Georgia's Own Atlanta GA Credit Union | Affordable Auto Loans & Top Checking Accounts

Introduction

Welcome to Georgia's Own, your trusted credit union located at 2 Perimeter Ctr E, Atlanta, GA 30346. Since our establishment in 1934, we have dedicated ourselves to providing exceptional financial services tailored for our community. With over 239,964 members and total assets exceeding $4.23 billion, we pride ourselves on being a reliable partner in your financial journey. At Georgia's Own, we understand that each member has unique needs. That's why we offer a wide range of services including personal banking, auto loans, mortgages, and business banking solutions. Whether you're looking to open a checking account or secure a loan for your dream car, our experienced team is here to guide you every step of the way. Under the leadership of our CEO, Dave Preter, and Board President, Richard Burns, we strive to create a welcoming environment where you can feel confident in managing your finances. With a strong commitment to community impact, we work hard to ensure that our services not only meet but exceed your expectations. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 2 Perimeter Ctr E, Atlanta, GA 30346. If you have any questions or need assistance, don't hesitate to reach out at 800-533-2062. We invite you to explore how Georgia's Own can support your financial goals. Visit our website at Georgia's Own today!

Branch History & Mission

Georgia's Own has a rich history that dates back to 1934, when it first opened its doors in Atlanta, GA. Over the decades, we have grown from a small community-focused institution into one of the most trusted credit unions in the region. Located at 2 Perimeter Ctr E, Atlanta, GA 30346, our branch is not only a hub for financial services but also a cornerstone of support for the local community. From our humble beginnings, Georgia's Own has evolved to serve over 239,964 members and manage total assets of approximately $4.24 billion. Our journey reflects our commitment to providing exceptional service and fostering financial wellness for everyone we serve. We've made it our mission to empower individuals and families by offering personalized banking solutions that meet their unique needs. At Georgia's Own, we believe in making banking accessible and convenient. We offer a wide array of services including personal banking accounts, auto loans, mortgage refinancing, and business banking options. Our branch features ATM availability and drive-thru banking for added convenience. We also prioritize digital advancements through online and mobile banking platforms, ensuring that our members can manage their finances anytime and anywhere. While members can visit us at our main address for all their banking needs, official correspondence should be sent to the same address: 2 Perimeter Ctr E, Atlanta, GA 30346. Our mission extends beyond just financial transactions; it encompasses a deep commitment to community support. We engage in various outreach efforts and partnerships aimed at enhancing the lives of those around us. From educational initiatives to local sponsorships, we strive to create meaningful connections with our members and neighbors. As we look to the future, Georgia's Own remains dedicated to continuing this legacy of service. With a focus on customer satisfaction and community involvement, we invite you to join us on this journey. Experience the benefits of being part of a credit union that truly cares about your financial success and well-being. If you're ready to take your financial journey to the next level with Georgia's Own, don't hesitate! Visit us or call us at 800-533-2062 today!

Branch Location & Accessibility

Convenient Access and Nearby Landmarks

Situated in a bustling area, our branch is close to several well-known spots. You can find us just a short drive from the Perimeter Mall, making it an ideal stop during your shopping trips. Parking is available right outside our location, ensuring you can easily hop in and out without any hassle. Our facility is designed with accessibility in mind, featuring ADA-compliant ramps to assist all members of our community.

Operating Hours That Suit Your Schedule

We understand that everyone has busy lives, so we've made our operating hours as convenient as possible. Visit us Monday through Thursday from 9:00 AM to 4:00 PM, and on Friday until 5:30 PM. Whether you need assistance with personal banking or want to inquire about loan options, our friendly team is here to help during those hours.

Services Designed for You

At Georgia's Own, we offer a range of services to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. If you're looking for quick transactions, enjoy the ease of our drive-thru service for deposits and withdrawals. Plus, with ATM access available right at our branch, you can manage your cash flow smoothly. While members can visit us at 2 Perimeter Ctr E Atlanta Ga 30346, official correspondence should be sent to 2 Perimeter Ctr E, Atlanta, GA 30346. If you have any questions or need assistance before visiting, feel free to call us at (800) 533-2062. We look forward to welcoming you at Georgia's Own! Stop by today and discover how we can support your financial journey.

Member Eligibility

Becoming a member of Georgia's Own feels like joining a warm and welcoming family. If you live, work, or worship in certain areas in Georgia, or if you're associated with specific organizations, you're likely eligible to join us! We're all about building community and providing personalized financial services to our members. To make sure you meet the criteria, you can check out the details at this link. Once you've confirmed your eligibility, opening an account is a breeze! Just visit us at 2 Perimeter Ctr E, Atlanta, GA 30346, or give us a call at 800-533-2062 for any questions you might have. We can't wait to welcome you into the Georgia's Own community where you'll enjoy benefits like competitive rates on loans and savings accounts tailored just for you! For detailed instructions on how to open your account, head over to this page. Join us today and experience the difference!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine being able to accept payments effortlessly while managing your cash flow with ease. Our merchant services enable you to focus on what you do best running your business while we handle the payment processing. Whether you're a small café or a growing retail store, our services are tailored to meet your operational needs. Located at 2 Perimeter Ctr E, Atlanta, GA 30346, we're here to partner with you on your journey toward success. Contact us today at 800-533-2062 to learn more about how we can support your business!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1126 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $13 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $503329542, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Drive-Thru Services

