Georgia's Own Alpharetta GA Credit Union | Convenient Drive-Thru & ATM Services

Introduction

Welcome to Georgia's Own, your trusted financial partner located at 5960 N Point Pkwy, Alpharetta, GA 30022. Established in 1934, our credit union has proudly served the community for nearly a century, fostering a sense of belonging among our 239,964 members. We understand that financial decisions can be overwhelming, which is why we are dedicated to providing personalized service and support to help you achieve your goals. At Georgia's Own, we boast total assets of $4,236,719,400 and total deposits amounting to $301,106,489. Our robust financial standing reflects our commitment to stability and member satisfaction. With over 704 employees, led by our CEO Dave Preter and Board President Richard Burns, we strive to create a welcoming environment where everyone feels valued. While members can visit us at our branch location, official correspondence should be sent to the same address: 5960 N Point Pkwy, Alpharetta, GA 30022. Whether you're looking for loans or simply want to explore savings options, our dedicated team is here to assist you every step of the way. With a total loan portfolio of 263,347, we provide a variety of lending options tailored to meet your needs. Our focus on community impact ensures that each member receives not just a service but a relationship built on trust and reliability. We invite you to discover more about what Georgia's Own can do for you by visiting our website at georgiasown.org or giving us a call at 678-710-2820. Let us help you navigate your financial journey with confidence!

Branch History & Mission

At Georgia's Own, our journey began in 1934, when a small group of individuals came together with a shared vision of providing financial services that truly serve the community. From those humble beginnings, we have grown to become a cornerstone of support for our members in Alpharetta, GA, and beyond. Our branch, located at 5960 N Point Pkwy, Alpharetta, GA 30022, stands as a testament to our commitment to enriching the lives of our members and fostering strong community ties. Over the years, Georgia's Own has achieved remarkable milestones. Today, we proudly serve over 239,964 members and manage total assets exceeding $4.2 billion. This growth is not just about numbers; it's about building relationships and creating opportunities for our community. Our mission is simple yet profound: to empower our members by providing exceptional financial services while supporting local initiatives that make a difference. At Georgia's Own, we believe that banking should be accessible and inclusive. That's why we offer a range of services designed with you in mind whether it's through our ATM facilities or basic drive-thru banking options for deposits and withdrawals. We are committed to ensuring everyone can access their accounts conveniently. Our mission extends beyond financial services; it includes actively participating in community outreach efforts and building partnerships that uplift those around us. We strive to be more than just a credit union; we aim to be a trusted partner in every member's journey towards financial well-being. While members can visit us at 5960 N Point Pkwy, official correspondence should be sent to the same address as well. If you have any questions or need assistance, don't hesitate to reach out at 678-710-2820 during our operating hours from Monday to Friday, 9:00 a.m. to 4:00 p.m. As we look toward the future, we invite you to join Georgia's Own Credit Union. Experience firsthand how we blend tradition with innovation to support your financial goals while making a positive impact on our community. Together, let's build a brighter tomorrow!

Branch Location & Accessibility

Accessibility Features

At Georgia's Own, we prioritize accessibility for all our members. Our branch is fully ADA compliant, ensuring that everyone can easily access our services. You'll find ample parking right outside, along with ramps for those who need them. Plus, if you're on the go, we offer drive-thru banking services for quick and simple transactions like deposits and withdrawals.

Operating Hours and Services

We're open Monday through Friday from 9:00 a.m. to 4:00 p.m., making it convenient for you to drop by before or after work. Our team is ready to assist with basic transactions and provide information on our various services. For those needing cash or quick account inquiries, we also have an ATM available on-site. While we focus primarily on essential banking services here at North Fulton, we aim to meet your everyday banking needs with efficiency and care. So why wait? We invite you to visit Georgia's Own today at 5960 N Point Pkwy, Alpharetta, GA 30022! If you have any questions or need assistance before stopping by, feel free to give us a call at 678-710-2820. We look forward to welcoming you into our community!

Member Eligibility

Becoming a member of Georgia's Own is like stepping into a welcoming community where your financial well-being is prioritized. To join, you need to meet some simple eligibility requirements. Generally, if you live, work, or worship in certain areas, or if you have family members who are already part of our credit union, you're likely eligible! This means that a wide range of individuals can enjoy the benefits of membership, which include lower loan rates, higher savings returns, and personalized service. If you're curious about the specific criteria or want to see if you qualify, feel free to check out the detailed information at this link. Once you're ready to take the next step, opening an account is easy! You can start the process online at this page or give us a call at 678-710-2820 for assistance. We're excited to have you join us at our branch located at 5960 N Point Pkwy, Alpharetta, GA 30022!

Business Banking & Commercial Services

Merchant Services That Make a Difference

Imagine having a reliable partner who helps you manage payments seamlessly. Our merchant services provide businesses with efficient tools to accept payments easily, allowing you to focus on what you do best running your business. From simple transactions to more complex financial needs, Georgia's Own is here to empower your journey. Visit us at 5960 N Point Pkwy, Alpharetta, GA 30022, or call us at 678-710-2820 to explore how we can support your business aspirations today!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,126 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $13 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $503,329,542, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Commitment to Our Community

At Georgia's Own, we believe in giving back to the community we serve. We strive to create an environment where our members feel valued and supported. With our commitment to excellent service and a wide array of financial products, we ensure that you have the tools necessary for achieving financial success. If you're interested in learning more about our services or becoming a member, please don't hesitate to reach out! You can contact us at 678-710-2820 or visit us in person during our lobby hours from Monday to Friday between 9:00 a.m. and 4:00 p.m. Let Georgia's Own be your trusted partner on your financial journey!

