Georgia's Own Conyers GA Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Georgia's Own, your trusted financial partner in the heart of Conyers, GA. Since our establishment in 1934, we have been dedicated to serving our community with a strong commitment to member satisfaction and financial well-being. Located at 1861 Highway 138 SE, Conyers, GA 30013, we take pride in being more than just a credit union; we are a family that supports each other in achieving financial goals. With over 239,964 members and total assets exceeding $4.2 billion, Georgia's Own is equipped to provide a wide range of services tailored to meet your needs. Our offerings include personal banking solutions like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. We also support businesses with merchant services and business loans. Led by our experienced CEO, Dave Preter, and Board President Richard Burns, our team of over 700 employees is here to ensure that you receive personalized service every time you visit or contact us. We understand that finances can sometimes feel overwhelming, but we're here to guide you every step of the way. While members can visit us at 1861 Highway 138 SE, official correspondence should be sent to the same address for convenience. With total deposits amounting to $301,106,489 and cash on hand at $47,807,390, you can trust that your money is safe with us. At Georgia's Own, we believe in giving back to our community. Our commitment extends beyond just banking; we aim to make a positive impact through various local initiatives. Whether it's through financial education programs or community events, we strive to support those around us. If you're looking for a reliable partner for your financial journey, look no further! Visit us today or give us a call at 404-874-1166 to learn more about how we can help you achieve your financial dreams. Together, let's build a brighter future!

Branch History & Mission

Join Us!

We invite you to become part of our family at Georgia's Own. Experience personalized service combined with competitive rates and flexible solutions designed for your financial journey. Whether you're looking for help with saving for a home or financing your next vehicle purchase, we're here for you. Visit us during our operating hours Monday through Thursday from 9:00 AM to 4:00 PM; Friday from 9:00 AM to 5:30 PM; and Saturday from 9:00 AM to 1:00 PM or call us at 404-874-1166. Together, let's build a brighter financial future!

Our Journey

Georgia's Own began its journey with a small group of visionaries who believed in the power of cooperative banking. From humble beginnings, we have expanded significantly, now boasting a total membership of 239,964 and total assets amounting to an impressive $4,236,719,400. Our branch is situated at 1861 Highway 138 SE Conyers, GA 30013, a convenient location easily accessible for all. For official correspondence, please direct your mail to the same address. As we evolved through the decades, we embraced new technologies while ensuring our services remained user-friendly and accessible. Today, we offer online banking options along with mobile payments and e-statements to meet the diverse needs of our members. Our dedication to accessibility extends beyond digital services; we are proud to maintain ADA compliance throughout our facilities.

Our Mission

At Georgia's Own, our mission is simple yet profound: to empower individuals and families by providing affordable financial solutions that enhance their lives. We believe in supporting not only your financial well-being but also the growth of our community. Our focus on personal service means that every member is treated like family; we strive to make banking easy and approachable. In addition to standard banking services such as checking and savings accounts, auto loans, and credit cards with rewards, we actively engage in community outreach efforts. We partner with local organizations to promote financial literacy and provide resources for those in need.

Branch Location & Accessibility

Accessibility Features

We prioritize accessibility for all our members. Our branch is fully ADA compliant, with ramps and clear pathways to ensure that everyone can enjoy our services without any hassle. There's ample parking available right outside the entrance, so you won't have to worry about finding a spot when you visit us.

Call-to-Action

Come see how Georgia's Own can help you achieve your financial goals! Visit us today or reach out by phone we're here for you!

Operating Hours

At Georgia's Own, we understand that life can be busy. That's why we offer flexible operating hours to accommodate your schedule. Our lobby is open Monday through Thursday from 9:00 AM to 4:00 PM, Friday from 9:00 AM to 5:30 PM, and Saturday from 9:00 AM to 1:00 PM. We want you to feel welcome whenever you come by!

Services Offered

We're proud to provide a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need cash? Our ATM is available for your convenience, and if you prefer the drive-thru option, we offer basic banking transactions right from your car. While members can visit us at 1861 Highway 138 SE, official correspondence should be sent to the same address for consistency. If you have any questions or need assistance, don't hesitate to give us a call at 404-874-1166.

Member Eligibility

Becoming a member of Georgia's Own is like joining a warm, welcoming family that truly cares about your financial well-being. If you live, work, or worship in specific areas of Georgia, or if you have a family member who is already a member, you're likely eligible to join us! We believe everyone deserves access to affordable financial services and community support. To find out all the details about eligibility and see if you fit, just visit our website at Georgia's Own Membership. Opening an account is straightforward and inviting. You can easily apply online by visiting this link or give us a call at 404-874-1166 if you have any questions. We're here to help you every step of the way! Come visit us at 1861 Highway 138 SE, Conyers, GA 30013 and discover how being part of Georgia's Own can benefit you.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,126 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $13 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $503,329,542, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer robust merchant services that help streamline your transactions. Imagine effortlessly processing payments while focusing on what you do best running your business. Our services include everything from card processing to online payment solutions, ensuring you can cater to your customers' preferences without hassle. For more information about how we can help your business thrive, visit us at 1861 Highway 138 SE, Conyers, GA 30013, or call us at 404-874-1166. Let's grow together!

