Georgia's Own Buford GA Credit Union | Low Mortgage Rates & Business Banking

Introduction

Welcome to Georgia's Own, your trusted credit union located at 3360 Buford Dr, Buford, GA 30519. Since our establishment in 1934, we have been dedicated to serving our community and providing exceptional financial services. With a membership base of over 239,964 individuals, we pride ourselves on fostering strong relationships built on trust and reliability. At Georgia's Own, we understand that financial decisions can significantly impact your life. That's why we strive to offer personalized solutions tailored to meet your unique needs. Our total assets stand impressively at $4,236,719,400, ensuring that we have the resources to support you through every financial journey. While members can visit us at our Buford branch for all their banking needs, official correspondence should be sent to the same address: 3360 Buford Dr, Buford, GA 30519. Whether you're looking for personal banking options like checking and savings accounts or loans for vehicles and homes, our dedicated team is here to assist you. Led by CEO Dave Preter and Board President Richard Burns, our team of 704 employees is committed to making your experience with us as smooth as possible. We believe in giving back to the community that supports us, which is reflected in our net worth of $463,803,561 and total deposits of $301,106,489. We invite you to explore what Georgia's Own has to offer. Whether you're interested in opening an account or learning more about our services including online and mobile banking please don't hesitate to reach out. Call us today at 404-575-1891, or visit our website at Georgia's Own for more information. Join us in building a brighter financial future together!

Branch History & Mission

Community Commitment

Community outreach is an essential part of who we are. Our partnerships with local organizations allow us to engage actively in various initiatives that enrich the lives of those around us. Whether it's sponsoring educational programs or participating in charitable events, we are dedicated to giving back. While members can visit us at 3360 Buford Dr for their banking needs, official correspondence should be sent to the same address for clarity. You can also reach out via phone at 404-575-1891 if you have questions or need assistance. In conclusion, Georgia's Own invites you to become part of our family! Join us today and experience the benefits of being a member of a credit union that truly cares about your financial well-being and community growth. Together, we can achieve more!

Our Mission

At Georgia's Own, we believe that financial wellness goes hand in hand with community support. Our mission statement emphasizes not only providing top-notch financial products but also uplifting those around us. We aim to empower our members by offering tools for personal banking, auto loans, mortgages, and business financing all designed with your needs in mind. We also take pride in our digital advancements that make banking easier than ever before. With online banking, mobile payments, and person-to-person transfer options available, managing your money is convenient and accessible. Plus, we ensure ADA compliance so that everyone can enjoy our services without barriers.

Branch Location & Accessibility

Get in Touch!

Have questions or want to learn more? Don't hesitate to give us a call at 404-575-1891. We're excited to serve you and help you achieve your financial goals! Remember, while you can visit us at 3360 Buford Dr, official correspondence should be sent to the same address. We look forward to welcoming you soon!

Nearby Landmarks and Accessibility

Our branch is just a stone's throw away from popular spots like the Mall of Georgia, making it a breeze to combine your shopping with banking errands. We offer ample parking for our members, and our facility is designed with accessibility in mind. You'll find features like ADA-compliant entrances and ramps to ensure everyone can access our services comfortably.

Operating Hours and Services Offered

We know that convenience is key when it comes to managing your finances. That's why our lobby hours are set for Monday through Thursday from 9:00 am to 4:00 pm, and Friday from 9:00 am to 5:30 pm. With these hours, we aim to fit into your busy schedule. At Georgia's Own, we provide a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need quick cash? Our ATM is available on-site for easy withdrawals and balance checks. Plus, if you're in a hurry, take advantage of our drive-thru service for deposits and simple transactions. If you require assistance outside standard banking hours or need services while traveling, our shared service center makes it possible for you to perform basic transactions at partner credit unions.

Member Eligibility

Welcome to the community at Georgia's Own! Becoming a member here is a simple and welcoming process that opens the door to numerous benefits. If you live, work, worship, or attend school in certain areas of Georgia, you're likely eligible to join us. We believe that everyone deserves access to quality financial services, and at Georgia's Own, we're dedicated to supporting our members with personal banking solutions tailored just for you. You can find more detailed eligibility criteria by visiting our website at https://www.georgiasown.org/about-us/membership . Once you've confirmed your eligibility, opening an account is quick and easy! Simply visit us at our branch located at 3360 Buford Dr Buford Ga 30519, or you can start your application online through this link: https://georgiasown.studentchoice.org/apply/ . If you have any questions or need assistance during the process, feel free to give us a call at (404) 575-1891. We're excited to welcome you into our family!

Business Banking & Commercial Services

Merchant Services That Empower

Imagine being able to accept payments easily and securely while focusing on what you do best running your business. Our merchant services make it simple to process transactions, manage cash flow, and provide a seamless experience for your customers. Whether you're a retail store in Buford or an online service provider, our tools help you keep pace with customer demands. Visit us at 3360 Buford Dr, Buford, GA 30519 or call us at 404-575-1891 to discover how we can help elevate your business!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1126 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $13 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $503329542, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Services for Growth

If you're a business owner, Georgia's Own is here for you too! We offer comprehensive business banking services, including merchant services and business loans to help your company thrive. No matter the size of your venture, we're committed to supporting local businesses in our community.

