Georgia Guard Macon GA Credit Union | Best Auto Loans & Personal Banking

Introduction

Community Commitment

Our mission goes beyond numbers; it's about making a difference in the lives of our members. We strive to foster financial education and provide resources that help you make informed decisions. Whether you're looking for checking and savings accounts, auto loans, mortgage refinancing, or credit cards with rewards, we've got you covered. Under the leadership of CEO Amy Tooker and Board President Mark Thompson, our dedicated team of four employees is here to ensure your banking experience is smooth and enjoyable. With friendly service and expert advice, we aim to be your trusted partner in financial wellness.

Get In Touch!

While you can visit us at our branch for all your banking needs, remember that any official correspondence should be sent to the same address: 1030 Shurling Dr, Macon, GA 31211. Feel free to reach out at 478-741-4428 or explore our services further by visiting our website at Georgia Guard Credit Union. We're here Monday through Friday from 9 AM to 4 PM (and Wednesday from 9 AM to 1 PM) ready to assist you. Join us today and discover how Georgia Guard can help you secure a brighter financial future!

Branch History & Mission

At Georgia Guard, we take pride in our rich history and commitment to serving the community of Macon, GA. Since opening our doors in 1997, we have built a legacy rooted in trust and support for our members. Located at 1030 Shurling Dr, our branch has become a cornerstone for financial services in the area, providing vital resources to over 727 members. Our journey began with a simple yet powerful mission: to provide accessible financial services while nurturing a strong sense of community. We strive to empower individuals and families by offering personal banking solutions, auto loans, mortgage options, and business banking services. Our total assets currently stand at an impressive $3,544,214, reflecting our steady growth and dedication to sound financial management. As we evolved over the years, we've embraced technology without losing sight of our core values. Our online banking platform allows members to manage their finances conveniently from anywhere. While we do not offer ATM services or drive-thru banking at this time, we focus on personalized service that meets the unique needs of each member. We believe that true success goes beyond numbers. It's about making a positive impact in the lives of those we serve. Our partnerships with local organizations foster community outreach efforts that help strengthen Macon's vibrant spirit. Whether it's supporting local schools or participating in charity events, Georgia Guard is committed to giving back. While members can visit us at 1030 Shurling Dr Macon Ga 31211, official correspondence should be sent to 1030 Shurling Dr, Macon, GA 31211. We invite you to connect with us during our operating hours: Monday through Tuesday and Thursday through Friday from 9 AM to 4 PM, and Wednesday from 9 AM to 1 PM. For any inquiries or assistance, feel free to reach out at 478-741-4428. Join Georgia Guard today and experience firsthand the benefits of being part of a credit union dedicated to your financial well-being and community growth. Together, let's build a brighter future!

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Our branch is close to several well-known spots, including the beautiful Amerson River Park and the lively Macon Mall. This prime location means you can stop by before or after enjoying a day out! We strive to make your visit as smooth as possible. Our branch is ADA compliant with accessible parking spaces and ramps for those who need them. While we currently do not offer ATM services or drive-thru banking, our lobby hours are designed to accommodate your busy schedule. We're open Monday through Tuesday and Thursday through Friday from 9 AM until 4 PM, and on Wednesday from 9 AM until 1 PM.

Services Tailored for You

At Georgia Guard, we offer a range of personal banking options including checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. If you're a business owner, we also provide merchant services and business loans to help your venture thrive. Plus, our online and mobile banking services make managing your finances simple and convenient. Feel free to reach out to us at 478-741-4428 if you have any questions or need assistance. We're here to help! We invite you to visit us soon at Georgia Guard your financial journey starts here!

Member Eligibility

At Georgia Guard, we believe that becoming a member is like joining a family that genuinely cares about your financial well-being. If you're looking to join our community at 1030 Shurling Dr, Macon, GA 31211, you'll be pleased to know that eligibility is straightforward and welcoming. To become a member, you simply need to meet certain criteria, which typically include living or working in the area or being connected through specific affiliations. We encourage you to visit our website for the most up-to-date details on eligibility: . Joining Georgia Guard not only gives you access to a range of financial services tailored to your needs but also places you in a supportive environment where your voice matters. Opening an account is easy and can be done by reaching out to us directly at (478) 741-4428. Our friendly team is here to guide you through every step of the process, ensuring you feel confident and informed as you embark on this new financial journey with us. Welcome aboard!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine having a reliable system that allows you to accept payments from customers seamlessly whether they're using credit cards or mobile payments. This means less hassle for you and a better experience for your customers. Ready to take your business to the next level? Visit us at 1030 Shurling Dr Macon Ga 31211 or call us at (478) 741-4428 to learn more about how our tailored banking solutions can help you thrive!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Convenient Banking Features

Our commitment to convenience extends beyond traditional banking hours. We offer online banking and features like person-to-person payments so you can send money easily between friends or family members without any hassle. Although we currently do not have ATM services at this branch, our digital banking options ensure you can manage your finances efficiently from anywhere. We invite you to experience all that Georgia Guard has to offer! For more information about our services or assistance with opening an account, please contact us at 478-741-4428 during our lobby hours: Monday, Tuesday, Thursday, Friday from 9 AM to 4 PM, and Wednesday from 9 AM to 1 PM. Join us today at Georgia Guard where we believe in empowering our members through comprehensive financial solutions!

