Branch History & Mission
Georgia's Own has a proud history that dates back to 1934, when it first opened its doors in the heart of Blackshear, Georgia. Since then, we have grown into a trusted financial institution with over 239,964 members and assets totaling more than $4.2 billion. Our branch is located at 3705 US Highway 84, Blackshear, GA 31516, conveniently accessible for local residents and businesses alike. Over the decades, Georgia's Own has evolved significantly while remaining committed to our mission: to provide exceptional financial services that empower our members and support our community. We strive to foster strong relationships with our members, offering personalized banking solutions that cater to their unique needs. Our goal is not just to be a bank but to be a partner in your financial journey. At Georgia's Own, we believe in making banking easy and accessible for everyone. That's why we offer modern conveniences like online and mobile banking, along with an ATM on-site and drive-thru banking services for quick transactions. Whether you need to deposit a check or manage your accounts on the go, we're here to help you every step of the way. Our commitment extends beyond providing financial products. We actively engage in community outreach initiatives and partnerships that uplift our neighbors and contribute positively to the area we serve. From financial education workshops to supporting local events, Georgia's Own aims to make a lasting impact in Blackshear and beyond. While members can visit us at 3705 US Highway 84, official correspondence should be sent to 3705 US Highway 84, Blackshear, GA 31516-1808. You can reach us at 912-882-4630 during our operating hours: Monday through Friday from 9:00 AM to 5:00 PM. Join us today at Georgia's Own and discover how we can help you achieve your financial goals while being part of a community-focused credit union. Experience the difference that comes with personalized service and commitment to excellence become a member today!
Financial Strength
At Georgia's Own, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to providing you with the reliable services you need for your financial well-being. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $463,803,561, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1111 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $923,310,057 in share certificates and $488,871,825 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $345,434,390 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is reflected in our $108,877 in used auto loans and $3,109,102,769 in total loans and leases; this capacity supports members' financial goals across various sectors. Our operational efficiency is highlighted by our impressive net income of $9,311,740, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 685 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 467060, showcasing a strong and growing member base that trusts us with their finances. The net shares available for lending and investments are currently at $0, reflecting our focus on direct member support rather than external borrowing. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Georgia's Own is your trusted partner. Visit us at 3705 Us Highway 84 Blackshear Ga 31516 or call 912-882-4630 to learn more about how we can help you achieve your financial goals.
