Georgetown Kraft Kingstree SC Credit Union | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Georgetown Kraft in Kingstree, SC! Nestled at 488 Nelson Blvd, our credit union has proudly served the community since 1952. With a strong commitment to supporting our members, we have grown to a membership of 16,711 individuals who trust us for their financial needs. At Georgetown Kraft, we understand that banking is not just about numbers it's about building relationships and fostering a sense of community. Our total assets amount to an impressive $179,642,367, reflecting our stability and ability to offer competitive services. We have issued over 11,200 loans and leases, demonstrating our dedication to helping you achieve your financial goals. Our branch is led by CEO Kevin Owens and Board President James Bessant, both of whom are deeply committed to ensuring that our members receive exceptional service. With a team of 72 employees, we are here to assist you with everything from personal banking to business financing solutions. While you can always visit us at 488 Nelson Blvd, official correspondence should be sent to our mailing address: 488 Nelson Blvd, Kingstree, SC 29556-4025. Feel free to reach out at (843) 436-6355 or explore more about our offerings on our website: gkcu.org. Whether you're looking for checking and savings accounts, auto loans, or mortgage refinancing, we're here to help you navigate your financial journey with confidence. Join us today and experience the Georgetown Kraft difference!

Branch History & Mission

At Georgetown Kraft, we proudly reflect on our journey that began in 1952 when our Kingstree branch opened its doors at 488 Nelson Blvd, Kingstree, SC. Over the years, we have built a strong reputation for providing reliable financial services to our community while fostering lasting relationships with our members. Today, we serve over 16,700 members and manage total assets of $179,642,367, a testament to our growth and commitment. Our mission is simple yet powerful: to empower our members with the financial tools and support they need to achieve their goals. We believe in serving not just as a bank but as a trusted partner in your financial journey. Our services range from personal banking options like checking and savings accounts to auto loans, mortgages, and business banking solutions. We are dedicated to enhancing the lives of those in Kingstree and beyond through community engagement and outreach. While you can visit us at our branch location for all your banking needs, official correspondence should be sent to our mailing address at 488 Nelson Blvd, Kingstree, SC 29556-4025. Our operating hours are convenient for busy lifestyles: Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 5:30 PM. We understand the importance of accessibility; that's why we offer ATM services and drive-thru banking for quick transactions. Our commitment extends beyond traditional banking our online and mobile banking platforms ensure that you can manage your finances anytime, anywhere. Georgetown Kraft is more than just a credit union; we are an integral part of the Kingstree community. Through partnerships with local organizations and various outreach programs, we strive to uplift those around us. We invite you to join us on this exciting journey towards financial wellness. Experience the benefits of being a member at Georgetown Kraft today! Call us at 843-436-6355 or visit our website at gkcu.org for more information.

Branch Location & Accessibility

Getting Here and Parking

When you visit us, you'll find ample parking available right outside the branch. We strive to make your experience as smooth as possible, so we also offer ADA-compliant features to ensure accessibility for everyone. If you're looking for a bank that prioritizes convenience and inclusivity, you've come to the right place!

Operating Hours

Our doors are open Monday through Thursday from 9 AM to 5 PM, and on Friday from 9 AM to 5:30 PM. We understand that life can get busy, so we've tailored our hours to fit into your schedule. Whether you need assistance with personal banking or want to explore loan options, our team is ready to assist during these hours.

Services Offered

At Georgetown Kraft's Kingstree branch, we provide a range of services designed for both personal and business needs. From checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. You can also take advantage of our drive-thru banking for quick deposits and withdrawals without leaving your car.

Stay Connected

For added convenience, we have an ATM on-site so you can access cash whenever you need it. If you have any questions or would like to learn more about what we offer, feel free to give us a call at 843-436-6355. We invite you to stop by our Kingstree branch today! Our dedicated team looks forward to welcoming you and helping you achieve your financial goals. Visit us soon!

Member Eligibility

Becoming a member of Georgetown Kraft is like joining a close-knit family where your financial well-being is the priority. If you live, work, or worship in the area around 488 Nelson Blvd Kingstree Sc 29556, you're already on your way to becoming part of our community! We welcome individuals from all walks of life, and our membership criteria are designed to be inclusive. Whether you're looking for reliable banking services or personal loans, Georgetown Kraft offers a range of benefits that make it worthwhile to join us. You can check out the specific eligibility details on our website for more information. Starting your membership journey is simple and straightforward. Just give us a call at (843) 436-6355, and our friendly team will guide you through the account opening process. We're here to help you every step of the way, ensuring that you feel confident in your financial decisions. Visit us soon and see how Georgetown Kraft can support your financial goals while providing the personalized service you deserve!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no outstanding commercial loans, we are eager to expand our offerings to help local businesses flourish. We aim to create flexible financing solutions that align with your vision.

Merchant Services That Matter

In addition to loans, we offer essential merchant services designed to simplify transactions and enhance customer experiences. Imagine effortlessly processing payments from your customers, whether they're shopping in-store or online. With our services, you can focus on what you do best running your business. Located at 488 Nelson Blvd, Kingstree, SC 29556, we're here to partner with you every step of the way. If you're interested in learning more about how Georgetown Kraft can support your business banking needs, don't hesitate to reach out at 843-436-6355 or visit us online at gkcu.org. Let's take your business to the next level together!

