Georgia United Conyers GA Credit Union | Affordable Vehicle Loans & Business Banking

Introduction

At Georgia United, we believe that every member deserves a financial partner they can trust. Since opening our doors in 1958, we've proudly served the Conyers community from our branch located at 1381 Milstead Ave NE, Conyers, GA 30012. With a commitment to your financial well-being, we're here to provide personalized services and support tailored to your needs. As part of our dedication to fostering strong relationships, we currently boast a membership of over 150,670 individuals who trust us with their financial goals. Our total assets stand at an impressive $2,266,149,781, reflecting our stability and reliability as a credit union. With $131,819,274 in deposits and a net worth of $238,518,527, we ensure that your funds are secure and growing. Led by our experienced CEO, Debbie Smith, and Board President Tom Dickson, our team of 145 employees is passionate about providing exceptional service. Whether you need help with personal banking solutions like checking accounts or loans or business banking services, we're ready to assist you. In fact, we have facilitated more than 73,463 loans and leases, demonstrating our commitment to supporting your financial journey. While you can visit us at our branch for any inquiries or services, official correspondence should be directed to the same address: 1381 Milstead Ave NE, Conyers, GA 30012-3829. If you have any questions or need assistance, please feel free to call us at 770-476-6400. Join us today and discover how Georgia United can help you achieve your dreams! For more information on our services or to apply for a loan online, visit us at gucu.org. We look forward to serving you!

Branch History & Mission

Our Mission

Georgia United's mission is rooted in the belief that everyone deserves access to quality financial services. We strive to create a welcoming environment where every member feels valued and supported. Our team is dedicated to helping individuals and families build better futures through sound financial practices. We are not just a credit union; we are a community partner focused on making a positive impact in Conyers and beyond. While members can visit us at 1381 Milstead Ave Ne Conyers Ga 30012, official correspondence should be sent to 1381 Milstead Ave NE, Conyers, GA 30012-3829. Our branch features convenient amenities such as ATM availability and drive-thru banking services for quick transactions. We prioritize accessibility and ensure compliance with ADA standards so that everyone can benefit from our services. We also embrace digital advancements by offering online and mobile banking options, allowing our members to manage their finances anytime, anywhere. Whether it's through person-to-person payments or electronic signatures for loan applications, we make banking easier for you. In addition to our financial offerings, Georgia United takes pride in its community outreach initiatives. We actively engage in partnerships with local organizations to support various causes that uplift our community members. From sponsoring educational programs to participating in local events, we believe in giving back and strengthening the bonds within our community. As we move forward into the future, Georgia United remains committed to enhancing the lives of our members through innovative financial solutions and unwavering support. We invite you to join us on this journey experience the benefits of being part of Georgia United today! Visit us online at gucu.org or call us at (770) 476-6400 for more information on how we can assist you.

Branch Location & Accessibility

A Range of Services Just for You

At Georgia United, we pride ourselves on offering a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we have something for everyone. Plus, our drive-thru service allows for quick deposits and withdrawals without ever leaving your car.

Convenient Access and Parking

Parking is available right outside our branch, making it simple for you to pop in and take care of your banking needs. Our facility is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to ensure that everyone can visit us comfortably.

Operating Hours That Fit Your Schedule

We understand that life can be busy, which is why we offer flexible operating hours. You can visit us Monday, Tuesday, Thursday, and Friday from 9:00 AM to 5:00 PM, and on Wednesday from 10:00 AM to 5:00 PM. This way, you can drop by before or after work or even during your lunch break!

Stay Connected

If you need assistance or have questions about our services, don't hesitate to reach out! Give us a call at 770-476-6400. We're here to help! We look forward to welcoming you at our Conyers Office soon! Remember, while members can visit us at 1381 Milstead Ave Ne Conyers Ga 30012, official correspondence should be sent to 1381 Milstead Ave NE, Conyers, GA 30012-3829 if different. Come see how we can help you achieve your financial goals today!

Member Eligibility

Becoming a member of Georgia United is like joining a family that genuinely cares about your financial well-being. If you're in the Conyers area or surrounding regions, you're likely eligible to join us! At Georgia United, we welcome individuals who live, work, worship, or attend school in our community. This inclusive approach means that many people can take advantage of our friendly services and competitive rates. By becoming a member, you gain access to a variety of benefits, including personalized banking solutions tailored just for you. The process to join is straightforward and welcoming. You can visit us at our branch located at 1381 Milstead Ave Ne Conyers Ga 30012 or give us a call at (770) 476-6400 for any questions you might have. To get all the details on membership eligibility, check out our resource page at https://gucu.org/learn/learning-center/resource-detail/education/2025/01/28/how-to-save-for-a-dream-vacation. Ready to open an account? It's easy! Simply head over to http://www.gucu.org/apply-for-a-loan to start your journey with us today!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $75 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $22,353,309, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, having the right tools can make all the difference. Our merchant services help businesses accept payments quickly and securely, ensuring smooth transactions for both you and your customers. Imagine a busy café using our payment solutions to streamline checkout during morning rush hours, or a local retailer simplifying their sales process. With Georgia United, you have a partner that cares about your success. Visit us at 1381 Milstead Ave Ne Conyers Ga 30012 in Conyers, GA, or call us at (770) 476-6400 to learn more about how we can support your business journey!

