal Loans

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Vehicle Loans

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