Introduction
Welcome to Georgetown Kraft, where community and financial strength come together! Located at 1379 N Fraser St, Georgetown, SC 29440, we have been proudly serving our members since 1952. With a deep-rooted commitment to fostering financial well-being, we currently support over 16,711 members in achieving their financial goals. At Georgetown Kraft, we understand that every member's journey is unique. That's why we offer a range of services tailored just for you from personal banking options like checking and savings accounts to auto loans and mortgage refinancing. Our total assets amount to an impressive $179,642,367, allowing us to provide robust solutions and the highest level of service. Our dedicated team, led by CEO Kevin Owens and Board President James Bessant, works tirelessly to create a welcoming environment for all. With 72 employees on hand, we are here to ensure you feel valued and supported every step of the way. In addition to our financial offerings, we maintain a solid foundation with total deposits reaching $26,155,257 and net worth standing at $30,344,236. We also prioritize your convenience with amenities like online banking, mobile payments, and ATM access right at your fingertips. While members can visit us at our branch location for face-to-face assistance, official correspondence should be sent to our mailing address: 1379 N Fraser St, Georgetown, SC 29440-2825. Whether you're looking to open an account or need expert advice on loans and financing options, we're just a phone call away at (843) 546-8494. Experience the difference with Georgetown Kraft today where your financial journey is our priority!
Branch History & Mission
Join Us Today!
As we look toward the future, we invite you to become part of our growing family at Georgetown Kraft. Experience the difference that comes with being a member-owned credit union where your voice matters. Whether you're looking for personal loans or business solutions, we're here to help you every step of the way. Connect with us today by calling (843) 546-8494 or visiting our website at gkcu.org. Together, let's build a brighter financial future!
Our Evolution
Located at 1379 N Fraser St Georgetown, SC 29440, our branch has seen many changes in the financial landscape. We started as a modest credit union focused on personal banking needs and have expanded our services to include auto loans, mortgage financing, credit cards with rewards, and business banking solutions. Our commitment to innovation has led us to embrace digital advancements such as online and mobile banking, ensuring that our members can manage their finances conveniently from anywhere. In addition to our comprehensive financial services, we take pride in being an accessible institution. We provide ATM availability and drive-thru banking for quick transactions while maintaining compliance with ADA standards. Our operating hours are designed to accommodate our members: Monday through Thursday from 9 AM to 5 PM and Friday until 5:30 PM.
Our Mission
At Georgetown Kraft, our mission is simple yet profound: we strive to enhance the quality of life for our members by offering personalized financial solutions that foster growth and stability. We believe in supporting not just individual aspirations but also community initiatives. Through partnerships with local organizations, we engage in outreach programs that uplift our community and contribute to its prosperity. While members can visit us at 1379 N Fraser St Georgetown Sc 29440, official correspondence should be sent to 1379 N Fraser St, Georgetown, SC 29440-2825. This ensures all communications are handled promptly and efficiently.
Branch Location & Accessibility
Contact Us
Ready to experience the Georgetown Kraft difference? Feel free to give us a call at 843-546-8494 if you have any questions or want more information about our services. We invite you to visit us soon your financial journey starts here!
Operating Hours
We understand that life can be hectic. That's why our lobby hours are designed to accommodate your schedule: we're open Monday through Thursday from 9 AM to 5 PM and on Friday until 5:30 PM. Our dedicated team is here to assist you during these times with any questions or services you may need.
Parking and Accessibility
Our branch offers ample parking to ensure a hassle-free visit. Plus, we're fully equipped with ADA-compliant features, including ramps and accessible entrances, so everyone can feel welcome. If you prefer not to come inside, we also have a drive-thru service available for quick transactions without leaving your vehicle.
Services Offered
At Georgetown Kraft, we offer a wide range of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need cash? Our ATM is conveniently available for withdrawals and balance checks whenever you need it.
Member Eligibility
At Georgetown Kraft, we believe that becoming a member is like joining a close-knit family where everyone supports each other. If you're looking to join us, it's easy! We welcome anyone who lives, works, worships, or attends school in our community to become a part of our credit union. This means if you're located near our branch at 1379 N Fraser St, Georgetown, SC 29440, you're likely eligible! Becoming a member opens up a world of financial benefits tailored just for you, including competitive rates on loans and access to personalized services designed to help you thrive. To get started on your membership journey, simply visit our website at gkcu.org for the latest eligibility details and an easy account opening process. If you have any questions or need assistance, feel free to reach out to us at 843-546-8494; we're here to help! Business Banking & Commercial Services
Loan Options Tailored for Growth
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.