Convenience at Your Fingertips

In today's fast-paced world, convenience matters. That's why we prioritize online and mobile banking features that allow you to check balances, transfer money, and pay bills from anywhere. Plus, our network of ATMs ensures easy access to cash whenever you need it. If you prefer face-to-face interactions for transactions like deposits or withdrawals, our drive-thru service provides quick access without leaving your car. Additionally, we participate in shared branch transactions with partner credit unions. This means that members from other credit unions can also use our facilities for basic banking needs like deposits and withdrawals.

Get Started Today!

At Georgia's Own, we believe that everyone deserves access to reliable financial services tailored just for them. If you're ready to explore what we have to offer or if you have any questions about our products, feel free to call us at 404-575-1891 or visit us in person at our Buford branch. Join us today and take the first step toward achieving your financial goals! For more information about membership eligibility or to open an account online, please visit our website. We look forward to serving you!

Personal Banking Made Simple

Navigating your financial journey starts with the right tools. That's why we offer checking and savings accounts that fit various lifestyles. Imagine easily accessing your funds online or through our mobile banking app it's as simple as a few taps on your phone! Additionally, if you find yourself in need of a new car, our auto loans and vehicle financing options can help you get behind the wheel quickly and affordably. For those considering homeownership or looking to refinance an existing mortgage, our mortgage loans are tailored to help you achieve your dreams. And if life throws unexpected expenses your way, our personal loans and debt consolidation services can provide the support you need to regain control of your finances.

Rewarding Credit Card Options

We understand that credit plays an important role in financial health. That's why we offer credit cards with rewards that not only provide purchasing power but also let you earn points for every dollar spent. This way, you can enjoy the benefits of your spending while working towards your goals.

Digital & Online Banking

Always Here for You

With Georgia's Own, managing your money has never been easier or more accessible. Our digital services ensure that whether it's day or night, you're never far from your finances. Join us today and experience the ease of online banking by visiting our website.

Convenient Online Access

With our online banking, you can access your accounts 24/7. This means you can check balances, pay bills, and transfer funds whenever it suits you. No need to rush to the branch before closing hours; your banking needs are always within reach.

Mobile Application Features

Our user-friendly mobile application takes banking convenience to the next level. Whether you want to make person-to-person transfers or utilize mobile payments for hassle-free shopping, our app has got you covered. Plus, with e-statements available, you can keep track of your finances without the clutter of paper statements.

Security You Can Trust

We prioritize your security with every transaction. While we currently do not offer electronic signature authorization, rest assured that all our online services are designed with robust security measures in place to protect your information.

Financial Strength

A Solid Foundation

With a net worth of $463,803,561, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1111 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

As of now, we proudly support 467,060 total share accounts, showing a strong and growing member base that trusts us with their finances. Our available funds for lending stand at $0 net shares, reflecting a focus on maximizing benefits for our members rather than external shareholders. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Georgia's Own is your trusted partner. Visit us at 3360 Buford Dr Buford GA 30519 or call 404-575-1891 to learn more about how we can help you achieve your financial goals.

Member Savings Securely Invested

Members' savings are secured through $923,310,057 in share certificates and $488,871,825 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting in Your Future

With $345,434,390 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $108,877 in used auto loans and an impressive $3,109,102,769 in total loans and leases.

Strong Operational Performance

Our operations reflect our commitment to serving you efficiently. The reported net income of $9,311,740 highlights our operational efficiency and enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 685 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $562,652,914 in used vehicle loans and $237,514,201 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates tailored to fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $503,329,542 provide the capital needed to grow and expand. We understand that every business has unique requirements; our team is here to assist you in finding the best financing solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $446,071,867, which means you can find a plan that suits your financial situation. Let us guide you through the process of securing a loan that meets your housing needs.

Refinancing Options

If you're considering refinancing any existing loans or exploring eligibility options for our products, we encourage you to reach out. Our team at Georgia's Own is ready to provide personalized assistance tailored to your specific financial situation. For more details about our loan offerings or to speak with one of our representatives, feel free to contact us at 404-575-1891 or visit us at 3360 Buford Dr, Buford GA 30519. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Georgia's Own, we're committed to helping you take the next step towards achieving your financial dreams!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $96,497,100 in loans helping members manage their finances effectively. These cards are designed for those who want to maintain control over their spending while building credit.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures fair and transparent offers across various loan types. By tapping into verified data, LendMesh guarantees that users see accurate loan offers from legitimate financial institutions.

GEORGIA'S OWN CREDIT UNION

Type of Loan Offerings

Student Loans