Georgia United Duluth GA Credit Union | Best Auto Loans & Checking Accounts

Introduction

At Georgia United, we believe that banking should be about more than just transactions; it's about building relationships and supporting our community. Located at 2270 Satellite Blvd, Duluth, GA 30097, our Gwinnett Office has been serving members since 1958. With a strong commitment to providing personalized service, we are proud to support over 150,670 members with an impressive array of financial products. As of now, our total assets amount to a remarkable $2,266,149,781, reflecting our stability and strength. We have successfully facilitated 73,463 loans and leases, demonstrating our dedication to helping members achieve their financial goals. With total deposits reaching $131,819,274, our members can trust in the security and growth of their funds. Under the leadership of our CEO, Debbie Smith, and Board President, Tom Dickson, we strive to create a welcoming environment where every member feels valued. Our team of 145 employees is here to assist you with everything from personal banking needs to business services. While members can visit us at our branch location for all banking services ranging from checking and savings accounts to auto loans and credit cards official correspondence should be sent to the same address: 2270 Satellite Blvd, Duluth, GA 30097-4914. Whether you're looking for a new loan or just want to know more about what we offer, feel free to reach out at 770-476-6400. We're here to help you navigate your financial journey with confidence and ease! For more information about our services or to apply for a loan online, please visit our website at Georgia United.

Branch History & Mission

Commitment to Innovation

In addition to traditional banking services, we've embraced digital advancements that make banking easier for our members. Our online and mobile banking platforms offer convenience and accessibility for everyone. We also prioritize ADA compliance to ensure all community members can access our services without barriers.

Community Focus

Georgia United isn't just about transactions; we're about building relationships. Through various community events and sponsorships, we strive to foster an environment where every member feels valued and supported.

Join Us Today!

We invite you to become part of the Georgia United family! Experience firsthand the benefits of being a member of a credit union that truly cares about your financial future. Stop by our branch or contact us at 770-476-6400 for more information on how you can join us on this journey toward achieving your financial goals together!

Our Evolution

From our humble beginnings, Georgia United has consistently evolved to meet the needs of our members. We started with a small membership base and limited services, but today we offer a wide range of personal banking options, auto loans, mortgages, credit cards with rewards, and business banking services. Each step in our journey has been driven by our commitment to provide exceptional service and support to our members. Our dedication goes beyond just banking. We actively engage in community outreach programs and partnerships that uplift the neighborhoods we serve. By investing in local initiatives and providing educational resources on financial literacy, we aim to make a real difference in people's lives.

Our Mission

At Georgia United, our mission is clear: to enhance the financial well-being of our members while supporting the communities around us. We believe that everyone deserves access to quality financial services that help them achieve their dreams. This mission is reflected in every interaction we have with our members from offering personalized advice to creating flexible loan options tailored to individual needs. While members can visit us at 2270 Satellite Blvd for all their banking needs, official correspondence should be sent to 2270 Satellite Blvd, Duluth, GA 30097-4914.

Branch Location & Accessibility

Convenient Access and Services

We understand that accessibility is key for our members. Our branch features ADA-compliant facilities, ensuring everyone can navigate with ease. Parking is readily available, making your visit as hassle-free as possible. If you prefer banking on the go, we offer ATM services right at our location, along with drive-thru banking for quick deposits and withdrawals. While members can visit us at 2270 Satellite Blvd, official correspondence should be sent to the same address: 2270 Satellite Blvd, Duluth, GA 30097-4914.

Explore Our Services

From checking and savings accounts to auto loans and mortgage refinancing, our team is dedicated to helping you find the right financial solutions tailored to your needs. We also offer business banking services, credit cards with rewards, and online banking options for added convenience. So why wait? Come visit us at Georgia United's Gwinnett Office today! We look forward to welcoming you into our community and helping you achieve your financial goals.

Operating Hours

At Georgia United, we strive to accommodate your schedule. Our lobby hours are designed with your convenience in mind: Monday, Tuesday, Thursday, and Friday from 9:00 AM to 5:00 PM; and Wednesday from 10:00 AM to 5:00 PM. Feel free to drop by during these times or give us a call at 770-476-6400 if you have any questions or need assistance.

Member Eligibility

At Georgia United, we believe that everyone deserves to be part of a welcoming community where financial dreams can come true. Becoming a member is simple and open to anyone who lives, works, worships, or attends school in Gwinnett County, as well as those who are family members of existing members. We strive to make banking accessible for everyone, and our supportive staff is always here to help you along the way. To get started on your membership journey, visit us at 2270 Satellite Blvd Duluth Ga 30097 or give us a call at (770) 476-6400. For more details on eligibility requirements, feel free to check out this helpful resource: https://gucu.org/learn/learning-center/resource-detail/education/2025/01/28/how-to-save-for-a-dream-vacation . If you're ready to open an account, you can find all the information you need at http://www.gucu.org/apply-for-a-loan . Join us at Georgia United and experience the benefits of being part of a caring financial family!

