Georgia's Own Albany GA Credit Union | Top Auto Loans & Business Banking

Introduction

Welcome to Georgia's Own, your trusted credit union serving the Albany community at 107 N Westover Blvd, Albany, GA 31707. Established in 1934, we have proudly built a strong foundation of service and commitment to our members, now totaling over 239,964 individuals who trust us with their financial needs. With total assets reaching an impressive $4,236,719,400, we are dedicated to providing personalized banking solutions that enhance your financial journey. At Georgia's Own, our members come first. Whether you're looking for checking accounts, auto loans, mortgage options, or business banking services, we strive to offer competitive rates and exceptional service tailored just for you. With total deposits amounting to $301,106,489 and a robust net worth of $463,803,561, we ensure that your funds are secure while also working hard to help you grow your wealth. Led by our CEO Dave Preter and Board President Richard Burns, our team of 704 employees is committed to making a positive impact in the lives of our members. We understand that every financial decision matters, which is why we offer resources like online banking and mobile payments to keep you connected wherever you are. While members can visit us at our branch location in Albany for all their banking needs, official correspondence should be sent to the same address: 107 N. Westover Blvd., Albany, GA 31707. Our lobby hours are Monday through Friday from 9:00 AM to 5:30 PM. Join us today and discover how Georgia's Own can help you achieve your financial goals. Feel free to reach out at 800-227-9180 for more information or assistance! Your journey toward financial wellness starts here!

Branch History & Mission

Welcome to Georgia's Own, a credit union deeply rooted in community values and member service. Established in 1934, we have proudly served the Albany area for nearly nine decades. Our journey began with a simple mission: to provide accessible financial services that empower our members and support their dreams. Over the years, we have grown from a small institution into a significant presence in the financial landscape, boasting total assets of $4236719400 and serving a vibrant membership base of over $239964 individuals. Located at 107 N Westover Blvd, Albany, GA 31707, our branch is conveniently situated near local landmarks, making it easy for members to access our services. While members can visit us at this location, official correspondence should be sent to 107 N. Westover Blvd., Albany, GA 31707 if different. At Georgia's Own, our mission goes beyond just banking; we aim to enrich the lives of our members by offering tailored financial solutions. From personal banking options like checking and savings accounts to auto loans and mortgages, we are committed to providing quality services that meet your needs. Our dedication extends into the community through various outreach programs and partnerships designed to uplift those around us. In today's fast-moving world, we embrace technology while ensuring our services remain approachable and user-friendly. Members can enjoy features like online banking and mobile payments that make managing finances easier than ever. For those who prefer face-to-face interaction, our drive-thru service is available to facilitate quick transactions without leaving your vehicle. Our commitment to accessibility includes adhering to ADA compliance standards, ensuring all members can fully utilize our facilities. Whether you need assistance or want to explore new services, our friendly staff is always ready to help. Join us in building a brighter future together! At Georgia's Own, you are not just another account number; you are part of a family dedicated to your financial success. Explore membership opportunities today by visiting our website at Georgia's Own or give us a call at 800-227-9180. We look forward to welcoming you!

Branch Location & Accessibility

Convenience & Accessibility Features

At Georgia's Own, we understand that your time is valuable. That's why we offer convenient drive-thru banking for quick transactions like deposits and withdrawals. Our branch is equipped with ADA-compliant features, including ramps and accessible parking spaces, ensuring everyone can enjoy a hassle-free banking experience. While you can always drop by our location for personal service, if you need to send any official correspondence, please use our mailing address: 107 N. Westover Blvd., Albany, GA 31707.

Get in Touch

Have questions? Need assistance? Don't hesitate to give us a call at 800-227-9180. We look forward to welcoming you at Georgia's Own and helping you achieve your financial goals!

Operating Hours & Services

Our doors are open Monday through Thursday from 9:00 AM to 4:00 PM and Friday from 9:00 AM to 5:30 PM, making it easy to fit us into your busy schedule. Although we currently do not have ATM services available at this location, our drive-thru option provides essential banking services without the need for an ATM. Georgia's Own offers a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Whether you're looking for personal loans or business banking solutions, our team is here to help.

Member Eligibility

At Georgia's Own, we believe that becoming a member is like joining a family that truly cares about your financial well-being. If you're looking to become part of our supportive community, you'll find that the eligibility criteria are straightforward and welcoming. Generally, anyone who lives, works, worships, or attends school in the Albany area can join us. We also extend membership to immediate family members of existing members, making it even easier for you to invite loved ones into this enriching experience. For detailed information on eligibility requirements, feel free to check out our resource at this link. Opening an account with Georgia's Own is designed to be a breeze! You can start your journey towards better banking by visiting our account opening page here. If you have any questions or need assistance during the process, don't hesitate to give us a call at 800-227-9180. We're here to help you every step of the way as you take this exciting step towards financial empowerment at our branch located at 107 N Westover Blvd, Albany, GA 31707.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,126 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $13 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $503,329,542, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services simplify payment processing so you can focus on what matters most running your business. Imagine being able to accept payments from customers seamlessly, whether they prefer credit cards, mobile payments, or online transactions. These tools not only enhance customer satisfaction but also streamline your operations. Visit us at 107 N Westover Blvd, Albany, GA 31707, or contact us at 800-227-9180 to learn how Georgia's Own can help your business reach its full potential!