Home Ownership Assistance

If homeownership is on your radar, explore our mortgage loans and refinancing options. We provide guidance through every step of the process, ensuring you find the perfect loan that suits your needs. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, we're here to help you achieve your homeownership goals.

Personal Banking Solutions

We understand that managing your finances can be complex. That's why we offer personal banking services such as checking and savings accounts designed for easy access and convenience. Imagine having your money at your fingertips with our online and mobile banking features, allowing you to check balances, transfer funds, and pay bills anytime, anywhere.

Personal Loans for Life's Needs

Life can throw unexpected expenses your way. Our personal loans and debt consolidation services offer financial relief when you need it most. From medical emergencies to major purchases, we're ready to assist you in navigating those challenges without added stress.

Rewarding Credit Options

For those seeking to manage their spending wisely while earning rewards, our credit cards with rewards program is an excellent choice. Enjoy perks for everyday purchases while building your credit history positively.

Supporting Local Businesses

At Georgia Guard, we also cater to businesses with our business banking solutions, including merchant services and business loans. We know how essential it is for local businesses to thrive, which is why we're committed to providing the financial support they need.

Vehicle Financing Made Easy

Thinking about buying a car? Our auto loans and vehicle financing options can help make that dream a reality. With competitive rates and flexible terms, getting behind the wheel has never been easier. Picture yourself driving off in your new vehicle while knowing you got the best deal possible.

Digital & Online Banking

Key Services Offered

With just a few clicks on our website, https://www.ggcu.org/ , you can enjoy features that make banking not only easier but also more efficient. Our e-statements service allows you to receive your account statements electronically, reducing paper clutter while keeping your information secure. Plus, if you're looking for quick and easy ways to send money to friends or family, our person-to-person transfer feature is here to help. While we currently do not offer mobile payments or a dedicated mobile application, we still prioritize user-friendly experiences through our online platform. You can manage your accounts in real-time, ensuring that you always have an up-to-date view of your finances.

Security and Convenience

Your security is important to us. Although electronic signature authorization is not available at this time, our online banking services are designed with robust security measures to protect your personal information. We strive to create a safe environment where you can bank with confidence. Whether you're checking your balance, paying bills, or transferring funds between accounts, our digital banking tools make it simple and straightforward. With the ease of accessing your financial information from the comfort of your home or on the go, you'll appreciate how hassle-free managing your money can be. At Georgia Guard, we're committed to providing you with the tools you need for effective financial management. Visit us online today at https://www.ggcu.org/ and take advantage of these convenient services!

Financial Strength

Dedicated Team

We also take pride in having 4 full-time employees, ensuring our branch is always ready to serve you with a knowledgeable and committed team. You can trust that when you reach out to us at our branch located at 1030 Shurling Dr Macon Ga 31211, or call us at 478-741-4428, you will receive personalized service tailored to your needs.

Growing Membership Base

Total Share and Deposit Accounts: 1,043, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Georgia Guard is your trusted partner. Visit us today or give us a call to learn more about how we can help you achieve your financial goals!

Investing in Our Future

With $340,887 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment to improvement helps us provide the best possible experience for our valued members.

Lending Capacity

Our lending capacity supports your financial goals across various sectors. We have $2,676,170 in total loans and leases, including $98 in used auto loans. This means whether you're looking to finance a vehicle or need other types of loans, we are here to help you achieve your aspirations.

Member-Centric Savings

Members' savings are secured through $283,772 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Even during challenging times, our operational efficiency shines through with a net income of -$64,252. While this number reflects the current state of affairs rather than a long-term trend, it highlights our commitment to navigating through challenges while still offering competitive products.

Solid Financial Foundation

With a net worth of $276,635, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 781 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,539,246 in used vehicle loans and $684,525 in new vehicle loans already helping members get on the road. Whether you're interested in a new ride or a dependable used car, we have flexible options available to make your purchase easier.

Credit Lines and Personal Finance

For those looking for flexibility in managing everyday expenses, we provide credit lines totaling $300,000. This option allows you access to funds when you need them most without having to apply for a new loan every time.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although we currently do not have Junior Lien 1-4 Family Residential Properties loans available, we encourage you to check back for updates as these services may change.

Refinancing and Eligibility Options

If you're considering refinancing an existing loan or exploring eligibility options for our services, please don't hesitate to ask. We aim to provide personalized assistance so that you find the best solution for your financial situation. At Georgia Guard, we're dedicated to helping our members navigate their financial journeys with confidence. For more detailed information about each product or if you have specific questions regarding eligibility and application processes, please visit our website at Georgia Guard or give us a call. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to supporting you with all your loan needs!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans; however, there are no current offerings listed under this category at this time. This could be an area we expand in the future as member needs evolve.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures fair and transparent offers for consumers seeking loans.

GEORGIA GUARD CREDIT UNION