Georgia's Own Eastman GA Credit Union | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to Georgia's Own at our Eastman Branch, located at 854 College St, Eastman, GA 31023. Since our establishment in 1934, we have proudly served our community, growing to a membership of nearly 240,000 individuals who trust us for their financial needs. With assets totaling over $4.2 billion, we are committed to providing reliable and personalized banking services. At Georgia's Own, we understand the importance of community support and strive to make a positive impact through various financial offerings. Our total deposits stand at an impressive $301 million, reflecting the trust placed in us by our members. We are dedicated to helping you achieve your financial goals with a variety of services, including personal and auto loans, mortgages, and business banking solutions. Our leadership team is here to guide you every step of the way. Under the stewardship of CEO Dave Preter and Board President Richard Burns, we foster a culture of transparency and integrity. Our knowledgeable staff is ready to assist you with any inquiries or services you may need. While members can visit us at our branch location, official correspondence should be sent to the same address: 854 College St, Eastman, GA 31023-6770. If you're looking for a credit union that puts its members first while maintaining strong financial health with net worth exceeding $463 million look no further. We invite you to explore everything Georgia's Own has to offer by visiting our website at www.georgiasown.org or giving us a call at 478-374-7777. Come join our family today!

Branch History & Mission

Join Us

At Georgia's Own, we believe that together we can achieve more. If you're looking for a financial partner that prioritizes your success and well-being, we invite you to join us today. Experience firsthand the benefits of being part of a credit union committed to your prosperity. For more information on membership or services offered, give us a call at 478-374-7777, or visit us online at Georgia's Own. Together, let's build a stronger future!

Modern Services

To better serve you, we have embraced modern technology while ensuring accessibility for everyone. Our services include online and mobile banking options that allow you to manage your finances conveniently from anywhere. We maintain ADA compliance across all platforms so that every member can access our services without barriers. For those who prefer face-to-face interactions, our branch features a drive-thru service for quick transactions and an ATM for easy access to cash. We invite you to visit us during our operating hours: Monday, Tuesday, Thursday, and Friday from 9:00 AM to 5:00 PM. While members can visit us at 854 College St, official correspondence should be sent to 854 College St, Eastman, GA 31023-6770 if it differs from the branch address.

Our Mission

At Georgia's Own, our mission is simple yet profound: we strive to empower our members by offering accessible financial solutions tailored to their unique needs. Whether it's personal banking, auto loans, or mortgage refinancing, we are here to guide you every step of the way. We believe in building a brighter future for everyone in our community through responsible lending practices and educational resources. We also recognize the importance of giving back. Our outreach efforts include partnerships with local organizations that support education and financial literacy. By investing in our community, we aim to create opportunities that uplift not just our members but all residents of Dodge County.

Branch Location & Accessibility

Accessibility Features

At Georgia's Own, we believe that banking should be accessible to everyone. Our branch is ADA compliant, featuring ramps and other accessibility options to ensure all members can comfortably visit us. Plus, ample parking is available right outside the door, so you won't have to worry about finding a spot during your visit.

Conveniently Located

Nestled near local landmarks, our Eastman branch is easily accessible for all members. Whether you're coming from downtown or nearby neighborhoods, you'll find us conveniently situated, making it easy to pop in for a quick transaction or to discuss your financial goals.

Operating Hours & Services Offered

We understand that life can get busy, which is why our lobby hours are designed to fit into your schedule. You can visit us Monday through Friday from 9:00 AM to 5:00 PM. During these hours, we offer a wide range of services including personal banking like checking and savings accounts, auto loans, mortgage options, credit cards with rewards, and business banking solutions. For those on the go, we also provide convenient ATM access and drive-thru banking for simple transactions.

Stay Connected

If you ever have questions or need assistance while planning your visit, feel free to call us at 478-374-7777. Our dedicated team is here to help you navigate your financial needs with care and expertise. Whether you're opening a new account or seeking advice on loans and financing options, we invite you to come see us at Georgia's Own. We look forward to welcoming you into our community!

Member Eligibility

Becoming a member of Georgia's Own feels like joining a family dedicated to your financial well-being. If you live, work, or worship in certain areas or are affiliated with specific groups, you may already be eligible to join us! We welcome individuals who want to take advantage of our great rates and friendly service. To learn more about the eligibility criteria that might apply to you, check out our detailed guide at this link. Opening an account with us is a breeze! You can easily start the process online by visiting our account opening page. If you have any questions or need assistance, feel free to call us at (478) 374-7777. We're here to help you every step of the way as you become part of the Georgia's Own community located at 854 College St Eastman Ga 31023.

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer essential merchant services that streamline your daily operations. Imagine having a payment processing solution that not only accepts payments efficiently but also provides insights into your sales trends. Our tools allow you to manage transactions easily and focus more on what truly matters growing your business. Located at 854 College St, Eastman, GA 31023, we invite you to visit us or give us a call at 478-374-7777. Let's work together to bring your business vision to life!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,126 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $13 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $503,329,542, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

If you're a business owner or looking to start one, we have specialized services just for you. Our business banking solutions include merchant services and business loans that can provide the capital needed to take your venture further. Your success is important to us!