Comprehensive List Of Services

Accessibility and Support

We pride ourselves on accessibility. While we currently do not have ATM services available at our Albany branch, our drive-thru facility supports basic banking needs such as deposits and withdrawals. Should you have any questions about our offerings or need assistance, feel free to reach out at 800-227-9180 during our lobby hours: Monday through Thursday from 9 AM to 4 PM and Friday from 9 AM to 5:30 PM. At Georgia's Own, we strive to provide comprehensive financial solutions that grow with you. Explore how we can assist in achieving your financial goals by visiting us today or checking out more information on our website at Georgia's Own. Your journey towards better financial health starts here!

Business Banking

For entrepreneurs and businesses in the community, Georgia's Own provides essential support through our Business Banking services. From Merchant Services that simplify transactions to Business Loans that fuel growth, we're here to help your business thrive.

Credit Cards and Rewards

Who doesn't love rewards? With our Credit Cards with Rewards, you can earn points on everyday purchases that can be redeemed for exciting benefits. We believe in rewarding our members for their loyalty and spending habits.

Digital Banking Convenience

In today's fast-paced world, convenience is key. Our robust Online & Mobile Banking platforms allow you to manage your accounts anytime, anywhere. Whether you want to check your balance or transfer funds between accounts, everything is just a few taps away. Plus, with features like Mobile Payments and Person-to-Person transfers, handling money has never been easier.

Personal Banking

When it comes to personal banking, we understand that every penny counts. That's why we offer Checking & Savings Accounts that fit your lifestyle, helping you manage your finances with ease. Imagine having the freedom to make deposits and withdrawals through our convenient Drive-Thru Banking service, perfect for those busy days when time is of the essence. Our Auto Loans & Vehicle Financing options can get you behind the wheel of your dream car without breaking the bank. If you're considering buying a home or refinancing your existing mortgage, our Mortgage Loans are designed with competitive rates to help you secure your future. For those unexpected expenses or plans that require extra cash, our Personal Loans & Debt Consolidation services can assist in simplifying your financial obligations.

Digital & Online Banking

Key Services

Our online banking platform is user-friendly and packed with features. You can quickly check your balance or view recent transactions at Georgia's Own. If you're on the go, our mobile application allows you to manage your account right from your smartphone. You can also enjoy the convenience of mobile payments, making purchases easier than ever. For those who prefer paperless statements, we provide e-statements that are not only environmentally friendly but also keep your information secure. Plus, if you need to send money to friends or family, our person-to-person transfer feature makes it quick and straightforward.

Security & Accessibility

Your security is our top priority. We ensure that all transactions are protected with robust security measures so you can bank confidently. Our electronic signature authorization option adds an extra layer of convenience when signing documents online. At Georgia's Own, we believe that banking should fit into your lifestyle. Whether you're using our mobile app or accessing our website from your computer, everything is designed to be accessible and easy to navigate. Experience the freedom of managing your finances on your terms with our comprehensive digital and online banking services at Georgia's Own!

Financial Strength

At Georgia's Own, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to present our robust financial standing, which reflects our commitment to serving you with integrity and care. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $463,803,561, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1111 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $923,310,057 in share certificates and $488,871,825 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $345,434,390 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $108,877 in used auto loans and a total of $3,109,102,769 in loans and leases across various sectors. Our operational efficiency is reflected in our impressive net income of $9,311,740, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 685 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at an impressive 467,060, showcasing a strong and growing member base that trusts us with their finances. Our net shares available for lending amount to $0, emphasizing our focus on serving you directly without unnecessary complexity. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Georgia's Own is your trusted partner. Visit us at 107 N Westover Blvd Albany Ga 31707 or call 800-227-9180 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $562,652,914 in used vehicle loans and $237,514,201 in new vehicle loans already helping members get on the road. We provide flexible terms that suit your budget and lifestyle.

Business Financing

For business owners, our outstanding commercial loans totaling $503,329,542 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to upgrade equipment, we have solutions tailored for small businesses.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $446,071,867, make buying or refinancing simple. We offer competitive rates and terms designed to fit your financial situation.

Refinancing Options

If you're considering refinancing existing loans or exploring eligibility for different loan products, our team is here to guide you through the process. We aim to ensure that you find the best financial solutions available. At Georgia's Own located at 107 N Westover Blvd Albany GA 31707, we are committed to providing personalized service and support. For more information about our loan offerings or to get started on an application, give us a call at 800-227-9180. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial journey starts here!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $96,497,100 in loans helping members manage their finances effectively. These cards are perfect for everyday purchases while providing the opportunity to build your credit.

Loan Aggregator

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