Georgia United Atlanta GA Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Georgia United, your trusted financial partner in the heart of Atlanta! Located at 101 Marietta St Nw Ste 140, Atlanta, GA 30303, we are committed to providing personalized banking solutions that empower our members. Established in 1958, our credit union has grown to serve over 150,670 members with a solid foundation built on trust and community engagement. At Georgia United, we pride ourselves on our impressive financial standing, boasting total assets of $2,266,149,781 and total deposits reaching $131,819,274. Our dedicated team of 145 employees, led by CEO Debbie Smith and Board President Tom Dickson, works tirelessly to ensure that your banking experience is seamless and rewarding. We understand that each member has unique needs; whether you're looking for an auto loan or a mortgage, we have options tailored just for you. While members can visit us at our physical location for their banking needs, official correspondence should be sent to our mailing address: 6705 Sugarloaf Pkwy, Duluth, GA 30097-4356. With a net worth of $238,518,527, we are well-positioned to support your financial goals. Explore our range of services from checking accounts to credit cards with rewards and discover how we can help you achieve your dreams. If you're ready to take the next step towards financial success or simply have questions about our offerings, don't hesitate to give us a call at 770-476-6459. Visit our website at gucu.org to learn more about what we can do for you! Together, let's build a brighter financial future!

Branch History & Mission

At Georgia United, our journey began in 1958, rooted in the heart of Atlanta, GA. Since then, we have grown from a small credit union into a thriving financial institution that proudly serves over 150,670 members. Located at 101 Marietta St NW Ste 140, Atlanta, GA 30303, our branch has become a trusted partner for families and businesses in the community. With a commitment to excellence and member satisfaction, we have built a legacy that reflects our values and dedication to those we serve. From our humble beginnings, Georgia United has seen remarkable growth. Our total assets now exceed $2.2 billion, showcasing our stability and trustworthiness. We have embraced modern banking technologies while maintaining the personal touch that makes us unique. Our members benefit from services like online banking, mobile payments, and access to ATMs throughout the area. Additionally, we ensure our branch is ADA compliant so everyone can enjoy a welcoming experience. At the core of Georgia United's mission is the belief that everyone deserves access to quality financial services. We strive to empower our members by providing them with tools for financial success. Whether it's through personal banking options like checking and savings accounts or loans for vehicles and homes, we are here to support every step of their financial journey. Furthermore, we are dedicated to enhancing our community through outreach programs and partnerships aimed at fostering growth and development. While members can visit us at 101 Marietta St Nw Ste 140 Atlanta Ga 30303, official correspondence should be sent to 6705 Sugarloaf Pkwy, Duluth, GA 30097-4356 in Duluth, GA. Our operating hours are Monday through Friday from 9:00 AM to 5:00 PM, making it easy for you to connect with us when you need assistance. As we look ahead, Georgia United remains committed to innovation and service excellence. Join us today and experience the benefits of being part of a community-focused credit union where your financial goals are prioritized. Contact us at (770) 476-6459 or visit our website at Georgia United to learn more about becoming a member. Together, let's build a brighter financial future!

Branch Location & Accessibility

Convenient Access and Features

At Georgia United, we strive to make your banking experience as smooth as possible. Our branch offers ample parking options nearby, ensuring that you can visit us without any hassle. We also prioritize accessibility with features designed to accommodate everyone, including ADA-compliant entrances and ramps. For your convenience, we are open Monday through Friday from 9:00 AM to 5:00 PM. Whether you're looking to open a new account, apply for an auto loan, or simply have questions about our services, our friendly team is here to assist you during these hours.

Get in Touch

If you have any questions or need assistance before your visit, feel free to give us a call at 770-476-6459. While members can visit us at our branch address, official correspondence should be sent to our mailing address at 6705 Sugarloaf Pkwy, Duluth, GA 30097-4356. We look forward to welcoming you to Georgia United! Visit us today and discover how we can help you achieve your financial goals.

Services Offered

While visiting our Atlanta Office, you'll have access to a wide range of personal banking services such as checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Plus, with ATM availability right at our location, withdrawing cash or checking balances is quick and easy. Although we do not currently offer drive-thru banking at this location, we invite you to take advantage of our online and mobile banking services for added convenience.

Member Eligibility

Becoming a member of Georgia United is like joining a welcoming family where your financial well-being is the top priority. If you live, work, or worship in certain areas of Georgia, or if you're related to someone who does, you're likely eligible to join our community. We believe that everyone deserves access to quality financial services, and at Georgia United, we strive to make banking personal and approachable. You can enjoy a range of benefits from competitive loan rates to comprehensive online banking options that fit your lifestyle. To learn more about the specific eligibility criteria and see if you qualify, feel free to check out our detailed resource at this link. Once you're ready to take the next step towards membership, opening an account is simple! Just visit this page or give us a call at (770) 476-6459. Our team is here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services that Work for You

Imagine running your business without worrying about payment processing. Our merchant services simplify transactions, allowing you to focus on what you do best serving your customers. Accept payments easily and efficiently, whether in-store or online. With our services, you can enhance customer satisfaction while streamlining operations. Visit us at 101 Marietta St Nw Ste 140 Atlanta Ga 30303 in Atlanta, GA, or call us at (770) 476-6459 to discover how we can help your business thrive!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $75 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $22,353,309, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options can help turn that dream into reality. We provide competitive rates and flexible terms that suit your budget. Picture driving off in your new vehicle with peace of mind knowing you've made a smart financial choice with Georgia United.

