Georgia United Stockbridge GA Credit Union | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Georgia United, your trusted financial partner located at 430 Country Club Dr, Stockbridge, GA 30281. Established in 1958, our credit union has proudly served over 150,670 members with a steadfast commitment to providing exceptional financial services tailored to meet your needs. With total assets of $2,266,149,781 and total deposits reaching $131,819,274, we are dedicated to ensuring that your savings work for you. At Georgia United, we understand that every member's financial journey is unique. That's why we offer a diverse range of services, including personal banking solutions, auto loans, mortgage options, and business financing. Our aim is to empower you with the tools needed to achieve your financial goals. Under the guidance of our CEO, Debbie Smith, and Board President Tom Dickson, our team of 145 employees works diligently to support you at every step. Whether you're looking for a new loan or need assistance managing your accounts, we're here to help. And if you need to reach us, feel free to call us at 770-476-6400 or send a fax to 770-476-6433. For official correspondence, please note that while members can visit us at our branch address, all mail should be directed to the same location: 430 Country Club Dr., Stockbridge, GA 30281. We invite you to explore our website at Georgia United for more information about our services and how we can assist you in achieving your financial aspirations. Join us today and experience the difference of being part of a community-focused credit union!

Branch History & Mission

Welcome to the Georgia United Credit Union, a trusted financial partner in Stockbridge, GA since 1958. Over the years, we have built a strong foundation of community support and financial growth, serving our members with dedication and care. Located at 430 Country Club Dr, Stockbridge, GA 30281, our branch has become a familiar landmark for many local residents. From our humble beginnings, Georgia United has evolved into a robust credit union with over 150,670 members and total assets exceeding $2.26 billion. We take pride in our commitment to fostering financial well-being and empowering our community through accessible banking services. Our journey is marked by milestones that reflect our growth and the trust placed in us by our members. At Georgia United, we believe in the power of community. Our mission is simple yet profound: to provide outstanding financial services while enhancing the quality of life for those we serve. We offer a range of products including checking and savings accounts, auto loans, mortgages, personal loans, and business banking services all designed to meet the diverse needs of our members. In addition to traditional banking services, we recognize the importance of embracing technology. Our branch offers online and mobile banking options for convenient access to your accounts anytime, anywhere. With features like electronic signatures and mobile payments, we ensure that your banking experience is both efficient and user-friendly. Community outreach is at the heart of what we do. We actively engage in partnerships that uplift local initiatives and support those in need. Whether it's sponsoring events or providing educational resources on financial literacy, we strive to make a positive impact in Stockbridge and beyond. While you can visit us at 430 Country Club Dr, official correspondence should be sent to 430 Country Club Dr., Stockbridge, GA 30281 if needed. Our operating hours are designed to accommodate your schedule: Monday through Tuesday and Thursday through Friday from 9:00 AM to 5:00 PM, with extended hours on Wednesday starting at 10:00 AM. As we continue to grow and adapt to the changing needs of our members, we invite you to join us on this journey. Experience firsthand the benefits of being part of Georgia United Credit Union a place where your financial dreams can become reality! For more information or to open an account, please call us at 770-476-6400 or visit our website at Georgia United. Together, let's build a brighter future!

Branch Location & Accessibility

Accessibility Features

At Georgia United, we understand the importance of making banking accessible for everyone. Our branch is ADA compliant and features ramps for easy entry. We also offer ample parking space right outside the building, so you can visit us without any hassle.

Operating Hours

We're here for you during convenient hours! Visit us Monday through Tuesday and Thursday through Friday from 9 AM to 5 PM. On Wednesdays, we open a little later at 10 AM but still close at 5 PM. Whether you're stopping by for account inquiries or loan applications, our friendly staff is ready to assist you.

Services Offered

Our Stockbridge Office provides a wide range of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, take advantage of our drive-thru banking for quick transactions without leaving your vehicle. And if you're on-the-go, our ATM is available for cash withdrawals and balance checks whenever you need it. We invite you to come visit Georgia United's Stockbridge Office today! Feel free to give us a call at 770-476-6400 if you have any questions before your visit. We're excited to help you with all your banking needs!

Member Eligibility

Joining the Georgia United community is an exciting step toward better financial opportunities and support! Becoming a member at our Stockbridge branch, located at 430 Country Club Dr, Stockbridge, GA 30281, is simple and welcoming. To qualify, you just need to live, work, worship, or attend school in certain areas we serve, or have a family member who is already a member. This means that if you're looking for a place that truly cares about your financial well-being, you've found it! For more detailed eligibility information, feel free to check out our resource page at gucu.org. Opening an account with us is just as easy! You can start the process online by visiting this link. If you have any questions or need assistance along the way, don't hesitate to give us a call at 770-476-6400. We're here to help you every step of the way as you join our Georgia United family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $75 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $22,353,309, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services designed to make transactions smooth and efficient. Imagine having a reliable payment processing system that ensures you get paid quickly, allowing you to focus on what matters most growing your business. Whether it's accepting card payments or managing payroll, our solutions simplify daily operations. Visit us at 430 Country Club Dr Stockbridge Ga 30281 in Stockbridge, GA, or call us at (770) 476-6400 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Digital Banking at Your Fingertips

In today's fast-paced world, convenience matters. That's why we offer robust online and mobile banking features that allow you to manage your finances anytime, anywhere. From checking balances to transferring funds or paying bills all with just a few taps on your phone. Our branch also features convenient ATM and cash withdrawal services, along with basic drive-thru banking for quick transactions like deposits and withdrawals.

