Georgia United Tucker GA Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Georgia United, your trusted financial partner located at 3824 Lavista Rd, Tucker, GA 30084. Established in 1958, we have proudly served our community for over six decades, growing alongside our members to provide a wide range of financial services tailored to meet their needs. With a total membership of 150,670 and total assets exceeding $2.26 billion, we are dedicated to fostering financial stability and growth for everyone we serve. At Georgia United, we believe in the power of community. Our commitment goes beyond just banking; it's about building relationships that last. We understand that each member's journey is unique, which is why we offer personalized solutions from checking and savings accounts to auto loans, mortgage refinancing, and even business loans. Our total deposits stand strong at $131,819,274, reflecting the trust our members place in us. Our leadership team is devoted to your success. Under the guidance of CEO Debbie Smith and Board President Tom Dickson, we strive to create a welcoming environment where you can feel secure in your financial decisions. With a skilled team of 145 employees, we're here to support you every step of the way. While you can visit us at our branch for all your banking needs, official correspondence should be sent to the same address: 3824 Lavista Rd, Tucker, GA 30084-5142. If you have questions or need assistance, don't hesitate to reach out by phone at 770-476-6400 or fax us at 770-476-6433. Join us on this journey toward financial well-being! Visit our website at gucu.org for more information on how we can assist you today. We look forward to helping you achieve your financial goals!

Branch History & Mission

Commitment to Accessibility

As part of our commitment to serving all members of the community, our branch is ADA compliant and equipped with accessible services such as drive-thru banking and ATM access. With operating hours designed for your convenience Monday through Tuesday from 9 AM to 5 PM, Wednesday from 10 AM to 5 PM, and Thursday through Friday from 9 AM to 5 PM we aim to be there when you need us most.

Join Us

As we continue our journey since opening in 1958, we invite you to become part of the Georgia United family. Experience firsthand how we prioritize your financial success while actively supporting the community around us. Visit us today at 3824 Lavista Rd or give us a call at 770-476-6400 for more information on how you can join or utilize our services. Together, let's build a brighter financial future!

Our Mission

At Georgia United, our mission is clear: we strive to provide exceptional financial services while fostering a strong sense of community. We believe that banking should be about more than just transactions; it's about building relationships and empowering individuals to achieve their financial goals. Our dedication extends beyond traditional banking services; we are deeply invested in community outreach and partnerships that enhance the lives of those we serve. We understand that financial health is key to overall well-being. That's why we offer a variety of products including checking and savings accounts, auto loans, mortgage refinancing, personal loans, and credit cards with rewards. In addition to these offerings, our members benefit from online and mobile banking features which ensure that managing finances is convenient and secure.

Branch Location & Accessibility

Convenient Access and Features

Our branch is designed with your convenience in mind. We provide ample parking so you can easily stop by without any hassle. Plus, our facility is fully ADA-compliant, featuring ramps and accessible entrances to ensure everyone can visit us comfortably. For those who prefer a quick service option, we are proud to offer drive-thru banking. This feature allows you to handle deposits, withdrawals, and other simple transactions from the comfort of your vehicle. If you're on the go, our ATM is available as well, providing you with 24/7 access to cash withdrawal and balance checks.

Join Us Today!

At Georgia United's Northlake Office, we're committed to making your banking experience smooth and enjoyable. Come visit us today at 3824 Lavista Rd in Tucker or explore more about our services online at gucu.org. We look forward to welcoming you into our community!

Operating Hours Tailored for You

We understand that flexibility matters when it comes to your banking schedule. Our lobby hours are designed to accommodate various routines: we're open Monday, Tuesday, Thursday, and Friday from 9:00 AM to 5:00 PM. On Wednesdays, we open a bit later at 10:00 AM but still close at 5:00 PM. If you need assistance or have questions about our services ranging from personal banking options like checking and savings accounts to auto loans and business services don't hesitate to give us a call at 770-476-6400. Our friendly team is here to help!

Member Eligibility

At Georgia United, we believe in creating a welcoming community where everyone feels like they belong. Becoming a member is not just about opening an account; it's about joining a supportive network that puts you first. If you're looking to become part of our family, eligibility is quite straightforward. We invite individuals who live, work, or worship in our local communities to join us. You can also qualify through family connections or by being associated with certain organizations. To find the full details on who can join and ensure you meet the criteria, check out this resource: https://gucu.org/learn/learning-center/resource-detail/education/2025/01/28/how-to-save-for-a-dream-vacation . Getting started is simple! You can open your account online or visit us at our branch located at 3824 Lavista Rd Tucker Ga 30084. Our friendly staff is here to guide you through the process and answer any questions you may have. If you prefer to talk with someone directly, feel free to call us at (770) 476-6400. Join us today and experience the many benefits of being a member at Georgia United!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer comprehensive merchant services that can simplify your daily operations. Imagine effortlessly managing transactions through our tools that accept various payment methods, making it easy for your customers to do business with you. Our services not only streamline payments but also provide valuable insights into sales trends, helping you make informed decisions. Located at 3824 Lavista Rd Tucker Ga 30084 in Tucker, GA, our team is ready to partner with you on your journey. Contact us at (770) 476-6400 to learn more about how we can support your business goals today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $75 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $22,353,309, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options make it simple and affordable. We understand that purchasing a vehicle is a significant investment. That's why we offer competitive rates and flexible terms tailored to fit your budget. Whether you're eyeing a brand-new model or a reliable used car, our team is here to help guide you through the process.