Merchant Services That Make Transactions Simple
We know that managing day-to-day transactions can be challenging. That's why we offer comprehensive merchant services designed to streamline payment processing for your business. From credit card acceptance to mobile payment solutions, our services help ensure that your customers have a smooth experience while you focus on what matters most growing your business. Visit us at 1379 N Fraser St Georgetown Sc 29440 in Georgetown, SC or call us at (843) 546-8494 to learn more about how we can support your business journey!
Comprehensive List Of Services
Accessing Our Services
We invite you to explore all these offerings at our branch during convenient hours: Monday through Thursday from 9 AM to 5 PM and Friday until 5:30 PM. If you're ready to take control of your financial future or have any questions about our services, please don't hesitate to reach out by calling us at 843-546-8494. At Georgetown Kraft, we're more than just a credit union; we're your partners in financial success. Join us today and discover how we can help you achieve your goals!
Business Banking Solutions
For local businesses, our Business Banking services include essential tools like Merchant Services & Business Loans. We understand that running a business comes with its own set of challenges, and we're committed to helping you find the right financial solutions.
Digital Banking Convenience
Staying connected with your finances has never been easier thanks to our robust Online & Mobile Banking features. You can manage accounts, transfer funds, and pay bills right from your smartphone or computer. Plus, our ATM & Cash Withdrawal Services ensure you have access to cash whenever you need it. With basic drive-thru banking available for deposits and withdrawals, we make transactions simple and hassle-free.
Loans and Credit Options
In addition to vehicle financing, we also offer Personal Loans & Debt Consolidation services that can help simplify your finances or fund your next project. Our Credit Cards with Rewards give you the chance to earn while you spend, making each purchase more rewarding.
Personal Banking
Our personal banking services are designed to make your life easier. We offer various Checking & Savings Accounts tailored to fit different lifestyles, ensuring you can manage your money effectively. If you're in the market for a new vehicle, check out our Auto Loans & Vehicle Financing, which provide competitive rates and flexible terms. For those looking to buy a home or refinance their existing mortgage, our Mortgage Loans & Refinancing options can help you navigate the process with ease.
Digital & Online Banking
Key Features
We know security is crucial when it comes to banking online. That's why our services are built with advanced security measures to protect your personal information. While we currently do not offer electronic signature authorization for document signing, you can still enjoy the convenience of e-statements. Going paperless with e-statements helps you stay organized while contributing to a greener environment. If you're looking for quick ways to send money to friends or family, our person-to-person transfer feature makes it simple and fast. You can send money directly from your account without any hassle. And if you're into mobile payments, we've got you covered! Our mobile payments feature allows you to make purchases quickly using just your smartphone. At Georgetown Kraft, we're dedicated to providing accessible and user-friendly banking solutions tailored for everyone. Whether you're at home or out and about, managing your finances has never been easier. Join us today and experience the convenience of modern banking!
Financial Strength
At Georgetown Kraft, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation, allowing us to serve you with confidence. With a net worth of $30,344,236, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 16.87% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $25,075,818 in share certificates and $8,827,428 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $27,656,911 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $3,129 in used auto loans and $112,814,446 in total loans and leases, supporting members' financial goals across various sectors. Our operational efficiency is reflected in our net income of $2,452,493, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 68 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $0. Total Share Accounts: 35,195, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Georgetown Kraft is your trusted partner. Visit us at 1379 N Fraser St Georgetown Sc 29440 or call 843-546-8494 to learn more about how we can help you achieve your financial goals.
Loan Offering
At Georgetown Kraft, we understand that financial needs vary from person to person. Whether you're looking to buy a new car, purchase your dream home, or manage everyday expenses, we have loan products designed just for you. With over 11200 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular; if you're considering buying a new vehicle, you'll be pleased to know that our offerings include $11,150,217 in new vehicle loans and $52,655,752 in used vehicle loans. We pride ourselves on providing some of the lowest rates in the industry to help you get on the road with confidence. Thinking about homeownership? Our mortgage options make it simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $6,073,544, making it easier than ever to buy or refinance your home. For those who need flexibility in managing finances, we provide unsecured credit card loans with a total of $3,552,343 available. These loans can help you cover unexpected expenses or consolidate debt without the burden of collateral. Business owners can also benefit from our services. Although we currently do not have outstanding commercial loans, our commitment to helping local businesses grow remains strong. If you're interested in refinancing options or want to know more about eligibility requirements for any of our loan products, please reach out to us directly at 843-546-8494 or visit us at 1379 N Fraser St, Georgetown, SC 29440. Our dedicated team is here to assist you every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let Georgetown Kraft be your partner in achieving your financial dreams!
Loan Aggregator
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Ensuring Accurate Comparisons
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