Business Banking

For entrepreneurs and small business owners, Georgia United offers comprehensive business banking solutions including merchant services and business loans. Let us help you grow your business with tailored financing options that meet the unique challenges faced by today's small businesses.

Credit Cards with Rewards

Our credit cards with rewards offer more than just purchasing power; they give back! Enjoy benefits such as cashback or points on everyday purchases, turning your spending into rewards that can be redeemed for travel, shopping, or dining experiences.

Digital Banking Features

With our emphasis on digital banking features like mobile payments and person-to-person transfers, managing your finances has never been easier. You can handle transactions quickly right from your smartphone or computer. If you're ready to take control of your financial future or have questions about any of our services, don't hesitate to reach out! Call us at 770-476-6459 or visit us online at Georgia United. Your journey towards smarter banking starts here!

Mortgage Loans & Refinancing

Homeownership is within reach with our mortgage loans and refinancing options. Whether you're purchasing your first home or looking to refinance an existing mortgage, our team will guide you through the process and help you find the best solution tailored just for you.

Personal Banking

We understand that managing your money is crucial. That's why we offer personal banking services, including checking and savings accounts designed to fit your lifestyle. Imagine having easy access to your funds through online and mobile banking, allowing you to check balances, transfer money, or pay bills from anywhere at any time. Our ATM and cash withdrawal services make it even easier for you to access your funds when you need them.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or want to simplify your finances, consider our personal loans and debt consolidation services. We're here to support you in achieving financial freedom by helping you manage debts effectively while providing flexible repayment options.

Digital & Online Banking

Key Features

Our user-friendly online banking platform is just a click away at https://gucu.org/ . You can easily enroll in e-statements, which means no more waiting for paper statements in the mail. This not only saves trees but also helps you keep track of your finances in real-time. Plus, with our electronic signature authorization feature, signing documents has never been simpler or safer. If you're always on the move, our mobile application is perfect for you. It allows you to manage your accounts right from your smartphone or tablet. And if you love using mobile payments, you're in luck! We support this feature, making it easy for you to pay for purchases quickly and securely.

Person-to-Person Transfers

Need to send money to a friend? With our person-to-person transfer service, it's as easy as sending a text message. Just enter their details, and the money is sent instantly no need for cash or checks. We prioritize security in all our services. You can feel confident knowing that your personal information is protected while enjoying the convenience of modern banking solutions. Whether you're checking your balance late at night or paying bills during your lunch break, we make sure your experience is safe and straightforward. Explore all these features and more by visiting us at https://gucu.org/ and experience hassle-free banking with Georgia United today!

Financial Strength

A Growing Community

The trust placed in us by our members is reflected in our strong membership base. We currently manage a total of 287,951 share and deposit accounts. This growing community reinforces our commitment to providing exceptional service tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Georgia United is your trusted partner. Visit us at 101 Marietta St Nw Ste 140 Atlanta Ga 30303 or call (770) 476-6459 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Committed Workforce

We take pride in having 131 full-time employees and 14 part-time employees. Our dedicated team is always ready to serve you with knowledgeable advice and personal assistance whenever you need it.

Member-Centric Savings

Members' savings are secured through $484,735,074 in share certificates and $123,781,927 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $12,756,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting for Your Future

With $186,930,622 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $13,636 in used auto loans and $1,720,532,724 in total loans and leases, we support your financial goals across various sectors. Our operational efficiency shines through with a reported net income of $13,841,472, allowing us to continuously offer competitive loan rates and solid financial products for our members.

Solid Financial Health

With a net worth of $238,518,527, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This net worth reflects our commitment to safeguarding your assets while enabling us to invest in the services that matter most to you. Our net worth ratio of $1,078 demonstrates a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $210,013,369 in used vehicle loans and $252,407,844 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options that fit your budget.

Business Financing

For business owners seeking capital for growth and expansion, our outstanding commercial loans totaling $22,353,309 provide essential funding solutions. We understand the challenges businesses face and strive to support their financial needs through tailored lending options. If you're curious about eligibility or refinancing options for any of our loan products, please don't hesitate to reach out. You can contact us at 770-476-6459 during our operating hours from 9:00 AM to 5:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore our services today by visiting Georgia United or stop by our branch. We're committed to helping you navigate your financial journey smoothly!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $73,311,367 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that make everyday purchases more rewarding.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $354,206,140. If you're considering refinancing your current mortgage, we can help streamline the process so you can save money while enjoying your new home.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, fostering transparency in the comparison process. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions this means users receive unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, which helps them make well-informed choices when selecting a loan. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights the effectiveness of LendMesh in helping borrowers secure better financing options. To explore your options and compare real-time loan offers today, visit LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to using verified sources ensures that users receive fair and transparent offers. By working only with reputable lenders, LendMesh guarantees that every loan comparison is based on reliable information.

GEORGIA UNITED CREDIT UNION