Convenience is key at Georgia's Own. Our branch features both ATM access for quick cash withdrawals and balance checks as well as basic drive-thru banking for deposits and simple transactions. This means you can handle your banking needs without stepping inside the branch if you're in a hurry! With regular hours from Monday through Friday 9:00 AM to 5:30 PM we are here when you need us most. If you have any questions about our services or would like assistance, don't hesitate to reach out at 800-533-2062. In conclusion, whether you're looking for personal banking solutions, financing options, or business support, Georgia's Own is here for you every step of the way. Visit us today at 2 Perimeter Ctr E in Atlanta, or check out our website at Georgia's Own to learn more about how we can assist you!

Business Banking

For small business owners, we offer comprehensive business banking services, including merchant services and business loans. Managing finances for your business has never been easier! With tools designed specifically for entrepreneurs, you can focus on growing your business while we take care of the banking side.

Credit Cards

Our credit cards come with rewards programs that allow you to earn benefits on every purchase. Whether you're planning a big trip or just want to earn cash back on your everyday spending, we have options that fit your lifestyle perfectly.

Loans and Financing

If you're in the market for a vehicle or a new home, Georgia's Own has you covered with competitive auto loans and vehicle financing options. Whether it's financing a new car or refinancing an existing loan, we work hard to ensure you get favorable terms. Additionally, our mortgage loans are designed to help first-time buyers and seasoned homeowners alike navigate the path to homeownership with confidence. For those unexpected expenses or planned projects, consider our personal loans and debt consolidation services. We understand that life can sometimes throw curveballs, so having access to flexible borrowing options can make a big difference.

Personal Banking

Whether you're looking to open a checking or savings account, our personal banking services offer the perfect solutions for managing your day-to-day finances. You can easily set up an account that suits your lifestyle, ensuring that you have quick access to your money when you need it. Imagine being able to deposit checks or transfer funds right from your phone using our online and mobile banking features it's all about making banking easier for you.

Digital & Online Banking

Key Features

Our online banking service includes e-statements, allowing you to view your account statements electronically whenever you need them. This not only helps in reducing paper clutter but also makes it easier to keep track of your finances. For those who prefer mobile solutions, our mobile application is available for download, giving you access to all your banking needs right at your fingertips. You can make mobile payments seamlessly, ensuring that you're never left without a way to pay. Need to send money to friends or family? Our person-to-person transfer feature makes it quick and simple to send funds directly from your account, making splitting bills or sending gifts a breeze. While we don't currently offer electronic signature authorization for documents, we prioritize security in every transaction. Your safety is our top concern, which is why we use advanced encryption technologies to protect your information while using our services. Whether you're checking balances late at night or making a payment during lunch, Georgia's Own's digital banking options provide accessibility and real-time management of your accounts. We are committed to making your banking experience as smooth and efficient as possible. Explore all these great features today!

Financial Strength

At Georgia's Own, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, knowing your financial institution is strong and reliable is essential. That's why we are proud to share our financial health with you. With a net worth of $463,803,561, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1111 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $923,310,057 in share certificates and $488,871,825 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $345,434,390 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $108,877 in used auto loans and $3,109,102,769 in total loans and leases. Our success is reflected in our operational efficiency with a net income of $9,311,740, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 685 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. We have a total of 467,060 share accounts, showing a strong and growing member base that trusts us with their finances. Our strong financial position allows us to focus on what matters most our members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Georgia's Own is your trusted partner. Visit us at 2 Perimeter Ctr E Atlanta Ga 30346 or call 800-533-2062 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $562,652,914 in used vehicle loans and $237,514,201 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used car, our flexible loan options can cater to your budget and lifestyle.

Commercial Loans

For business owners looking for growth opportunities, our outstanding commercial loans totaling $503,329,542 provide the capital needed to expand operations or invest in new ventures. We also offer refinancing options for many of these products. If you're looking for better terms or lower payments on an existing loan, don't hesitate to reach out! If you have questions about eligibility or want to learn more about any of these loan products, please visit us at Georgia's Own or give us a call at 800-533-2062. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your journey toward financial success starts here!

Credit Lines

For those who prefer more flexibility in managing expenses, our total credit lines amount to $1,102,074,554. This option allows you to borrow only what you need when you need it while keeping your finances manageable.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $446,071,867, make buying or refinancing simple. We know that obtaining a mortgage can feel overwhelming, but our knowledgeable team is here to guide you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $96,497,100 in loans helping members manage their finances effectively. These cards are perfect for everyday purchases or unexpected expenses without the need for collateral.

Loan Aggregator

Benefits of Using LendMesh

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GEORGIA'S OWN CREDIT UNION - Atlanta, GA

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans

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Loan rates in Atlanta, GA (30346)