Georgia Heritage Pooler GA Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to Georgia Heritage, your trusted financial partner since 1940! Located at 102 Park Ave, Pooler, GA 31322, we are dedicated to serving our community with reliable banking solutions tailored to your needs. As a proud member of the Pooler community, we have grown to serve over 15,000 members, providing them with exceptional services and support. With total assets amounting to an impressive $146,607,701, and total deposits of $18,126,885, we are committed to helping you achieve your financial goals. Our robust portfolio includes 5,482 loans and leases that empower our members in their journeys whether it's purchasing a new vehicle or securing a mortgage for their dream home. We also maintain a solid net worth of $15,796,604, ensuring our stability and ability to support our members. Our experienced team is led by CEO Matthew Selke and Board President Donna Trapani, who both share a passion for fostering relationships and promoting financial literacy within the community. With a dedicated staff of 41 employees, we are here to provide personalized service that makes banking simple and accessible. While members can visit us at our branch location, official correspondence should be sent to the same address: 102 Park Ave, Pooler, GA 31322. Whether you need assistance with personal banking, auto loans, or online banking services like mobile payments and e-statements, we're ready to help! We invite you to explore what Georgia Heritage has to offer. Feel free to call us at 912-629-4311 or visit our website at gaheritagefcu.org for more information on how we can assist you today!

Branch History & Mission

Community Commitment

We take pride in being more than just a credit union; we are an integral part of the Pooler community. Through various outreach efforts and partnerships with local organizations, we aim to make a positive impact on those around us. Our shared service center allows us to extend our reach further, ensuring that even more residents can benefit from what we offer. While members can visit us at 102 Park Ave Pooler Ga 31322, official correspondence should be sent to 102 Park Ave, Pooler, GA 31322. Whether you need assistance during lobby hours Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, or Saturday from 9 AM to 1 PM we are here for you. With an ATM available for your convenience and drive-thru banking options for quick transactions, we strive to make every visit smooth and efficient.

Join Us

As we look toward the future, we invite you to become part of the Georgia Heritage family. Experience firsthand the benefits of membership with us where your financial goals matter. Together, let's build a brighter financial future! For more information or to get started today, call us at (912) 629-4311 or visit our website.

Our Journey

Since opening our doors at 102 Park Ave, Pooler, GA 31322, Georgia Heritage has witnessed significant milestones. We have continually adapted to meet the evolving needs of our members while remaining true to our roots. With a focus on personal service and community support, we've expanded our offerings to include a range of financial products from auto loans to mortgage financing. Our dedication to excellence has earned us a reputation as a reliable financial institution where members can feel valued and understood.

Our Mission

At Georgia Heritage, our mission is clear: we strive to enhance the financial well-being of our members while fostering a spirit of community. We believe that everyone deserves access to quality financial services without barriers. This mission drives us to offer personalized banking solutions that empower individuals and families in Pooler and beyond. Our services include personal banking accounts, auto loans, credit cards with rewards, and business banking options. We also prioritize technology in our approach; with features like online banking and mobile payments, we ensure that managing finances is simple and convenient for everyone.

Branch Location & Accessibility

Convenient Access

Parking is ample and easy at our location, ensuring that your visit is as hassle-free as possible. The branch is ADA compliant with ramps and accessible entrances, so everyone can feel welcome. We have a drive-thru service available for those who prefer to bank from their vehicles, making it even more convenient for busy schedules.

Operating Hours

We understand that life can get hectic. That's why our operating hours are designed to fit your needs: we're open Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. Whether you're looking to open an account, apply for an auto loan, or just have some questions about our services, you can find us during these hours ready to assist you.

Services Offered

At Georgia Heritage, we offer a variety of banking solutions tailored just for you. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we strive to meet all your financial needs. Plus, with ATM availability on-site and shared service center options for partner credit union members, accessing your funds has never been easier. For any official correspondence or inquiries outside of visits, please note that our mailing address is also 102 Park Ave, Pooler, GA 31322. Feel free to reach out to us at 912-629-4311 if you have any questions or would like more information about what we can do for you! We look forward to seeing you soon at the Georgia Heritage Pooler Branch!

Member Eligibility

Becoming a member of Georgia Heritage is like joining a welcoming family where everyone's financial needs are prioritized. If you live, work, worship, or attend school in the Chatham County area, you're already eligible to join our community! We believe in making banking accessible for everyone, so if you meet these simple criteria, you're just a step away from enjoying the benefits of membership. At Georgia Heritage, we offer a range of services tailored to help you achieve your financial goals, whether it's saving for a dream vacation or financing your first car. To start your journey with us, simply visit our website for detailed eligibility information at this link. Opening an account is easy and can be done online; just follow the instructions at this link. If you have any questions along the way or need assistance, feel free to give us a call at 9126294311. We look forward to welcoming you to Georgia Heritage at 102 Park Ave, Pooler, GA 31322!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no member or non-member commercial loans funded yet, we are eager to partner with local businesses to help them achieve their goals. Once operational, our tailored loan products will be designed to meet your specific needs, whether it's for purchasing equipment, expanding your facility, or managing day-to-day operations.

