GEORGIA HERITAGE FEDERAL CREDIT UNION

Welcome to Georgia Heritage, your trusted credit union in the heart of Rincon, Georgia! Established in 1940, we have been dedicated to providing exceptional financial services to our community for over eight decades. Located at 5745 Ga Highway 21 S, Rincon, GA 31326, our branch is more than just a place to bank; it's a hub where relationships are built and dreams are nurtured. With a growing membership of 15,089 and total assets exceeding $146,607,701, Georgia Heritage is committed to ensuring your financial well-being. We proudly offer a range of services, including personal banking, auto loans, mortgage financing, and business banking solutions tailored to meet your needs. Our total deposits stand at $18,126,885, reflecting the trust our members place in us. Led by our CEO, Matthew Selke, and Board President, Donna Trapani, our team of 41 dedicated employees is here to support you every step of the way. Whether you're visiting us for an auto loan or exploring online banking options through our user-friendly website at gaheritagefcu.org, we prioritize your experience. While members can visit us at our branch address, official correspondence should be sent to the same address for clarity. With total loans amounting to 5,482 and a net worth of $15,796,604, we strive to empower you with the financial tools necessary for success. At Georgia Heritage Credit Union, we believe in making a positive impact on our community and fostering long-lasting relationships with our members. We invite you to call us at 912-236-4400 or drop by during our operating hours from Monday to Thursday between 9:00 AM and 5:00 PM and Friday until 5:30 PM. Let's work together towards achieving your financial goals!

At Georgia Heritage, we take pride in our rich history and commitment to the communities we serve. Established in 1940, our Rincon Branch has been a cornerstone of financial support and community engagement for over 80 years. Located at 5745 Ga Highway 21 S, Rincon, GA 31326, our branch is easily accessible to members and neighbors alike. From our humble beginnings, we have grown into a thriving credit union with a total membership of over 15,000 individuals. Our journey has been marked by significant milestones, including the expansion of services and the continuous enhancement of member experiences. With total assets now exceeding $146 million, we are well-equipped to provide a wide range of financial solutions tailored to meet the needs of our members. Our mission at Georgia Heritage is straightforward yet impactful: to empower our members through exceptional financial services while fostering a strong sense of community. We believe in supporting not just individual financial goals but also the collective well-being of Rincon and surrounding areas. This commitment drives us to offer personal banking options such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards that truly benefit our members. In addition to traditional banking services, we embrace technology to enhance convenience and accessibility. With features like online banking, mobile payments, and e-statements, we ensure that managing your finances is simple and efficient. Our branch also meets ADA compliance standards so that all members can access our services comfortably. As part of our community-focused approach, Georgia Heritage actively participates in local outreach initiatives. We partner with various organizations to support education programs and community events that uplift our residents. Our drive-thru service makes banking even more convenient for those on the go while our shared service center allows us to extend our reach further into the community. While members can visit us at 5745 Ga Highway 21 S Rincon Ga 31326, official correspondence should be sent to 5745 GA Highway 21 S, Rincon, GA 31326-5554. Whether you need assistance or have questions about your account, don't hesitate to reach out at 912-236-4400. Join us at Georgia Heritage today! Experience firsthand how we can support your financial journey while making a positive impact in Rincon and beyond. Together, let's build a brighter future for all!

Becoming a member of Georgia Heritage is like joining a family that genuinely cares about your financial well-being. If you live, work, worship, or attend school in Effingham County, you're already eligible to join us! We believe in making banking personal and accessible for everyone in our community. Not only do our members enjoy better rates and lower fees, but they also gain access to a range of services tailored to meet their needs from checking and savings accounts to loans and credit cards. To get started on your journey with us, simply visit our website for more detailed eligibility criteria at https://rewards.lovemycreditunion.org/ . When you're ready to open an account, it's as easy as pie just follow the steps outlined at https://online.gaheritagefcu.org/apply/form . If you have any questions or need assistance, don't hesitate to call us at (912) 236-4400. We're here to help you every step of the way!

At Georgia Heritage, we understand that managing your finances should be convenient and secure. That's why we offer a range of digital and online banking services designed to fit your busy lifestyle. With our easy-to-use platform, you can access your accounts anytime, anywhere. Our online banking services are available 24/7 at https://gaheritagefcu.org/ , allowing you to check balances, transfer funds, and pay bills with just a few clicks. You won't have to worry about long lines or limited hours; everything you need is right at your fingertips. Plus, we prioritize your security with features like electronic signature authorization, ensuring that your transactions are safe and protected. For those who prefer mobile banking, our mobile application makes it even easier to manage your money on the go. Whether you're making person-to-person transfers or setting up automatic payments, our app is designed for simplicity and efficiency. You can also enjoy the convenience of mobile payments, which allow you to make quick transactions without needing cash or cards. We also offer e-statements, so you can say goodbye to paper clutter and easily access your financial statements whenever you need them. This not only helps the environment but also makes it easier for you to keep track of your finances. With our user-friendly online banking tools, managing your account has never been easier. Experience the convenience of banking from home or while out and about with Georgia Heritage's digital offerings. Start enjoying these benefits today by visiting us online!

At Georgia Heritage, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing you with the best possible service, backed by solid financial standing. With a net worth of $15,796,604, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.75% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $28,052,612 in share certificates and $20,087,242 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $14,088,759 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $93,902,534 in total loans and leases and $2,381 in used auto loans. Our operational efficiency is reflected in our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 39 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at 24,092, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Georgia Heritage is your trusted partner. Visit us at 5745 Ga Highway 21 S Rincon GA 31326 or call 912-236-4400 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: www.ncua.gov, based on the latest results.