GEORGETOWN KRAFT CREDIT UNION

Welcome to Georgetown Kraft, where community and financial strength come together! Located at 1379 N Fraser St, Georgetown, SC 29440, we have been proudly serving our members since 1952. With a deep-rooted commitment to fostering financial well-being, we currently support over 16,711 members in achieving their financial goals. At Georgetown Kraft, we understand that every member's journey is unique. That's why we offer a range of services tailored just for you from personal banking options like checking and savings accounts to auto loans and mortgage refinancing. Our total assets amount to an impressive $179,642,367, allowing us to provide robust solutions and the highest level of service. Our dedicated team, led by CEO Kevin Owens and Board President James Bessant, works tirelessly to create a welcoming environment for all. With 72 employees on hand, we are here to ensure you feel valued and supported every step of the way. In addition to our financial offerings, we maintain a solid foundation with total deposits reaching $26,155,257 and net worth standing at $30,344,236. We also prioritize your convenience with amenities like online banking, mobile payments, and ATM access right at your fingertips. While members can visit us at our branch location for face-to-face assistance, official correspondence should be sent to our mailing address: 1379 N Fraser St, Georgetown, SC 29440-2825. Whether you're looking to open an account or need expert advice on loans and financing options, we're just a phone call away at (843) 546-8494. Experience the difference with Georgetown Kraft today where your financial journey is our priority!

At Georgetown Kraft, we believe that becoming a member is like joining a close-knit family where everyone supports each other. If you're looking to join us, it's easy! We welcome anyone who lives, works, worships, or attends school in our community to become a part of our credit union. This means if you're located near our branch at 1379 N Fraser St, Georgetown, SC 29440, you're likely eligible! Becoming a member opens up a world of financial benefits tailored just for you, including competitive rates on loans and access to personalized services designed to help you thrive. To get started on your membership journey, simply visit our website at gkcu.org for the latest eligibility details and an easy account opening process. If you have any questions or need assistance, feel free to reach out to us at 843-546-8494; we're here to help!

At Georgetown Kraft, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation, allowing us to serve you with confidence. With a net worth of $30,344,236, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 16.87% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $25,075,818 in share certificates and $8,827,428 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $27,656,911 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $3,129 in used auto loans and $112,814,446 in total loans and leases, supporting members' financial goals across various sectors. Our operational efficiency is reflected in our net income of $2,452,493, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 68 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $0. Total Share Accounts: 35,195, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Georgetown Kraft is your trusted partner. Visit us at 1379 N Fraser St Georgetown Sc 29440 or call 843-546-8494 to learn more about how we can help you achieve your financial goals.

At Georgetown Kraft, we understand that financial needs vary from person to person. Whether you're looking to buy a new car, purchase your dream home, or manage everyday expenses, we have loan products designed just for you. With over 11200 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular; if you're considering buying a new vehicle, you'll be pleased to know that our offerings include $11,150,217 in new vehicle loans and $52,655,752 in used vehicle loans. We pride ourselves on providing some of the lowest rates in the industry to help you get on the road with confidence. Thinking about homeownership? Our mortgage options make it simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $6,073,544, making it easier than ever to buy or refinance your home. For those who need flexibility in managing finances, we provide unsecured credit card loans with a total of $3,552,343 available. These loans can help you cover unexpected expenses or consolidate debt without the burden of collateral. Business owners can also benefit from our services. Although we currently do not have outstanding commercial loans, our commitment to helping local businesses grow remains strong. If you're interested in refinancing options or want to know more about eligibility requirements for any of our loan products, please reach out to us directly at 843-546-8494 or visit us at 1379 N Fraser St, Georgetown, SC 29440. Our dedicated team is here to assist you every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let Georgetown Kraft be your partner in achieving your financial dreams!