Merchant Services

In today's fast-paced marketplace, efficient payment processing is crucial for any business. Our merchant services will enable you to accept payments seamlessly and securely from your customers. Imagine a busy Saturday at your shop where customers can pay easily, whether it's with a card or mobile payment keeping lines moving and satisfaction high. With our comprehensive suite of tools, you can focus on what matters most: running your business. Located at 102 Park Ave, Pooler, GA 31322, we're here to provide personalized service and support every step of the way. For more information about how we can assist you in achieving your business dreams, give us a call at 912-629-4311 or visit us online at Georgia Heritage.

Comprehensive List Of Services

Business Banking Solutions

For entrepreneurs and small business owners, Georgia Heritage has you covered with our business banking services. We provide merchant services and business loans tailored to your unique needs, ensuring that running your business is as smooth as possible.

Convenience at Your Fingertips

At Georgia Heritage, we know that time is valuable. That's why we offer features like basic drive-thru banking for quick deposits or withdrawals and shared branch transactions for partner credit union members making it easier for you to access your funds when needed.

Financing Your Dreams

Looking to buy a car? Our auto loans and vehicle financing options are perfect for getting you behind the wheel without breaking the bank. With competitive rates, you can drive away in your dream car sooner than you think. If homeownership is on your mind, explore our mortgage loans and refinancing solutions that can make owning a home more achievable.

Join Us Today!

With a commitment to community and member satisfaction, Georgia Heritage is proud to serve Pooler and surrounding areas. Feel free to reach out by calling us at 912-629-4311 or visit us in person during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM, Friday until 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. Ready to take the next step in managing your financial future? Visit us online at Georgia Heritage or stop by today!

Personal Banking Made Easy

We understand that managing finances can sometimes feel overwhelming. That's why we offer personal banking services like checking and savings accounts designed for convenience and accessibility. Imagine having the ability to easily deposit checks or transfer funds right from your phone through our online and mobile banking features. You can also enjoy effortless ATM and cash withdrawal services whenever you need them.

Simplifying Borrowing

Sometimes life throws unexpected expenses our way. That's where our personal loans and debt consolidation services come into play. We offer simple solutions to help you manage those costs effectively. Plus, don't forget about our credit cards with rewards, which not only provide purchasing power but also let you earn points for things you already buy!

Digital & Online Banking

Accessibility and Ease-of-Use

At Georgia Heritage, we strive to make banking easy for everyone. Our digital services are designed with you in mind, ensuring that even those who are not tech-savvy can navigate our platforms without any stress. The combination of real-time account management and user-friendly interfaces means you'll always have the information you need right at your fingertips. Explore all these features and more by visiting https://gaheritagefcu.org/ today! Enjoy the convenience of banking on your terms with Georgia Heritage where modern banking meets exceptional service.

Key Features

We know that security is a top priority for our members. That's why our online services come equipped with robust security measures to protect your personal information. With electronic signature authorization available, signing documents is simple and safe. You can also opt for e-statements, which not only reduce paper waste but also keep your financial documents organized and accessible. If you need to send money quickly, our person-to-person transfer feature makes it easy to send funds to friends or family without hassle. And with mobile payments enabled, you can make purchases directly from your phone no need for cash or cards.

Financial Strength

At Georgia Heritage, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, you want to feel confident about where you place your money, and that's why we are dedicated to maintaining strong financial health. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $15,796,604, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Furthermore, our net worth ratio of 10.75% demonstrates a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $28,052,612 in share certificates and $20,087,242 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $14,088,759 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is further demonstrated by having $93,902,534 in total loans and leases, which supports members' financial goals across various sectors. While our net income is currently $0, this reflects our commitment to investing back into the credit union to provide even better services for you. We also take pride in having 39 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team dedicated to your needs. Total Share Accounts stand at 24,092, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Georgia Heritage is your trusted partner. Visit us at 102 Park Ave Pooler GA 31322 or call 912-629-4311 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $49,724,554 in used vehicle loans and $21,371,752 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to make your vehicle purchase as affordable as possible.

Credit Lines and Refinancing

For those interested in expanding their financial capabilities, we also offer total credit lines of $20,000,000. If you're considering refinancing options for any of our loan products or checking eligibility for different types of financing solutions, please don't hesitate to reach out. Our dedicated team is ready to assist you at 912-629-4311 during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM; Friday from 9:00 AM to 6:00 PM; and Saturday from 9:00 AM to 1:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Georgia Heritage, we're here to support your journey towards financial success!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $9,295,047, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your existing mortgage, our team is here to guide you through the process.

Unsecured Credit Cards

Managing your finances effectively is easier with our flexible terms on unsecured credit card loans. With a total of $1,981,089 in loans available, you can benefit from manageable payment plans that fit into your budget.

Loan Aggregator

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