Business Banking & Commercial Services

Merchant Services that Matter

In today's fast-paced world, having reliable merchant services can make all the difference. Picture your customers checking out seamlessly while you focus on what really matters growing your business. Our merchant services provide secure payment processing, making transactions smoother for both you and your clients. Located at 2270 Satellite Blvd Duluth Ga 30097 in Duluth, GA, we're here to support your business needs. Connect with us today at (770) 476-6400 to explore how we can help take your business to the next level!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $75 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $22,353,309, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

For our members who run businesses, we offer tailored solutions including merchant services and business loans. We're committed to helping local businesses thrive by providing the financial resources needed for growth.

Convenient Service Options

At Georgia United, convenience is key. Our branch features a basic drive-thru for quick deposits and withdrawals as well as easy ATM access for balance checks and cash withdrawals. Need assistance? Don't hesitate to reach out at 770-476-6400 during our operating hours: Monday-Tuesday and Thursday-Friday from 9:00 AM to 5:00 PM, and Wednesday from 10:00 AM to 5:00 PM. In summary, whether you're looking for personal banking solutions or business services, Georgia United at Duluth has everything you need under one roof. We invite you to explore how we can help enhance your financial journey today! For more information about our services or to get started on any of our offerings, visit us online at gucu.org.

Credit Cards That Reward You

Our credit cards with rewards allow you to earn while you spend. Whether it's cashback on groceries or points towards travel, using your card becomes rewarding in more ways than one.

Financing Your Dreams

When it comes to financing a vehicle or home, Georgia United has you covered. We provide auto loans and vehicle financing, making it simple to drive away in the car you want. If buying a home is on your horizon, our mortgage loans and refinancing options can help make that dream a reality. And if you're looking for a little extra cash for personal expenses or debt consolidation, our personal loans are here to support you.

Personal Banking Made Easy

We understand that personal banking should be straightforward. That's why we offer checking and savings accounts that fit your lifestyle. Imagine being able to manage your money with ease through our online and mobile banking services. You can check balances, pay bills, and transfer funds right from your smartphone. Plus, with ATM access available, you can withdraw cash whenever you need it.

Digital & Online Banking

Key Services

Our online banking features are user-friendly and packed with benefits. You can view your account balances, transfer funds between accounts, and pay bills all from the comfort of your home or on the go. If you prefer using your mobile device, our dedicated mobile application makes it even easier to manage your finances right from your pocket. Sending money to friends or family? Our person-to-person transfer service allows you to quickly send funds without any hassle. Plus, with electronic signature authorization available, signing important documents has never been more straightforward no more printing and scanning!

Security and Accessibility

We prioritize the security of your personal information. Our systems are equipped with robust security measures to ensure that your data remains safe while you enjoy the ease of digital banking. E-statements are also available for those who prefer a paperless option, allowing you to keep track of your transactions in a secure manner. And if you're looking for quick payment options, our mobile payments feature lets you make transactions effortlessly, whether you're shopping in-store or online. With all these tools at your fingertips, managing your finances is not just easy; it's also empowering. Experience the convenience of modern banking today with Georgia United!

Financial Strength

Commitment to Growth

With $186,930,622 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $13,636 in used auto loans and $1,720,532,724 in total loans and leases.

Growing Member Base

Total Share and Deposit Accounts: 287,951, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Georgia United is your trusted partner. Visit us at 2270 Satellite Blvd Duluth Ga 30097 or call (770) 476-6400 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Operational Efficiency

Our operational efficiency is reflected in our $13,841,472, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 131 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $484,735,074 in share certificates and $123,781,927 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $12,756,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $238,518,527, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,078 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $210,013,369 in used vehicle loans and $252,407,844 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles, ensuring that you can find the right fit without breaking the bank.

Business Loans

For business owners, our outstanding commercial loans totaling $22,353,309 provide the capital needed to grow and expand. We understand that every business has unique needs and are here to support your entrepreneurial journey.

Credit Lines

Our total credit lines reach $700,357,500, giving you access to additional funds when you need them most. This flexibility allows you to manage unexpected expenses without stress. At Georgia United located at 2270 Satellite Blvd Duluth GA 30097, our team is ready to assist you with your lending needs. For more information or to discuss eligibility options for any of these loan products, feel free to call us at 770-476-6400. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to helping you navigate your financial future!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $354,206,140, make buying or refinancing simple. We also have various refinancing options available for those looking to reduce their monthly payments or tap into their home equity.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $73,311,367 in loans helping members manage their finances effectively. These cards come with benefits that can help you save while you spend.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that users receive fair and transparent offers tailored to their needs. By pulling information directly from reputable lenders, LendMesh guarantees the accuracy of its comparisons, allowing you to make informed decisions about your financing options.

GEORGIA UNITED CREDIT UNION