Georgia United Clarkston GA Credit Union | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Georgia United, your trusted partner in financial success located at 500 N Indian Creek Dr, Clarkston, GA 30021. Since our establishment in 1958, we have proudly served our community with a commitment to excellence and a focus on empowering our members. With a robust membership of 150,670 individuals and total assets exceeding $2.26 billion, we are dedicated to providing you with the resources you need to achieve your financial goals. At Georgia United, we understand that each member's journey is unique. That's why we offer a wide range of services tailored to meet your needs from personal banking and auto loans to mortgage financing and business solutions. Our members enjoy the peace of mind that comes from knowing their finances are in capable hands, backed by a net worth of $238,518,527 and cash reserves of $25,963,946. If you need assistance or have questions about your accounts, feel free to reach out to us at 770-476-6400. While members can visit us at our Clarkston branch for face-to-face service, official correspondence should be sent to our mailing address: 500 N Indian Creek Dr, Clarkston, GA 30021-2362. Led by CEO Debbie Smith and Board President Tom Dickson, our team of 145 employees is here to support you every step of the way. We take pride in being more than just a credit union; we are a community-focused institution committed to making a positive impact. Join us today at Georgia United! Discover how we can help you navigate your financial journey with confidence. Visit our website at gucu.org or stop by our office for more information about how we can serve you better!

Branch History & Mission

At Georgia United, our story began in 1958 when we opened our doors in the vibrant community of Clarkston, GA. Over the decades, we have grown from a small credit union to a trusted financial partner for over 150,000 members. Today, we proudly serve as a cornerstone of support and empowerment for individuals and families throughout our diverse community. Located at 500 N Indian Creek Dr, Clarkston, GA 30021, our branch is easily accessible and close to local landmarks that many residents know and love. We are dedicated not just to providing excellent financial services but also to being an integral part of the Clarkston community. As we've evolved, our commitment to our mission has remained steadfast: to offer quality financial services that enhance the lives of our members while supporting local initiatives. Our mission is clear: we aim to provide personalized banking solutions that meet the unique needs of each member. From checking accounts to auto loans and business financing, we ensure that every service is designed with your best interests in mind. We believe in giving back, which is why we actively participate in community outreach programs and partnerships that uplift those around us. As technology advances, so do we. Our branch has embraced digital innovations to make banking simpler and more convenient for you. With online banking, mobile payments, and e-statements available, managing your finances has never been easier. We also prioritize accessibility by ensuring compliance with ADA standards at our facilities. While members can visit us at 500 N Indian Creek Dr, official correspondence should be sent to 500 N Indian Creek Dr, Clarkston, GA 30021-2362 if it differs from your visit. Our friendly staff is here during operating hours Monday through Tuesday and Thursday through Friday from 9 AM to 5 PM, with extended hours on Wednesdays starting at 10 AM to assist you with any inquiries or services you may need. With total assets exceeding $2.26 billion and a range of offerings tailored to fit various financial needs, Georgia United stands ready to help you achieve your goals. Whether you're looking for personal loans or business banking options, we're here for you every step of the way. We invite you to join us at Georgia United and experience firsthand how we're more than just a credit union; we're a community partner dedicated to your success. Call us today at 770-476-6400 or visit our website at gucu.org for more information on how we can help you thrive financially!

Branch Location & Accessibility

Accessibility and Parking

At our Clarkston Office, we prioritize accessibility for all members. The branch features ADA-compliant entrances and ramps, ensuring everyone can navigate our facilities easily. We also offer ample parking right outside the building, so you can get in and out without any hassle.

Operating Hours

We understand that your time is valuable. That's why we offer flexible banking hours to accommodate your busy schedule. Our lobby hours are open from 9:00 AM to 5:00 PM on Monday, Tuesday, Thursday, and Friday, while we open a bit later at 10:00 AM on Wednesday. Whether you prefer visiting us in person or utilizing our drive-thru services for quick transactions like deposits and withdrawals, we're here to serve you.

Services Offered

At Georgia United, we provide a wide range of personal banking services tailored to fit your needs. From checking and savings accounts to auto loans and mortgage refinancing, our friendly staff is ready to assist you. Plus, with ATM access available on-site and online banking options at your fingertips, managing your finances has never been easier. While members can visit us at 500 N Indian Creek Dr Clarkston Ga 30021, official correspondence should be sent to 500 N Indian Creek Dr, Clarkston, GA 30021-2362. If you have any questions or would like more information about our services, feel free to give us a call at (770) 476-6400.

Visit Us Today!

We invite you to stop by our Clarkston branch today! Experience firsthand how Georgia United can help you achieve your financial goals in a welcoming environment. Your next great banking experience starts here!