Convenient Access

At Georgia's Own, convenience is key. We have an ATM available for quick withdrawals and balance checks right at your fingertips. For those who prefer face-to-face interactions, our basic drive-thru banking allows for easy deposits and withdrawals without leaving your car. Our friendly staff is always ready to assist you during lobby hours from Monday to Friday, 9:00 AM - 5:00 PM. Have questions? Feel free to give us a call at 478-374-7777 we're here for you! In summary, whether you're managing personal finances or running a business, Georgia's Own offers comprehensive financial services designed with your needs in mind. Visit us today at 854 College St in Eastman or explore more about what we offer on our website at Georgia's Own. Let us help you take control of your financial future!

Credit Cards

Don't forget about our credit cards with rewards! These cards not only allow you to make purchases but also earn points that can be redeemed for exciting rewards whether it's travel, cash back, or merchandise.

Home Financing

For those dreaming of homeownership, our mortgage loans and refinancing services are tailored to guide you through the process smoothly. Our team is ready to help you find the best solution that meets your budget and goals.

Personal Banking

When it comes to personal banking, we offer checking and savings accounts that fit your lifestyle. Imagine having easy access to your funds through our online and mobile banking platforms, allowing you to manage your money anytime, anywhere. With features like e-statements and person-to-person payment options, staying on top of your finances has never been easier. If you're thinking about purchasing a vehicle or need some financial flexibility, our auto loans and vehicle financing options provide competitive rates designed to get you on the road with confidence. We also offer personal loans for debt consolidation or unexpected expenses perfect for those moments when life throws you a curveball.

Digital & Online Banking

Key Features of Our Digital Banking Services

With our online banking services available at Georgia's Own, you can enjoy 24/7 access to your accounts. This means you can check balances, pay bills, and transfer money whenever it suits you. Plus, our mobile application makes it even more convenient, putting banking right in the palm of your hand. You'll find that using our app for mobile payments is not only simple but also secure. One of the best ways to stay organized is through e-statements, which are available for all members. No more paper clutter; view your statements online and keep track of your transactions effortlessly. We also offer person-to-person transfers, making it easy to send money to friends or family without the hassle of cash or checks.

Security and Ease of Use

Your security is our top priority. Although we do not currently offer electronic signature authorization, rest assured that all transactions made through our website and mobile app are protected with robust security measures. Our user-friendly design ensures that even those new to digital banking can navigate their accounts with ease. In short, Georgia's Own is dedicated to providing you with accessible and reliable digital banking options that fit into your lifestyle. Take advantage of these features today by visiting our website and experience hassle-free banking like never before!

Financial Strength

At Georgia's Own, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial position, which reflects our commitment to serving you with reliability and integrity. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $463,803,561, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1111 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $923,310,057 in share certificates and $488,871,825 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $345,434,390 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $108,877 in used auto loans and a total of $3,109,102,769 in loans and leases. Our operational efficiency is reflected in our net income of $9,311,740, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 685 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at an impressive 467,060, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Georgia's Own is your trusted partner. Visit us at 854 College St Eastman Ga 31023 or call 478-374-7777 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $562,652,914 in used vehicle loans and $237,514,201 in new vehicle loans already helping members get on the road. We provide flexible terms and financing options that make it easier for you to get behind the wheel.

Business Financing

For business owners, our outstanding commercial loans totaling $503,329,542 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are committed to supporting local entrepreneurs. At Georgia's Own, we also have refinancing options available for many of our products. If you're interested in lowering your monthly payments or consolidating debt into one manageable loan, we're here to assist you through the process. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. For more information about eligibility and how to apply for any of our loan products, feel free to contact us at (478) 374-7777 or visit our website at Georgia's Own. We're excited to help you take the next step towards your financial success!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $446,071,867, making buying or refinancing simple. We aim to provide straightforward solutions so you can focus on what matters most your new home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $96,497,100 in loans helping members manage their finances effectively. These cards come with competitive interest rates and rewards that can benefit your everyday spending.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This user-friendly tool helps individuals navigate the lending landscape with ease. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach guarantees that users receive fair and transparent offers tailored to their needs. One key advantage of using LendMesh is its commitment to verified data. Loan offers are sourced exclusively from legitimate financial institutions, ensuring transparency throughout the comparison process. Additionally, LendMesh operates without sponsored listings, meaning lenders are not prioritized based on paid promotions. This impartiality allows users to make informed decisions without hidden biases affecting their choices. Moreover, LendMesh provides real-time rate comparisons, giving users access to up-to-date loan rates from multiple institutions. This feature empowers borrowers to choose the best option for their financial situation efficiently. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of this tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

GEORGIA'S OWN CREDIT UNION - Eastman, GA

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans

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Loan rates in Eastman, GA (31023)