Georgia United Dublin GA Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Georgia United, your trusted financial partner since 1958, located at 2006 Veterans Blvd, Dublin, GA 31021. We pride ourselves on being more than just a credit union; we are a community dedicated to serving our 150,670 members with personalized banking solutions. With total assets of over $2.26 billion and total deposits reaching $131.8 million, we have the resources to help you achieve your financial goals. At Georgia United, we offer a wide range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, and even business banking solutions. Our commitment to our members is evident in our net worth of $238.5 million, ensuring that we are stable and reliable for all your financial needs. Led by our dedicated CEO, Debbie Smith, and Board President, Tom Dickson, our team of 145 employees is here to provide you with exceptional service every day. You can reach us at 770-476-6400 or visit our website at gucu.org for more information. While members can visit us at our Dublin branch, official correspondence should be sent to the same address: 2006 Veterans Blvd, Dublin, GA 31021-3030. We look forward to welcoming you into our Georgia United family and helping you navigate your financial journey! Whether you're looking for a new loan or simply want to learn more about how we can support you, don't hesitate to call or drop by today.

Branch History & Mission

Join Us

As we look towards the future, Georgia United remains committed to innovation and excellence in service. We invite you to experience the benefits of membership with us. Join today and become part of a community-focused credit union dedicated to helping you thrive financially! Visit us online at Georgia United or apply for an account here. Together, let's build a brighter financial future!

Our Evolution

Since opening our doors, Georgia United has evolved significantly. We began as a small credit union with a vision to provide affordable financial solutions to local residents. Over the years, we've expanded our services to include personal banking options such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our dedication to providing accessible financial products is evident through our robust online and mobile banking platforms, which make managing finances easier for our members. Our location in Dublin places us at the heart of a vibrant community. We're proud to be part of Laurens County and are committed to supporting local initiatives that enhance the quality of life for all residents. From educational workshops to community sponsorships, Georgia United actively engages with local organizations to foster growth and opportunity.

Our Mission

At Georgia United, our mission is simple: to empower our members by providing exceptional financial services while making a difference in the community. We believe that everyone deserves access to quality banking solutions that help them achieve their financial goals. Whether it's saving for a dream vacation or securing a loan for a new home, we are here to support you every step of the way. With an emphasis on member satisfaction, our branch offers various conveniences including ATM availability and drive-thru banking for quick transactions. Our operating hours are designed with your needs in mind Monday through Tuesday and Thursday through Friday from 9:00 AM to 5:00 PM, and Wednesday from 10:00 AM to 5:00 PM. While members can visit us at 2006 Veterans Blvd for all their banking needs, official correspondence should be sent to the same address or reach us at (770) 476-6400.

Branch Location & Accessibility

Additional Services

For added convenience, we offer drive-thru banking so you can handle quick transactions without leaving your car. If you're in need of cash or want to check your balance on-the-go, our ATM is available for your use as well. While members can visit us at 2006 Veterans Blvd, official correspondence should be sent to the same address for consistency.

Contact Us

If you have any questions or would like more information about our services, feel free to call us at 770-476-6400. Our dedicated team is here to assist you! So why wait? Come visit us today at Georgia United your trusted partner in financial wellness!

Convenient Access

At our Dublin Office, we understand that accessibility is key. Our branch features ADA-compliant facilities, including ramps and designated parking spots for those who need them. Whether you're visiting us for personal banking, auto loans, or mortgage options, you'll find our welcoming atmosphere makes banking a pleasant experience.

Operating Hours

We know your time is valuable. That's why we're here to serve you during convenient hours: Monday, Tuesday, Thursday, and Friday from 9 AM to 5 PM, and Wednesday from 10 AM to 5 PM. This schedule gives you flexibility while ensuring you can get the help you need when it suits you best.

Member Eligibility

At Georgia United, we believe that everyone deserves a chance to be part of something special. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in our community, you're likely eligible to join us. We value diversity and encourage individuals from all walks of life to become part of our supportive family. For specific eligibility details, you can check out this resource: Eligibility Criteria. Joining Georgia United means gaining access to a range of benefits designed to make your financial journey smoother and more rewarding. From personalized banking services to competitive loan options, we're here to support your goals. When you're ready to open an account, the process is straightforward! Just visit this link for all the details on how to get started. If you have any questions or need assistance, don't hesitate to call us at 770-476-6400. We can't wait for you to join our vibrant community at 2006 Veterans Blvd, Dublin, GA 31021!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer merchant services that help streamline your payment processes. Imagine being able to accept payments seamlessly from customers while managing your cash flow effectively. Our solutions make it easy for you to focus on what matters most growing your business. Visit us at 2006 Veterans Blvd, Dublin, GA 31021 or call us at 770-476-6400 to learn how Georgia United can be your partner in success!