Comprehensive List Of Services

Access When You Need It

We know that sometimes you need cash quickly. With our ATM services, you can easily withdraw cash or check your balance at any time. Plus, our basic drive-thru banking provides an efficient way to handle deposits and withdrawals without leaving your car perfect for those busy days! If you're ready to explore how Georgetown Kraft can assist you in achieving your financial goals, we encourage you to reach out today! Call us at (843) 436-6355 or visit us during our operating hours: Monday through Thursday from 9 AM - 5 PM and Friday from 9 AM - 5:30 PM. Discover the difference of being part of a community-focused credit union at Kingstree!

Banking Anytime, Anywhere

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. You can check balances, transfer funds, pay bills, and even make person-to-person payments with just a few taps on your smartphone.

Business Banking Solutions

For our entrepreneurial members, we provide comprehensive business banking services, including merchant services and business loans. We're here to help you grow your business with financial solutions tailored just for you.

Home Ownership Made Easy

Thinking about buying a home? Our mortgage loans and refinancing options can guide you through the process smoothly. Our knowledgeable staff will work with you to find the best mortgage solution that fits your budget and goals. For those looking to consolidate debt or finance personal projects, our personal loans come with favorable terms that can ease your financial stress.

Personal Banking

Our personal banking services are tailored to make managing your money simple and effective. We offer checking and savings accounts that fit various lifestyles, allowing you to easily access your funds when needed. If you're considering purchasing a vehicle, our auto loans and vehicle financing options provide competitive rates and flexible terms to get you behind the wheel without breaking the bank.

Rewards That Matter

If credit cards are what you're after, look no further! Our credit cards with rewards give you perks for every purchase made. This means you'll earn points while shopping for everyday items or treating yourself.

Digital & Online Banking

Convenient Online Banking

With our 24/7 online banking services, you can access your accounts at your convenience. Whether you want to check your balance, transfer funds, or view recent transactions, everything is just a click away. Visit us at https://gkcu.org/ to get started!

Easy Mobile Access

Stay connected with our user-friendly mobile application available for download. This handy app allows you to manage your accounts on the go, making it simple to pay bills, make deposits, and even send money to friends and family through our person-to-person transfer feature.

Embrace Modern Payment Options

Our mobile payments feature makes shopping more convenient than ever. You can make purchases directly from your mobile device without needing cash or cards. At Georgetown Kraft, we are committed to providing you with the tools you need for effective financial management. Experience the freedom and flexibility of our digital banking services today!

Go Green with E-Statements

Join the green movement by opting for e-statements! With Yes, you'll receive your account statements electronically saving paper and making it easier to track your finances.

Secure Transactions

We prioritize your security. While we currently do not offer electronic signature authorization, rest assured that all transactions made through our online banking platform are protected with advanced security measures. Your personal information is safe with us.

Financial Strength

At Georgetown Kraft, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation that ensures your trust and support. With a net worth of $30,344,236, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 16.87% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $25,075,818 in share certificates and $8,827,428 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to reinvestment is evident with $27,656,911 in undivided earnings. This allows us to enhance our banking tools, strengthen lending options, and improve security measures for our members. With $3,129 in used auto loans and $112,814,446 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our $610,438, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 68 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 35,195, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Georgetown Kraft is your trusted partner. Visit us at 488 Nelson Blvd Kingstree Sc 29556 or call (843) 436-6355 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

At Georgetown Kraft, we understand that life is full of financial needs, whether it's buying a new car, purchasing your first home, or managing everyday expenses. That's why we offer a variety of loan products designed to meet the diverse needs of our members. Our branch is located at 488 Nelson Blvd, Kingstree, SC 29556, and you can reach us at 843-436-6355 for any questions. With over 11,200 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular among our members. Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $52,655,752 in used vehicle loans and $11,150,217 in new vehicle loans already helping members get on the road. If you're considering homeownership or looking to refinance your current mortgage, our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $6,073,544. We simplify the process so you can focus on making your house a home. For those who need extra flexibility in managing finances, we also provide unsecured credit card loans with a total of $3,552,343 available. These cards come with flexible terms to help you effectively manage your spending. Additionally, if you're a business owner seeking capital for growth or expansion, our commercial loan offerings are designed to meet your needs as well. We want to make sure you have access to all possible options. If you're interested in refinancing or exploring eligibility options for any of these loans, please don't hesitate to ask us during your visit or call. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today at Georgetown Kraft to learn more about how our loan products can help you achieve your financial goals!

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can feel confident that they are comparing actual offers rather than promotional materials. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This allows users to make decisions based solely on the loan terms that work best for them. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. You can compare offers side by side to see which fits your needs better. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the reliability and effectiveness of using LendMesh as your go-to tool for finding the right loan. Ready to take control of your loan search? Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means that users can trust they are receiving fair and transparent offers. Every lender featured on LendMesh has been vetted to ensure the accuracy of their loan products.

GEORGETOWN KRAFT CREDIT UNION - Kingstree, SC

Compare Loan Rates Near You

Loan rates in Kingstree, SC (29556)