Home Sweet Home

If owning a home is part of your plan, explore our mortgage loans and refinancing services. We understand that buying a home is one of the biggest decisions you'll ever make. Our experts will work closely with you to find a mortgage that meets your needs, making the process smooth and straightforward.

Managing Life's Challenges

Life can throw unexpected expenses your way. That's where our personal loans and debt consolidation options come in handy. Whether it's an emergency repair or consolidating existing debt into one manageable payment, we're here to support you through tough times.

Personal Banking Made Easy

For those starting out on their financial journey or looking for a safe place to grow their money, our checking and savings accounts offer flexibility and security. With competitive interest rates, you can watch your savings flourish while having easy access to your funds. When it comes time to make a big purchase like a car, our auto loans and vehicle financing options are designed to fit your budget. Imagine driving off in your dream car without the stress of complicated financing our team is here to guide you every step of the way.

Rewards on Spending

Don't forget about our credit cards with rewards! Use them for everyday purchases and earn points towards travel, merchandise, or cash back. It's a simple way to get more from your spending.

Supporting Local Businesses

For business owners, we provide essential services through our business banking, which includes merchant services and business loans. We're committed to helping local businesses thrive because when you succeed, we all succeed.

Visit Us Today!

We invite you to visit us at 430 Country Club Dr, Stockbridge, GA 30281, or give us a call at 770-476-6400 to learn more about how Georgia United can help you meet all your financial needs. Our friendly team is ready to assist you with any questions or concerns you may have! Explore our website at Georgia United for more details on all our services. Join us today and experience the difference!

Digital & Online Banking

Key Features

Enjoy the ease of accessing your accounts 24/7 with our online banking services. Whether you're checking your balance, transferring funds, or paying bills, everything is just a few clicks away. Plus, with our electronic signature authorization feature, signing documents is quick and hassle-free no need for printing or mailing. For those who prefer to go paperless, we provide e-statements so you can view your account statements securely online whenever you need them. This not only helps keep your information safe but also reduces clutter at home.

Stay Connected on the Go

Our mobile application makes it even easier to manage your finances right from your smartphone. You can make mobile payments, transfer money between friends using our person-to-person transfer feature, and quickly check your account balances all while on the move. With features like these at Georgia United, banking fits seamlessly into your busy life. Our commitment to security means you can rest assured that your financial information is protected every step of the way. Join us today and experience the convenience of modern banking at Georgia United!

Financial Strength

A Growing Community

We have achieved a remarkable milestone with 287,951 total share accounts, showing a strong and growing member base that trusts us with their finances. This robust membership underscores our role as a trusted partner in your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving for a dream vacation or planning for the future, Georgia United is your trusted partner. Visit us at 430 Country Club Dr., Stockbridge GA 30281 or call 770-476-6400 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $186,930,622 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with $13,636 in used auto loans and a total of $1,720,532,724 in loans and leases.

Member-Centric Savings

Members' savings are secured through $484,735,074 in share certificates and $123,781,927 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $12,756,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our net income of $13,841,472 reflects our operational efficiency. This allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 131 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Solid Financial Foundation

With a net worth of $238,518,527, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.78% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $210,013,369 in used vehicle loans and $252,407,844 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our competitive rates and flexible terms make it easier than ever to drive away with the car you want.

Commercial Loans

For business owners in our community, we also offer commercial loans totaling $22,353,309. These loans provide the capital needed for growth and expansion. We understand the unique challenges businesses face and are committed to supporting local entrepreneurs with tailored solutions. If you're interested in any of our loan offerings or wish to explore refinancing options further, don't hesitate to reach out! You can contact us at (770) 476-6400 or visit us at our branch located at 430 Country Club Dr Stockbridge Ga 30281 in Stockbridge, GA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. For additional information on how to apply for a loan or learn about eligibility criteria, please visit our website: Georgia United.

Credit Lines and Personal Loans

For those seeking more flexibility in their finances, we provide credit lines totaling $700,357,500 to help manage unexpected expenses or consolidate debt. These lines of credit are designed for easy access when you need it most. Additionally, we have unsecured credit card loans available with a total of $73,311,367 helping members manage their finances effectively. With flexible terms and no collateral needed, these cards provide an excellent way to handle everyday purchases while building your credit history.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $354,206,140, make buying or refinancing simple. We offer various mortgage products tailored to fit your needs and budget. Our knowledgeable staff can walk you through the eligibility requirements and help you understand the refinancing options available to you.

Loan Aggregator

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GEORGIA UNITED CREDIT UNION