Tailored Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $75 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $22,353,309, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

A Call to Action

Ready to take control of your finances? Visit us at our Dublin branch or give us a call at 770-476-6400 to learn more about how Georgia United can assist you with all your banking needs. You can also explore our services further by visiting our website at gucu.org. We look forward to serving you!

Business Banking Services

For those who run their own businesses, Georgia United offers specialized services including merchant services and business loans to help you grow and thrive in today's competitive environment. We know that every penny counts when it comes to running a business.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking solutions that let you manage your accounts anytime, anywhere. With features like ATM access for cash withdrawals and balance checks, as well as basic drive-thru banking for quick deposits and withdrawals, handling your finances has never been easier.

Flexible Loan Options

Life can throw unexpected expenses your way. Our personal loans and debt consolidation services provide flexibility and peace of mind when you need it most. Plus, with our credit cards featuring rewards, you can earn points on everyday purchases while managing your spending effectively.

Personal Banking Solutions

We understand that managing your personal finances can sometimes feel overwhelming. That's why we offer checking and savings accounts designed for your lifestyle. Whether you're saving for a dream vacation or just need a reliable place for your daily transactions, we've got you covered. If you're in the market for a new car or simply need a reliable vehicle, our auto loans and vehicle financing options make it easy to drive away in the car of your dreams without breaking the bank. And if homeownership is on your mind, check out our mortgage loans and refinancing options that can help make owning a home more accessible than ever.

Digital & Online Banking

Convenient Online Access

With our online banking services available 24/7 at https://gucu.org/ , you can check balances, pay bills, and transfer funds with just a few clicks. This means no more waiting in lines or rushing to the bank before closing time. Whether it's early morning or late at night, your accounts are just a login away.

Enhanced Features for Your Needs

We offer electronic signature authorization, making it easier than ever to complete transactions securely from the comfort of your home. Plus, enjoy the convenience of e-statements that let you view your account statements digitally saving paper and reducing clutter. Our mobile application further enhances your banking experience. You can make mobile payments effortlessly, ensuring you never miss a chance to pay a friend back or handle any expenses on the go. If you need to send money quickly, our person-to-person transfer feature allows you to do just that without hassle.

Security You Can Trust

At Georgia United, we prioritize your security. Our online banking system uses top-notch security measures to keep your information safe while providing a user-friendly experience. You can bank with confidence knowing that your data is protected. Experience real-time account management and enjoy the flexibility of managing your finances from anywhere. Join us at Georgia United and take advantage of our comprehensive digital banking services today!

Financial Strength

Efficient Operations

Our $13,841,472 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 131 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Base

We proudly serve a growing community with a total of 287,951 share accounts, showing that more people trust us with their finances every day. Net Shares (Funds available for lending and investments) stand at $0, further demonstrating our capacity to support your needs. In summary, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Georgia United is your trusted partner. Visit us at 2006 Veterans Blvd Dublin Ga 31021 or call (770) 476-6400 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Member-Centric Savings

Members' savings are secured through $484,735,074 in share certificates and $123,781,927 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $12,756,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Growth

With $186,930,622 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to growth is evident in our lending capacity; with $13,636 in used auto loans and $1,720,532,724 in total loans and leases, we support members' financial goals across various sectors.

Strong Financial Health

With a net worth of $238,518,527, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,078 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This foundational strength means your money is safe with us.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the most competitive rates in the industry. We have already issued $210,013,369 in used vehicle loans and $252,407,844 in new vehicle loans to help members get on the road quickly and affordably. Whether you're eyeing the latest model or a reliable used vehicle, our flexible terms make it easier than ever to drive away with confidence.

Business Loans

For business owners in our community, our outstanding commercial loans totaling $22,353,309 provide the necessary capital for growth and expansion. We believe that supporting local businesses contributes to the well-being of our entire community. If you're considering refinancing or need information on eligibility options for any of our loan products, don't hesitate to ask our knowledgeable staff during your visit or call us directly. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. At Georgia United, we're not just about numbers; we're about people your goals matter to us!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $354,206,140, making buying or refinancing straightforward and manageable. We are committed to helping you find a plan that fits your budget and future aspirations.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans with a total of $73,311,367 in loans helping members manage their finances effectively. Our credit cards come with various rewards and benefits tailored to fit your lifestyle.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

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GEORGIA UNITED CREDIT UNION