Branch Location & Accessibility
Welcome to Georgia Power Valdosta, your friendly neighborhood credit union located conveniently at 1707 Dow St, Valdosta, GA 31601. Our branch is easily accessible and designed to meet the needs of our members in Lowndes County. Whether you're stopping by for personal banking services or looking to apply for a loan, we're here to help! As you visit us at our main office, you'll find that we're just a stone's throw away from local landmarks, making it easy to stop by during your day. Parking is available right outside our branch for your convenience, and we ensure ADA compliance with features like ramps and accessible entrances. Our operating hours are set to accommodate your busy schedule. We're open Monday through Thursday from 8:00 AM to 4:00 PM, and on Fridays, we extend our hours until 5:00 PM so you can take care of your banking needs after work. You can always reach us at 229-253-1111 if you have any questions or need assistance. At Georgia Power Valdosta, we offer a variety of services including checking and savings accounts, auto loans, mortgage options, and much more. Need to make a quick transaction? Utilize our drive-thru service for deposits and withdrawals without leaving your car. Plus, with ATM availability right at our branch, accessing cash has never been easier. While members can visit us at our main address, official correspondence should be sent to the same location: 1707 Dow Street, Valdosta, GA 31601. We invite you to come by and see how we can support your financial journey. Stop in today or give us a call we look forward to serving you!
Business Banking & Commercial Services
At Georgia Power Valdosta, we understand that every business has unique needs and ambitions. That's why we're dedicated to providing tailored solutions that empower local enterprises to thrive. Whether you're starting a new venture or looking to expand, our commercial lending options are designed to support your growth journey. Imagine a small café in Valdosta that dreams of expanding its seating area and introducing new menu items. With the right financial backing, that dream can become reality. Our member commercial loans have helped businesses like this secure over $0 in funding, allowing them to scale operations and enhance their offerings. We also recognize the importance of flexibility in today's market. That's why we offer non-member commercial loans totaling $0, catering to businesses that may need quick financing without membership requirements. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. In addition, we provide essential merchant services that simplify everyday transactions. Picture your business seamlessly accepting payments from customers whether they're using cards or mobile wallets making sales easier and faster. If you're ready to take your business to the next level, visit us at 1707 Dow St, Valdosta, GA 31601 or give us a call at 229-253-1111. Let's work together to make your business vision a reality!
Financial Strength
At Georgia Power Valdosta, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing you with the best services possible, backed by solid financial health. With a net worth of $3,089,498, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1281 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $6,360,145 in share certificates and $1,178,518 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $116,069, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $3,066,369 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have $5,509 in used auto loans and $13,893,346 in total loans and leases, supporting members' financial goals across various sectors. Our operational efficiency is reflected in our net income of $23,129, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 5 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts: 4,823, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Georgia Power Valdosta is your trusted partner. Visit us at 1707 Dow St Valdosta GA 31601 or call 229-253-1111 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.
