GEORGIA'S OWN CREDIT UNION

Welcome to Georgia's Own, your trusted credit union located at 3705 Us Highway 84, Blackshear, GA 31516. Since our establishment in 1934, we have proudly served our community, growing to a robust membership of 239,964 individuals who rely on us for their financial needs. At Georgia's Own, we believe in providing a personal touch to banking. Our total assets stand at an impressive $4,236,719,400, showcasing our strength and stability. With total deposits of $301,106,489 and cash in hand amounting to $47,807,390, we are well-equipped to support you with various services such as auto loans, mortgages, personal loans, and business banking solutions. Led by our dedicated CEO, Dave Preter, and Board President, Richard Burns, we focus on community impact and member satisfaction. We employ a skilled team of 704 professionals who are committed to helping you achieve your financial goals. Whether you're looking to open a checking account or secure financing for your next vehicle purchase, we're here to assist you every step of the way. While members can visit us at our branch address for personal service and support, official correspondence should be sent to the same address: 3705 US Highway 84, Blackshear, GA 31516-1808. Join us today at Georgia's Own and experience the difference of being part of a cooperative that truly cares about its members. For more information or assistance, feel free to call us at 912-882-4630 or visit our website at Georgia's Own. We look forward to serving you!

Georgia's Own has a proud history that dates back to 1934, when it first opened its doors in the heart of Blackshear, Georgia. Since then, we have grown into a trusted financial institution with over 239,964 members and assets totaling more than $4.2 billion. Our branch is located at 3705 US Highway 84, Blackshear, GA 31516, conveniently accessible for local residents and businesses alike. Over the decades, Georgia's Own has evolved significantly while remaining committed to our mission: to provide exceptional financial services that empower our members and support our community. We strive to foster strong relationships with our members, offering personalized banking solutions that cater to their unique needs. Our goal is not just to be a bank but to be a partner in your financial journey. At Georgia's Own, we believe in making banking easy and accessible for everyone. That's why we offer modern conveniences like online and mobile banking, along with an ATM on-site and drive-thru banking services for quick transactions. Whether you need to deposit a check or manage your accounts on the go, we're here to help you every step of the way. Our commitment extends beyond providing financial products. We actively engage in community outreach initiatives and partnerships that uplift our neighbors and contribute positively to the area we serve. From financial education workshops to supporting local events, Georgia's Own aims to make a lasting impact in Blackshear and beyond. While members can visit us at 3705 US Highway 84, official correspondence should be sent to 3705 US Highway 84, Blackshear, GA 31516-1808. You can reach us at 912-882-4630 during our operating hours: Monday through Friday from 9:00 AM to 5:00 PM. Join us today at Georgia's Own and discover how we can help you achieve your financial goals while being part of a community-focused credit union. Experience the difference that comes with personalized service and commitment to excellence become a member today!

At Georgia's Own, we believe that becoming a member means joining a close-knit community where you can thrive financially. If you're looking to take advantage of our exceptional services, it's easy to become a member! Eligibility is open to individuals who live, work, worship, or attend school in specific areas of Georgia, as well as their family members. This makes it simple for anyone connected to our community to experience the benefits of membership. You can find more detailed information about eligibility criteria by visiting our website at Georgia's Own Membership. Once you know you're eligible, opening an account with us is straightforward and welcoming. Just head over to our account opening page to get started. If you have any questions along the way or need assistance, don't hesitate to reach out at 912-882-4630. We're located at 3705 Us Highway 84, Blackshear, GA 31516, and we're excited to help you on your financial journey!

At Georgia's Own, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to providing you with the reliable services you need for your financial well-being. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $463,803,561, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1111 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $923,310,057 in share certificates and $488,871,825 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $345,434,390 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is reflected in our $108,877 in used auto loans and $3,109,102,769 in total loans and leases; this capacity supports members' financial goals across various sectors. Our operational efficiency is highlighted by our impressive net income of $9,311,740, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 685 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 467060, showcasing a strong and growing member base that trusts us with their finances. The net shares available for lending and investments are currently at $0, reflecting our focus on direct member support rather than external borrowing. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Georgia's Own is your trusted partner. Visit us at 3705 Us Highway 84 Blackshear Ga 31516 or call 912-882-4630 to learn more about how we can help you achieve your financial goals.