Business Banking

For our business members, we offer comprehensive business banking services, including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we understand the unique challenges businesses face and are committed to providing tailored solutions.

Convenient Access

We know that life gets busy, which is why our branch offers both basic drive-thru banking services for deposits and withdrawals as well as ATM access for quick cash transactions. With hours designed for convenience Monday through Friday you can visit us when it works best for you. If you'd like more information about any of these services or if you're ready to take the next step in managing your finances with Georgia United, give us a call at 770-476-6400 or visit us online at gucu.org. We're excited to help you achieve your financial goals!

Credit Cards with Rewards

Our credit cards with rewards not only allow you to make purchases conveniently but also earn points for every dollar spent. These points can be redeemed for travel rewards, cash back, or gift cards perfect for those who want their spending to work in their favor.

Mortgage Loans & Refinancing

Homeownership is a goal for many, and at Georgia United, we provide various mortgage loans and refinancing options to help make that dream a reality. Whether you're purchasing your first home or looking to refinance an existing mortgage for better rates, we're here every step of the way. Our knowledgeable staff will work with you to find the best solution that meets your needs.

Personal Banking

Our personal banking services include checking and savings accounts that are easy to access and manage. Imagine having a secure place to keep your money while also earning interest on your savings. With our online and mobile banking options, you can check balances, transfer funds, and pay bills right from your phone or computer. You can also enjoy the convenience of ATM services, allowing you to withdraw cash or check your balance anytime.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or want to consolidate debt, our personal loans can offer relief. We aim to provide straightforward lending solutions without the hidden fees often associated with other financial institutions. This way, you can focus on what really matters getting back on track financially.

Digital & Online Banking

Key Features for Your Convenience

Enjoy the flexibility of electronic signature authorization, which means you can sign documents quickly without having to visit a branch. Plus, if you're looking to stay organized, e-statements are available so you can keep track of your finances without the clutter of paper statements. For those who prefer mobile banking, our mobile application is perfect for managing your accounts while you're out and about. With features like mobile payments and person-to-person transfers, sending money to friends or family has never been easier. Just a few taps on your smartphone can complete transactions securely and instantly.

Security You Can Trust

At Georgia United, we prioritize your security. Our digital banking solutions come equipped with advanced security measures to protect your information and give you peace of mind while banking online. Whether you're checking your balance late at night or making a payment during lunch breaks, our reliable online banking services are always ready when you need them. Join us today to experience the convenience of modern banking at Georgia United!

Financial Strength

Committed to Growth

With $186,930,622 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our ability to support your financial goals is further reflected in our $13,636 in used auto loans and $1,720,532,724 in total loans and leases.

Operational Efficiency

Our $13,841,472 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 131 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Your savings are important to us. We have secured $484,735,074 in share certificates and $123,781,927 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $12,756,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $238,518,527, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,078 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusting Community

We cherish the trust you place in us. With a total of 287,951 share accounts, it's clear that many people rely on Georgia United for their financial needs. Our net shares available for lending stand at $0, showcasing our commitment to supporting our community's financial aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Georgia United is your trusted partner. Visit us at 3824 Lavista Rd Tucker Ga 30084 or call (770) 476-6400 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Additional Financing Options

For businesses looking for funding solutions, our outstanding commercial loans totaling $22,353,309 provide the capital needed to grow and expand. We recognize the importance of supporting local businesses and are here to assist you in achieving your entrepreneurial dreams. If you're considering refinancing or exploring eligibility options for any of our loans, please reach out. Our team is ready to guide you through the process and help you find the best fit for your needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. For more information about our offerings or to apply for a loan today, visit us at Georgia United or call us at (770) 476-6400. We're located at 3824 Lavista Rd Tucker Ga 30084 in Tucker, GA, ready to assist you on your financial journey!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $210,013,369 in used vehicle loans and $252,407,844 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles, making it easier for you to drive away with confidence.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $354,206,140, make buying or refinancing simple. We aim to make the mortgage process straightforward so you can focus on finding your dream home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $73,311,367 in loans helping members manage their finances effectively. This option is great for those who want to cover everyday expenses while enjoying rewards and benefits.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

LendMesh takes pride in delivering accurate loan comparisons. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers tailored to their needs.

GEORGIA UNITED CREDIT UNION