Digital Convenience

In today's fast-paced world, we understand that convenience is key. That's why Georgia's Own emphasizes digital banking features. You can access your account anytime through our online banking platform or mobile application, making it easy to check balances, transfer funds, and pay bills from wherever you are. Plus, with options like mobile payments and person-to-person transfers, managing your money has never been simpler.

Everyday Banking Made Easy

Whether you're looking to manage your day-to-day finances or need assistance with larger financial decisions, Georgia's Own offers essential services tailored for everyone. Our ATM Services Only allow you to access your funds quickly and conveniently, enabling withdrawals and balance checks without any hassle. For those who prefer in-person interactions, our Basic Drive-Thru Banking provides a straightforward way to complete deposits, withdrawals, and simple transactions without leaving your vehicle.

Tailored Financial Solutions

Every member has unique financial goals. Whether you're saving for a new car, planning a vacation, or just want to keep your money safe, we are here to help guide you. Our team is always ready to provide personalized advice and support based on your individual needs.

Digital & Online Banking

At Georgia's Own, we understand that managing your finances should be as convenient and secure as possible. Our digital and online banking services are designed to give you 24/7 access to your accounts, allowing you to bank anytime, anywhere. Whether you're at home or on the go, our user-friendly platform ensures you have everything you need right at your fingertips. One of the highlights of our services is our online banking portal, which you can explore at https://www.georgiasown.org/. Here, you'll find tools for real-time account management, making it easy to check balances, transfer funds, and pay bills all in a few clicks. If you're looking to send money quickly to friends or family, our person-to-person transfer feature is perfect for hassle-free transactions. For those who prefer banking on their mobile devices, we offer a robust mobile application that puts control in your pocket. You can make payments with ease using our mobile payments feature, ensuring you never miss a beat in your busy life. Plus, if you're environmentally conscious, take advantage of our e-statements availability saving paper while keeping track of your finances has never been easier. While convenience is key, security is our top priority. We take great care to protect your information with advanced security measures. Although we currently do not support electronic signature authorization, our systems are designed to keep your data safe and secure. With Georgia's Own's digital banking services, managing your finances is straightforward and accessible. Experience the ease of banking from the comfort of your home or while on the move because we believe banking should work for you!

Financial Strength

A Growing Community

With a total of 467,060 share accounts, we have built a strong and growing member base that trusts us with their finances. This community is what drives us to continually improve and innovate. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Georgia's Own is your trusted partner. Visit us at 5960 N Point Pkwy Alpharetta GA 30022 or call 678-710-2820 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Commitment to Excellence

Our operational efficiency is reflected in our net income of $9,311,740, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 685 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Investment in Your Future

With $345,434,390 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive; with $108,877 in used auto loans and a total of $3,109,102,769 in loans and leases available to support your financial goals across various sectors.

Robust Financial Health

With a net worth of $463,803,561, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1111 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Secure Savings Options

Members' savings are secured through $923,310,057 in share certificates and $488,871,825 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $562,652,914 in used vehicle loans and $237,514,201 in new vehicle loans already helping members get on the road. Whether you're interested in purchasing a new vehicle or a reliable used one, our flexible terms make it easy to find the loan that works for you.

Credit Lines and Commercial Loans

For those looking for business financing solutions, our outstanding commercial loans totaling $503,329,542 provide the capital needed to grow and expand your business. Additionally, our credit lines can be an excellent choice for managing cash flow and ensuring that you have access to funds when needed. If you're interested in any of these loan products or want to explore refinancing options, feel free to reach out. Call us at 678-710-2820 during our operating hours from Monday to Friday between 9:00 a.m. and 4:00 p.m., or visit our website at Georgia's Own for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to assist you every step of the way as you navigate your financial journey!

Mortgage Options

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $446,071,867, making buying or refinancing simple. We strive to provide competitive rates and personalized service to help you take this important step toward owning your home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $96,497,100 in loans helping members manage their finances effectively. These options allow you to access credit without putting up collateral while providing the freedom to handle unexpected expenses or make purchases conveniently.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a commitment to transparency and reliability, LendMesh stands out as a trusted tool for consumers seeking the best financial options. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means users can trust that the offers presented are fair and transparent. The platform provides access to verified data, ensuring that all loan offers come from legitimate financial institutions. One of the key benefits of using LendMesh is its commitment to unbiased results. There are no sponsored listings; lenders are not prioritized based on paid promotions. Instead, LendMesh focuses solely on delivering accurate comparisons to help users make informed decisions. Additionally, real-time rate comparisons mean that users receive up-to-date information from multiple institutions, allowing them to find the best rates available. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how effective and reliable LendMesh can be for those navigating the often confusing world of loans. If you're looking for the best rates tailored to your needs, compare real-time loan offers today at LendMesh and take control of your financial future. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Georgias Own