Member Eligibility

Joining the community at Georgia United is a wonderful step towards financial empowerment and support. We're excited to welcome individuals who live, work, or worship in the areas we serve. Whether you're looking for personal banking options, auto loans, or just a place that values your membership, you're in the right spot! To find out if you qualify, please check our detailed eligibility criteria at https://gucu.org/learn/learning-center/resource-detail/education/2025/01/28/how-to-save-for-a-dream-vacation. It's an easy read and will help you understand how you can join our growing family here at Georgia United, located at 500 N Indian Creek Dr Clarkston Ga 30021. Becoming a member is straightforward and rewarding. You can open an account online by visiting http://www.gucu.org/apply-for-a-loan, or simply give us a call at (770) 476-6400 if you have any questions. We're here to help you every step of the way as you become part of our supportive community!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $75 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $22,353,309, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

Imagine a seamless checkout experience that keeps your customers happy and your cash flow steady. Our merchant services offer tools that make payment processing easy, whether you run a bustling retail shop or a cozy café. With options tailored for your needs, managing transactions becomes one less thing to worry about. Join us at Georgia United, located at 500 N Indian Creek Dr Clarkston Ga 30021 in Clarkston, GA, where we put your business first. Reach out to us at (770) 476-6400 to explore how our banking solutions can help your enterprise flourish!

Comprehensive List Of Services

Business Banking

We also understand that businesses need reliable financial partners. Our business banking services, including merchant services and business loans, are designed to help entrepreneurs thrive. Whether you're just starting out or looking to expand, we're here to support your journey.

Convenient Access

In addition to these offerings, we provide essential ATM and cash withdrawal services, ensuring that you have access to your funds whenever needed. Our basic drive-thru banking allows for quick transactions such as deposits and withdrawals without having to leave your vehicle perfect for busy days! You can reach us at 770-476-6400 during our operating hours: Monday, Tuesday, Thursday, and Friday from 9:00 AM - 5:00 PM, and Wednesday from 10:00 AM - 5:00 PM. We're here for you! At Georgia United Credit Union, we strive to make banking easier and more accessible for everyone in Clarkston and beyond. Explore our full range of services today by visiting our website at gucu.org or stop by our branch. Let us help you take control of your financial future!

Personal Banking

Our personal banking services are tailored to fit your lifestyle. We offer checking and savings accounts that come with competitive rates and easy access through online and mobile banking. Imagine being able to check your balance or transfer funds from the comfort of your home or on-the-go our digital banking features make this possible. When it comes to financing, our auto loans and vehicle financing options can help you hit the road in no time. With flexible terms and competitive rates, we make it easy for you to drive away in your dream car. If you're thinking about buying a home or refinancing an existing mortgage, our mortgage loans can guide you through the process seamlessly. For those times when life throws unexpected expenses your way, our personal loans and debt consolidation services can provide the support you need. Plus, don't forget about our rewarding credit card options that allow you to earn rewards while making everyday purchases.

Digital & Online Banking

Easy Access to Your Accounts

With our online banking platform, you can check your account balances, transfer funds, and pay bills anytime you want. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. Plus, with mobile payments available, you can leave your wallet at home and pay directly from your phone!

Secure and User-Friendly Experience

Your security is our top priority. We offer electronic signature authorization for your peace of mind when completing transactions online. You can also opt for e-statements to keep track of your finances without the clutter of paper statements. This not only helps the environment but also gives you easy access to your records.

Stay Connected with Our Mobile App

Managing your finances has never been easier with our mobile application. Available for download now, it offers a user-friendly interface that allows you to perform all your banking needs right from the palm of your hand. From checking your balance to making payments or deposits, everything is just a tap away. At Georgia United, we're committed to providing accessible and real-time account management that fits your lifestyle. Sign up for online banking today at https://gucu.org/ and experience the convenience of managing your finances whenever and wherever you need!

Financial Strength

At Georgia United, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With our strong financial foundation, we are committed to providing you with the best possible services and support. With a net worth of $238,518,527, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.78% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $484,735,074 in share certificates and $123,781,927 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $12,756,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $186,930,622 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $13,636 in used auto loans and $1,720,532,724 in total loans and leases, supporting your financial goals across various sectors. Our $6,093,620 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 131 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 287,951, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Georgia United is your trusted partner. Visit us at 500 N Indian Creek Dr Clarkston Ga 30021 or call (770) 476-6400 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $210,013,369 in used vehicle loans and $252,407,844 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring that you can find a loan that fits your budget.

Business Loans

For business owners looking for capital to grow and expand operations, our outstanding commercial loans totaling $22,353,309 provide essential funding solutions. At Georgia United located at 500 N Indian Creek Dr Clarkston GA 30021, our dedicated team is ready to assist you with any questions or applications. You can reach us at 770-476-6400 during our operating hours: Monday through Tuesday and Thursday through Friday from 9:00 AM - 5:00 PM; Wednesday from 10:00 AM - 5:00 PM. Remember that performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Visit our website at gucu.org for more information about our loan offerings or to apply today!

Credit Lines and Personal Loans

For those seeking more flexibility in their finances, we have total credit lines amounting to $700,357,500. This product gives you access to funds whenever needed without having to reapply each time. Additionally, we also offer unsecured credit card loans with a total of $73,311,367 available. These cards come with flexible terms that help members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $354,206,140, make buying or refinancing simple. We offer various mortgage products tailored to your financial situation and long-term goals. If you're interested in refinancing your current mortgage, our team can guide you through eligibility options to see how much you can save.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers are fair and transparent, allowing users to make informed choices without hidden fees or confusing terms.

GEORGIA UNITED CREDIT UNION - Clarkston, GA

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