Comprehensive List Of Services

Business Banking Services

For business owners, our Business Banking solutions include Merchant Services and Business Loans designed to support your growth and operations. We understand the unique challenges businesses face and are committed to providing personalized service tailored to your needs.

Digital Banking Convenience

At Conyers Office, we prioritize convenience through our robust Online & Mobile Banking services. Accessing your accounts anytime, anywhere has never been easier! You can check balances, transfer funds, and pay bills directly from your smartphone or computer. Plus, enjoy features like ATM & Cash Withdrawal Services that allow easy access to cash when you need it most.

Home Financing

For those looking to purchase a home, our Mortgage Loans & Refinancing options make it easy to find a plan that fits your budget. We guide you through the process, ensuring you understand every step along the way. If you already own a home but are considering refinancing, we can help you explore your options to potentially lower your monthly payments or tap into your home's equity.

Personal Banking Solutions

We know that everyone has different goals when it comes to personal finance. That's why our offerings start with Personal Banking, which includes Checking & Savings Accounts that help you manage your day-to-day transactions while saving for the future. Whether you're looking for a simple way to save or a checking account with perks, we have options designed just for you. If you're thinking about getting a new car or need assistance with vehicle financing, our Auto Loans & Vehicle Financing services are here to help. We provide competitive rates and flexible terms so you can drive off in the vehicle of your dreams without breaking the bank.

Personal Loans and Credit Options

In times of need, our Personal Loans & Debt Consolidation services can provide relief from financial stress. Whether it's unexpected expenses or consolidating existing debt into one manageable payment, we're here to assist you on your journey toward financial stability. Don't forget about our Credit Cards with Rewards, perfect for those who want to earn while they spend. With various rewards programs available, you can choose one that aligns best with your lifestyle and spending habits.

Visit Us Today!

We invite you to visit us at 1381 Milstead Ave Ne Conyers Ga 30012 or give us a call at (770) 476-6400 for any questions about our services. Our friendly team is ready to assist you in achieving your financial goals. Experience the difference with Georgia United, where member satisfaction is our top priority!

Digital & Online Banking

Accessibility and Security

We prioritize your security with robust measures that protect your personal information while you bank online. Our platform is designed to be user-friendly, so whether you're tech-savvy or just starting out, you'll find it easy to navigate. With all these features combined, managing your finances is not only convenient but also secure. Experience the freedom of real-time account management with Georgia United's digital banking options today!

Key Features

One of the standout features is the ability to view and manage your accounts through our user-friendly mobile application. Whether you're checking your balance or transferring funds, everything is just a few taps away. Plus, with electronic signature authorization, signing documents has never been simpler or more secure. Our e-statements provide a paperless way to keep track of your transactions while ensuring that you have easy access to your financial records whenever you need them. No more waiting for statements in the mail just log in and view them on your device. Want to send money to a friend or family member? Our person-to-person transfer service makes it quick and simple. You can send money instantly without any hassle. For those who prefer using their smartphones for payments, our mobile payments feature allows you to pay with ease right from your device. It's perfect for those times when you're on the go and need to make a quick purchase.

Financial Strength

Growing Membership Base

Total Share and Deposit Accounts: 287,951, showing a strong and growing member base that trusts us with their finances. Our net shares stand at $0, indicating funds available for lending and investments. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Georgia United is your trusted partner. Visit us at 1381 Milstead Ave Ne Conyers Ga 30012 or call (770) 476-6400 to learn more about how we can help you achieve your financial goals.

Investment in Growth

Our commitment to our members is reflected in our $186,930,622 in undivided earnings, which we reinvest into innovative banking tools, stronger lending options, and enhanced security measures. With $13,636 in used auto loans and $1,720,532,724 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Member-Centric Savings Options

Members' savings are secured through $484,735,074 in share certificates and $123,781,927 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $12,756,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our impressive $6,093,620 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 131 full-time employees and 14 part-time employees who are dedicated to providing excellent service whenever you need assistance.

Solid Financial Health

With a net worth of $238,518,527, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.78% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Information

Our branch is located at 1381 Milstead Ave Ne, Conyers GA 30012, and you can reach us at 770-476-6400 for any inquiries. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today to explore how we can assist you in achieving your financial dreams through our diverse loan offerings!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $210,013,369 in used vehicle loans and $252,407,844 in new vehicle loans already helping members get on the road. We provide flexible terms tailored to your needs, making it easier than ever to drive off with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $22,353,309 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to scale an existing one, we are committed to supporting your journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $354,206,140, making buying or refinancing simple. We also have refinancing options available if you're looking to lower your monthly payments or access your home equity.

Unsecured Credit Card Loans

Managing finances can be challenging, but our flexible terms on unsecured credit card loans can help. With a total of $73,311,367 in loans assisting members in staying on top of their expenses, you can enjoy greater purchasing power without the worry of collateral.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means you can trust that the information you see is accurate and fair. Each lender listed has been vetted to ensure they meet high regulatory standards, promoting transparency in every offer.

GEORGIA UNITED CREDIT UNION - Conyers, GA

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