GEORGETOWN KRAFT CREDIT UNION

Welcome to Georgetown Kraft in Kingstree, SC! Nestled at 488 Nelson Blvd, our credit union has proudly served the community since 1952. With a strong commitment to supporting our members, we have grown to a membership of 16,711 individuals who trust us for their financial needs. At Georgetown Kraft, we understand that banking is not just about numbers it's about building relationships and fostering a sense of community. Our total assets amount to an impressive $179,642,367, reflecting our stability and ability to offer competitive services. We have issued over 11,200 loans and leases, demonstrating our dedication to helping you achieve your financial goals. Our branch is led by CEO Kevin Owens and Board President James Bessant, both of whom are deeply committed to ensuring that our members receive exceptional service. With a team of 72 employees, we are here to assist you with everything from personal banking to business financing solutions. While you can always visit us at 488 Nelson Blvd, official correspondence should be sent to our mailing address: 488 Nelson Blvd, Kingstree, SC 29556-4025. Feel free to reach out at (843) 436-6355 or explore more about our offerings on our website: gkcu.org. Whether you're looking for checking and savings accounts, auto loans, or mortgage refinancing, we're here to help you navigate your financial journey with confidence. Join us today and experience the Georgetown Kraft difference!

At Georgetown Kraft, we proudly reflect on our journey that began in 1952 when our Kingstree branch opened its doors at 488 Nelson Blvd, Kingstree, SC. Over the years, we have built a strong reputation for providing reliable financial services to our community while fostering lasting relationships with our members. Today, we serve over 16,700 members and manage total assets of $179,642,367, a testament to our growth and commitment. Our mission is simple yet powerful: to empower our members with the financial tools and support they need to achieve their goals. We believe in serving not just as a bank but as a trusted partner in your financial journey. Our services range from personal banking options like checking and savings accounts to auto loans, mortgages, and business banking solutions. We are dedicated to enhancing the lives of those in Kingstree and beyond through community engagement and outreach. While you can visit us at our branch location for all your banking needs, official correspondence should be sent to our mailing address at 488 Nelson Blvd, Kingstree, SC 29556-4025. Our operating hours are convenient for busy lifestyles: Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 5:30 PM. We understand the importance of accessibility; that's why we offer ATM services and drive-thru banking for quick transactions. Our commitment extends beyond traditional banking our online and mobile banking platforms ensure that you can manage your finances anytime, anywhere. Georgetown Kraft is more than just a credit union; we are an integral part of the Kingstree community. Through partnerships with local organizations and various outreach programs, we strive to uplift those around us. We invite you to join us on this exciting journey towards financial wellness. Experience the benefits of being a member at Georgetown Kraft today! Call us at 843-436-6355 or visit our website at gkcu.org for more information.

Becoming a member of Georgetown Kraft is like joining a close-knit family where your financial well-being is the priority. If you live, work, or worship in the area around 488 Nelson Blvd Kingstree Sc 29556, you're already on your way to becoming part of our community! We welcome individuals from all walks of life, and our membership criteria are designed to be inclusive. Whether you're looking for reliable banking services or personal loans, Georgetown Kraft offers a range of benefits that make it worthwhile to join us. You can check out the specific eligibility details on our website at for more information. Starting your membership journey is simple and straightforward. Just give us a call at (843) 436-6355, and our friendly team will guide you through the account opening process. We're here to help you every step of the way, ensuring that you feel confident in your financial decisions. Visit us soon and see how Georgetown Kraft can support your financial goals while providing the personalized service you deserve!

At Georgetown Kraft, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation that ensures your trust and support. With a net worth of $30,344,236, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,687 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $25,075,818 in share certificates and $8,827,428 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to reinvestment is evident with $27,656,911 in undivided earnings. This allows us to enhance our banking tools, strengthen lending options, and improve security measures for our members. With $3,129 in used auto loans and $112,814,446 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our $2,452,493, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 68 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 35,195, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Georgetown Kraft is your trusted partner. Visit us at 488 Nelson Blvd Kingstree Sc 29556 or call (843) 436-6355 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

At Georgetown Kraft, we understand that life is full of financial needs, whether it's buying a new car, purchasing your first home, or managing everyday expenses. That's why we offer a variety of loan products designed to meet the diverse needs of our members. Our branch is located at 488 Nelson Blvd, Kingstree, SC 29556, and you can reach us at 843-436-6355 for any questions. With over 11,200 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular among our members. Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $52,655,752 in used vehicle loans and $11,150,217 in new vehicle loans already helping members get on the road. If you're considering homeownership or looking to refinance your current mortgage, our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $6,073,544. We simplify the process so you can focus on making your house a home. For those who need extra flexibility in managing finances, we also provide unsecured credit card loans with a total of $3,552,343 available. These cards come with flexible terms to help you effectively manage your spending. Additionally, if you're a business owner seeking capital for growth or expansion, our commercial loan offerings are designed to meet your needs as well. We want to make sure you have access to all possible options. If you're interested in refinancing or exploring eligibility options for any of these loans, please don't hesitate to ask us during your visit or call. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us today at Georgetown Kraft to learn more about how our loan products can help you achieve your financial goals!