Comprehensive List Of Services

ATM and Drive-Thru Services

We know that sometimes you just need quick access to cash or want to handle simple transactions without stepping inside. Our branch offers an ATM for easy cash withdrawal, along with basic drive-thru banking services where you can conduct deposits and withdrawals without leaving your car.

Business Banking

If you're a business owner, we understand how important it is to have financial solutions that cater specifically to your needs. Our business banking services include merchant services for accepting payments seamlessly and various types of business loans to help fund your growth.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why at Georgia's Own, we provide robust online and mobile banking platforms. With features like mobile payments, e-statements, and person-to-person transfers, accessing your money has never been easier. You can check balances, make deposits, or transfer funds right from your smartphone or computer.

Personal Banking

Our personal banking options begin with checking and savings accounts that help you manage your day-to-day finances while earning interest on your savings. We know life can be unpredictable, so our auto loans and vehicle financing options are here to help you get behind the wheel of a reliable car without breaking the bank. If you're considering buying a home, our mortgage loans and refinancing services provide competitive rates and personalized assistance throughout the process. For those who need extra cash for unexpected expenses or to consolidate debt, we offer personal loans that can make managing your finances easier. Plus, our credit cards with rewards give you the chance to earn points on everyday purchases while enjoying low rates.

Shared Branch Transactions

In addition to our services, we participate in shared branching networks. This means if you're a member of another participating credit union, you can still make basic transactions like deposits and withdrawals at our branch. At Georgia's Own in Conyers, we're not just about providing financial products; we're about building relationships with our members. We invite you to explore all that we offer by visiting us or calling us at 404-874-1166. Let us help you take control of your financial future today!

Digital & Online Banking

Key Features

Managing your money has never been simpler with features like e-statements, which allow you to view your account statements digitally. This means less paper clutter and instant access to important information. Plus, with our mobile application, you can bank right from your smartphone. Whether you're out shopping or relaxing at home, you can easily make payments using our mobile payments feature. Need to send money to a friend? Our person-to-person transfer option lets you do just that without any hassle. It's quick and straightforward perfect for splitting a bill or sending a gift. While we currently do not support electronic signature authorization, rest assured that our systems prioritize your security at every step. We employ advanced security measures to keep your data safe so you can focus on what matters most. At Georgia's Own, we are committed to providing accessible and easy-to-use banking solutions tailored for our members. Whether you're tech-savvy or just starting with online banking, you'll find that managing your accounts is simple and effective. Join us today and discover how convenient banking can be!

Financial Strength

At Georgia's Own, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to maintaining a strong financial foundation, ensuring that your money is safe and well-managed. With a net worth of $463,803,561, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.11% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $923,310,057 in share certificates and $488,871,825 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $345,434,390 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $108,877 in used auto loans and an impressive $3,109,102,769 in total loans and leases. Our operational efficiency shines through with a net income of $9,311,740, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 685 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at an impressive 467,060, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Georgia's Own is your trusted partner. Visit us at 1861 Highway 138 SE Conyers GA 30013 or call 404-874-1166 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $562,652,914 in used vehicle loans and $237,514,201 in new vehicle loans already helping members get on the road. We provide financing options that are flexible and tailored to fit your budget. Additionally, if you're interested in refinancing an existing auto loan, we can help you explore those options as well.

Business Loans

For business owners, our outstanding commercial loans totaling $503,329,542 provide the capital needed to grow and expand. We know how important it is for businesses to have access to funds when opportunities arise. At Georgia's Own, we pride ourselves on being more than just a financial institution; we're a partner invested in your success. You can count on us for transparent advice and reliable support throughout your borrowing journey. If you're ready to take the next step or want more information about our loan offerings at our branch located at 1861 Highway 138 Se Conyers Ga 30013, feel free to reach out at 404-874-1166 or visit us during our operating hours: Monday through Thursday from 9:00 AM to 4:00 PM and Friday from 9:00 AM to 5:30 PM. On Saturdays, we're open from 9:00 AM until 1:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you navigate your financial journey with confidence!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $446,071,867 to assist members in achieving their dream of owning a home. If you're unsure about eligibility or would like to learn more about our refinancing opportunities, our team is here to guide you through every step.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $96,497,100 in loans helping members manage their finances effectively. Our credit card offerings are designed to provide convenience and support for your purchasing needs without the stress of high-interest rates.

Loan Aggregator

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GEORGIA'S OWN CREDIT UNION - Conyers, GA

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans

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